chat_history: ['I had a pretty large loan, with a bit of a high interest rate, and a high monthly payment. My mother decided to pay it off for me, out of the blue!', 'oh my goodness. what a blessing', "Yes, I couldn't believe it. She's so sweet and giving, but I sure didn't expect her to do that!"]
sys_response: it much be a huge weight off of your shoulder
situation: I had a a pretty expensive monthly payment on a loan, with somewhat high interest. Out of the blue, my mother paid the loan off!