Update README.md

README.md

@@ -8,4 +8,63 @@ tags:
 - time-series
 size_categories:
 - 1M<n<10M
----
+---
+
+## Dataset Structure
+
+### Data Instances
+
+The example of one sample is provided below
+```
+{
+  'app_id': 10,
+  'history':
+  [
+    
+  ],
+  'flag': 0
+}
+```
+
+### Data Fields
+
+- `id`: application ID.
+- `history`: an array of transactions where each transaction is represented as a 20-dimensional array, each element of the array represents a corresponding feature from the following list.
+  - `id`: application ID.
+  - `rn`: serial number of the credit product in the credit history.
+  - `pre_since_opened`: days from the date of opening the loan to the date of data collection.
+  - `pre_since_confirmed`: days from the date of confirmation of the loan information to the date of data collection.
+  - `pre_pterm`: planned number of days from the opening date of the loan to the closing date.
+  - `pre_fterm`: actual number of days from the opening date of the loan to the closing date.
+  - `pre_till_pclose`: planned number of days from the date of data collection to the closing date of the loan.
+  - `pre_till_fclose`: actual number of days from the date of data collection to the closing date of the loan.
+  - `pre_loans_credit_limit`: credit limit.
+  - `pre_loans_next_pay_summ`: amount of the next loan payment.
+  - `pre_loans_outstanding`: remaining unpaid loan amount.
+  - `pre_loans_total_overdue`: current overdue debt.
+  - `pre_loans_max_overdue_sum`: maximum overdue debt.
+  - `pre_loans_credit_cost_rate`: full cost of the loan.
+  - `pre_loans5`: number of delays up to 5 days.
+  - `pre_loans530`: number of delays from 5 to 30 days.
+  - `pre_loans3060`: number of delays from 30 to 60 days.
+  - `pre_loans6090`: number of delays from 60 to 90 days.
+  - `pre_loans90`: the number of delays of more than 90 days.
+  - `is_zero_loans_5`: flag: no delays up to 5 days.
+  - `is_zero_loans_530`: flag: no delays from 5 to 30 days.
+  - `is_zero_loans_3060`: flag: no delays from 30 to 60 days.
+  - `is_zero_loans_6090`: flag: no delays from 60 to 90 days.
+  - `is_zero_loans90`: flag: no delays for more than 90 days.
+  - `pre_util`: ratio of the remaining unpaid loan amount to the credit limit.
+  - `pre_over2limit`: ratio of current overdue debt to the credit limit.
+  - `pre_maxover2limit`: ratio of the maximum overdue debt to the credit limit.
+  - `is_zero_util`: flag: the ratio of the remaining unpaid loan amount to the credit limit is 0.
+  - `is_zero_over2limit`: flag: the ratio of the current overdue debt to the credit limit is 0.
+  - `is_zero_maxover2limit`: flag: the ratio of the maximum overdue debt to the credit limit is 0.
+  - `enc_paym_{0..n}`: monthly payment statuses for the last n months.
+  - `enc_loans_account_holder_type`: type of attitude to credit.
+  - `enc_loans_credit_status`: loan status.
+  - `enc_loans_account_cur`: loan currency.
+  - `enc_loans_credit_type`: type of loan.
+  - `pclose_flag`: flag: the planned number of days from the opening date of the loan to the closing date is not defined.
+  - `fclose_flag`: flag: the actual number of days from the opening date of the loan to the closing date is not determined.
+- `flag`: target, 1 – the fact that the client has defaulted.