--- base_model: intfloat/e5-base datasets: [] language: [] library_name: sentence-transformers pipeline_tag: sentence-similarity tags: - sentence-transformers - sentence-similarity - feature-extraction - generated_from_trainer - dataset_size:100000 - loss:GISTEmbedLoss widget: - source_sentence: 'Brass decorative stampings including a number of ornamental frames. Some brass frames made specifically to accept Swarovski ss30 flat back stones. 508-222-2000 Fax 508-222-3011 Email firstname.lastname@example.org Brothers brass jewelry findings are open line and Made in USA (c) 2003-2017 Guyot Brothers Co Inc, A jewelry findings manufacturer' sentences: - Mining - Findings - rug - source_sentence: 'WORKSPACE WOOD FLOORING PROJECTS Workspace projects demand flooring solutions and wall cladding options versatile enough to deliver the right look for the brief, whether modern or traditional. Office flooring options have to be durable and increasingly, need to support biophilic and environmentally friendly design. Hardwood flooring delivers on all fronts. The choice of colour, species, finishes and designs available means that there is something for every workspace flooring project. It works well with other flooring choices such as carpet tiles, allowing designers to create office space, break-out and communal areas within the scheme. As a natural flooring choice, it also provides an important connection to nature that luxury vinyl and other plastic-based alternatives can’t match. Start your conversation with a workspace specification consultant by calling 0800 470 0068 What Is Wooden Workspace Flooring? Wood is often mixed with other flooring material in different workspace areas depending on the volume of traffic and the look and feel required. As wood flooring is a natural product, it has the added benefit of helping to deliver biophilic design, which aims to build nature into workspace environments in order to improve a sense of wellbeing, engagement and productivity among employees. Not all wood floors however, are created equal, and Ted Todd hardwood floors and wall cladding stand out from other companies in a number of ways. We only sell wood flooring, ensuring we have the best choice in the market. Many of our floors are designed and manufactured in our Cheshire workshops, allowing us to work with clients to deliver custom and bespoke options. Most importantly, we never compromise on quality and offer FSC and PEFC certification at no extra cost. Different Types of Wood Suitable for Office Flooring? Ted Todd have vast experience of working with clients to provide office floor options and can advise on the most suitable floor or wall cladding for any project. There are a number of considerations that will determine which wood floor is most suitable for a workspace project including foot traffic, slip resistance, fire rating and environmental requirements, other materials they will be used alongside, as well as colour and design considerations. As well as planks, chevron and herringbone blocks or panels, from narrow to superwide options, Ted Todd offers engineered and solid wood flooring in a choice of depths, construction and finishes as well as a bespoke service if required. Flooring Over Alternatives Like Vinyl & Laminate Flooring At Ted Todd, we only sell wood. We love the fact that it’s a natural material, is environmentally friendly and can be used to create so many different looks. And as so many historic buildings are testament to, wood floors last for centuries not just decades if cared for properly. Laminate and vinyl floors cannot make all these claims. Increasingly, concerns about emissions from plastic-based floors mean that more workspace projects are turning away from these products, towards zero emission alternatives like hardwood flooring. Ted Todd also have a choice of finishes to ensure that each floor has the built-in durability required for different areas of workspace projects. What Are The Benefits of Office Wooden Floors Over Carpet Tiles? Given the creative requirements of office spaces, its not an either or. Mixing different material with wood floors such as carpet tiles is a good way of breaking up different spaces within an office and we often see them work well together. Wood floors undoubtably add impact as the Ted Todd gallery demonstrates like no other material. Mix colours and pattens to add interest and impact. What Rooms In A Workspace Are Suitable for Hardwood Floors? Wood is a popular and cost effective choice for Workspace projects, from company headquarters, offices or shared workspaces including canteen and kitchen areas. For many companies, the look, age and design of the wood flooring used is an ideal way of reinforcing and enhancing the company’s brand through the workspace design. The choice of wood floor options means they can be easily tailored to different design schemes, whether it’s bespoke patterns for a statement reception area, rich dark aged wood in boardrooms and libraries or smooth, light expanses of wood flooring across an office space. Our Workspace Flooring Projects Ted Todd floors and wall cladding have been used in workspace projects of all sizes and budgets. Some of our favourites include The Birchwood Building, a modern, welcoming workplace that offers flexible and inviting office spaces with a residential feel and offices in St James, London, which were restored to create grand meeting rooms, contemporary breakout areas and tranquil sleep pods that are quirky and cool but still have a quintessentially British feel. Free Samples Available You can order up to three free samples of any of our floors via the website. Our team are available to help you decide which floors may be most suitable and talk you through the correct finish for your project.' sentences: - Flooring - Shipping - Marketing - source_sentence: 'AppScenic ‑ Smart Dropshipping AppScenic ‑ Smart Dropshipping is a Shopify app that connects e-commerce store owners to high-quality dropshipping and wholesale suppliers. With this app, users can dropship from fast and verified suppliers located in top-tier countries such as the USA, UK, EU, and CAN. The app offers automated orders, with stock and price synced 24/7 between the user and the suppliers. Tracking numbers are also imported automatically to the store. AppScenic makes it easy to start selling right away, with a simple account setup, store connection, and product import. Connects e-commerce store owners to high-quality dropshipping