chat_history: ['I cosigned a loan with my son, expecting he would make the payments and he has let me down by being late every month.', 'wow.. what do you plan to do ?', "I've helped me create a repayment plan where I have paid the loan payments and he can catch back up by paying me. I just really feel frustrated because he has the money, but he wastes it."]
sys_response: yea i can understand that
situation: I cosigned a loan with my son, expecting he would make the payments and he has let me down by being late every month.