ID
int64 1
30k
| LIMIT_BAL
float64 10k
1M
| SEX
int64 1
2
| EDUCATION
int64 0
6
| MARRIAGE
int64 0
3
| AGE
int64 21
79
| PAY_0
int64 -2
8
| PAY_2
int64 -2
8
| PAY_3
int64 -2
8
| PAY_4
int64 -2
8
| PAY_5
int64 -2
8
| PAY_6
int64 -2
8
| BILL_AMT1
int64 -165,580
965k
| BILL_AMT2
float64 -69,777
984k
| BILL_AMT3
float64 -157,264
1.66M
| BILL_AMT4
int64 -170,000
892k
| BILL_AMT5
float64 -81,334
927k
| BILL_AMT6
float64 -339,603
962k
| PAY_AMT1
float64 0
874k
| PAY_AMT2
float64 0
1.68M
| PAY_AMT3
float64 0
896k
| PAY_AMT4
float64 0
621k
| PAY_AMT5
float64 0
427k
| PAY_AMT6
float64 0
529k
| default.payment.next.month
int64 0
1
|
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | 20,000 | 2 | 2 | 1 | 24 | 2 | 2 | -1 | -1 | -2 | -2 | 3,913 | 3,102 | 689 | 0 | 0 | 0 | 0 | 689 | 0 | 0 | 0 | 0 | 1 |
2 | 120,000 | 2 | 2 | 2 | 26 | -1 | 2 | 0 | 0 | 0 | 2 | 2,682 | 1,725 | 2,682 | 3,272 | 3,455 | 3,261 | 0 | 1,000 | 1,000 | 1,000 | 0 | 2,000 | 1 |
3 | 90,000 | 2 | 2 | 2 | 34 | 0 | 0 | 0 | 0 | 0 | 0 | 29,239 | 14,027 | 13,559 | 14,331 | 14,948 | 15,549 | 1,518 | 1,500 | 1,000 | 1,000 | 1,000 | 5,000 | 0 |
4 | 50,000 | 2 | 2 | 1 | 37 | 0 | 0 | 0 | 0 | 0 | 0 | 46,990 | 48,233 | 49,291 | 28,314 | 28,959 | 29,547 | 2,000 | 2,019 | 1,200 | 1,100 | 1,069 | 1,000 | 0 |
5 | 50,000 | 1 | 2 | 1 | 57 | -1 | 0 | -1 | 0 | 0 | 0 | 8,617 | 5,670 | 35,835 | 20,940 | 19,146 | 19,131 | 2,000 | 36,681 | 10,000 | 9,000 | 689 | 679 | 0 |
6 | 50,000 | 1 | 1 | 2 | 37 | 0 | 0 | 0 | 0 | 0 | 0 | 64,400 | 57,069 | 57,608 | 19,394 | 19,619 | 20,024 | 2,500 | 1,815 | 657 | 1,000 | 1,000 | 800 | 0 |
7 | 500,000 | 1 | 1 | 2 | 29 | 0 | 0 | 0 | 0 | 0 | 0 | 367,965 | 412,023 | 445,007 | 542,653 | 483,003 | 473,944 | 55,000 | 40,000 | 38,000 | 20,239 | 13,750 | 13,770 | 0 |
8 | 100,000 | 2 | 2 | 2 | 23 | 0 | -1 | -1 | 0 | 0 | -1 | 11,876 | 380 | 601 | 221 | -159 | 567 | 380 | 601 | 0 | 581 | 1,687 | 1,542 | 0 |
9 | 140,000 | 2 | 3 | 1 | 28 | 0 | 0 | 2 | 0 | 0 | 0 | 11,285 | 14,096 | 12,108 | 12,211 | 11,793 | 3,719 | 3,329 | 0 | 432 | 1,000 | 1,000 | 1,000 | 0 |