and wholesale suppliers Dropship from fast & verified suppliers located in top-tier countries Automated orders with synced stock & price 24/7 Import products with just a click Discover unique suppliers Extremely fast setup Imported products: 500 (Free plan) Imported products: 500 0% Products Discount, Pushed products: 500, Automatic ordering 5% Products Discount, Pushed products: 10,000, Automatic ordering 15% Products Discount, Pushed products: 30,000, Automatic ordering Tips and Tricks Use AppScenic to find high-quality dropshipping and wholesale suppliers Take advantage of the automated order processing and stock synchronization Import products with just a click to start selling right away Disclaimer: The information and ideas provided within this app are intended for general informational purposes only. They should not be interpreted as legal, financial, or business advice. We cannot guarantee that these ideas do not infringe upon third-party intellectual property rights. It is advisable to consult with appropriate professionals or seek intellectual property counsel for specific guidance pertaining to your situation. Furthermore, please note that any resources suggested within the app are for informational purposes only and should not be considered as a substitute for professional advice or an endorsement of their suitability for your specific circumstances. Find out what your Shopify store is worth You don’t have to be looking to sell your Shopify store to use this form — just follow our simple steps for a free valuation. OpenStore reviews: 4 founders who sold their Shopify stores Real success stories from Shopify founders who sold to OpenStore. Fast, fair algorithmic valuations, and all-cash payouts within 1-2... 60+ ways how to promote your Shopify store Boost your store with tips from founders: nail social media ads with user-generated content, master timely email marketing, and deploy...' sentences: - Software - Filmmaker - Shopify - source_sentence: 'If the financial industry wants to learn more about the potential impact mobile payments could have on the market, it could do a lot worse than look to China. The world’s second-largest economy is one of the leading markets for mobile payments, thanks to a young, tech-savvy population, widespread adoption of smartphones and a large range of players driving the market. According to data from iResearch, China’s mobile payment transactions jumped by 64 per cent year-on-year in the third quarter of 2015, reaching 2.42 trillion yuan ($373.2 billion). In the last few months, several new entrants have tried to grab a slice of this for themselves, with both domestic and international companies seeking to get involved. Already, established names such as Apple Pay are competing with local services such as Alibaba, and this is only set to increase as the number of users grow. Huawei, Xiaomi among new players A key reason for the boom in mobile payments is China’s rapidly-expanding smartphone sector. It’s estimated the country will have 563 million smartphone users by the end of this year – more than the entire population of the US and Brazil combined. And unlike many markets, it’s home-grown manufacturers that take the lion’s share of sales. It’s unsurprising that these firms are getting involved in mobile payments. Number one Chinese smartphone maker Xiaomi has recently announced a partnership with UnionPay to develop a new mobile payment service for the hardware maker’s products that are expected to utilize NFC technology to make it easier to pay via mobile in-store. It’s not the first manufacturer to go down this route. Earlier this year, Xiaomi’s biggest rival Huawei announced its own partnership with UnionPay to bolster its mobile payment offerings. And it’s not just domestic firms that are looking to take advantage of this demand. South Korean manufacturer Samsung has also looked to enter the Chinese mobile payments market. Injong Rhee, head of research and development, software and services of mobile communications business, Samsung, commented: “We ultimately want to make Samsung Pay available to as many consumers as possible in China, so that everyone can have the opportunity to enjoy the simplicity, safety and convenience of this mobile payment solution.” An everyday payment option One factor that separates the Chinese mobile payments market from many other parts of the world is the widespread recognition and acceptance of the technology as an everyday payments solution. Companies such as Alipay and Tencent have worked to embed mobile payments into applications such as social messaging tools that consumers are already using, so it is a natural progression for many consumers to make payments through their favorite apps. As well as person-to-person payments, mobile devices can be used to pay for everything from utilities to travel tickets and lunch bills. And this could be set to increase in the coming months and years as the country actively encourages more merchants to accept the technology for online sales. Warren Hayashi, president for Asia-Pacific at global payments outsourcing company Adyen, told the South China Morning Post recently that mobile solutions offer a much faster, more convenient option compared with traditional tools. And considering the impact of mobile is vital, whether firms are setting up dedicated solutions for this or simply streamlining existing online payment options. “Merchants have to optimize payments for mobile devices,” he stated. “If you have ten steps in your checkout flow for mobile, the likelihood that the consumer makes it to the tenth step is increasingly low.” The impact of mobile devices for both in-store and online payments in China could be a lesson for banks around the world when trying to encourage adoption of these services. The keys to success are simplicity, convenience and widespread merchant acceptance. Get these building blocks in place and consumers will be far more receptive to the technology.' sentences: - development - marketing - Payments - source_sentence: 'Essential Soft-skills & Competencies for Today’s Executives & Employees Soft-skills are defined as the personal attributes that enhance and individual’s interaction, job performance and career prospect. Soft-skills are interpersonal and generally applicable. - Excellent presentation skill. - Emotional intelligence. - Social/networking skill, - Business writing/business communication skills. - Effective communication skill (fluent speaking