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metadata
base_model: BAAI/bge-small-en-v1.5
datasets: []
language: []
library_name: sentence-transformers
metrics:
  - cosine_accuracy@1
  - cosine_accuracy@5
  - cosine_accuracy@10
  - cosine_precision@1
  - cosine_precision@5
  - cosine_precision@10
  - cosine_recall@1
  - cosine_recall@5
  - cosine_recall@10
  - cosine_ndcg@5
  - cosine_ndcg@10
  - cosine_ndcg@100
  - cosine_mrr@5
  - cosine_mrr@10
  - cosine_mrr@100
  - cosine_map@100
  - dot_accuracy@1
  - dot_accuracy@5
  - dot_accuracy@10
  - dot_precision@1
  - dot_precision@5
  - dot_precision@10
  - dot_recall@1
  - dot_recall@5
  - dot_recall@10
  - dot_ndcg@5
  - dot_ndcg@10
  - dot_ndcg@100
  - dot_mrr@5
  - dot_mrr@10
  - dot_mrr@100
  - dot_map@100
pipeline_tag: sentence-similarity
tags:
  - sentence-transformers
  - sentence-similarity
  - feature-extraction
  - generated_from_trainer
  - dataset_size:900
  - loss:GISTEmbedLoss
widget:
  - source_sentence: How does the Equity Grant contribute to the creditworthiness of FPOs?
    sentences:
      - >-
        ' Date………………………………   ……………………………… Signature of Branch Manager with
        branch seal  Name…………………………………… … Designation ……………………………………
        ………………………………  ……………………………… Signature of Authorized Person in zonal
        office Name………………………………… Designation ……………………………………  5. Promoter's
        request letter  List of Enclosures  1. Recommendation  9. List of
        shareholders  addressed to the Bank Manager on original letter head of
        FPO  confirmed by promoter and bank  with amount of CGC  sought on
        Bank's  Original letterhead with date and dispatch number duly signed by
        the Branch Manager on each page.  2. Sanction letter of  6.
        Implementation Schedule  10. Affidavit of promoters that  confirmed by
        the bank.  they have not availed CGC  from any other institution for 
        sanctioned Credit Facility.  sanctioning authority  addressed to
        recommending  branch.  3. Bank's approved  7. Up-to-date statement of
        account of  11. Field inspection report of  Term loan and Cash Credit
        (if Sanctioned).  Bank official as on recent date.  Appraisal/Process
        note bearing signature of sanctioning authority.  4. Potential Impact
        on  8. a).Equity Certificate, C.A/CS  * Pin Code at Column No. 1. a), 
        certificate/RCS certificate  2. b), 2. c), 4. a) and 9. a) is Mandatory 
        b). FORM-2, FORM-5 and FORM-23  filed with ROC for Company/RCS.  small
        farmer producers  1. Social Impact,  2. Environmental  Impact  3.'
      - >-
        'i. Shareholder List and Share Capital contribution by each Member
        verified and certified by a Chartered Accountant (CA) prior to
        submission (Format attached, Annexure I- Enclosure-I). ii. Resolution of
        FPO Board/Governing Council to seek Equity Grant for Members (Format
        attached, Annexure I- Enclosure-II).  iii. Consent of Shareholders,
        stating name of shareholder, gender, number of shares held, face value
        of shares, land holding, and signature, signifying consent for
        Implementing Agency to directly transfer the Equity Grant sanctioned to
        the FPC on their behalf, to FPC Bank account, against the consideration
        of additional shares of equivalent value to be issued to them by FPC and
        on exit- transfer of the shares as per rules (Format attached, Annexure
        I-Enclosure-III).   iv. Audited Financials of FPO for a minimum 1
        year/for all years of existence of the FPO if formed less than three
        years prior to application/ for the last 3 years for FPO in existence
        for 3 years or more, verified and certified by a Chartered Accountant
        (CA) prior to submission. v. Photocopy of FPO Bank Account Statement for
        last six months authenticated by Branch Manager. vi. Business plan and
        budget for next 18 months. vii. Names, photographs, and identity proof
        (one from among ration card, Aadhaar card, election identification card,
        and passport of Representatives/ Directors authorized by the Board for
        executing and signing all documents under the Scheme. viii. Each page of
        Application Form   and accompanying documents should be signed by a
        minimum of two Board Member Authorised Representatives of FPO;'
      - >-
        '11.1 Producer members' own equity supplemented by a matching Equity
        Grant from  Government, which is required to strengthen financial base
        of FPOs and help them to get credit from financial institutions for
        their projects and working capital requirements for business
        development. Equity Grant shall be in the form of matching grant upto
        Rs. 2,000 per farmer member of FPO subject to maximum limit of Rs. 15.00
        lakh fixed per FPO. This Equity Grant is not in the form of government
        participation in equity, but only as a matching grant to the FPOs as 
        farmer members' equity. Therefore, Rs.1,500 crore with DAC&FW is
        proposed in the scheme to cover all the 10,000 FPOs, if maximum
        permissible equity is contributed to all 10,000 FPOs.  11.2 **Objectives
        of Equity Grant:** The objectives of Equity Grant are   to (i) enhance 
        viability and sustainability of FPOs; (ii) increase credit worthiness of
        FPOs; and  (iii) enhance shareholding of members to increase their
        ownership and participation in their FPO.  11.3 **Eligibility Criteria
        for FPOs:** An FPO fulfilling following criteria shall be eligible to 
        apply  for Equity Grant under the Scheme-    (i) It shall be a legal
        entity as per para 2  of this guidelines. (ii) It has raised equity from
        its Members as laid down in its Articles of  Association/ Bye laws, as
        the case may be.  (iii) The number of its Individual Shareholders is in
        accordance with the terms  hereto read together with the Scheme.  (iv)
        Minimum 50% of its shareholders are small, marginal and landless tenant 
        farmers as defined by the Agriculture Census carried out periodically by
        the Ministry of Agriculture, GoI. Women farmers' participation as its
        shareholders is to be preferred.  (v) Maximum shareholding by any one
        member shall not be more than 10% of  total equity of the FPO.'
  - source_sentence: What is the purpose of the National Crop Insurance Portal?
    sentences:
      - >-
        'i. Shareholder List and Share Capital contribution by each Member
        verified and certified by a Chartered Accountant (CA) prior to
        submission (Format attached, Annexure I- Enclosure-I). ii. Resolution of
        FPO Board/Governing Council to seek Equity Grant for Members (Format
        attached, Annexure I- Enclosure-II).  iii. Consent of Shareholders,
        stating name of shareholder, gender, number of shares held, face value
        of shares, land holding, and signature, signifying consent for
        Implementing Agency to directly transfer the Equity Grant sanctioned to