10 | 20,000 | 1 | 3 | 2 | 35 | -2 | -2 | -2 | -2 | -1 | -1 | 0 | 0 | 0 | 0 | 13,007 | 13,912 | 0 | 0 | 0 | 13,007 | 1,122 | 0 | 0 |
11 | 200,000 | 2 | 3 | 2 | 34 | 0 | 0 | 2 | 0 | 0 | -1 | 11,073 | 9,787 | 5,535 | 2,513 | 1,828 | 3,731 | 2,306 | 12 | 50 | 300 | 3,738 | 66 | 0 |
12 | 260,000 | 2 | 1 | 2 | 51 | -1 | -1 | -1 | -1 | -1 | 2 | 12,261 | 21,670 | 9,966 | 8,517 | 22,287 | 13,668 | 21,818 | 9,966 | 8,583 | 22,301 | 0 | 3,640 | 0 |
13 | 630,000 | 2 | 2 | 2 | 41 | -1 | 0 | -1 | -1 | -1 | -1 | 12,137 | 6,500 | 6,500 | 6,500 | 6,500 | 2,870 | 1,000 | 6,500 | 6,500 | 6,500 | 2,870 | 0 | 0 |
14 | 70,000 | 1 | 2 | 2 | 30 | 1 | 2 | 2 | 0 | 0 | 2 | 65,802 | 67,369 | 65,701 | 66,782 | 36,137 | 36,894 | 3,200 | 0 | 3,000 | 3,000 | 1,500 | 0 | 1 |
15 | 250,000 | 1 | 1 | 2 | 29 | 0 | 0 | 0 | 0 | 0 | 0 | 70,887 | 67,060 | 63,561 | 59,696 | 56,875 | 55,512 | 3,000 | 3,000 | 3,000 | 3,000 | 3,000 | 3,000 | 0 |
16 | 50,000 | 2 | 3 | 3 | 23 | 1 | 2 | 0 | 0 | 0 | 0 | 50,614 | 29,173 | 28,116 | 28,771 | 29,531 | 30,211 | 0 | 1,500 | 1,100 | 1,200 | 1,300 | 1,100 | 0 |
17 | 20,000 | 1 | 1 | 2 | 24 | 0 | 0 | 2 | 2 | 2 | 2 | 15,376 | 18,010 | 17,428 | 18,338 | 17,905 | 19,104 | 3,200 | 0 | 1,500 | 0 | 1,650 | 0 | 1 |
18 | 320,000 | 1 | 1 | 1 | 49 | 0 | 0 | 0 | -1 | -1 | -1 | 253,286 | 246,536 | 194,663 | 70,074 | 5,856 | 195,599 | 10,358 | 10,000 | 75,940 | 20,000 | 195,599 | 50,000 | 0 |
19 | 360,000 | 2 | 1 | 1 | 49 | 1 | -2 | -2 | -2 | -2 | -2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
20 | 180,000 | 2 | 1 | 2 | 29 | 1 | -2 | -2 | -2 | -2 | -2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
21 | 130,000 | 2 | 3 | 2 | 39 | 0 | 0 | 0 | 0 | 0 | -1 | 38,358 | 27,688 | 24,489 | 20,616 | 11,802 | 930 | 3,000 | 1,537 | 1,000 | 2,000 | 930 | 33,764 | 0 |
22 | 120,000 | 2 | 2 | 1 | 39 | -1 | -1 | -1 | -1 | -1 | -1 | 316 | 316 | 316 | 0 | 632 | 316 | 316 | 316 | 0 | 632 | 316 | 0 | 1 |
23 | 70,000 | 2 | 2 | 2 | 26 | 2 | 0 | 0 | 2 | 2 | 2 | 41,087 | 42,445 | 45,020 | 44,006 | 46,905 | 46,012 | 2,007 | 3,582 | 0 | 3,601 | 0 | 1,820 | 1 |
24 | 450,000 | 2 | 1 | 1 | 40 | -2 | -2 | -2 | -2 | -2 | -2 | 5,512 | 19,420 | 1,473 | 560 | 0 | 0 | 19,428 | 1,473 | 560 | 0 | 0 | 1,128 | 1 |
