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m0tlwtm | I would sell far OTM covered calls an year out. Assumuing you have 500 shares sell 5 500 strike calls for January 2026. collect 35k premium and buy index funds with that. | 1 | AProblemGambler | 2024-12-07T04:32:05 | null | 1 | /r/CanadianInvestor/comments/1h8clrc/i_got_lucky_and_now_im_wondering_what_i_should_do/m0tlwtm/ | 0 | t3_1h8clrc | t3_1h8clrc | false | false |
m0tm4s1 | If you think the CAD is going to strengthen in the future, then you would hold the stocks measured in USD value. | 1 | DashBoardGuy | 2024-12-07T04:33:49 | null | 1 | /r/CanadianInvestor/comments/1h8abg4/veqt_hedging_question/m0tm4s1/ | 0 | t3_1h8abg4 | t3_1h8abg4 | false | false |
m0tm6n6 | 15 is actually quite high comparably, for a mature industry like Canadian banks. | 2 | DashBoardGuy | 2024-12-07T04:34:13 | null | 2 | /r/CanadianInvestor/comments/1h85775/why_do_canadian_banks_have_low_pe_ratios/m0tm6n6/ | 1 | t3_1h85775 | t1_m0qa22q | false | false |
m0tmru6 | He doesn't care about fentanyl and illegals though, it's just a scare tactic to get people to vote for him.
Just like being anti-LGBT or anti-trans, he doesn't really care, but it's easy to bully marginalized groups to scare tha majority population of voters (trans people are taking over and brainwashing our kids!) when these groups are what, less than a few percent of the population?
If the LGBT community was 50% of the population, or if illegals could vote, then you can bet Trump isn't going to be anti-illegals or anti-LGBT, because he would need their votes.
What Trump cares about is what he has always cared about - HIMSELF. Which means doing and saying whatever it takes to get the votes, and getting to be president which means he can enrich himself and all his billionaire buddies. He doesn't care about the country. He doesn't care about anything else.
This is going to be the biggest TAKE AS MUCH AS HE CAN presidency, that's why he set up the DJT stock, DJT coins, maybe buying a crypto exchange, etc etc... All to make sure he will rake in BILLIONS for YEARS TO COME. | 1 | Servichay | 2024-12-07T04:38:50 | null | 1 | /r/CanadianInvestor/comments/1h8im1b/tariff_risk/m0tmru6/ | 1 | t3_1h8im1b | t1_m0t6nx9 | false | false |
m0tnd1j | Canadian bank stocks tend to have relatively low price-to-earnings (P/E) ratios due to several key factors:
1. Mature Market: Canadian banks operate in a mature, stable banking market with limited growth potential compared to emerging markets. This maturity leads to more predictable but slower earnings growth, which typically results in lower valuation multiples.
2. Regulatory Environment: Canada has a highly regulated banking sector with strict capital requirements. This reduces risk but also limits aggressive expansion and high-growth strategies, contributing to more conservative valuations.
3. Concentrated Market: The Canadian banking sector is dominated by a few large players (often referred to as the “Big Five” - RBC, TD, Scotiabank, BMO, and CIBC), which leads to less competitive dynamics and more stable but incremental growth.
4. Dividend Focus: Canadian banks are known for their consistent and attractive dividend yields. Investors often value these stocks more for their income potential rather than aggressive price appreciation, which can result in lower P/E ratios.
5. Economic Sensitivity: Canadian banks are closely tied to the domestic economy, particularly real estate and natural resource sectors. Economic cycles and commodity prices can impact their earnings, creating some valuation uncertainty.
6. Interest Rate Dynamics: The Canadian banking sector’s profitability is closely linked to interest rate spreads. When interest rates are stable or changing slowly, this can lead to more predictable but not necessarily exciting earnings growth.
These factors combine to create a market environment where Canadian bank stocks are valued more conservatively, resulting in lower P/E ratios compared to more growth-oriented sectors or emerging market banking stocks. | 4 | Visual_Dependent5468 | 2024-12-07T04:43:30 | null | 3 | /r/CanadianInvestor/comments/1h85775/why_do_canadian_banks_have_low_pe_ratios/m0tnd1j/ | 0 | t3_1h85775 | t3_1h85775 | false | false |
m0tni44 | Well, most politicians don’t care about anything. Biden doesn’t care about anything that matters to any of us either.
The through line for Trump is that since the 80s he’s talked about countries taking advantage of the US and that he’d do something about it.
This goes back to old View episodes and Oprah.
Ultimately my impression is he wants to win at what others fail at. And that extends to immigrants and fentanyl. He’d like nothing more than be the one to end the opioid crisis. He would talk about it til his funeral. | 1 | Glum_Neighborhood358 | 2024-12-07T04:44:36 | null | 1 | /r/CanadianInvestor/comments/1h8im1b/tariff_risk/m0tni44/ | 2 | t3_1h8im1b | t1_m0tmru6 | false | false |
m0toljr | Thank you! | 1 | carissa0816 | 2024-12-07T04:53:20 | null | 1 | /r/CanadianInvestor/comments/1h5xvbb/for_us_canadians_wanting_to_invest_in_the_nasdaq/m0toljr/ | 3 | t3_1h5xvbb | t1_m0sqp7q | false | false |
m0tpyts | That whole "countries taking advantage" thing is just a bullying tactic. It's the same as him saying "it's SOOO UNFAIRRRR!" and making himself the victim. Forever the victim.
