chat_history: ["My bank, which I've had a savings account with for over 10 years has been deducting $15/month from me for inactivity. How about that?"]
sys_response: Death by a thousand cuts, I call it! They'll try to make a buck off anything!
situation: I've had a savings account with the same bank for over 10 years. I didn't use it for a long time, but decided to use it again. I got a heck of a shock when I saw they'd been deducting $15/month due to inactivity. They didn't even tell me!