25 | 90,000 | 1 | 1 | 2 | 23 | 0 | 0 | 0 | -1 | 0 | 0 | 4,744 | 7,070 | 0 | 5,398 | 6,360 | 8,292 | 5,757 | 0 | 5,398 | 1,200 | 2,045 | 2,000 | 0 |
26 | 50,000 | 1 | 3 | 2 | 23 | 0 | 0 | 0 | 0 | 0 | 0 | 47,620 | 41,810 | 36,023 | 28,967 | 29,829 | 30,046 | 1,973 | 1,426 | 1,001 | 1,432 | 1,062 | 997 | 0 |
27 | 60,000 | 1 | 1 | 2 | 27 | 1 | -2 | -1 | -1 | -1 | -1 | -109 | -425 | 259 | -57 | 127 | -189 | 0 | 1,000 | 0 | 500 | 0 | 1,000 | 1 |
28 | 50,000 | 2 | 3 | 2 | 30 | 0 | 0 | 0 | 0 | 0 | 0 | 22,541 | 16,138 | 17,163 | 17,878 | 18,931 | 19,617 | 1,300 | 1,300 | 1,000 | 1,500 | 1,000 | 1,012 | 0 |
29 | 50,000 | 2 | 3 | 1 | 47 | -1 | -1 | -1 | -1 | -1 | -1 | 650 | 3,415 | 3,416 | 2,040 | 30,430 | 257 | 3,415 | 3,421 | 2,044 | 30,430 | 257 | 0 | 0 |
30 | 50,000 | 1 | 1 | 2 | 26 | 0 | 0 | 0 | 0 | 0 | 0 | 15,329 | 16,575 | 17,496 | 17,907 | 18,375 | 11,400 | 1,500 | 1,500 | 1,000 | 1,000 | 1,600 | 0 | 0 |
31 | 230,000 | 2 | 1 | 2 | 27 | -1 | -1 | -1 | -1 | -1 | -1 | 16,646 | 17,265 | 13,266 | 15,339 | 14,307 | 36,923 | 17,270 | 13,281 | 15,339 | 14,307 | 37,292 | 0 | 0 |
32 | 50,000 | 1 | 2 | 2 | 33 | 2 | 0 | 0 | 0 | 0 | 0 | 30,518 | 29,618 | 22,102 | 22,734 | 23,217 | 23,680 | 1,718 | 1,500 | 1,000 | 1,000 | 1,000 | 716 | 1 |
33 | 100,000 | 1 | 1 | 2 | 32 | 0 | 0 | 0 | 0 | 0 | 0 | 93,036 | 84,071 | 82,880 | 80,958 | 78,703 | 75,589 | 3,023 | 3,511 | 3,302 | 3,204 | 3,200 | 2,504 | 0 |
34 | 500,000 | 2 | 2 | 1 | 54 | -2 | -2 | -2 | -2 | -2 | -2 | 10,929 | 4,152 | 22,722 | 7,521 | 71,439 | 8,981 | 4,152 | 22,827 | 7,521 | 71,439 | 981 | 51,582 | 0 |
35 | 500,000 | 1 | 1 | 1 | 58 | -2 | -2 | -2 | -2 | -2 | -2 | 13,709 | 5,006 | 31,130 | 3,180 | 0 | 5,293 | 5,006 | 31,178 | 3,180 | 0 | 5,293 | 768 | 0 |
36 | 160,000 | 1 | 1 | 2 | 30 | -1 | -1 | -2 | -2 | -2 | -1 | 30,265 | -131 | -527 | -923 | -1,488 | -1,884 | 131 | 396 | 396 | 565 | 792 | 0 | 0 |
37 | 280,000 | 1 | 2 | 1 | 40 | 0 | 0 | 0 | 0 | 0 | 0 | 186,503 | 181,328 | 180,422 | 170,410 | 173,901 | 177,413 | 8,026 | 8,060 | 6,300 | 6,400 | 6,400 | 6,737 | 0 |