        the FPC on their behalf, to FPC Bank account, against the consideration
        of additional shares of equivalent value to be issued to them by FPC and
        on exit- transfer of the shares as per rules (Format attached, Annexure
        I-Enclosure-III).   iv. Audited Financials of FPO for a minimum 1
        year/for all years of existence of the FPO if formed less than three
        years prior to application/ for the last 3 years for FPO in existence
        for 3 years or more, verified and certified by a Chartered Accountant
        (CA) prior to submission. v. Photocopy of FPO Bank Account Statement for
        last six months authenticated by Branch Manager. vi. Business plan and
        budget for next 18 months. vii. Names, photographs, and identity proof
        (one from among ration card, Aadhaar card, election identification card,
        and passport of Representatives/ Directors authorized by the Board for
        executing and signing all documents under the Scheme. viii. Each page of
        Application Form   and accompanying documents should be signed by a
        minimum of two Board Member Authorised Representatives of FPO;'
      - >-
        'i.  \'Credit Facility\' means any  fund based credit facility  extended
        by an Eligible  Lending Institution (ELI) to an Eligible Borrower 
        without any Collateral Security or Third Party Guarantee ;  ii. 
        \'Credit Guarantee Fund\' means the Credit Guarantee Fund for FPOs
        created  with NABARD and NCDC  respectively under the Scheme with
        matching grant from DAC&FW for the purpose of extending guarantee to the
        eligible lending institution(s) against their collateral free lending
        to  eligible FPOs;  iii.  \'Eligible Lending Institution (ELI)\' means a
        Scheduled Commercial Bank for  the time being included in the second
        Schedule to the Reserve Bank of India Act, 1934, Regional Rural Banks,
        Co-operative Banks, Cooperative Credit  Society, NEDFI, or any other
        institution (s) as may be decided by the NABARD and/or NCDC, as the case
        may be, in consultation with Government of India from time to time.
        NABARD and NCDC can also finance, if they so desire with the approval of
        DAC&FW/N-PMFSC. NBFCs and such other financing institutions with
        required net worth and track record may also serve as Eligible  Lending
        Institutions (ELIs), for lending to FPOs with a moderate spread between
        their cost of capital and lending rate. However, Standard Financial 
        Sector Rating Agency should have rated NBFC **to be AAA** to be
        considered as  ELI;  iv.  \'Guarantee Cover\' means maximum cover
        available per eligible FPO  borrower;  v.  \'Guarantee Fee\' means the
        onetime fee at a specified rate of the eligible  credit facility
        sanctioned by the ELI, payable by the ELI to NABARD or NCDC, as the case
        may be; and  vi.'
      - >-
        '  2.7    Secured credential/login, preferably linked with Aadhaar
        Number and mobile OTP based, for all    Stakeholders viz, Central
        Government, State Governments, Banks, empanelled Insurance Companies   
        and their designated field functionaries will be provided on the Portal
        to enable them to    enter/upload/download the requisite information.  
        2.8    Insurance Companies shall not distribute/collect/allow any other
        proforma/utility/web Portal etc for    collecting details of insured
        farmers separately. However they may provide all requisite support to   
        facilitate Bank Branches/PACS for uploading the farmer's details on the
        Portal well within the    prescribed cut-off dates.  2.9    Only farmers
        whose data is uploaded on the National Crop Insurance Portal shall be
        eligible for    Insurance coverage and the premium subsidy from State
        and Central Govt. will be released    accordingly.  2.10    All data
        pertaining to crop-wise, area-wise historical yield data, weather data,
        sown area, coverage    and claims data, calamity years and actual yield
        shall be made available on the National Crop    Insurance Portal for the
        purpose of premium rating, claim calculation etc.  2.11   
        Banks/Financial Institutions/other intermediaries need to compulsorily
        transfer the individual farmer's    data electronically to the National
        Crop Insurance Portal. Accordingly Banks/FIs may endeavour to   
        undertake CBS integration in a time bound manner for real time transfer
        of information/data.   2.12     It is also proposed to develop an
        integrated platform/portal for both PMFBY and Interest Subvention   
        Scheme. The data/information of both the Schemes shall be auto
        synchronized to enable real time    sharing of information and better
        program monitoring.  2.13   Insurance Companies shall compulsorily use
        technology/mobile applications for monitoring of crop    health/Crop
        Cutting Experiments (CCEs) in coordination with concerned States. States
        shall also    facilitate Insurance Companies with Satellite
        Imagery/Usage of Drones by way of prior approval of    agency from which
        such data can be sourced. This is required for better monitoring and
        ground-   truthing.'
  - source_sentence: What should the business plan of an FPO be based on?
    sentences:
      - >-
        'First installment due on (date) :      ii). Last Installment due on
        (date) :    6. b). Cash Credit :      Limit:  Drawing Power: 
        Outstanding:    Comments on Irregularity ( if any):      Any adverse
        comments on the unit by inspecting official in last inspection
        report:      7.  A. Cost of Project (as accepted by sanctioning
        authority)(In Rs. Lakh)   B. Means of Finance (as accepted by
        sanctioning authority)(In Rs. Lakh)    Give component wise details    a.
        Term loan of Bank:  b. Promoter Equity  c. Unsecured loan :  d. Others
        if any    Total     Total     8.  A. Forward Linkages:   B. Backward
        Linkages with Small/Marginal farmers:      1     No. of members:      
        2    Details of Primary and Collateral Securities taken by the bank (if
        any)    3    a. Primary  Securities  b. Collateral Securities    4 
        5      6      (Please enclose details separately)  9 
        NameoftheConsortium(ifany)associatedwithCreditFacilitywithcompleteaddress,contac
        t details and email:  9 a)  Address (*with pin-code) :  9 b)  Contact
        Details :    9 c)  Email Address :    Request of Branch head for Credit
        Guarantee:- In view of the above information, we request Credit
        Guarantee Cover against Credit Facility of Rs.....................(in
        Rupees  ) to FPO(copy of sanction letter along with appraisal/process
        note of  competent authority is enclosed for your perusal and record ).
        Further we confirm that :  1. The KYC norms in respect of the Promoters