and good writing). - Work/workplace etiquette. - Team playing – the ability to work productively and effectively with others. Also, inter-personal skill. - Information and communication technology/computer skills. - Apt to learning – ability to learn and adapt to a job very fast with minimal supervision and explanation. Being clever and resourceful. - Teaching/training/mentoring skills and abilities. - Numerical/mathematical skill. - Information gathering and acquisition skills. Also, the ability to keep tabs of happenings in your business, corporate, socio-economic and political environment. - Anticipation skill – always try to see things/events coming before they actually arrived/happen. - Leadership, supervisory and managerial skills. - Adaptability to organisational/corporate changes (both role changes and management changes. Also, change management or transition management. - Initiative & independent skills/innovation & idea generation skills. - Financial resources management skill. - Human resources development and management skill. - Conflict resolution and conflict management skills. - Motivational skill – ability to motivate your team/group/workers. Also, self-motivation and management skills. - Flexibility and creativity. Also, creative thinking skill. - Risk taking, risk bearing and risk management skills. - Financial report/financial statement interpretation and analysing skills. Note that, today’s workplace requires that employees, managers and executives to possess these essential soft-skills… Like our page: facebook.com/vaxity' sentences: - AMP - Skills - Globalization --- # SentenceTransformer based on intfloat/e5-base This is a [sentence-transformers](https://www.SBERT.net) model finetuned from [intfloat/e5-base](https://huggingface.co/intfloat/e5-base) on the train dataset. It maps sentences & paragraphs to a 768-dimensional dense vector space and can be used for semantic textual similarity, semantic search, paraphrase mining, text classification, clustering, and more. ## Model Details ### Model Description - **Model Type:** Sentence Transformer - **Base model:** [intfloat/e5-base](https://huggingface.co/intfloat/e5-base) - **Maximum Sequence Length:** 512 tokens - **Output Dimensionality:** 768 tokens - **Similarity Function:** Cosine Similarity - **Training Dataset:** - train ### Model Sources - **Documentation:** [Sentence Transformers Documentation](https://sbert.net) - **Repository:** [Sentence Transformers on GitHub](https://github.com/UKPLab/sentence-transformers) - **Hugging Face:** [Sentence Transformers on Hugging Face](https://huggingface.co/models?library=sentence-transformers) ### Full Model Architecture ``` SentenceTransformer( (0): Transformer({'max_seq_length': 512, 'do_lower_case': False}) with Transformer model: BertModel (1): Pooling({'word_embedding_dimension': 768, 'pooling_mode_cls_token': False, 'pooling_mode_mean_tokens': True, 'pooling_mode_max_tokens': False, 'pooling_mode_mean_sqrt_len_tokens': False, 'pooling_mode_weightedmean_tokens': False, 'pooling_mode_lasttoken': False, 'include_prompt': True}) (2): Normalize() ) ``` ## Usage ### Direct Usage (Sentence Transformers) First install the Sentence Transformers library: ```bash pip install -U sentence-transformers ``` Then you can load this model and run inference. ```python from sentence_transformers import SentenceTransformer # Download from the 🤗 Hub model = SentenceTransformer("sentence_transformers_model_id") # Run inference sentences = [ 'Essential Soft-skills & Competencies for Today’s Executives & Employees\nSoft-skills are defined as the personal attributes that enhance and individual’s interaction, job performance and career prospect. Soft-skills are interpersonal and generally applicable.\n- Excellent presentation skill.\n- Emotional intelligence.\n- Social/networking skill,\n- Business writing/business communication skills.\n- Effective communication skill (fluent speaking and good writing).\n- Work/workplace etiquette.\n- Team playing – the ability to work productively and effectively with others. Also, inter-personal skill.\n- Information and communication technology/computer skills.\n- Apt to learning – ability to learn and adapt to a job very fast with minimal supervision and explanation. Being clever and resourceful.\n- Teaching/training/mentoring skills and abilities.\n- Numerical/mathematical skill.\n- Information gathering and acquisition skills. Also, the ability to keep tabs of happenings in your business, corporate, socio-economic and political environment.\n- Anticipation skill – always try to see things/events coming before they actually arrived/happen.\n- Leadership, supervisory and managerial skills.\n- Adaptability to organisational/corporate changes (both role changes and management changes. Also, change management or transition management.\n- Initiative & independent skills/innovation & idea generation skills.\n- Financial resources management skill.\n- Human resources development and management skill.\n- Conflict resolution and conflict management skills.\n- Motivational skill – ability to motivate your team/group/workers. Also, self-motivation and management skills.\n- Flexibility and creativity. Also, creative thinking skill.\n- Risk taking, risk bearing and risk management skills.\n- Financial report/financial statement interpretation and analysing skills.\nNote that, today’s workplace requires that employees, managers and executives to possess these essential soft-skills…\nLike our page: facebook.com/vaxity', 'Skills', 'AMP', ] embeddings = model.encode(sentences) print(embeddings.shape) # [3, 768] # Get the similarity scores for the embeddings similarities = model.similarity(embeddings, embeddings) print(similarities.shape) # [3, 3] ``` ## Training Details ### Training Dataset #### train * Dataset: train * Size: 100,000 training samples * Columns: anchor and positive * Approximate statistics based on the first 1000 samples: | | anchor | positive | |:--------|:-------------------------------------------------------------------------------------|:--------------------------------------------------------------------------------| | type | string | string | | details | | | * Samples: | anchor | positive | |:------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------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| Adult Beginners in Top QualityNow you can enjoy Adult Beginners in HD format with duration 90 Min and has been launched in 2015-04-24 with MPAA rating is 0.