38 | 60,000 | 2 | 2 | 2 | 22 | 0 | 0 | 0 | 0 | 0 | -1 | 15,054 | 9,806 | 11,068 | 6,026 | -28,335 | 18,660 | 1,500 | 1,518 | 2,043 | 0 | 47,671 | 617 | 0 |
39 | 50,000 | 1 | 1 | 2 | 25 | 1 | -1 | -1 | -2 | -2 | -2 | 0 | 780 | 0 | 0 | 0 | 0 | 780 | 0 | 0 | 0 | 0 | 0 | 1 |
40 | 280,000 | 1 | 1 | 2 | 31 | -1 | -1 | 2 | -1 | 0 | -1 | 498 | 9,075 | 4,641 | 9,976 | 17,976 | 9,477 | 9,075 | 0 | 9,976 | 8,000 | 9,525 | 781 | 0 |
41 | 360,000 | 1 | 1 | 2 | 33 | 0 | 0 | 0 | 0 | 0 | 0 | 218,668 | 221,296 | 206,895 | 628,699 | 195,969 | 179,224 | 10,000 | 7,000 | 6,000 | 188,840 | 28,000 | 4,000 | 0 |
42 | 70,000 | 2 | 1 | 2 | 25 | 0 | 0 | 0 | 0 | 0 | 0 | 67,521 | 66,999 | 63,949 | 63,699 | 64,718 | 65,970 | 3,000 | 4,500 | 4,042 | 2,500 | 2,800 | 2,500 | 0 |
43 | 10,000 | 1 | 2 | 2 | 22 | 0 | 0 | 0 | 0 | 0 | 0 | 1,877 | 3,184 | 6,003 | 3,576 | 3,670 | 4,451 | 1,500 | 2,927 | 1,000 | 300 | 1,000 | 500 | 0 |
44 | 140,000 | 2 | 2 | 1 | 37 | 0 | 0 | 0 | 0 | 0 | 0 | 59,504 | 61,544 | 62,925 | 64,280 | 67,079 | 69,802 | 3,000 | 3,000 | 3,000 | 4,000 | 4,000 | 3,000 | 0 |
45 | 40,000 | 2 | 1 | 2 | 30 | 0 | 0 | 0 | 2 | 0 | 0 | 18,927 | 21,295 | 25,921 | 25,209 | 26,636 | 29,197 | 3,000 | 5,000 | 0 | 2,000 | 3,000 | 0 | 0 |
46 | 210,000 | 1 | 1 | 2 | 29 | -2 | -2 | -2 | -2 | -2 | -2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
47 | 20,000 | 2 | 1 | 2 | 22 | 0 | 0 | 2 | -1 | 0 | 0 | 14,028 | 16,484 | 15,800 | 16,341 | 16,675 | 0 | 3,000 | 0 | 16,741 | 334 | 0 | 0 | 1 |
48 | 150,000 | 2 | 5 | 2 | 46 | 0 | 0 | -1 | 0 | 0 | -2 | 4,463 | 3,034 | 1,170 | 1,170 | 0 | 0 | 1,013 | 1,170 | 0 | 0 | 0 | 0 | 1 |
49 | 380,000 | 1 | 2 | 2 | 32 | -1 | -1 | -1 | -1 | -1 | -1 | 22,401 | 21,540 | 15,134 | 32,018 | 11,849 | 11,873 | 21,540 | 15,138 | 24,677 | 11,851 | 11,875 | 8,251 | 0 |
50 | 20,000 | 1 | 1 | 2 | 24 | 0 | 0 | 0 | 0 | 0 | 0 | 17,447 | 18,479 | 19,476 | 19,865 | 20,480 | 20,063 | 1,318 | 1,315 | 704 | 928 | 912 | 1,069 | 0 |
51 | 70,000 | 1 | 3 | 2 | 42 | 1 | 2 | 2 | 2 | 2 | 0 | 37,042 | 36,171 | 38,355 | 39,423 | 38,659 | 39,362 | 0 | 3,100 | 2,000 | 0 | 1,500 | 1,500 | 1 |
