determined-ai/consumer_complaints_short · Datasets at Hugging Face

Issue stringlengths 4 80	Consumer Complaint stringlengths 5 244
Incorrect information on credit report	There is a pending judgement from XXXX XXXX. This is incorrect. There is no pending judgement. This account is showing under my bankruptcy with XXXX XXXX, not pending
Improper use of your report	Stolen information from the EquiFax cyberbreach.
Incorrect information on your report	Experian Report # XXXX XX/XX/18 Personal Information : does not list my current 2 employments as stated before. I have attach proof
Improper use of your report	I DID NOT AUTHORIZE THIS INQUIRY
Fees or interest	I'm been charged fees and interest on my credit card account from Citi Bank but I'm not able to submit my payment as the site is always down.
Incorrect information on credit report	This information was removed back in XXXX 2015 and then now, 3 months later it is reappearing!
Communication tactics	This company calls all day every day. I blocked the number than they call from local numbers
Billing statement	I have been charged erroneous late fees multiple times from wells fargo. They continue to do this and refuse to remove their mistakes.
False statements or representation	THE COMPANY IS REPORTING DEBIT AS ONLY XXXX YEARS OLD WHEN IN FACT THE DEBIT IS XXXX YEARS OLD
Disclosure verification of debt	I never received any communication from this company that my account will be send to collection without my knowledge. Do n't even know this company.
Settlement process and costs	BAC loan was signed to rescind BAC stole over {$150000.00}. BAC they broke a dozen Laws ( to me )
Cont'd attempts collect debt not owed	Calling my residence on a debt that I do not owe. Harrassing
Dealing with my lender or servicer	I have been paying on a student loan since 2004
False statements or representation	I am not aware of these charges and no invoices and work done has been submitted to me.
APR or interest rate	i am being charged interest on cash advance which i do not use
Communication tactics	They have tried calling me at work 3 or 4 times today. I have hung up once and refused the call twice because they can not even pronounce my name properly so I know they do not know me.
Dealing with my lender or servicer	I fall under thecurrent lawsuit I was only offered a forebearance, late fees, and misapplication of funds. I took out an XXXX loan that has costs me over XXXX. I have complained and nothing.
Incorrect information on your report	I lived in XXXX, XXXX, XXXX, and XXXX, XXXX. But I never live in XXXX and XXXX I never live on address : XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX, XXXX XXXX
Incorrect information on credit report	I was sent to collections by XXXX XXXX XXXX. I paid in full to XXXX XXXX XXXX and have copies of my bank statements with all the electronic pmts. This is being reported as open by Transunion.
Cont'd attempts collect debt not owed	ICS KEPT CALLING ME FROM ( XXXX ) XXXX REGARDING # XXXX, COLLECTING FOR XXXX XXXX XXXX IN VIOLATION OF FDCPA, AND TCPA.
Improper use of my credit report	XXXX has an authorized inquiry for XX/XX/2016. There was already an inquiry on XX/XX/2016 from XXXX. This a duplicate unauthorized inquiry.
Improper use of your report	I DID NOT AUTHORIZE THIS INQUIRY
Communication tactics	I sent a letter to this company requesting written mail correspondence only and no phone calls. This company has called over 5 times since asked not to.
Loan servicing, payments, escrow account	I took a XXXX mortage thru plazza home mortage. They had me put {$3500.00} extra in escrow. They have since lost the {$3500.00}. No one will speak with me. Have been calling since XX/XX/XXXX.
Incorrect information on credit report	I wrote the credit bureaus and explained the late pays were incorrect. They did not change them. Attached are bank statement copies for each month reporting late for XXXX showing I paid on time.
Disclosure verification of debt	There is no verification that I am obligated to the debt for the child they are alleging.
Communication tactics	Keeps call 7 times a day. Also early in the mornings and on Sundays and wo n't let up. AMAZON
Incorrect information on your report	cra violation inaccurate information sent police report and idtheft
Improper contact or sharing of info	Calling my children 's phone number and leaving a threatening tone on their voicemail which has caused panic.
False statements or representation	We 're not able to agree on the amount owed. I do owe them money just not the amount they 're claiming.
Improper use of your report	I am included in the list of potential victims in the recent Equifax leak.
Problem with a credit reporting company's investigation into an existing problem	90 day Late payment by cap ital one a uto finance
Incorrect information on your report	cra violation sent po report from hpd inaccurate information on credit report no knowledge of accounts
Cont'd attempts collect debt not owed	I am a veteran widow whom is a recipient of Maryland State Medicaid and have been for several years. Therefore, the State is responsible for my health bills at XXXX cost to me.
Cont'd attempts collect debt not owed	I am not aware of this account that is on my report for an illegal eviction since the locks were changed before the eviction court proceedings took place and while the original notice was still in play.
Other	Chase denied credit card application by mistake.