Let's be honest, the USA is the #1 country when it comes to taking advantage of other countries..
Lol he could care less about ending illegal immigrants or opioid crisis... Because neither is ever going to happen, ever.. It's like trying to finish cleaning the house once and for all.
No, stopping illegal immigrants is just a front for MAKING MONEY. You know how much money there is in giving out government contracts to his buddies to build the wall, prisons, ICE, etc.. Without illegal immigrants there's no money to be made! He LOVES illegal immigrants in fact, and completely stopping them KILLS BUSINESS.
Just like how war is GREAT FOR BUSINESS. It's not like he's fighting on the front lines and being at risk of being killed.
What he tells the American public is completely the opposite of what he actually thinks, he would absolutely HATE for illegal immigrants to stop coming because that would kill justification to spend government money on his buddies (like Elon) | 1 | Servichay | 2024-12-07T05:04:23 | null | 1 | /r/CanadianInvestor/comments/1h8im1b/tariff_risk/m0tpyts/ | 3 | t3_1h8im1b | t1_m0tni44 | false | false |
m0tq6v5 | Virtually every country takes advantage of the US.
The US is the #1 country…period. We sell oil because the US allows it. Etc. | 1 | Glum_Neighborhood358 | 2024-12-07T05:06:10 | null | 1 | /r/CanadianInvestor/comments/1h8im1b/tariff_risk/m0tq6v5/ | 4 | t3_1h8im1b | t1_m0tpyts | false | false |
m0trqpu | Sell and use the money to pay down your mortgage- 40% will feel very different through maternity leave/with kids (coming from a mom of 4 with a similar household income). That mortgage will feel suffocating | 3 | smarty_pants47 | 2024-12-07T05:18:47 | null | 3 | /r/CanadianInvestor/comments/1h8clrc/i_got_lucky_and_now_im_wondering_what_i_should_do/m0trqpu/ | 0 | t3_1h8clrc | t3_1h8clrc | false | false |
m0ttp8y | Yahoo Finance | 1 | DrGouso | 2024-12-07T05:35:03 | null | 1 | /r/CanadianInvestor/comments/1h8dccr/how_to_find_eps_for_years_past/m0ttp8y/ | 0 | t3_1h8dccr | t3_1h8dccr | false | false |
m0tuig7 | Of course, and the US takes even MORE advantage of all other countries, basically forcing everyone to do as the US says, otherwise they will lose.. The US is literally the biggest bully because it's so strong and has its hands in every other country | 1 | Servichay | 2024-12-07T05:41:55 | null | 1 | /r/CanadianInvestor/comments/1h8im1b/tariff_risk/m0tuig7/ | 5 | t3_1h8im1b | t1_m0tq6v5 | false | false |
m0twspe | These are bots. | 1 | HowsYourSexLifeMarc | 2024-12-07T06:02:04 | null | 1 | /r/CanadianInvestor/comments/1h7yvpn/daily_discussion_thread_for_december_06_2024/m0twspe/ | 3 | t3_1h7yvpn | t1_m0r9m2f | false | false |
m0twztf | It’s always “too late” for some people. Oh its too late to start a car company (said to Tesla in 2010), oh its too late to start/launch a phone company (said to Apple in 2007), oh its too late to start a social media company (said to Facebook in 2004). On and on. | 0 | CuriousExplorerX | 2024-12-07T06:03:51 | null | 0 | /r/CanadianInvestor/comments/1h87g6e/cohere_coreweave_partner_to_build_a_data_centre/m0twztf/ | 1 | t3_1h87g6e | t1_m0r3r9w | false | false |
m0txvp8 | Think of it this way : 'If you had $170k in cash right now, what would you do with it?'
