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---
license: unknown
language:
- ru
tags:
- bank
- loan
- time-series
size_categories:
- 1M<n<10M
---
## Dataset Structure
### Data Instances
The example of one sample is provided below
```
{
'app_id': 10,
'history':
[
],
'flag': 0
}
```
### Data Fields
- `id`: application ID.
- `history`: an array of transactions where each credit product is represented as a 37-dimensional array, each element of the array represents a corresponding feature from the following list.
- `id`: application ID.
- `rn`: serial number of the credit product in the credit history.
- `pre_since_opened`: days from the date of opening the loan to the date of data collection.
- `pre_since_confirmed`: days from the date of confirmation of the loan information to the date of data collection.
- `pre_pterm`: planned number of days from the opening date of the loan to the closing date.
- `pre_fterm`: actual number of days from the opening date of the loan to the closing date.
- `pre_till_pclose`: planned number of days from the date of data collection to the closing date of the loan.
- `pre_till_fclose`: actual number of days from the date of data collection to the closing date of the loan.
- `pre_loans_credit_limit`: credit limit.
- `pre_loans_next_pay_summ`: amount of the next loan payment.
- `pre_loans_outstanding`: remaining unpaid loan amount.
- `pre_loans_total_overdue`: current overdue debt.
- `pre_loans_max_overdue_sum`: maximum overdue debt.
- `pre_loans_credit_cost_rate`: full cost of the loan.
- `pre_loans5`: number of delays up to 5 days.
- `pre_loans530`: number of delays from 5 to 30 days.
- `pre_loans3060`: number of delays from 30 to 60 days.
- `pre_loans6090`: number of delays from 60 to 90 days.
- `pre_loans90`: the number of delays of more than 90 days.
- `is_zero_loans_5`: flag: no delays up to 5 days.
- `is_zero_loans_530`: flag: no delays from 5 to 30 days.
- `is_zero_loans_3060`: flag: no delays from 30 to 60 days.
- `is_zero_loans_6090`: flag: no delays from 60 to 90 days.
- `is_zero_loans90`: flag: no delays for more than 90 days.
- `pre_util`: ratio of the remaining unpaid loan amount to the credit limit.
- `pre_over2limit`: ratio of current overdue debt to the credit limit.
- `pre_maxover2limit`: ratio of the maximum overdue debt to the credit limit.
- `is_zero_util`: flag: the ratio of the remaining unpaid loan amount to the credit limit is 0.
- `is_zero_over2limit`: flag: the ratio of the current overdue debt to the credit limit is 0.
- `is_zero_maxover2limit`: flag: the ratio of the maximum overdue debt to the credit limit is 0.
- `enc_paym_{0..n}`: monthly payment statuses for the last n months.
- `enc_loans_account_holder_type`: type of attitude to credit.
- `enc_loans_credit_status`: loan status.
- `enc_loans_account_cur`: loan currency.
- `enc_loans_credit_type`: type of loan.
- `pclose_flag`: flag: the planned number of days from the opening date of the loan to the closing date is not defined.
- `fclose_flag`: flag: the actual number of days from the opening date of the loan to the closing date is not determined.
- `flag`: target, 1 – the fact that the client has defaulted. |