chat_history: ["Pretty soon I'll be taking over my parents mortgage.  Homeownership is on the horizon.", "That's a big step. I hope it works out for you.", "A huge step. But I'm done with renting and I have a lot of renovating plans in the works."]
sys_response: I like renovation projects. And yes, renting is a waste of money
situation: I am about to take over my parents house.  I have big plans for renovating it.