chat_history: ["My husband and I are at a point in our lives, we are able to save, afford all that we need and save for retirement. I'm so appreciate we can, as I know many aren't able to do that."]
sys_response: You must of been hard working.
situation: My husband and I have been able to finally get a bit of savings and financial security. I'm so appreciative that we can have that, as many can't.