Communication tactics	They call my cell at least twice a day and my home line at least twoce a day as well.
Money was not available when promised	I sent XXXX USD to Coinbase via a wire transfer on XX/XX/XXXX. I have not received it not has it been returned. I have opened tickets and called them, but they have given me the run around. This is scam behavior.
Incorrect information on your report	Nelnet has two accounts showing several late payments on my credit report in 2012. I contacted their office over 45 days ago, with no response from Nelnet, which is a violation of my FCRA.
Cont'd attempts collect debt not owed	Debt was paid on XXXX XXXX, 2014. Original was owe to XXXX but was sold to Midland. Request deleting/removal from credit report profile from XXXX credit bureaus.
Attempts to collect debt not owed	I called the company and attempted to dispute this debt because I do not owe this debt and was not helped.
Dealing with your lender or servicer	For each monthly payment, a {$10.00} fee is assessed supposedly for processing.
Fraud or scam	sent money to a security company money, through western union they say it was received or was picked up but not to the person sent to did n't receive it the only solution they could come up with was western union got hacked and stole it
Loan modification,collection,foreclosure	I was removed from the HAMP Loan Modification Program and foreclosed upon, inadvertently. This statement was in a letter sent to me from Wells Fargo. Please help me, they ruined my families life.
Incorrect information on your report	I have so many information in my credit report such as names and employment and I have contacted and requested dispute to Experian but they never helped! please help
Customer service / Customer relations	American Express card company called me at my employment location and demanding a past due payment, my social security number, and my checking account number " harassing me at my employment location ''.
Using a debit or ATM card	I do n't understand why banks are allowed to charge such high ATM fees, and do it on both sides. I am paying up to XXXX dollars on a transaction. This is unregulated robbery and you need to put a stop to it.
Cont'd attempts collect debt not owed	creditor withdrew original.debt told collector drop but it is still on my credit report
Closing your account	I got a credit card from XXXX and I dont want it. I have tried to cancel. You are on hold and no one ever picks up. I did not use the card and I dont want to be charged for the processing fee. Help
Incorrect information on your report	Identity theft fruadulent open accounts and inquiry Equifax XXXX XXXX XXXX XXXX XXXX Date open XX/XX/XXXX Amount XXXX Inquiry XXXX XXXX XXXX Date XX/XX/XXXX
Improper use of your report	Equifax believes my data to have been compromised in the recent hack. This is unacceptable.
Unable to get credit report/credit score	still no credit report issued. it is preventing me from refinancing my home
Attempts to collect debt not owed	This account was included in the BK filed in 2017. After multiple letters to XXXX and the company, they are still showing the amount of XXXX. Please delete or update account with proper XXXX balance.
Managing an account	I attempted to purchase cryptocurreny using my checking account. My banking institution, Capital One, has informed me that they do not allow any funds to be used to make such purchases.
Incorrect information on your report	XXXX XXXX is reporting an account that is fraud
Incorrect information on credit report	Transition has an address on my credit report in XXXX Missouri. I have never lived there. I do n't know if this will make a difference, but should be corrected. Thank you.
Communication tactics	Bank of America keeps calling saying I have an account with them which I do n't. They asked for an account number,
Communication tactics	Repeated calling my number with an automated phone number. I have never been able to talk to a real person. I do not owe any outstanding debts.
Improper use of your report	There are Hard Inquiries that on my Credit Report that I don't recognize
Billing statement	Capital one bank did not report the correct ending balance on my account to the credit reporting agencies
Disclosure verification of debt	no contract or signature verified by this collector.
Attempts to collect debt not owed	The account was never turned into collection. Kay jewelers is the creditor. The account has a balance of {$2000.00} and was opened on XXXX / XXXX / 2014 . I have filed police and identity theft reports.
Improper contact or sharing of info	Penn Credit is constantly calling for my son 's roommate that does not live at the home phone number. It 's an automated message that I am unable to tell them
Billing disputes	Bank of America is not allowing me to file a dispute on a part of charge ( {$590.00} out of {$1700.00} ) with the merchant XXXX XXXX XXXX XXXX who has negligently lost my property while cruising and now refuses compensation.
Incorrect information on your report	Incorrect info. CR agencies not consistent. Judgements are not off all CR.
Incorrect information on your report	There are many mistakes appear in my report without my understanding.
Improper use of your report	My SSN was compromised in this recent data breach due to lackadaisical security policies carried out by Equifax.