52 | 100,000 | 2 | 3 | 3 | 43 | 0 | 0 | 0 | 0 | 0 | 0 | 61,559 | 51,163 | 43,824 | 39,619 | 35,762 | 33,258 | 2,000 | 1,606 | 1,500 | 2,000 | 1,500 | 1,000 | 0 |
53 | 310,000 | 2 | 2 | 1 | 49 | -2 | -2 | -2 | -2 | -2 | -2 | 13,465 | 7,867 | 7,600 | 11,185 | 3,544 | 464 | 7,875 | 7,600 | 11,185 | 3,544 | 464 | 0 | 0 |
54 | 180,000 | 2 | 1 | 2 | 25 | 1 | 2 | 0 | 0 | 0 | 0 | 41,402 | 41,742 | 42,758 | 43,510 | 44,420 | 45,319 | 1,300 | 2,010 | 1,762 | 1,762 | 1,790 | 1,622 | 0 |
55 | 150,000 | 2 | 1 | 2 | 29 | 2 | 0 | 0 | 0 | 0 | 0 | 46,224 | 34,993 | 31,434 | 26,518 | 21,042 | 16,540 | 1,600 | 1,718 | 1,049 | 1,500 | 2,000 | 5,000 | 0 |
56 | 500,000 | 2 | 1 | 1 | 45 | -2 | -2 | -2 | -2 | -2 | -2 | 1,905 | 3,640 | 162 | 0 | 151 | 2,530 | 3,640 | 162 | 0 | 151 | 2,530 | 0 | 0 |
57 | 180,000 | 2 | 3 | 1 | 34 | 0 | 0 | 0 | -1 | -1 | -1 | 16,386 | 15,793 | 8,441 | 7,142 | -679 | 8,321 | 8,500 | 1,500 | 7,500 | 679 | 9,000 | 2,000 | 0 |
58 | 180,000 | 2 | 2 | 1 | 34 | 0 | 0 | 0 | 0 | 0 | 0 | 175,886 | 173,440 | 172,308 | 168,608 | 132,202 | 129,918 | 8,083 | 7,296 | 5,253 | 4,814 | 4,816 | 3,800 | 0 |
59 | 200,000 | 2 | 1 | 2 | 34 | -1 | 3 | 2 | 2 | 2 | 2 | 1,587 | 1,098 | 782 | 1,166 | 700 | 1,414 | 0 | 0 | 700 | 0 | 1,200 | 0 | 0 |
60 | 400,000 | 2 | 2 | 1 | 29 | 0 | 0 | 0 | 0 | 0 | 0 | 400,134 | 398,857 | 404,205 | 360,199 | 356,656 | 364,089 | 17,000 | 15,029 | 30,000 | 12,000 | 12,000 | 23,000 | 0 |
61 | 500,000 | 2 | 3 | 1 | 28 | 0 | 0 | 0 | 0 | 0 | 0 | 22,848 | 23,638 | 18,878 | 14,937 | 13,827 | 15,571 | 1,516 | 1,300 | 1,000 | 1,000 | 2,000 | 2,000 | 1 |
62 | 70,000 | 1 | 2 | 1 | 39 | 0 | 0 | 0 | 0 | 0 | -1 | 70,800 | 72,060 | 69,938 | 16,518 | 14,096 | 830 | 4,025 | 2,095 | 1,000 | 2,000 | 3,000 | 0 | 0 |
63 | 50,000 | 1 | 1 | 2 | 29 | 2 | 2 | 2 | 2 | 2 | 2 | 24,987 | 24,300 | 26,591 | 25,865 | 27,667 | 28,264 | 0 | 2,700 | 0 | 2,225 | 1,200 | 0 | 1 |
64 | 50,000 | 2 | 2 | 1 | 46 | 0 | 0 | 0 | -2 | -2 | -2 | 28,718 | 29,166 | 0 | 0 | 0 | 0 | 1,000 | 0 | 0 | 0 | 0 | 0 | 1 |
65 | 130,000 | 2 | 2 | 1 | 51 | -1 | -1 | -2 | -2 | -1 | -1 | 99 | 0 | 0 | 0 | 2,353 | 0 | 0 | 0 | 0 | 2,353 | 0 | 0 | 0 |