- Original Title : Adult Beginners
- Movie title in your country : Adult Beginners
- Year of movie : 2015
- Genres of movie : Comedy,
- Status of movie : Released
- Release date of movie : 2015-04-24
- Companies of movie : Vantage Holdings, Burn Later Productions, Duplass Brothers Productions,
- Countries of movie : United States of America,
- Language of movie : English,
- Durationof movie : 90 Min
- Average vote of movie : 0
- Youtube ID of movie : b-qAKSwme5Q
- Translation of movie : EN,PT,
- Cast of movie :
- Nick Kroll ( Jake )
- Rose Byrne ( Justine )
- Bobby Cannavale ( Danny )
- Joel McHale ( Hudson )
- Caitlin Fitzgerald ( Kat )
- Bobby Moynihan ( Paul )
- Josh Charles ( Phil )
- Jane Krakowski ( Miss Jenn )
- Paula Garcés ( Blanca )
- Jason Mantzoukas ( )
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Director : Ross Katz, Screenplay : Jeff Cox, Screenplay : Liz Flahive, Story : Nick Kroll, Cinematography : Vanja Cernjul, Editor : Paul Frank,
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Widget example is on the right side of this page. | Website | | Cheques can still be unpaid by the bank, at a later date. The time this takes will depend on the country involved — it can take several weeks. Moving abroad Moving abroad. Find out more Premier Banking. The Jersey, Guernsey and Isle of Man branches of Lloyds Bank Corporate Markets plc are each separately licensed as regulated deposit-takers in their respective jurisdictions. For more information on ring-fencing visit international.
Both companies are part of Lloyds Banking Group plc. See Company Information. Whilst our services will be available to many customers, there are countries where, due to legal or regulatory restraints, we cannot provide them. Rules and regulations made under the UK Financial Services and Markets Act for the protection of depositors and investors, including the Financial Services Compensation Scheme, do not apply to the financial services business of companies within the Lloyds Banking Group carried out from offices outside of the United Kingdom.
Lloyds Bank Corporate Markets plc. Registered in England and Wales no. Authorisation can be checked on the Financial Services Register. Services provided by the Jersey, Guernsey and Isle of Man branches of Lloyds Bank Corporate Markets plc will be subject to the regulatory regime applicable in their respective jurisdiction, which will differ in some or all respects from that of the UK.
Further information about the regulatory status of the Jersey, Guernsey and Isle of Man branches of Lloyds Bank Corporate Markets plc, is set out below. Lloyds Banking Group plc does not guarantee the liabilities of its subsidiaries.
Rules and regulations made under the UK Financial Services and Markets Act , including the Financial Services Compensation Scheme, do not apply to the financial services business of companies within the Lloyds Banking Group carried out from offices outside the United Kingdom. Copies of our terms and conditions and latest report and accounts are available upon request from the above registered office.
Copies of our terms and conditions are available on request from the above registered office. Eligible deposits are deposits held by private individuals and charities. Depositor protection does not extend to corporations, small to medium sized enterprises, partnerships and trusts. Full details of the Scheme and banking groups covered are available on the States of Jersey website or on request.
Deposits with the Guernsey branch of Lloyds Bank Corporate Markets plc will not be covered by any equivalent deposit compensation scheme to the Guernsey Banking Deposit Compensation Scheme in any other jurisdiction. Lloyds Bank International Services Limited. Please note that, in relation to banking services which we provide, you might not be eligible for compensation under a deposit protection guarantee scheme available in your country of residence.
If in doubt, contact your local banking regulator, visit their website or seek independent advice. Depositors may wish to form their own view on the financial standing of Lloyds Bank Corporate Markets plc and Lloyds Bank International Services Limited and their respective parent company based upon publicly available information. Legislation or regulations in your home jurisdiction may prohibit you from entering into such a transaction with us.
We reserve the right to make final determination on whether you are eligible for any products or services. Residents or Nationals of certain jurisdictions may be subject to exchange controls and should seek independent advice before entering into any transactions with us. Correspondent and recipient bank charges may apply. Find out how the process works.
Check you're eligible by answering a few questions. This service could be particularly useful for people: Topping up a bank account in a different country. Paying bills. Sending money to family. Making purchases. Running a home or a holiday home. Working or living abroad. About to move to the UK. Buying or investing in a property abroad. Travelling frequently. With dependants in different countries. Assess your needs If you know you will need to send money abroad on a regular basis, it could make sense to set up an international bank account.
Think about how you want to make payments Lloyds Bank Corporate Markets plc lets you make payments online 24 hours a day, 7 days a week, or over the phone. Understand the various methods available for sending money overseas and weigh up the pros and cons.
There are several options to choose from: Electronic transfers The cheapest and simplest way of sending money abroad is through an electronic transfer. International Standing Orders These allow you to make overseas money transfers on a regular basis using your International Currency Account.