Improper use of your report	Good evening, I have a collection on my credit report from a collection agency, AFNI, for a bill from XXXX XXXX XXXX. AFNI is not a licensed collection agency in Florida. Can you assist?
Settlement process and costs	XXXX XXXX attorney for XXXX TRUSTEE. Refuse to release all funds in escrow and INSURENCE funds. XXXX XXXX TRUSTEE V XXXX XXXX INDEX XXXX is disposed. XXXX XXXX still refuse to release my funds
Incorrect information on credit report	Equifax is ignoring my requests to investigate, verify and remove accounts from my credit report that do not belong to me.
Cont'd attempts collect debt not owed	debt was paid in XXXX/XXXX/2016 to medical office. Now I am receiving letters from a collection agency called Transworld Systems , Inc. TSI
Managing the loan or lease	previous complaint XXXXXXXXplease see supporting documents proving that my lease was not only paid on time, but early every month. the NMAC " XXXX '' system failed.
Disclosure verification of debt	bca financial has XXXX accounts listed on my XXXX report that i have no knowledge of and have never recieved a dunning notice on. i sent them a letter 2 monthes ago requesting validation but never recieved a response
Incorrect information on your report	this account with XXXX XXXX XXXXE account number XXXX Date Opened XXXX/XXXX/2013 was never Past due 30 days six times or more late at any point please help e resolve this issue
Incorrect information on credit report	Telephone numbers listed as XXXX and XXXX have never been associated with me.
Dealing with my lender or servicer	ACSXXXX is a student loan that has been paid in full and should not be a delinquent account on my credit report
Cont'd attempts collect debt not owed	I have a fraud alert on my credit report and this debt is erroneous and not valid and is not mine.
Credit monitoring or identity theft protection services	I was a victim of identity theft from someone who has stolen my accounts info as well as my personal info I reported to them they said that it wasnt valid. Bank accounts and credit cards.
Incorrect information on credit report	I have the same bill reported XXXX times on my report. Act # XXXX & XXXX are duplicates. Med XXXX XXXX XXXXXXXX {$290.00} XX/XX/XXXX-XX/XX/XXXX
Incorrect information on your report	XXXX 2016 XXXX XXXX XXXX/XXXX reported me as being 90 days late on my student loan without any prior indication of being 30 or 60 days late. It 's inaccurately reported to the credit bureaus that I was late at all.
Improper use of your report	According to equifax 's online check to see if my identity was compromised, they informed me that I was a victim of this hack. Screenshot attached
Cont'd attempts collect debt not owed	Cable TV I returned equipment and paid what I owed. They have me in collection.
Incorrect information on credit report	I have XXXX account on my credit report with XXXX that is not mine I 'm not an authorized person and nothing like that but it is appearing on my credit like they are mine so please take them off.
Settlement process and costs	In XXXX of 2015 I placed an offer on a short sale home. I was told that US Bank ( mortgage holder ) requires 90 days to review the request. We are now approximately 214 days out without a response from the bank.
Credit reporting company's investigation	I do n't know why its taking Equifax so long to send me a copy of my new credit report. I requested an investigation on XX/XX/XXXX, and they never responded to me.
Incorrect information on your report	The dates and loan amount default need to be checked.
Unable to get credit report/credit score	not abel to log in to my credit scoor,
Incorrect information on your report	There are many mistakes appear in my report without my understanding.
Communication tactics	Portfolio Recovery, ( XXXX ), XXXX , calling after XXXX XXXX
Cont'd attempts collect debt not owed	I have received a collection letter from this company and have not had XXXX XXXX XXXX since 2002. 13 years ago.
Application, originator, mortgage broker	my bank has sold my commercial loan denial to numerous secondary, tertiary, and worse lenders. I do not know if this is legal. can you help me?
Incorrect information on credit report	Equifax refuses to properly investigate this issue
Written notification about debt	Hi I requested Proof of Validation of Debt XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX I have not received this was sent certified mail and they did sign for the documents that I sent.
Incorrect information on credit report	I am filing against Equifax because my credit score is XXXX fair and the XXXX is XXXX excellent. Please correct.
Improper use of your report	Received an update credit report, no changes nor response to why.
Incorrect information on credit report	Trans Union is ignoring my requests to investigate and remove fraudulent inquiries from my credit file that were not initiated by me.
Can't repay my loan	I am in forebrance. It shows on my credit report i am over 149 days pass due
Communication tactics	The debt the creditor is trying to collect is out dated
Attempts to collect debt not owed	I had already paid XXXX off 2 years ago and they claim I never did. I have submitted countless items of proof and they keep sending me to collections. Very unethical company.
Cont'd attempts collect debt not owed	I noticed an entry from Diversified Con. on my credit reports trying to collect a debt that I do not recognize. I 've had no contact with this company or the XXXX they claim to represent. This has caused stress.