Sometimes framing it like that can help. | 4 | hopefulfican | 2024-12-07T06:12:03 | null | 4 | /r/CanadianInvestor/comments/1h8clrc/i_got_lucky_and_now_im_wondering_what_i_should_do/m0txvp8/ | 0 | t3_1h8clrc | t3_1h8clrc | false | false |
m0tzl8c | Sell $150K of TSLA and put it into an index fund. When tsla dips, buy back the dip with 10K. Book your profits man. | 2 | Responsible-Salt3530 | 2024-12-07T06:28:50 | null | 2 | /r/CanadianInvestor/comments/1h8clrc/i_got_lucky_and_now_im_wondering_what_i_should_do/m0tzl8c/ | 0 | t3_1h8clrc | t3_1h8clrc | false | false |
m0u3dx1 | very much related to musk. If you believe in musk hold if not sell | 1 | usernam_1 | 2024-12-07T07:07:05 | null | 1 | /r/CanadianInvestor/comments/1h8clrc/i_got_lucky_and_now_im_wondering_what_i_should_do/m0u3dx1/ | 4 | t3_1h8clrc | t1_m0tibgy | false | false |
m0u3hkd | It’s incredibly simple. It’s efficient and pretty safe. That’s it. | 22 | chewblekka | 2024-12-07T07:08:09 | null | 22 | /r/CanadianInvestor/comments/1h8mzeo/can_someone_please_explain_the_obsession_with/m0u3hkd/ | 0 | t3_1h8mzeo | t3_1h8mzeo | false | false |
m0u3k0r | 18 year old and opened a TFSA this March and maxed it out. I am up 15% and my 7k has turned into 8k why wouldn’t I love that | 7 | Bright-Egg8548 | 2024-12-07T07:08:52 | null | 7 | /r/CanadianInvestor/comments/1h8mzeo/can_someone_please_explain_the_obsession_with/m0u3k0r/ | 0 | t3_1h8mzeo | t3_1h8mzeo | false | false |
m0u3nlz | JUST BUY XEQT | 6 | Arrrrrrrrrrrrrrrrrpp | 2024-12-07T07:09:55 | null | 6 | /r/CanadianInvestor/comments/1h8mzeo/can_someone_please_explain_the_obsession_with/m0u3nlz/ | 0 | t3_1h8mzeo | t3_1h8mzeo | false | false |
m0u3nok | My VFV is up 30% | 2 | Ghorardim71 | 2024-12-07T07:09:56 | null | 2 | /r/CanadianInvestor/comments/1h8mzeo/can_someone_please_explain_the_obsession_with/m0u3nok/ | 1 | t3_1h8mzeo | t1_m0u3k0r | false | false |
m0u3qqf | Don’t make me jealous. I do plan on focusing more on that for next year when maxing my TFSA | -2 | Bright-Egg8548 | 2024-12-07T07:10:48 | null | -3 | /r/CanadianInvestor/comments/1h8mzeo/can_someone_please_explain_the_obsession_with/m0u3qqf/ | 2 | t3_1h8mzeo | t1_m0u3nok | false | false |
m0u3r1f | It's literally a boring and generic ETF. That's what this sub is obsessed with, boring ass safe ETF's or GIC's that safely yield 5%/year.
That's all there really is to it. | 4 | Lonely_Chemistry60 | 2024-12-07T07:10:53 | null | 2 | /r/CanadianInvestor/comments/1h8mzeo/can_someone_please_explain_the_obsession_with/m0u3r1f/ | 0 | t3_1h8mzeo | t3_1h8mzeo | false | false |
m0u49nm | How difficult is it to use the search function? | 2 | unmasteredDub | 2024-12-07T07:16:13 | null | 2 | /r/CanadianInvestor/comments/1h8mzeo/can_someone_please_explain_the_obsession_with/m0u49nm/ | 0 | t3_1h8mzeo | t3_1h8mzeo | false | false |
m0u4af6 | I would assume because it is the most tl;dr answer one can give to an average investor with none-to-little financial knowledge, i.e., the type of people who post "What should I invest in?" type of questions.
There are exceptions but in those cases people don't ask as they are already doing it and know why they are doing it. | 3 | agyild | 2024-12-07T07:16:26 | null | 3 | /r/CanadianInvestor/comments/1h8mzeo/can_someone_please_explain_the_obsession_with/m0u4af6/ | 0 | t3_1h8mzeo | t3_1h8mzeo | false | false |
m0u4hzr | People come onto reddit asking for "safe, low risk investments" to build wealth.
XEQT is exactly that. | 3 | AvalieV | 2024-12-07T07:18:38 | null | 3 | /r/CanadianInvestor/comments/1h8mzeo/can_someone_please_explain_the_obsession_with/m0u4hzr/ | 0 | t3_1h8mzeo | t3_1h8mzeo | false | false |
m0u4m07 | Not sure why you're getting downvoted, you're right. RRSP is exempt from the US 15% dividend withholding tax.
Edit: this is specifically concerning dividends, not capital gains. Capital gains don't get taxed in either upon realizing them, but you would pay taxes on RRSP draws.
2nd Edit: You should use your TFSA to invest as much as possible, as you can draw without paying any taxes. | 2 | Lonely_Chemistry60 | 2024-12-07T07:19:48 | null | 2 | /r/CanadianInvestor/comments/1h7fazn/what_is_your_favourite_account_to_hold_us_stocks/m0u4m07/ | 3 | t3_1h7fazn | t1_m0o97c0 | false | false |
m0u4rfa | not sure why you got downvoted but if youre invested in TFSA at an early age.. high risk is the best.. | 2 | brother-louie-louie | 2024-12-07T07:21:24 | null | 2 | /r/CanadianInvestor/comments/1h8mzeo/can_someone_please_explain_the_obsession_with/m0u4rfa/ | 2 | t3_1h8mzeo | t1_m0u3nok | false | false |
m0u50pl | Because its all scared pussy investors on this sub that is afraid to even to toss in their lil sorry paycheques on this sub. They dont think sp500 (the most valuable fucking 500 companies in the world) is good and feel the need to diversify with all other subpar investments so they dont get piped during downturns. | 0 | niceee_guyyy | 2024-12-07T07:24:09 | null | -3 | /r/CanadianInvestor/comments/1h8mzeo/can_someone_please_explain_the_obsession_with/m0u50pl/ | 3 | t3_1h8mzeo | t1_m0u4rfa | false | false |
m0u6bid | Safe, low risk, and SLOW.