        have been complied by us.  2. Techno-feasibility and economic viability
        aspect of the project has been taken care of by  the sanctioning
        authority and the branch.  3. On quarterly basis, bank will apprise the
        ........................(Name of Implementing Agency)about  progress of
        unit, recovery of bank's dues and present status of account
        to........................(Name of Implementing Agency)  4. We undertake
        to abide by the Terms & Conditions of the Scheme.'
      - >-
        '19.1   It has been seen, during first two years of implementation of
        PMFBY, there are various types of yield disputes, which unnecessarily
        delays the claim settlement. Following figure shows the procedures to 
        be adopted in various cases.    Figure. Procedures to be followed in
        different yield dispute cases     19.2   Wherever the yield estimates
        reported at IU level are abnormally low or high vis-à-vis the general
        crop  condition the Insurance Company in consultation with State Govt.
        can make use of various products (e.g. Satellite based Vegetation Index,
        Weather parameters, etc.) or other technologies (including  statistical
        test, crop models etc.) to confirm yield estimates. If Insurance Company
        witnesses any  anomaly/deficiency in the actual yield data(partial
        /consolidated) received from the State Govt., the  same shall be brought
        into the notice of concerned State department within 7 days from date of
        receipt of yield data with specific observations/remarks under
        intimation to Govt. of India and anomaly, if any, may be resolved  in
        next 7 days by the  State Level Coordination Committee (SLCC)  headed by
        Additional Chief Secretary/Principal Secretary/Secretary of the
        concerned department. This committee shall be authorized to decide all
        such cases and the decision in such cases shall be final. The SLCC may
        refer the case to State Level Technical Advisory Committee (STAC) for
        dispute resolution (Constitution of STAC is defined in Para 19.5). In
        case the matter stands unresolved even after examination by STAC, it may
        be escalated to TAC along with all relevant documents including minutes
        of meetings/records of discussion and report of the STAC and SLCC.
        Reference to TAC can be made thereafter only in conditions specified in
        Para 19.7.1 However, data with anomalies which is not reported within 7
        days will be treated as accepted to insurance company.'
      - >-
        '  (vi) A farmer can be member in more than one FPO with different
        produce  clusters but he/she will be eligible only once(for any one FPO
        that he/she is a member) for the  matching equity grant up to his/her
        share.  (vii) In the Board of Directors (BoD) and Governing Body (GB),
        as the case may  be, there shall be adequate representation of women
        farmer member(s) and there should be minimum one woman member.   (viii) 
        It has a duly constituted Management Committee responsible for the 
        business of the FPO.  (ix) It has a business plan and budget for next 18
        months that is based on a  sustainable, revenue model as may be
        determined by the Implementing Agency.'
  - source_sentence: How often does DAC&FW release advances to Implementing Agencies?
    sentences:
      - >-
        '| Picking 1                                             | Picking
        2      | Picking 4   
        |\n|-------------------------------------------------------|----------------|--------------|\n|
        Total Yield Kg)                                       |               
        |              |\n| Picking
        3                                             |               
        |              |\n| Yield
        (Kg)                                            |               
        |              |\n|
        Crop                                                  | Experiment no.
        |              |\n|
        Yield                                                 |               
        |              |\n|
        (Kg)                                                  |               
        |              |\n|
        Yield                                                 |               
        |              |\n|
        (Kg)                                                  |               
        |              |\n|
        Yield                                                 |               
        |              |\n|
        (Kg)                                                  |               
        |              |\n|
        P1                                                    | P2             |
        P3           |\n| Well Conducted CCEs in the  Taluka with 4 pickings   
        |                |              |\n|
        Cotton                                                | E1             |
        1            |\n| Cotton                                               
        | E2             | 1            |\n|
        Cotton                                                | E3             |
        0.75         |\n| Cotton                                               
        | E4             | 0.8          |\n|
        Cotton                                                | E5             |
        0.95         |\n|                                                      
        | Average        | 0.9          |\n|
        6.373                                                 | 2.128          |
        1.282        |\n| (1                                                   
        |                |              |\n|
        st                                                    |               
        |              |\n| +
        2                                                   |               
        |              |\n|
        nd                                                    |               
        |              |\n|
        +3                                                    |               
        |              |\n|
        rd                                                    |               
        |             
        |\n|                                                      
        |                |              |\n| Factor (Total
        yield/                                  |                |             
        |\n| Picking Yield)                                       
        |                |             
        |\n|                                                      
        |                |              |\n|
        (1                                                    |               
        |              |\n|
        st                                                    |               
        |              |\n|
        )                                                     | (1            
        |              |\n|
        st                                                    |               
        |              |\n|