Incorrect information on credit report

There is a pending judgement from XXXX XXXX. This is incorrect. There is no pending judgement. This account is showing under my bankruptcy with XXXX XXXX, not pending

Improper use of your report

Stolen information from the EquiFax cyberbreach.

Incorrect information on your report

Experian Report # XXXX XX/XX/18 Personal Information : does not list my current 2 employments as stated before. I have attach proof

Improper use of your report

I DID NOT AUTHORIZE THIS INQUIRY

Fees or interest

I'm been charged fees and interest on my credit card account from Citi Bank but I'm not able to submit my payment as the site is always down.

Incorrect information on credit report

This information was removed back in XXXX 2015 and then now, 3 months later it is reappearing!

Communication tactics

This company calls all day every day. I blocked the number than they call from local numbers

Billing statement

I have been charged erroneous late fees multiple times from wells fargo. They continue to do this and refuse to remove their mistakes.

False statements or representation

THE COMPANY IS REPORTING DEBIT AS ONLY XXXX YEARS OLD WHEN IN FACT THE DEBIT IS XXXX YEARS OLD

Disclosure verification of debt

I never received any communication from this company that my account will be send to collection without my knowledge. Do n't even know this company.

Settlement process and costs

BAC loan was signed to rescind BAC stole over {$150000.00}. BAC they broke a dozen Laws ( to me )

Cont'd attempts collect debt not owed

Calling my residence on a debt that I do not owe. Harrassing

Dealing with my lender or servicer

I have been paying on a student loan since 2004

False statements or representation

I am not aware of these charges and no invoices and work done has been submitted to me.

APR or interest rate

i am being charged interest on cash advance which i do not use

Communication tactics

They have tried calling me at work 3 or 4 times today. I have hung up once and refused the call twice because they can not even pronounce my name properly so I know they do not know me.

Dealing with my lender or servicer

I fall under thecurrent lawsuit I was only offered a forebearance, late fees, and misapplication of funds. I took out an XXXX loan that has costs me over XXXX. I have complained and nothing.