Check the exchange rate. Decide on the currency you want to use. You can make a payment in two ways Pay in your own currency, which is then converted into the local currency when it arrives at its destination Convert the amount into the destination currency before paying it overseas When you make overseas money transfers online with your international currency account, you'll be able to see clearly how much money will leave your account — or how much the recipient will get.
Gather the information you need from the intended recipient. Set up the payment details. Pay all Charges: A Correspondent Bank Fee will be payable for international payments where you choose to pay the charges for the recipient, if you are permitted to do so based upon the destination of the payment and the type of account that you hold. The Correspondent Bank Fee replaces all Correspondent bank charges.
The recipient bank may still charge its customer a fee but we cannot provide information about such a fee. The amount of the Correspondent Bank Fee depends on the location of the recipient bank. Cheques in a foreign currency drawn in a different country e. We offer a wide range of foreign exchange services. When you make a payment online, you'll be told how much you should expect to leave your account or how much the recipient will receive.
If you want certainty over the exchange rate, you should make your payment in the currency of the country you are sending it to. Otherwise, you won't know what exchange rate is going to be used by the receiving bank. Payments are processed using our standard exchange rate. The tables below provides an indication of the margin, which is the current percentage difference between this rate and the rate at which we buy and sell currency in the foreign exchange markets the wholesale rate.
The margin will be applied and incorporated within your foreign exchange rate. Please note if you are sending funds from a Sterling International account please refer to below table:. Please note if you are sending funds from a Currency International account please refer to below table:. For our exchange rates for international money transfers , please call us or contact your Relationship Manager. However, correspondent and recipient bank charges may apply. There may be limits on payments you can make and we may not be able to start processing all payments instructed out of normal banking hours.
We may make additional security checks before acting on a particular request for an International Money Transfer, when we believe we are justified in doing so. You'll need to provide us with your recipient's bank account number and the full name and address of their bank. You'll need to give us accurate information about the person you are sending it to. This includes:. You'll need to get these details from the person you want to transfer money overseas to.
It is a unique code that identifies an individual bank account. Please note that IBANs can have a different number of characters and are a mix of letters and numbers. Your payment should get to the recipient's bank in days — the time it takes will vary from country to country. We aren't in control of how long it takes the recipient's bank to process the transfer, however. You'll get a reference number if you pay online and can print off your own receipt.
Payments made by phone will be shown on your statement, so please check this carefully. Payment confirmations are available upon request. If for any reason the money doesn't arrive, please tell us as soon as possible and we'll try to trace it. You may be charged for this service.
Charges will vary depending on the value of the cheque and whether it's paid into a Currency Account or a Sterling Account. Cheques or drafts by negotiation will be credited to your account in a few days, minus charges. This service can only be used if the draft or the cheque is in the local currency. Credits from cheques can still be reversed by the bank at a later date if it turns out that the payer's bank account has insufficient funds.
If the payment is from a high-risk country or isn't in the sender's local currency, it's likely the payment will be sent for collection. This means your account won't be credited until we're certain the money will be paid.
The time this takes will depend on the country involved — it can take several weeks. You can make international money transfers online via Currency Internet Banking. This service is for any of these international accounts:. View demo. Available online 24 hours a day, 7 days a week.
We won't charge you for transferring money overseas. Use our online calculator for an indication of cost and fees for the payment. Make a payment. You can use our international payments calculator to get an estimate of how much a payment will cost. If you make the payment using Internet Banking then the recipient will pay their bank or correspondent bank charges that may apply.
Payments made before 3pm on a working day will be processed the same day. Otherwise, the payment will be processed on the following working day. Mon-Fri 8am-6pm and Sat. Check eligibility Is international banking for you? Find out more International Current Accounts. Find out more Guide to sending money abroad. The Jersey, Guernsey and Isle of Man branches of Lloyds Bank Corporate Markets plc are each separately licensed as regulated deposit-takers in their respective jurisdictions.
For more information on ring-fencing visit international. Both companies are part of Lloyds Banking Group plc. See Company Information. Whilst our services will be available to many customers, there are countries where, due to legal or regulatory restraints, we cannot provide them. Rules and regulations made under the UK Financial Services and Markets Act for the protection of depositors and investors, including the Financial Services Compensation Scheme, do not apply to the financial services business of companies within the Lloyds Banking Group carried out from offices outside of the United Kingdom.
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Debit cards for each of the accounts can be used without a fee, so long as the correct card is used for the correct currency. International withdrawals from cash machines will also not be charged by SPBJ. Offshore bank accounts are most often funded electronically through international wire transfers. Unfortunately, the systems that enable free electronic transfers common in domestic banking are typically not able to transfer money internationally.
Sending a wire transfer is a simple operation, but almost all banks charge international wire transfer fees to send or receive funds. Pricing for wire transfers varies from bank to bank, so if you use this service a lot be sure to look for deals like the Citibank one. Fund transfers are free. You can also get fee free foreign currency cheque deposits and accounts. You also get a dedicated relationship manager, personal concierge service and worldwide holiday travel insurance for the whole family - including winter sports.
Citibank charges exchange rates when you transfer between currencies. If you move to the UAE, you will need to open a local bank account to pay in your salary — a requirement when you live and work in the region. But many expats also open an offshore account to help with ease of banking in other currencies.