        +                                                     |               
        |              |\n|
        2                                                     |               
        |              |\n|
        nd                                                    |               
        |              |\n|
        )                                                     | )             
        |              |\n| CCEs with Less Pickings in any IU within that 
        Taluka |                |              |\n|
        Cotton                                                | E6 (only 1    
        |              |\n|
        st                                                    |               
        |              |\n|
        Picking)                                              | 1             
        |              |\n|
        Cotton                                                | E7 (1         
        |              |\n|
        st                                                    |               
        |              |\n| and
        2                                                 |               
        |              |\n|
        nd                                                    |               
        |              |\n|
        Picking)                                              | 1.2            |
        1.75         |\n| Cotton                                               
        | E8 (1          |              |\n|
        st                                                    |               
        |              |\n| ,
        2                                                   |               
        |              |\n|
        nd                                                    |               
        |              |\n| &
        3                                                   |               
        |              |\n|
        rd                                                    |               
        |              |\n|
        Picking)                                              | 1.1            |
        1.85         |'
      - >-
        '8.2.1   DAC&FW will make the advance release to the Implementing
        Agencies (IAs) on  six monthly basis based on recommendation of
        N-PMAFSC, Annual Action Plan (AAP) of IAs and the due utilization
        certificate submitted to meet out the expenses for engaging NPMA, FPO
        formation & incubation cost to CBBO and also meeting out the cost of FPO
        management cost direct to concerned FPOs account on recommendation of
        concerned CBBO and Equity Grant etc. for effective and timely
        implementation of the programme. The Implementing Agencies will develop
        the payment schedule based on their various stages and component of
        payment involved. The Implementing Agencies will raise the demand to
        DAC&FW for release of payment. The Implementing Agencies will submit
        utilization certificate of last payment released as per GFR for
        releasing the next payment to them. In case of training, NABARD and NCDC
        will submit to N- PMAFSC the training schedule for a year with tentative
        expenditure for training  through specialised training institutes
        organised through their respective nodal training Institute. DAC&FW will
        make due payment to NABARD and NCDC for training through specialised
        Institutions based on the demand raised by NABARD and NCDC respectively
        and utilisation certificate will be submitted to DAC&FW by both as due.
        Further, as regards DAC&FW's share towards Credit Guarantee Fund (CGF)
        to be maintained and managed by NABARD and NCDC, the DAC&FW will provide
        its matching share to NABARD and NCDC, as the case  may be,  which in
        turn will submit detailed status of utilization to DAC&FW before raising
        the further demand for next installment of CGF.'
      - >-
        '7.5.1   Only those AWS/ARGs of IMD/State Govt. /private agencies should
        be considered and notified which are as per standards defined by IMD/WMO
        and are certified and approved by IMD/any agency to be  notified by the
        State/Central govt. These must be optimally operational and be able to
        provide real  time  weather data.  AWS/ARG   of private agencies should
        only be considered in absence of properly  functioning AWS/ARGs of IMD/
        State Govt. AWS /ARG data sourced for crop insurance should be 
        transferred on real time basis to National Portal. The detailed
        guidelines for sharing of weather data on the Portal will be circulated
        separately.   7.5.2   State govt can explore the possibility to create
        dense AWS/ARG network on PPP Mode for which GOI  will provide 50% of the
        viability gap funding.    7.5.3   The following data sources may be used
        for validation of on account   claims and claims for prevented  sowing:'
  - source_sentence: >-
      Who is considered as the nodal agency for engagement with the Ministry of
      Agriculture and Farmers Welfare and Insurance Companies?
    sentences:
      - >-
        '8.2.1   DAC&FW will make the advance release to the Implementing
        Agencies (IAs) on  six monthly basis based on recommendation of
        N-PMAFSC, Annual Action Plan (AAP) of IAs and the due utilization
        certificate submitted to meet out the expenses for engaging NPMA, FPO
        formation & incubation cost to CBBO and also meeting out the cost of FPO
        management cost direct to concerned FPOs account on recommendation of
        concerned CBBO and Equity Grant etc. for effective and timely
        implementation of the programme. The Implementing Agencies will develop
        the payment schedule based on their various stages and component of
        payment involved. The Implementing Agencies will raise the demand to
        DAC&FW for release of payment. The Implementing Agencies will submit
        utilization certificate of last payment released as per GFR for
        releasing the next payment to them. In case of training, NABARD and NCDC
        will submit to N- PMAFSC the training schedule for a year with tentative
        expenditure for training  through specialised training institutes
        organised through their respective nodal training Institute. DAC&FW will
        make due payment to NABARD and NCDC for training through specialised
        Institutions based on the demand raised by NABARD and NCDC respectively
        and utilisation certificate will be submitted to DAC&FW by both as due.
        Further, as regards DAC&FW's share towards Credit Guarantee Fund (CGF)
        to be maintained and managed by NABARD and NCDC, the DAC&FW will provide
        its matching share to NABARD and NCDC, as the case  may be,  which in
        turn will submit detailed status of utilization to DAC&FW before raising
        the further demand for next installment of CGF.'
      - >-
        ' 13.4 Laxmanrao  Imandar  National  Academy  for  Co-operative 
        Research  &  Development (LINAC), Gurugram promoted by NCDC is