Incorrect information on your report

I lived in XXXX, XXXX, XXXX, and XXXX, XXXX. But I never live in XXXX and XXXX I never live on address : XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX, XXXX XXXX

Incorrect information on credit report

I was sent to collections by XXXX XXXX XXXX. I paid in full to XXXX XXXX XXXX and have copies of my bank statements with all the electronic pmts. This is being reported as open by Transunion.

Cont'd attempts collect debt not owed

ICS KEPT CALLING ME FROM ( XXXX ) XXXX REGARDING # XXXX, COLLECTING FOR XXXX XXXX XXXX IN VIOLATION OF FDCPA, AND TCPA.

Improper use of my credit report

XXXX has an authorized inquiry for XX/XX/2016. There was already an inquiry on XX/XX/2016 from XXXX. This a duplicate unauthorized inquiry.

Improper use of your report

I DID NOT AUTHORIZE THIS INQUIRY

Communication tactics

I sent a letter to this company requesting written mail correspondence only and no phone calls. This company has called over 5 times since asked not to.

Loan servicing, payments, escrow account

I took a XXXX mortage thru plazza home mortage. They had me put {$3500.00} extra in escrow. They have since lost the {$3500.00}. No one will speak with me. Have been calling since XX/XX/XXXX.

Incorrect information on credit report

I wrote the credit bureaus and explained the late pays were incorrect. They did not change them. Attached are bank statement copies for each month reporting late for XXXX showing I paid on time.

Disclosure verification of debt

There is no verification that I am obligated to the debt for the child they are alleging.

Communication tactics

Keeps call 7 times a day. Also early in the mornings and on Sundays and wo n't let up. AMAZON

Incorrect information on your report

cra violation inaccurate information sent police report and idtheft

Improper contact or sharing of info

Calling my children 's phone number and leaving a threatening tone on their voicemail which has caused panic.

False statements or representation

We 're not able to agree on the amount owed. I do owe them money just not the amount they 're claiming.

Improper use of your report

I am included in the list of potential victims in the recent Equifax leak.

Problem with a credit reporting company's investigation into an existing problem

90 day Late payment by cap ital one a uto finance

Incorrect information on your report

cra violation sent po report from hpd inaccurate information on credit report no knowledge of accounts

Cont'd attempts collect debt not owed

I am a veteran widow whom is a recipient of Maryland State Medicaid and have been for several years. Therefore, the State is responsible for my health bills at XXXX cost to me.

Cont'd attempts collect debt not owed

I am not aware of this account that is on my report for an illegal eviction since the locks were changed before the eviction court proceedings took place and while the original notice was still in play.

Other

Chase denied credit card application by mistake.

Communication tactics

They call my cell at least twice a day and my home line at least twoce a day as well.

Money was not available when promised

I sent XXXX USD to Coinbase via a wire transfer on XX/XX/XXXX. I have not received it not has it been returned. I have opened tickets and called them, but they have given me the run around. This is scam behavior.

Incorrect information on your report

Nelnet has two accounts showing several late payments on my credit report in 2012. I contacted their office over 45 days ago, with no response from Nelnet, which is a violation of my FCRA.

Cont'd attempts collect debt not owed

Debt was paid on XXXX XXXX, 2014. Original was owe to XXXX but was sold to Midland. Request deleting/removal from credit report profile from XXXX credit bureaus.

Attempts to collect debt not owed

I called the company and attempted to dispute this debt because I do not owe this debt and was not helped.

Dealing with your lender or servicer

For each monthly payment, a {$10.00} fee is assessed supposedly for processing.

Fraud or scam

sent money to a security company money, through western union they say it was received or was picked up but not to the person sent to did n't receive it the only solution they could come up with was western union got hacked and stole it

Loan modification,collection,foreclosure

I was removed from the HAMP Loan Modification Program and foreclosed upon, inadvertently. This statement was in a letter sent to me from Wells Fargo. Please help me, they ruined my families life.