Unfortunately most new investors want to be rock stars after watching youtube gurus day trading make thousands a day and don't understand the concept of long-term investment.
It's even more puzzling to me that people don't understand you can have long term, while also day trading and swing trading, and options, and Forex, and bonds, and. Crypto... I think you get my point.
Diversity is more than holding a bunch of stuff in your portfolio | 2 | YYC_Guitar_Guy | 2024-12-07T07:38:04 | null | 2 | /r/CanadianInvestor/comments/1h8mzeo/can_someone_please_explain_the_obsession_with/m0u6bid/ | 1 | t3_1h8mzeo | t1_m0u4hzr | false | false |
m0u6ofe | Of course the TFSA should be invested in as much as possible.
However, it should be filled using the non-US part of your asset mix. We’re talking optimization here. Unless it’s pure non-dividend paying stocks. In general, for the S&P index people out there, you’re not being optimally efficient with US equity in the TFSA. | 2 | Xyzzics | 2024-12-07T07:41:57 | null | 2 | /r/CanadianInvestor/comments/1h7fazn/what_is_your_favourite_account_to_hold_us_stocks/m0u6ofe/ | 4 | t3_1h7fazn | t1_m0u4m07 | false | false |
m0u7duq | Yes. Every transaction in non registered accounts adjusted to the average exchange rate for that particular day. You can google the rate for any day in history.
Yes, it sucks. | 1 | TopsailWhisky | 2024-12-07T07:49:37 | null | 1 | /r/CanadianInvestor/comments/1h8n53d/general_opinion_on_usd_to_cad_and_taxes/m0u7duq/ | 0 | t3_1h8n53d | t3_1h8n53d | false | false |
m0u82yf | For sure. I personally am heavily invested in non dividend US equities in my TFSA. The returns this year have been eye wateringly good and I'll pay zero tax when I realize them.
I bought QBTS warrants on November 21 for 0.30/ea and they're worth over $2 today. 560% return in ~3ish weeks 😂. This is in my TFSA. | 2 | Lonely_Chemistry60 | 2024-12-07T07:57:12 | null | 2 | /r/CanadianInvestor/comments/1h7fazn/what_is_your_favourite_account_to_hold_us_stocks/m0u82yf/ | 5 | t3_1h7fazn | t1_m0u6ofe | false | false |
m0u9ad2 | Isnt it ironic, don’t you tnink. | 1 | D1toD2 | 2024-12-07T08:10:33 | null | 1 | /r/CanadianInvestor/comments/1h8blvb/weekend_discussion_thread_for_the_weekend_of/m0u9ad2/ | 1 | t3_1h8blvb | t1_m0rngl1 | false | false |
m0u9tfy | I know TD is hated, I know I am massively over positioned. I will average down even though I am pretty well priced. I will use these words as my guide.
It’s far better to buy a wonderful company at a fair price than a fair company at a wonderful price - WB
And yes, through all the trouble give the massive increase in rev in the last earnings report I think we are getting a great company at a fair price.
FYI he saved Bank of America in 08 | 3 | D1toD2 | 2024-12-07T08:16:22 | null | 3 | /r/CanadianInvestor/comments/1h8blvb/weekend_discussion_thread_for_the_weekend_of/m0u9tfy/ | 0 | t3_1h8blvb | t3_1h8blvb | false | false |
m0uaafv | What is the overall value of your financial savings $170,000? Establish portfolio guidelines. How many instruments would you like to own going forward? 10? 20? Assume it is 10. That means 10% is portfolio weight. Above 10% is overweight. Below 10% is underweight.
Sell down TSLA to portfolio weight or under. 10% of $170K is $17,000. So sell down all but $17,000 worth of TSLA. Or just $15,000.
Instead of buying just one index exchange trade fund ETF, think about perhaps buying 1/2 dozen of them and give yourself some country, region and sector diversification. In the interim take 45% of your financial savings and buy one and two year GICs. At near 4% yields they should earn \~2% real returns, i.e., 2% above inflation.
Then slowly take the other 45% and distribute across 1/2 dozen ETFs. Do not be in a rush. North American, especially US equity markets are currently richly valued. They could easily correct (i.e., decline) going forward.
I assume that these TSLA shares are in tax protected RSP and/or TFSA.