        designated as Nodal Training Institution at central level for FPOs
        registered under Co-operative Societies Act and promoted by NCDC. The
        LINAC will work in partnership with other reputed national and regional
        training institutions like NIAM, VAMNICOM, MANAGE, NIRD, NCCT, IRMA,
        ASCI, State and Central Agriculture Universities,  KVK, very reputed
        National level Management and Skill Development
        Institutions/Universities etc.  The LINAC in consultation with NCDC and
        DAC&FW will prepare a training module and training schedule for the
        ensuing year, which will be got approved by N-PMAFSC. As regards
        training expenses, in case of LINAC being nodal agency, the LINAC
        through NCDC will claim the expenses from DAC&FW and will also submit
        the utilization certificate through NCDC after the training programme is
        over.  13.5 DAC&FW in due course may also identify and designate other
        training institute(s)  as additional Nodal Training Institute at central
        level, which will undertake training and skill development partnering
        with other national and regional level institutes.   13.6 The central
        Nodal Training Institutes will ensure that training programme be held 
        preferably in same State/UT wherein FPO trainees located are proposed to
        participate to reduce the burden on transportation(TA/DA) cost. While
        formulating the training schedule, Nodal Training Institutes will ensure
        that BoDs, CEOs/Managers and other stakeholders etc. are trained twice
        in a year. Nodal Training Institutes will have to make boarding and
        lodging arrangements for the  trainees and will also reimburse to and
        fro journey tickets to the extent of sleeper class train tickets and/or
        ordinary bus fare. Nodal Training Institutions will also evolve
        methodology to monitor and track the performance of trainees and their
        FPO organization to ensure effectiveness of training being provided.'
      - >-
        '8.1    CSCs under Ministry of Electronics and Information Technology
        (MeITY) have been engaged to enrol    non-loanee farmers. The Insurance
        Companies are required to enter into a separate agreement with    CSC
        and pay service charges as fixed by DAC&FW, GOI per farmer per village
        per season. No other    agreement or payment is required to be made for
        this purpose. Nodal agency for engagement with    Ministry of
        Agriculture and Farmers Welfare and Insurance Companies will be CSC-SPV,
        a company    established under MeITY for carrying out e-governance
        initiatives of GoI.  8.2    No charges/fee shall be borne or paid by the
        farmers being enrolled through CSCs i.e. CSC-SPV and    CSC-VLE  8.3   
        As per IRDA circular, no separate qualification/certification will be
        required for the VLEs of CSCs to    facilitate enrolment of non-loanee
        farmers.  8.4    All empanelled Insurance Companies will compulsorily be
        required to enter into an agreement with    CSC for enrolment of
        non-loanee farmers and for provision of other defined services to
        farmers.   8.5    Other designated intermediaries may be linked with the
        Portal in due course.   8.6    Empanelled Insurance Companies have to
        necessarily register on the portal and submit list and details    of
        agents/intermediaries engaged for enrolment of non-loanee farmers in the
        beginning of each    season  within 10 days of award of work in the
        State.  Further all agents/intermediaries have to work    strictly as
        per the provisions of the Scheme and IRDA regulations'
model-index:
  - name: SentenceTransformer based on BAAI/bge-small-en-v1.5
    results:
      - task:
          type: information-retrieval
          name: Information Retrieval
        dataset:
          name: val evaluator
          type: val_evaluator
        metrics:
          - type: cosine_accuracy@1
            value: 0.51
            name: Cosine Accuracy@1
          - type: cosine_accuracy@5
            value: 0.9
            name: Cosine Accuracy@5
          - type: cosine_accuracy@10
            value: 0.96
            name: Cosine Accuracy@10
          - type: cosine_precision@1
            value: 0.51
            name: Cosine Precision@1
          - type: cosine_precision@5
            value: 0.17999999999999997
            name: Cosine Precision@5
          - type: cosine_precision@10
            value: 0.096
            name: Cosine Precision@10
          - type: cosine_recall@1
            value: 0.51
            name: Cosine Recall@1
          - type: cosine_recall@5
            value: 0.9
            name: Cosine Recall@5
          - type: cosine_recall@10
            value: 0.96
            name: Cosine Recall@10
          - type: cosine_ndcg@5
            value: 0.7319026681359824
            name: Cosine Ndcg@5
          - type: cosine_ndcg@10
            value: 0.7503025597337694
            name: Cosine Ndcg@10
          - type: cosine_ndcg@100
            value: 0.7590365063330959
            name: Cosine Ndcg@100
          - type: cosine_mrr@5
            value: 0.6745
            name: Cosine Mrr@5
          - type: cosine_mrr@10
            value: 0.6815000000000002
            name: Cosine Mrr@10
          - type: cosine_mrr@100
            value: 0.6834441946057421
            name: Cosine Mrr@100
          - type: cosine_map@100
            value: 0.6834441946057419
            name: Cosine Map@100
          - type: dot_accuracy@1
            value: 0.51
            name: Dot Accuracy@1
          - type: dot_accuracy@5
            value: 0.9
            name: Dot Accuracy@5
          - type: dot_accuracy@10
            value: 0.96
            name: Dot Accuracy@10
          - type: dot_precision@1
            value: 0.51
            name: Dot Precision@1
          - type: dot_precision@5
            value: 0.17999999999999997
            name: Dot Precision@5
          - type: dot_precision@10
            value: 0.096
            name: Dot Precision@10
          - type: dot_recall@1
            value: 0.51
            name: Dot Recall@1
          - type: dot_recall@5
            value: 0.9
            name: Dot Recall@5
          - type: dot_recall@10
            value: 0.96
            name: Dot Recall@10
          - type: dot_ndcg@5
            value: 0.7319026681359824
            name: Dot Ndcg@5
          - type: dot_ndcg@10
            value: 0.7503025597337692
            name: Dot Ndcg@10
          - type: dot_ndcg@100
            value: 0.7590365063330959
            name: Dot Ndcg@100
          - type: dot_mrr@5
            value: 0.6745
            name: Dot Mrr@5
          - type: dot_mrr@10
            value: 0.6815000000000002
            name: Dot Mrr@10
          - type: dot_mrr@100
            value: 0.6834441946057421
            name: Dot Mrr@100
          - type: dot_map@100
            value: 0.6834441946057419
            name: Dot Map@100