Incorrect information on your report

I have so many information in my credit report such as names and employment and I have contacted and requested dispute to Experian but they never helped! please help

Customer service / Customer relations

American Express card company called me at my employment location and demanding a past due payment, my social security number, and my checking account number " harassing me at my employment location ''.

Using a debit or ATM card

I do n't understand why banks are allowed to charge such high ATM fees, and do it on both sides. I am paying up to XXXX dollars on a transaction. This is unregulated robbery and you need to put a stop to it.

Cont'd attempts collect debt not owed

creditor withdrew original.debt told collector drop but it is still on my credit report

Closing your account

I got a credit card from XXXX and I dont want it. I have tried to cancel. You are on hold and no one ever picks up. I did not use the card and I dont want to be charged for the processing fee. Help

Incorrect information on your report

Identity theft fruadulent open accounts and inquiry Equifax XXXX XXXX XXXX XXXX XXXX Date open XX/XX/XXXX Amount XXXX Inquiry XXXX XXXX XXXX Date XX/XX/XXXX

Improper use of your report

Equifax believes my data to have been compromised in the recent hack. This is unacceptable.

Unable to get credit report/credit score

still no credit report issued. it is preventing me from refinancing my home

Attempts to collect debt not owed

This account was included in the BK filed in 2017. After multiple letters to XXXX and the company, they are still showing the amount of XXXX. Please delete or update account with proper XXXX balance.

Managing an account

I attempted to purchase cryptocurreny using my checking account. My banking institution, Capital One, has informed me that they do not allow any funds to be used to make such purchases.

Incorrect information on your report

XXXX XXXX is reporting an account that is fraud

Incorrect information on credit report

Transition has an address on my credit report in XXXX Missouri. I have never lived there. I do n't know if this will make a difference, but should be corrected. Thank you.

Communication tactics

Bank of America keeps calling saying I have an account with them which I do n't. They asked for an account number,

Communication tactics

Repeated calling my number with an automated phone number. I have never been able to talk to a real person. I do not owe any outstanding debts.

Improper use of your report

There are Hard Inquiries that on my Credit Report that I don't recognize

Billing statement

Capital one bank did not report the correct ending balance on my account to the credit reporting agencies

Disclosure verification of debt

no contract or signature verified by this collector.

Attempts to collect debt not owed

The account was never turned into collection. Kay jewelers is the creditor. The account has a balance of {$2000.00} and was opened on XXXX / XXXX / 2014 . I have filed police and identity theft reports.

Improper contact or sharing of info

Penn Credit is constantly calling for my son 's roommate that does not live at the home phone number. It 's an automated message that I am unable to tell them

Billing disputes

Bank of America is not allowing me to file a dispute on a part of charge ( {$590.00} out of {$1700.00} ) with the merchant XXXX XXXX XXXX XXXX who has negligently lost my property while cruising and now refuses compensation.

Incorrect information on your report

Incorrect info. CR agencies not consistent. Judgements are not off all CR.

Incorrect information on your report

There are many mistakes appear in my report without my understanding.

Improper use of your report

My SSN was compromised in this recent data breach due to lackadaisical security policies carried out by Equifax.

Improper use of your report

Good evening, I have a collection on my credit report from a collection agency, AFNI, for a bill from XXXX XXXX XXXX. AFNI is not a licensed collection agency in Florida. Can you assist?

Settlement process and costs

XXXX XXXX attorney for XXXX TRUSTEE. Refuse to release all funds in escrow and INSURENCE funds. XXXX XXXX TRUSTEE V XXXX XXXX INDEX XXXX is disposed. XXXX XXXX still refuse to release my funds

Incorrect information on credit report

Equifax is ignoring my requests to investigate, verify and remove accounts from my credit report that do not belong to me.

Cont'd attempts collect debt not owed

debt was paid in XXXX/XXXX/2016 to medical office. Now I am receiving letters from a collection agency called Transworld Systems , Inc. TSI

Managing the loan or lease

previous complaint XXXXXXXXplease see supporting documents proving that my lease was not only paid on time, but early every month. the NMAC " XXXX '' system failed.