Good luck. | 2 | solvkroken | 2024-12-07T08:21:35 | null | 2 | /r/CanadianInvestor/comments/1h8clrc/i_got_lucky_and_now_im_wondering_what_i_should_do/m0uaafv/ | 0 | t3_1h8clrc | t3_1h8clrc | false | false |
m0uajn1 | Agree with most points. In addition, US markets can easily get frothy. | 1 | solvkroken | 2024-12-07T08:24:20 | null | 1 | /r/CanadianInvestor/comments/1h85775/why_do_canadian_banks_have_low_pe_ratios/m0uajn1/ | 1 | t3_1h85775 | t1_m0tnd1j | false | false |
m0ucgi7 | Are you seriously selling Tesla right before Musk changes all the laws to benefit his own company? | 1 | vmmf89 | 2024-12-07T08:45:28 | null | 1 | /r/CanadianInvestor/comments/1h8clrc/i_got_lucky_and_now_im_wondering_what_i_should_do/m0ucgi7/ | 0 | t3_1h8clrc | t3_1h8clrc | false | false |
m0uez53 | Don't be a wuss just lump sum it. Fuck the "average in" thing. If you believe in the market get the money in it and if you don't go buy a GIC (which is fine) | 2 | wasted321 | 2024-12-07T09:14:09 | null | 1 | /r/CanadianInvestor/comments/1h6jvuh/what_advice_would_you_give_to_someone_just/m0uez53/ | 3 | t3_1h6jvuh | t1_m0h8sol | false | false |
m0ufj2p | 100% agree. I keep 10k in a High interest savings and 15k in my chequing. It's arguably a little high but I also like to have some cash on hand in case I find a deal on something or if the market takes a dive - then I'd slam in 15k or so. | 1 | wasted321 | 2024-12-07T09:20:25 | null | 1 | /r/CanadianInvestor/comments/1h6m4ka/if_you_have_a_net_worth_over_200k_is_it_better_to/m0ufj2p/ | 1 | t3_1h6m4ka | t1_m0eimcu | false | false |
m0ulon9 | Lol your $1 low grade Canadian tire brand chips sale isn’t “pumping” anything.
>“Jones, great news! We were exactly $1.47 short of our sales goals and were forced to close for good, but some guy came in claiming he was “tipping” us by buying potato chips. It’s a Christmas miracle!!”
No, that’s just utter nonsense. My wife gets way better stuff through her PC points anyways. Apple HomePod for $25. I recently got the Apple TV for half price at $115. There was a cheaper model but that was sold out. But could’ve had it for $105.
All these corporations just jack up their prices so they can incentivize their loyalty programs. Canadian tire is still one of the lamest companies around. What am I going to do with points? By some overpriced camping gear, or buy a third stick blender? It’s only good if you live in a ***very*** rural area. | 1 | NextTrillion | 2024-12-07T10:28:24 | null | 1 | /r/CanadianInvestor/comments/1h82qw6/canadian_tire_to_keep_financialservices_business/m0ulon9/ | 6 | t3_1h82qw6 | t1_m0sssy8 | false | false |
m0umxqm | > And you think the actual numbers are the whole story huh ?
No, and that’s not even close to what I said. | 1 | AntoniaFauci | 2024-12-07T10:41:13 | null | 1 | /r/CanadianInvestor/comments/1h7872s/canadas_td_bank_quarterly_profit_falls_on_us/m0umxqm/ | 2 | t3_1h7872s | t1_m0tahaj | false | false |
m0uo8vk | It's not XEQT specifically, it's low cost globally diversified index funds.
Go to r/Bogleheads (a primarily American subreddit) and you'll see the same thing with VT (or VTI/VXUS). | 2 | journalctl | 2024-12-07T10:54:22 | null | 2 | /r/CanadianInvestor/comments/1h8mzeo/can_someone_please_explain_the_obsession_with/m0uo8vk/ | 0 | t3_1h8mzeo | t3_1h8mzeo | false | false |
m0uoj62 | Completely unnecessary. VEQT has exposure to a ton of different currencies which by itself is already a hedge.