Barclays International Banking is one good option - most of its UAE resident accountholders are expats who have moved to the UAE for work and need to continue their financial links with the UK — for example mortgage commitments on a UK property or children in UK education. Barclays International Banking of fers two services.
There is also a relationship manager service, which has no fee. Both come with accounts that are available in a choice of sterling, US dollars or Euros and you are given a debit card sterling accounts only or a Barclays deferred debit card US dollar and euro accounts. For UAE-based expats, having an offshore US dollar account alongside sterling accounts can be a useful tool in managing foreign exchange exposures as the local currency — the Dirham - is pegged to the US dollar — so expats are essentially earning in dollars and possibly saving or spending in the UK in sterling.
If you use your debit card abroad or pay in a currency other than sterling you will be charged a 2. This fee will also apply whenever you do not pay in sterling, for example when you shop online at a non-UK website. The receiving bank may also apply a charge. With the offshore account you can have a choice of location for your account — London or in the Isle of Man. Depending on where you live, you can choose which will provide the most efficient tax options for you.
If you are thinking about opening a Barclays offshore account it is also worth setting up a Barclays onshore account in the UAE for your salary and general transactions. Competition among local banks is fierce — and as such most local accounts in the UAE, and Dubai in particular, offer free cash withdrawals and fee-free transactions — as well as a variety of other perks.
The benefit of opening a local account with Barclays, however, as opposed to another bank, is that if you use online banking to make a transfer to Barclays International Banking there are no charges. If you transfers via a branch or fax then you get one free transfer to a Barclays international account a month. Offshore accounts are not for everyone. Minimum balance requirements can reach seriously heady heights - and fees add up pretty quickly too.
But, because it can be tricky for non-UK residents to open a bank account in the UK without a local address or actually visiting a branch in person, many people think going offshore is their only option. However, if you need a simple current account in the UK for family members, bills or your eventual return, the following providers could help. Bank of India offe rs a service to non-UK residents who wish to open an account.
This account is really only useful if you want to deposit money into a UK account - there is no online banking or debit card, so your money is difficult to access from abroad. Th is allows for payments using internet banking and provides a debit card. Non-UK resident account holders can receive interest on their account without a UK tax deduction by completing the R form which can be downloade d here.
You can apply by post - all you need to do is send at least two certified copies of identification documents and fill out an application. Normally this service is provided to HSBC account holders planning a move to another country where HSBC has a retail presence - you would not, for example, be able to open an account in Italy. Once opened, the account would be fully functional so you can start paying in before your move. Your credit history is also transferred. If you need to have a foreign account for an indefinite period without actually relocating you would have to arrange it on an individual basis with the bank - HSBC has assured This is Money that it is an option.
This service is only available to HSBC customers, but you could open an account with the bank in your home country and then ask for a transfer. Some links in this article may be affiliate links. If you click on them we may earn a small commission.
That helps us fund This Is Money, and keep it free to use. We do not write articles to promote products. We do not allow any commercial relationship to affect our editorial independence. The views expressed in the contents above are those of our users and do not necessarily reflect the views of MailOnline. How we can help Contact us. Here are your options in the current market turmoil I'd rather check shares than chuck TVs out of windows' Want to top up your state pension, but baffled over which years to buy?
Moving to sunnier climes or overseas for work? Bad rep: offshore accounts sound like something from a James Bond film. Choosing the best offshore account for you Offshore current accounts vary quite dramatically so it will pay to scout around and find the best one before beginning your new adventure.
Can you save money on international transfers? Get a free guide to buying property overseas. Good choice: which offshore account to go for for expats in UAE. Current Accounts Of The Week. Share or comment on this article: Five of the best offshore current accounts e-mail Toggle Search. Leading business recovery group warns that number of Queen's favourite chocolate brand Rococo changes hands in Inspiring Learning, which provides educational adventure NatWest customers being warned to be on their guard As iconic brand has record year, boss Kenny Wilson says City traders betting on squeeze at supermarket giant Asda As probe into sale of tech firm steps up, family behind City investors betting on fall in price of British Ditch corporation tax hike, bosses tell PM Boris Johnson Charities may seem an unlikely source of inspiration for Greenland IS Comments 36 Share what you think.
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Not only have these exotic assets excited the retail trading segment of the market to the point where regulation of exchanges that offer cryptos is no longer seen as a barrier for entry, but the existence of several unregulated but very strong and robust exchanges like Binance and Huobi seem to have spoken a message to retail traders: regulation of a brokerage may not really matter if the expectations of traders are being met.
Binance and several other crypto exchanges which are still standing and delivering value to their clients are unregulated, yet customers have never complained of being shortchanged or not receiving their profits when they are withdrawn. This seems to have given many retail traders confidence to place their money with offshore forex brokers who are generally regarded as being weak on regulation.
Some of the brokers showcased on our list have also gone ahead to show by their business conduct that they can be relied on to deliver transparency and a sound trading experience, whether they are regulated or not. The list on this page features several offshore forex brokers that are located across the Level D and Level E jurisdictions. One factor that they all have in common is that they tend to offer to their clients, what they cannot get elsewhere.