Disclosure verification of debt

bca financial has XXXX accounts listed on my XXXX report that i have no knowledge of and have never recieved a dunning notice on. i sent them a letter 2 monthes ago requesting validation but never recieved a response

Incorrect information on your report

this account with XXXX XXXX XXXXE account number XXXX Date Opened XXXX/XXXX/2013 was never Past due 30 days six times or more late at any point please help e resolve this issue

Incorrect information on credit report

Telephone numbers listed as XXXX and XXXX have never been associated with me.

Dealing with my lender or servicer

ACSXXXX is a student loan that has been paid in full and should not be a delinquent account on my credit report

Cont'd attempts collect debt not owed

I have a fraud alert on my credit report and this debt is erroneous and not valid and is not mine.

Credit monitoring or identity theft protection services

I was a victim of identity theft from someone who has stolen my accounts info as well as my personal info I reported to them they said that it wasnt valid. Bank accounts and credit cards.

Incorrect information on credit report

I have the same bill reported XXXX times on my report. Act # XXXX & XXXX are duplicates. Med XXXX XXXX XXXXXXXX {$290.00} XX/XX/XXXX-XX/XX/XXXX

Incorrect information on your report

XXXX 2016 XXXX XXXX XXXX/XXXX reported me as being 90 days late on my student loan without any prior indication of being 30 or 60 days late. It 's inaccurately reported to the credit bureaus that I was late at all.

Improper use of your report

According to equifax 's online check to see if my identity was compromised, they informed me that I was a victim of this hack. Screenshot attached

Cont'd attempts collect debt not owed

Cable TV I returned equipment and paid what I owed. They have me in collection.

Incorrect information on credit report

I have XXXX account on my credit report with XXXX that is not mine I 'm not an authorized person and nothing like that but it is appearing on my credit like they are mine so please take them off.

Settlement process and costs

In XXXX of 2015 I placed an offer on a short sale home. I was told that US Bank ( mortgage holder ) requires 90 days to review the request. We are now approximately 214 days out without a response from the bank.

Credit reporting company's investigation

I do n't know why its taking Equifax so long to send me a copy of my new credit report. I requested an investigation on XX/XX/XXXX, and they never responded to me.

Incorrect information on your report

The dates and loan amount default need to be checked.

Unable to get credit report/credit score

not abel to log in to my credit scoor,

Incorrect information on your report

There are many mistakes appear in my report without my understanding.

Communication tactics

Portfolio Recovery, ( XXXX ), XXXX , calling after XXXX XXXX

Cont'd attempts collect debt not owed

I have received a collection letter from this company and have not had XXXX XXXX XXXX since 2002. 13 years ago.

Application, originator, mortgage broker

my bank has sold my commercial loan denial to numerous secondary, tertiary, and worse lenders. I do not know if this is legal. can you help me?

Incorrect information on credit report

Equifax refuses to properly investigate this issue

Written notification about debt

Hi I requested Proof of Validation of Debt XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX I have not received this was sent certified mail and they did sign for the documents that I sent.

Incorrect information on credit report

I am filing against Equifax because my credit score is XXXX fair and the XXXX is XXXX excellent. Please correct.

Improper use of your report

Received an update credit report, no changes nor response to why.

Incorrect information on credit report

Trans Union is ignoring my requests to investigate and remove fraudulent inquiries from my credit file that were not initiated by me.

Can't repay my loan

I am in forebrance. It shows on my credit report i am over 149 days pass due

Communication tactics

The debt the creditor is trying to collect is out dated

Attempts to collect debt not owed

I had already paid XXXX off 2 years ago and they claim I never did. I have submitted countless items of proof and they keep sending me to collections. Very unethical company.

Cont'd attempts collect debt not owed

I noticed an entry from Diversified Con. on my credit reports trying to collect a debt that I do not recognize. I 've had no contact with this company or the XXXX they claim to represent. This has caused stress.