https://canadiancouchpotato.com/2014/03/06/why-currency-hedging-doesnt-work-in-canada/ | 1 | journalctl | 2024-12-07T10:57:14 | null | 1 | /r/CanadianInvestor/comments/1h8abg4/veqt_hedging_question/m0uoj62/ | 0 | t3_1h8abg4 | t3_1h8abg4 | false | false |
m0uoxtv | Trudeau 100 pct deserves the hate though. he has fucked this country hard | 2 | MisterSkepticism | 2024-12-07T11:01:17 | null | 1 | /r/CanadianInvestor/comments/1h87g6e/cohere_coreweave_partner_to_build_a_data_centre/m0uoxtv/ | 1 | t3_1h87g6e | t1_m0qxraf | false | false |
m0uqhi8 | Don’t use your resp for any risky investing right now with valuations where they are at that is literally any stock. Especially anything tech!! You’re too young to have experience with a market fallout but it’s coming very soon there. Your return on investment is much higher with a degree than any stock and you need to not take actions to risk it. A simple yearly gic which frees up your money in a year and guarantees you 5ish % when I last looked is about the only thing you should do with your resp. | 1 | Spiritual_Tennis_641 | 2024-12-07T11:16:24 | null | 1 | /r/CanadianInvestor/comments/1h8pu18/what_could_i_be_doing_differentlybetter/m0uqhi8/ | 0 | t3_1h8pu18 | t3_1h8pu18 | false | false |
m0uslfb | I’ve used cdn tire money to buy two robo vacs and increase my quality of life. lol I love the card. Paying all my big bills with it | 2 | sameunderwear2days | 2024-12-07T11:36:52 | null | 1 | /r/CanadianInvestor/comments/1h82qw6/canadian_tire_to_keep_financialservices_business/m0uslfb/ | 2 | t3_1h82qw6 | t1_m0rll6e | false | false |
m0usqum | Dude I bought two robo vacs using it, changed my life. Shark on sale right now for $300 | 3 | sameunderwear2days | 2024-12-07T11:38:17 | null | 1 | /r/CanadianInvestor/comments/1h82qw6/canadian_tire_to_keep_financialservices_business/m0usqum/ | 7 | t3_1h82qw6 | t1_m0ulon9 | false | false |
m0uvy9b | VEQT everything and leave it. You'll rarely out perform the market chosing individual stocks. | 10 | Ill-Implement7914 | 2024-12-07T12:07:51 | null | 3 | /r/CanadianInvestor/comments/1h8pu18/what_could_i_be_doing_differentlybetter/m0uvy9b/ | 0 | t3_1h8pu18 | t3_1h8pu18 | false | false |
m0ux945 | As someone who follows Tesla closely I would sell half and buy something a little tamer like VEQT. Not a fan of the CEO but the company has achieved very exceptional things and continues to execute in a way that is pretty astonishing. That said the bets they are making on major future products are quite risky and not assured. The market clearly doesn’t know how to value the stock or it wouldn’t be as volatile as it is. It never has. | 2 | iloveFjords | 2024-12-07T12:19:22 | null | 2 | /r/CanadianInvestor/comments/1h8clrc/i_got_lucky_and_now_im_wondering_what_i_should_do/m0ux945/ | 0 | t3_1h8clrc | t3_1h8clrc | false | false |
m0uz5ox | 100% this. You are currently gambling, not investing. | 7 | d10k6 | 2024-12-07T12:35:33 | null | 3 | /r/CanadianInvestor/comments/1h8pu18/what_could_i_be_doing_differentlybetter/m0uz5ox/ | 1 | t3_1h8pu18 | t1_m0uvy9b | false | false |
m0uzewv | no advice here, but you have a good head on your shoulders. when i was 18, i was doing fuck all, but everyones journey is different. keep it up, but treat yourself too! | 2 | PineappleSuperb928 | 2024-12-07T12:37:44 | null | 1 | /r/CanadianInvestor/comments/1h8pu18/what_could_i_be_doing_differentlybetter/m0uzewv/ | 0 | t3_1h8pu18 | t3_1h8pu18 | false | false |
m0uzo9t | But think of the huge gains | 1 | Doog5 | 2024-12-07T12:39:51 | null | 1 | /r/CanadianInvestor/comments/1h83sw4/selling_partial_shares/m0uzo9t/ | 2 | t3_1h83sw4 | t1_m0sebwg | false | false |
m0uzrrr | you make that sound like a bad thing. Experience has taught me not to chase the gains because I can’t time the market. Diversity is key to longterm gains.
> feel the need to diversify with all the other subpar investments
You say this but still invest in the S&P? Why? More than 40% of the S&P is in the red. Majority of the gains is from 7 companies and all one sector. Why are you buying the other 496 stocks if they are subpar investments? | 3 | d10k6 | 2024-12-07T12:40:39 | null | 2 | /r/CanadianInvestor/comments/1h8mzeo/can_someone_please_explain_the_obsession_with/m0uzrrr/ | 4 | t3_1h8mzeo | t1_m0u50pl | false | false |
m0v06qj | The card rocks. Throw the property taxes and (some) utility bills on there and it buys a bunch of crap that I don't have to pay for. The roadside assistance has come in handy at least twice this past year. Awesome for a free card.
I wish my insurance company took it though, that would be pretty sweet cash back from the nothing I get for it now. | 2 | big_galoote | 2024-12-07T12:44:00 | null | 2 | /r/CanadianInvestor/comments/1h82qw6/canadian_tire_to_keep_financialservices_business/m0v06qj/ | 0 | t3_1h82qw6 | t3_1h82qw6 | false | false |
m0v0myv | Their canadian sector is not effected. The horrible part is their cap on usa growth. It's a tough place to be as an investor. | 2 | Legitimate_Source_43 | 2024-12-07T12:47:35 | null | 2 | /r/CanadianInvestor/comments/1h8blvb/weekend_discussion_thread_for_the_weekend_of/m0v0myv/ | 1 | t3_1h8blvb | t1_m0u9tfy | false | false |
m0v1ag2 | Oh shit! What did he do? | 1 | grudrookin | 2024-12-07T12:52:47 | null | 1 | /r/CanadianInvestor/comments/1h87g6e/cohere_coreweave_partner_to_build_a_data_centre/m0v1ag2/ | 2 | t3_1h87g6e | t1_m0uoxtv | false | false |
m0v3ico | If your risk appetite is high, then a 100% equities portfolio will be best-suited for your needs.