66 | 200,000 | 1 | 1 | 1 | 57 | -2 | -2 | -2 | -1 | 2 | 2 | 152,519 | 148,751 | 144,076 | 8,174 | 8,198 | 7,918 | 0 | 0 | 8,222 | 300 | 0 | 1,000 | 1 |
67 | 10,000 | 1 | 2 | 1 | 56 | 2 | 2 | 2 | 0 | 0 | 0 | 2,097 | 4,193 | 3,978 | 4,062 | 4,196 | 4,326 | 2,300 | 0 | 150 | 200 | 200 | 160 | 1 |
68 | 210,000 | 2 | 1 | 2 | 30 | 2 | -1 | -1 | -1 | -1 | -1 | 300 | 300 | 1,159 | 2,280 | 300 | 4,250 | 300 | 1,159 | 2,280 | 300 | 4,250 | 909 | 0 |
69 | 130,000 | 2 | 3 | 2 | 29 | 1 | -2 | -2 | -1 | 2 | -1 | -190 | -9,850 | -9,850 | 10,311 | 10,161 | 7,319 | 0 | 0 | 20,161 | 0 | 7,319 | 13,899 | 0 |
70 | 20,000 | 1 | 5 | 2 | 22 | 2 | 0 | 0 | 0 | 0 | 0 | 18,565 | 17,204 | 17,285 | 18,085 | 11,205 | 5,982 | 0 | 1,200 | 1,000 | 500 | 1,000 | 0 | 0 |
71 | 80,000 | 1 | 1 | 2 | 31 | -1 | -1 | -1 | -1 | -1 | -1 | 780 | 0 | 390 | 390 | 390 | 390 | 0 | 390 | 390 | 390 | 390 | 390 | 0 |
72 | 320,000 | 1 | 2 | 2 | 29 | 2 | 2 | 2 | 2 | 2 | 2 | 58,267 | 59,246 | 60,184 | 58,622 | 62,307 | 63,526 | 2,500 | 2,500 | 0 | 4,800 | 2,400 | 1,600 | 1 |
73 | 200,000 | 2 | 2 | 1 | 32 | -1 | -1 | -1 | -1 | 2 | -1 | 9,076 | 5,787 | -684 | 5,247 | 3,848 | 3,151 | 5,818 | 15 | 9,102 | 17 | 3,165 | 1,395 | 0 |
74 | 290,000 | 2 | 1 | 2 | 37 | 1 | -2 | -1 | -1 | -1 | -1 | 0 | 0 | 3,155 | 0 | 2,359 | 0 | 0 | 3,155 | 0 | 2,359 | 0 | 0 | 0 |
75 | 340,000 | 1 | 1 | 2 | 32 | -1 | -1 | -1 | -1 | -1 | -1 | 3,048 | 5,550 | 23,337 | 4,291 | 80,153 | 25,820 | 5,713 | 23,453 | 4,314 | 80,552 | 25,949 | 2,016 | 0 |
76 | 20,000 | 1 | 2 | 2 | 24 | 0 | 0 | 2 | 0 | 0 | 0 | 14,619 | 17,216 | 16,642 | 16,976 | 17,332 | 18,543 | 2,850 | 0 | 610 | 630 | 1,500 | 0 | 0 |
77 | 50,000 | 1 | 3 | 2 | 25 | -1 | 0 | 0 | 0 | 0 | 0 | 42,838 | 37,225 | 36,087 | 9,636 | 9,590 | 10,030 | 1,759 | 1,779 | 320 | 500 | 1,000 | 1,000 | 0 |
78 | 300,000 | 2 | 1 | 1 | 45 | -1 | -1 | -1 | -1 | -1 | -1 | 291 | 291 | 291 | 291 | 291 | 291 | 291 | 291 | 291 | 291 | 291 | 291 | 0 |
79 | 30,000 | 2 | 2 | 2 | 22 | 0 | 0 | 0 | 0 | 0 | 0 | 28,387 | 29,612 | 30,326 | 28,004 | 26,446 | 6,411 | 1,686 | 1,400 | 560 | 3,000 | 1,765 | 0 | 1 |