SentenceTransformer based on BAAI/bge-small-en-v1.5

This is a sentence-transformers model finetuned from BAAI/bge-small-en-v1.5. It maps sentences & paragraphs to a 384-dimensional dense vector space and can be used for semantic textual similarity, semantic search, paraphrase mining, text classification, clustering, and more.

Model Details

Model Description

  • Model Type: Sentence Transformer
  • Base model: BAAI/bge-small-en-v1.5
  • Maximum Sequence Length: 512 tokens
  • Output Dimensionality: 384 tokens
  • Similarity Function: Cosine Similarity

Model Sources

Full Model Architecture

SentenceTransformer(
  (0): Transformer({'max_seq_length': 512, 'do_lower_case': True}) with Transformer model: BertModel 
  (1): Pooling({'word_embedding_dimension': 384, 'pooling_mode_cls_token': True, 'pooling_mode_mean_tokens': False, 'pooling_mode_max_tokens': False, 'pooling_mode_mean_sqrt_len_tokens': False, 'pooling_mode_weightedmean_tokens': False, 'pooling_mode_lasttoken': False, 'include_prompt': True})
  (2): Normalize()
)

Usage

Direct Usage (Sentence Transformers)

First install the Sentence Transformers library:

pip install -U sentence-transformers

Then you can load this model and run inference.