For instance, the high leverages that they provide are virtually non-existent in the EU and UK. So if you are excited by some of these offerings and can take the risk of doing business with brokers that are softer on regulation, feel free to make a selection from the list above. Location New Zealand. Saint Vincent and the Grenadines. Saint Kitts and Nevis. British Virgin Islands. Cayman Islands. Marshall Islands. Platforms Web. MetaTrader 4. MetaTrader 5. Social Platform. Binary Platform. Instruments Currencies.
Funding methods Wire Transfer. Credit Cards. Perfect Money. Yandex Money. Moneta Ru. Loading more results. Hallmarks of Offshore Forex Brokerage Business Despite the unregulated nature of Level 5 jurisdictions, offshore forex brokers in these areas are still seeing good patronage from across the world. Show Results. | banking | * Loss: [GISTEmbedLoss](https://sbert.net/docs/package_reference/sentence_transformer/losses.html#gistembedloss) with these parameters: ```json {'guide': SentenceTransformer( (0): Transformer({'max_seq_length': 512, 'do_lower_case': False}) with Transformer model: BertModel (1): Pooling({'word_embedding_dimension': 384, 'pooling_mode_cls_token': True, 'pooling_mode_mean_tokens': False, 'pooling_mode_max_tokens': False, 'pooling_mode_mean_sqrt_len_tokens': False, 'pooling_mode_weightedmean_tokens': False, 'pooling_mode_lasttoken': False, 'include_prompt': True}) (2): Normalize() ), 'temperature': 0.01} ``` ### Training Hyperparameters #### All Hyperparameters
Click to expand - `overwrite_output_dir`: False - `do_predict`: False - `eval_strategy`: no - `prediction_loss_only`: True - `per_device_train_batch_size`: 8 - `per_device_eval_batch_size`: 8 - `per_gpu_train_batch_size`: None - `per_gpu_eval_batch_size`: None - `gradient_accumulation_steps`: 1 - `eval_accumulation_steps`: None - `torch_empty_cache_steps`: None - `learning_rate`: 5e-05 - `weight_decay`: 0.0 - `adam_beta1`: 0.9 - `adam_beta2`: 0.999 - `adam_epsilon`: 1e-08 - `max_grad_norm`: 1.0 - `num_train_epochs`: 3.0 - `max_steps`: -1 - `lr_scheduler_type`: linear - `lr_scheduler_kwargs`: {} - `warmup_ratio`: 0.0 - `warmup_steps`: 0 - `log_level`: passive - `log_level_replica`: warning - `log_on_each_node`: True - `logging_nan_inf_filter`: True - `save_safetensors`: True - `save_on_each_node`: False - `save_only_model`: False - `restore_callback_states_from_checkpoint`: False - `no_cuda`: False - `use_cpu`: False - `use_mps_device`: False - `seed`: 42 - `data_seed`: None - `jit_mode_eval`: False - `use_ipex`: False - `bf16`: False - `fp16`: False - `fp16_opt_level`: O1 - `half_precision_backend`: auto - `bf16_full_eval`: False - `fp16_full_eval`: False - `tf32`: None - `local_rank`: 0 - `ddp_backend`: None - `tpu_num_cores`: None - `tpu_metrics_debug`: False - `debug`: [] - `dataloader_drop_last`: False - `dataloader_num_workers`: 0 - `dataloader_prefetch_factor`: None - `past_index`: -1 - `disable_tqdm`: False - `remove_unused_columns`: True - `label_names`: None - `load_best_model_at_end`: False - `ignore_data_skip`: False - `fsdp`: [] - `fsdp_min_num_params`: 0 - `fsdp_config`: {'min_num_params': 0, 'xla': False, 'xla_fsdp_v2': False, 'xla_fsdp_grad_ckpt': False} - `fsdp_transformer_layer_cls_to_wrap`: None - `accelerator_config`: {'split_batches': False, 'dispatch_batches': None, 'even_batches': True, 'use_seedable_sampler': True, 'non_blocking': False, 'gradient_accumulation_kwargs': None} - `deepspeed`: None - `label_smoothing_factor`: 0.0 - `optim`: adamw_torch - `optim_args`: None - `adafactor`: False - `group_by_length`: False - `length_column_name`: length - `ddp_find_unused_parameters`: None - `ddp_bucket_cap_mb`: None - `ddp_broadcast_buffers`: False - `dataloader_pin_memory`: True - `dataloader_persistent_workers`: False - `skip_memory_metrics`: True - `use_legacy_prediction_loop`: False - `push_to_hub`: False - `resume_from_checkpoint`: None - `hub_model_id`: None - `hub_strategy`: every_save - `hub_private_repo`: False - `hub_always_push`: False - `gradient_checkpointing`: False - `gradient_checkpointing_kwargs`: None - `include_inputs_for_metrics`: False - `eval_do_concat_batches`: True - `fp16_backend`: auto - `push_to_hub_model_id`: None - `push_to_hub_organization`: None - `mp_parameters`: - `auto_find_batch_size`: False - `full_determinism`: False - `torchdynamo`: None - `ray_scope`: last - `ddp_timeout`: 1800 - `torch_compile`: False - `torch_compile_backend`: None - `torch_compile_mode`: None - `dispatch_batches`: None - `split_batches`: None - `include_tokens_per_second`: False - `include_num_input_tokens_seen`: False - `neftune_noise_alpha`: None - `optim_target_modules`: None - `batch_eval_metrics`: False - `eval_on_start`: False - `eval_use_gather_object`: False - `batch_sampler`: batch_sampler - `multi_dataset_batch_sampler`: proportional
### Training Logs | Epoch | Step | Training Loss | |:------:|:-----:|:-------------:| | 0.04 | 500 | 0.2671 | | 0.08 | 1000 | 0.2567 | | 0.12 | 1500 | 0.28 | | 0.16 | 2000 | 0.2596 | | 0.2 | 2500 | 0.2581 | | 0.24 | 3000 | 0.2334 | | 0.28 | 3500 | 0.2443 | | 0.32 | 4000 | 0.2331 | | 0.36 | 4500 | 0.2355 | | 0.4 | 5000 | 0.2322 | | 0.44 | 5500 | 0.2342 | | 0.48 | 6000 | 0.2336 | | 0.52 | 6500 | 0.2004 | | 0.56 | 7000 | 0.1871 | | 0.6 | 7500 | 0.2108 | | 0.64 | 8000 | 0.2046 | | 0.68 | 8500 | 0.2158 | | 0.72 | 9000 | 0.2125 | | 0.76 | 9500 | 0.2124 | | 0.8 | 10000 | 0.2448 | | 0.84 | 10500 | 0.2037 | | 0.88 | 11000 | 0.1873 | | 0.92 | 11500 | 0.2022 | | 0.96 | 12000 | 0.2096 | | 1.0 | 12500 | 0.2223 | | 1.04 | 13000 | 0.1314 | | 1.08 | 13500 | 0.1188 | | 1.12 | 14000 | 0.1494 | | 1.16 | 14500 | 0.1312 | | 1.2 | 15000 | 0.1311 | | 1.24 | 15500 | 0.1261 | | 1.28 | 16000 | 0.1144 | | 1.32 | 16500 | 0.1153 | | 1.3600 | 17000 | 0.1189 | | 1.4 | 17500 | 0.1067 | | 1.44 | 18000 | 0.1236 | | 1.48 | 18500 | 0.1163 | | 1.52 | 19000 | 0.0926 | | 1.56 | 19500 | 0.0946 | | 1.6 | 20000 | 0.0987 | | 1.6400 | 20500 | 0.1074 | | 1.6800 | 21000 | 0.1075 | | 1.72 | 21500 | 0.0897 | | 1.76 | 22000 | 0.0988 | | 1.8 | 22500 | 0.0997 | | 1.8400 | 23000 | 0.0872 | | 1.88 | 23500 | 0.0885 | | 1.92 | 24000 | 0.0973 | | 1.96 | 24500 | 0.1003 | | 2.0 | 25000 | 0.0875 | | 2.04 | 25500 | 0.0754 | | 2.08 | 26000 | 0.0716 | | 2.12 | 26500 | 0.0771 | | 2.16 | 27000 | 0.0733 | | 2.2 | 27500 | 0.0748 | | 2.24 | 28000 | 0.0834 | | 2.2800 | 28500 | 0.0792 | | 2.32 | 29000 | 0.0662 | | 2.36 | 29500 | 0.08 | | 2.4 | 30000 | 0.0572 | | 2.44 | 30500 | 0.0723 | | 2.48 | 31000 | 0.0641 | | 2.52 | 31500 | 0.0555 | | 2.56 | 32000 | 0.0641 | | 2.6 | 32500 | 0.0597 | | 2.64 | 33000 | 0.061 | | 2.68 | 33500 | 0.0647 | | 2.7200 | 34000 | 0.0537 | | 2.76 | 34500 | 0.0614 | | 2.8 | 35000 | 0.0595 | | 2.84 | 35500 | 0.0528 | | 2.88 | 36000 | 0.0623 | | 2.92 | 36500 | 0.0595 | | 2.96 | 37000 | 0.0598 | | 3.0 | 37500 | 0.0626 | ### Framework Versions - Python: 3.10.4 - Sentence Transformers: 3.0.1 - Transformers: 4.44.0 - PyTorch: 2.4.0+cu121 - Accelerate: 0.34.2 - Datasets: 2.21.0 - Tokenizers: 0.19.1 ## Citation ### BibTeX #### Sentence Transformers ```bibtex @inproceedings{reimers-2019-sentence-bert, title = "Sentence-BERT: Sentence Embeddings using Siamese BERT-Networks", author = "Reimers, Nils and Gurevych, Iryna", booktitle = "Proceedings of the 2019 Conference on Empirical Methods in Natural Language Processing", month = "11", year = "2019", publisher = "Association for Computational Linguistics", url = "https://arxiv.org/abs/1908.10084", } ``` #### GISTEmbedLoss ```bibtex @misc{solatorio2024gistembed, title={GISTEmbed: Guided In-sample Selection of Training Negatives for Text Embedding Fine-tuning}, author={Aivin V. Solatorio}, year={2024}, eprint={2402.16829}, archivePrefix={arXiv}, primaryClass={cs.LG} } ```