Go for an asset allocation ETF like XEQT or VEQT. XEQT or VEQT has every relevant stock across the globe including Emerging Markets which matter. Both of these can be held into TFSA & RRSP as well as Non-Reg if required. If you want to be an actual passive investor and ride the gains from the Market, then both of these ETFs will fulfill that criteria. Additionally, they are canadian-domiciled ETFs which means no need to get bothered by FX conversion fees when buying US domiciled etfs or stocks.
Please don’t chase past performance by investing in Thematic ETFs like QQQM, VUG, VONG, SMH, VGT, FTEC, SCHG, etc. as they introduce uncompensated risk into your portfolio which may often provide short-term growth but stagnate over long run as compared to broad market ETFs. And their MER is mostly high comparative to an Index Fund ETF which increases your average weighted portfolio MER as a result.
Just buying either one of these ETFs would make your life easier by simply DCA’ing or Lump Sum investing into it whenever you have cash available. Wealthsimple offers fractional shares but both of them are on lower end of share price, so it’d be convenient to purchase a full share even if you have accounts in other brokerages and they don’t offer fractional shares.
Also, having a 20-30% home bias i.e., for Canada will make your portfolio robust in terms of risk-adjusted returns. If you prefer no Canadian Equities in your portfolio, then an ETF like XAW OR VXC may work well for you. These have global exposure too but exclude Canada altogether.
Note: This is simply a suggestion. I am not a financial advisor nor have any personal interests vested in iShares or Vanguard. Please do your own due dilligence and necessary research before investing money into the stock market. Lastly, past performance, including current performance doesn’t guarantee equivalent future performance. | 2 | Gowther-Lust-Sin | 2024-12-07T13:09:44 | null | 1 | /r/CanadianInvestor/comments/1h8pu18/what_could_i_be_doing_differentlybetter/m0v3ico/ | 0 | t3_1h8pu18 | t3_1h8pu18 | false | false |
m0v3jg6 | TD fear. Sell selll!!! Nope..
Fear always takes over when a stock is on a red. This is why the majority miss buying the dip. It happens every correction.
Be greedy when others are fearful. Easier said than done. But that is basically the most basic investment decision one can make. | 5 | Shigelerdud | 2024-12-07T13:09:57 | null | 5 | /r/CanadianInvestor/comments/1h8blvb/weekend_discussion_thread_for_the_weekend_of/m0v3jg6/ | 0 | t3_1h8blvb | t3_1h8blvb | false | false |
m0v3kq1 | Long term investing should be boring. With such a long time horizon at 18, I would choose a globally diversified all equity ETF like XEQT/VEQT and make regular contributions....maxing out my TFSA, then FHSA, then RRSP. If you want to play/gamble with individual stocks/crypto keep it to a minimum...ie under 10%.
It sounds like you are trying to get rich quick (ie trying to beat the market) as opposed to investing long term. If that's your goal then fill your boots...it is your money. We are just internet strangers. | 1 | joleger | 2024-12-07T13:10:12 | null | 1 | /r/CanadianInvestor/comments/1h8pu18/what_could_i_be_doing_differentlybetter/m0v3kq1/ | 2 | t3_1h8pu18 | t1_m0uz5ox | false | false |
m0v5f7z | Thanks for the suggestion. I will look into it | 1 | iimperatrix1 | 2024-12-07T13:23:33 | null | 1 | /r/CanadianInvestor/comments/1h8pu18/what_could_i_be_doing_differentlybetter/m0v5f7z/ | 1 | t3_1h8pu18 | t1_m0uvy9b | false | false |
m0v5h6y | GSY down 13% over the last 6 months. I don't get it, they constantly beat their earnings everytime. | 1 | TakedownMoreCorn | 2024-12-07T13:23:58 | null | 1 | /r/CanadianInvestor/comments/1h8blvb/weekend_discussion_thread_for_the_weekend_of/m0v5h6y/ | 0 | t3_1h8blvb | t3_1h8blvb | false | false |
m0v5spp | "Your return on investment is much higher with a degree than any stock" this makes a lot of sense. Thanks for your suggestion, I have done GICs in the past before I was 18 but I feel like buying mutual/index funds could provide a better return just with the additional MER, so I stopped buying them now. | 1 | iimperatrix1 | 2024-12-07T13:26:17 | null | 1 | /r/CanadianInvestor/comments/1h8pu18/what_could_i_be_doing_differentlybetter/m0v5spp/ | 1 | t3_1h8pu18 | t1_m0uqhi8 | false | false |
m0v69zy | Thanks a lot for the detailed response. I will definitely look into those funds and I'll likely begin buying at regular intervals once I have an income again. I'm not sure what you meant by home bias - and why I wouldn't like Canadian equities in my portfolio, though. I can't see how that might benefit me, or why I would prefer that? | 1 | iimperatrix1 | 2024-12-07T13:29:42 | null | 1 | /r/CanadianInvestor/comments/1h8pu18/what_could_i_be_doing_differentlybetter/m0v69zy/ | 1 | t3_1h8pu18 | t1_m0v3ico | false | false |
m0v8tjx | What about PPTA? Important permit decision coming this month | 1 | manolo44 | 2024-12-07T13:47:19 | null | 1 | /r/CanadianInvestor/comments/1h5rml1/just_bought_teck_as_they_produce_germanium_and/m0v8tjx/ | 0 | t3_1h5rml1 | t3_1h5rml1 | false | false |
m0vcnnz | > what signs do you look for?