from sentence_transformers import SentenceTransformer

# Download from the 🤗 Hub
model = SentenceTransformer("SamagraDataGov/embedding_finetuned_test")
# Run inference
sentences = [
    'Who is considered as the nodal agency for engagement with the Ministry of Agriculture and Farmers Welfare and Insurance Companies?',
    "'8.1    CSCs under Ministry of Electronics and Information Technology (MeITY) have been engaged to enrol    non-loanee farmers. The Insurance Companies are required to enter into a separate agreement with    CSC and pay service charges as fixed by DAC&FW, GOI per farmer per village per season. No other    agreement or payment is required to be made for this purpose. Nodal agency for engagement with    Ministry of Agriculture and Farmers Welfare and Insurance Companies will be CSC-SPV, a company    established under MeITY for carrying out e-governance initiatives of GoI.  8.2    No charges/fee shall be borne or paid by the farmers being enrolled through CSCs i.e. CSC-SPV and    CSC-VLE  8.3    As per IRDA circular, no separate qualification/certification will be required for the VLEs of CSCs to    facilitate enrolment of non-loanee farmers.  8.4    All empanelled Insurance Companies will compulsorily be required to enter into an agreement with    CSC for enrolment of non-loanee farmers and for provision of other defined services to farmers.   8.5    Other designated intermediaries may be linked with the Portal in due course.   8.6    Empanelled Insurance Companies have to necessarily register on the portal and submit list and details    of agents/intermediaries engaged for enrolment of non-loanee farmers in the beginning of each    season  within 10 days of award of work in the State.  Further all agents/intermediaries have to work    strictly as per the provisions of the Scheme and IRDA regulations'",
    "' 13.4 Laxmanrao  Imandar  National  Academy  for  Co-operative  Research  &  Development (LINAC), Gurugram promoted by NCDC is designated as Nodal Training Institution at central level for FPOs registered under Co-operative Societies Act and promoted by NCDC. The LINAC will work in partnership with other reputed national and regional training institutions like NIAM, VAMNICOM, MANAGE, NIRD, NCCT, IRMA, ASCI, State and Central Agriculture Universities,  KVK, very reputed National level Management and Skill Development Institutions/Universities etc.  The LINAC in consultation with NCDC and DAC&FW will prepare a training module and training schedule for the ensuing year, which will be got approved by N-PMAFSC. As regards training expenses, in case of LINAC being nodal agency, the LINAC through NCDC will claim the expenses from DAC&FW and will also submit the utilization certificate through NCDC after the training programme is over.  13.5 DAC&FW in due course may also identify and designate other training institute(s)  as additional Nodal Training Institute at central level, which will undertake training and skill development partnering with other national and regional level institutes.   13.6 The central Nodal Training Institutes will ensure that training programme be held  preferably in same State/UT wherein FPO trainees located are proposed to participate to reduce the burden on transportation(TA/DA) cost. While formulating the training schedule, Nodal Training Institutes will ensure that BoDs, CEOs/Managers and other stakeholders etc. are trained twice in a year. Nodal Training Institutes will have to make boarding and lodging arrangements for the  trainees and will also reimburse to and fro journey tickets to the extent of sleeper class train tickets and/or ordinary bus fare. Nodal Training Institutions will also evolve methodology to monitor and track the performance of trainees and their FPO organization to ensure effectiveness of training being provided.'",
]
embeddings = model.encode(sentences)
print(embeddings.shape)
# [3, 384]

# Get the similarity scores for the embeddings
similarities = model.similarity(embeddings, embeddings)
print(similarities.shape)
# [3, 3]

Evaluation

Metrics

Information Retrieval

Metric Value
cosine_accuracy@1 0.51
cosine_accuracy@5 0.9
cosine_accuracy@10 0.96
cosine_precision@1 0.51
cosine_precision@5 0.18
cosine_precision@10 0.096
cosine_recall@1 0.51
cosine_recall@5 0.9
cosine_recall@10 0.96
cosine_ndcg@5 0.7319
cosine_ndcg@10 0.7503
cosine_ndcg@100 0.759
cosine_mrr@5 0.6745
cosine_mrr@10 0.6815
cosine_mrr@100 0.6834
cosine_map@100 0.6834
dot_accuracy@1 0.51
dot_accuracy@5 0.9
dot_accuracy@10 0.96
dot_precision@1 0.51
dot_precision@5 0.18
dot_precision@10 0.096
dot_recall@1 0.51
dot_recall@5 0.9
dot_recall@10 0.96
dot_ndcg@5 0.7319
dot_ndcg@10 0.7503
dot_ndcg@100 0.759
dot_mrr@5 0.6745
dot_mrr@10 0.6815
dot_mrr@100 0.6834
dot_map@100 0.6834

Training Details

Training Hyperparameters

Non-Default Hyperparameters

  • eval_strategy: steps
  • per_device_train_batch_size: 32
  • per_device_eval_batch_size: 32
  • learning_rate: 1e-05
  • weight_decay: 0.01
  • num_train_epochs: 1.0
  • warmup_ratio: 0.1
  • load_best_model_at_end: True

