chat_history: ["My sister recently paid off her house. I felt so envious of her as I've been trying to pay mine down."]
sys_response: That will be *such* a wonderful feeling when you do. I know it's hard when you see someone reach the finish line first -- are you able to turn that envy into inspiration?
situation: My sister recently paid off her house. I felt so envious of her as I've been trying to pay mine down.