Profits lol | 1 | ultraboof | 2024-12-07T14:13:05 | null | 1 | /r/CanadianInvestor/comments/1h8clrc/i_got_lucky_and_now_im_wondering_what_i_should_do/m0vcnnz/ | 3 | t3_1h8clrc | t1_m0tlvgv | false | true |
m0vcxz7 | Personally I'd go for optometry, much better patient experience, or so I've herd... | 1 | microwaffles | 2024-12-07T14:14:58 | null | 1 | /r/CanadianInvestor/comments/1h8pu18/what_could_i_be_doing_differentlybetter/m0vcxz7/ | 0 | t3_1h8pu18 | t3_1h8pu18 | false | true |
m0vdnfu | Seems like a lot of hassle for only reducing your taxable income by $7k | 1 | joleger | 2024-12-07T14:19:29 | null | 1 | /r/CanadianInvestor/comments/1h8qo4j/investment_strategy_looking_for_commentsinsights/m0vdnfu/ | 0 | t3_1h8qo4j | t3_1h8qo4j | false | true |
m0ve5pu | All true, but 2 matters very little because of 1 and 3 | 1 | bagelzzzzzzzzz | 2024-12-07T14:22:39 | null | 1 | /r/CanadianInvestor/comments/1h85775/why_do_canadian_banks_have_low_pe_ratios/m0ve5pu/ | 1 | t3_1h85775 | t1_m0tnd1j | false | true |
m0vf503 | You can beat earnings and be overvalued. Seems like you are not seeing the bigger picture. | 1 | HowsYourSexLifeMarc | 2024-12-07T14:28:49 | null | 1 | /r/CanadianInvestor/comments/1h8blvb/weekend_discussion_thread_for_the_weekend_of/m0vf503/ | 1 | t3_1h8blvb | t1_m0v5h6y | false | true |
m0vg0nz | It would be prudent to sell most (or all) of the TSLA and move to a broad index ETF at this point. You won big, but those gains are entirely on paper until you actually sell and get the money in your pocket.
Concentration creates wealth, diversification preserves it.
If you're emotionally attached to TSLA (or think it will continue to rise) you could keep like 5% of your portfolio in it while locking in your impressive gains and diversifying the rest. | 1 | ImperialPotentate | 2024-12-07T14:34:16 | null | 1 | /r/CanadianInvestor/comments/1h8clrc/i_got_lucky_and_now_im_wondering_what_i_should_do/m0vg0nz/ | 0 | t3_1h8clrc | t3_1h8clrc | false | true |
m0vhm0n | r/JustBuyXEQT | 1 | d10k6 | 2024-12-07T14:44:07 | null | 1 | /r/CanadianInvestor/comments/1h8mzeo/can_someone_please_explain_the_obsession_with/m0vhm0n/ | 1 | t3_1h8mzeo | t1_m0u3nlz | false | true |
m0vil0x | orange man | 1 | ChudgeMcGee | 2024-12-07T14:49:58 | null | 1 | /r/CanadianInvestor/comments/1h8clrc/i_got_lucky_and_now_im_wondering_what_i_should_do/m0vil0x/ | 1 | t3_1h8clrc | t1_m0rwmvy | false | true |
m0viuzk | The only thing taxable is the dividend from U.S. stocks if they’re held in a TFSA. And you don’t need to worry about it if the stock doesn’t pay a dividend. | 1 | Fearless_Scratch7905 | 2024-12-07T14:51:37 | null | 1 | /r/CanadianInvestor/comments/1h8qo4j/investment_strategy_looking_for_commentsinsights/m0viuzk/ | 0 | t3_1h8qo4j | t3_1h8qo4j | false | true |
m0vjkof | Some like to call it sexy cutie. | 1 | Fearless_Scratch7905 | 2024-12-07T14:55:49 | null | 1 | /r/CanadianInvestor/comments/1h8mzeo/can_someone_please_explain_the_obsession_with/m0vjkof/ | 0 | t3_1h8mzeo | t3_1h8mzeo | false | true |