All Hyperparameters

Click to expand
  • overwrite_output_dir: False
  • do_predict: False
  • eval_strategy: steps
  • prediction_loss_only: True
  • per_device_train_batch_size: 32
  • per_device_eval_batch_size: 32
  • per_gpu_train_batch_size: None
  • per_gpu_eval_batch_size: None
  • gradient_accumulation_steps: 1
  • eval_accumulation_steps: None
  • torch_empty_cache_steps: None
  • learning_rate: 1e-05
  • weight_decay: 0.01
  • adam_beta1: 0.9
  • adam_beta2: 0.999
  • adam_epsilon: 1e-08
  • max_grad_norm: 1.0
  • num_train_epochs: 1.0
  • max_steps: -1
  • lr_scheduler_type: linear
  • lr_scheduler_kwargs: {}
  • warmup_ratio: 0.1
  • warmup_steps: 0
  • log_level: passive
  • log_level_replica: warning
  • log_on_each_node: True
  • logging_nan_inf_filter: True
  • save_safetensors: True
  • save_on_each_node: False
  • save_only_model: False
  • restore_callback_states_from_checkpoint: False
  • no_cuda: False
  • use_cpu: False
  • use_mps_device: False
  • seed: 42
  • data_seed: None
  • jit_mode_eval: False
  • use_ipex: False
  • bf16: False
  • fp16: False
  • fp16_opt_level: O1
  • half_precision_backend: auto
  • bf16_full_eval: False
  • fp16_full_eval: False
  • tf32: None
  • local_rank: 0
  • ddp_backend: None
  • tpu_num_cores: None
  • tpu_metrics_debug: False
  • debug: []
  • dataloader_drop_last: False
  • dataloader_num_workers: 0
  • dataloader_prefetch_factor: None
  • past_index: -1
  • disable_tqdm: False
  • remove_unused_columns: True
  • label_names: None
  • load_best_model_at_end: True
  • ignore_data_skip: False
  • fsdp: []
  • fsdp_min_num_params: 0
  • fsdp_config: {'min_num_params': 0, 'xla': False, 'xla_fsdp_v2': False, 'xla_fsdp_grad_ckpt': False}
  • fsdp_transformer_layer_cls_to_wrap: None
  • accelerator_config: {'split_batches': False, 'dispatch_batches': None, 'even_batches': True, 'use_seedable_sampler': True, 'non_blocking': False, 'gradient_accumulation_kwargs': None}
  • deepspeed: None
  • label_smoothing_factor: 0.0
  • optim: adamw_torch
  • optim_args: None
  • adafactor: False
  • group_by_length: False
  • length_column_name: length
  • ddp_find_unused_parameters: None
  • ddp_bucket_cap_mb: None
  • ddp_broadcast_buffers: False
  • dataloader_pin_memory: True
  • dataloader_persistent_workers: False
  • skip_memory_metrics: True
  • use_legacy_prediction_loop: False
  • push_to_hub: False
  • resume_from_checkpoint: None
  • hub_model_id: None
  • hub_strategy: every_save
  • hub_private_repo: False
  • hub_always_push: False
  • gradient_checkpointing: False
  • gradient_checkpointing_kwargs: None
  • include_inputs_for_metrics: False
  • eval_do_concat_batches: True
  • fp16_backend: auto
  • push_to_hub_model_id: None
  • push_to_hub_organization: None
  • mp_parameters:
  • auto_find_batch_size: False
  • full_determinism: False
  • torchdynamo: None
  • ray_scope: last
  • ddp_timeout: 1800
  • torch_compile: False
  • torch_compile_backend: None
  • torch_compile_mode: None
  • dispatch_batches: None
  • split_batches: None
  • include_tokens_per_second: False
  • include_num_input_tokens_seen: False
  • neftune_noise_alpha: None
  • optim_target_modules: None
  • batch_eval_metrics: False
  • eval_on_start: False
  • eval_use_gather_object: False
  • batch_sampler: batch_sampler
  • multi_dataset_batch_sampler: proportional

Training Logs

Epoch Step Training Loss loss val_evaluator_cosine_map@100
0.5172 15 2.0908 1.008 0.6834
1.0 29 - 1.0080 0.6834
  • The bold row denotes the saved checkpoint.

Framework Versions

  • Python: 3.10.14
  • Sentence Transformers: 3.0.1
  • Transformers: 4.43.4
  • PyTorch: 2.4.1+cu121
  • Accelerate: 0.33.0
  • Datasets: 2.21.0
  • Tokenizers: 0.19.1

Citation

BibTeX

Sentence Transformers

@inproceedings{reimers-2019-sentence-bert,
    title = "Sentence-BERT: Sentence Embeddings using Siamese BERT-Networks",
    author = "Reimers, Nils and Gurevych, Iryna",
    booktitle = "Proceedings of the 2019 Conference on Empirical Methods in Natural Language Processing",
    month = "11",
    year = "2019",
    publisher = "Association for Computational Linguistics",
    url = "https://arxiv.org/abs/1908.10084",
}

GISTEmbedLoss

@misc{solatorio2024gistembed,
    title={GISTEmbed: Guided In-sample Selection of Training Negatives for Text Embedding Fine-tuning}, 
    author={Aivin V. Solatorio},
    year={2024},
    eprint={2402.16829},
    archivePrefix={arXiv},
    primaryClass={cs.LG}
}