80 | 240,000 | 2 | 2 | 2 | 44 | 1 | -2 | -2 | -2 | -2 | -2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
81 | 470,000 | 2 | 3 | 3 | 33 | 0 | 0 | 0 | 0 | 0 | 0 | 165,254 | 157,784 | 162,702 | 69,923 | 29,271 | 29,889 | 6,400 | 7,566 | 3,000 | 960 | 1,000 | 3,000 | 0 |
82 | 360,000 | 2 | 1 | 2 | 26 | 0 | 0 | 0 | 0 | 0 | -1 | 23,411 | 27,796 | 30,400 | 33,100 | 180,000 | 196 | 4,796 | 3,400 | 3,100 | 146,900 | 196 | 2,963 | 0 |
83 | 60,000 | 1 | 3 | 2 | 30 | 0 | 0 | 0 | 0 | 0 | 0 | 26,324 | 27,471 | 28,108 | 21,993 | 19,899 | 19,771 | 1,576 | 1,213 | 648 | 768 | 1,140 | 0 | 1 |
84 | 400,000 | 2 | 2 | 1 | 44 | 0 | 0 | 2 | 0 | 0 | 0 | 131,595 | 139,060 | 126,819 | 104,430 | 104,990 | 94,058 | 10,700 | 3 | 3,050 | 3,000 | 3,200 | 2,800 | 0 |
85 | 50,000 | 2 | 3 | 2 | 49 | 0 | 0 | 0 | 0 | 0 | 0 | 48,909 | 47,863 | 21,489 | 20,414 | 19,342 | 19,482 | 1,676 | 1,302 | 700 | 699 | 849 | 826 | 0 |
86 | 160,000 | 1 | 2 | 2 | 33 | 0 | 0 | 0 | 0 | 0 | 0 | 130,028 | 107,808 | 71,934 | 118,418 | 118,407 | 120,418 | 4,400 | 3,547 | 80,000 | 4,500 | 4,800 | 4,500 | 0 |
87 | 360,000 | 2 | 1 | 1 | 45 | -1 | -1 | 2 | 0 | -1 | -1 | 390 | 1,170 | 780 | 390 | 390 | 390 | 1,170 | 0 | 0 | 390 | 390 | 390 | 1 |
88 | 160,000 | 2 | 2 | 2 | 32 | 0 | 0 | 0 | 0 | 0 | -1 | 3,826 | 4,751 | 6,604 | 8,604 | 7,072 | 766 | 1,147 | 2,000 | 2,000 | 0 | 766 | 2,303 | 0 |
89 | 130,000 | 2 | 1 | 1 | 35 | 0 | 0 | 0 | -1 | -1 | -1 | 81,313 | 117,866 | 17,740 | 1,330 | 7,095 | 1,190 | 40,000 | 5,000 | 1,330 | 7,095 | 1,190 | 2,090 | 0 |
90 | 20,000 | 1 | 3 | 2 | 44 | 2 | 2 | 0 | 0 | 0 | 2 | 8,583 | 8,303 | 9,651 | 10,488 | 12,314 | 11,970 | 0 | 1,651 | 1,000 | 2,000 | 0 | 1,500 | 0 |
91 | 200,000 | 1 | 1 | 1 | 53 | 2 | 2 | 2 | 2 | 2 | 2 | 138,180 | 140,774 | 142,460 | 144,098 | 147,124 | 149,531 | 6,300 | 5,500 | 5,500 | 5,500 | 5,000 | 5,000 | 1 |
92 | 280,000 | 2 | 1 | 2 | 39 | -1 | -1 | -1 | 0 | 0 | -2 | 7,524 | 0 | 3,968 | 3,868 | 0 | 0 | 0 | 3,968 | 0 | 0 | 0 | 0 | 0 |
93 | 100,000 | 2 | 1 | 2 | 27 | -2 | -2 | -2 | -2 | -2 | -2 | -2,000 | 5,555 | 0 | 0 | 0 | 0 | 7,555 | 0 | 0 | 0 | 0 | 0 | 0 |
94 | 160,000 | 2 | 2 | 1 | 37 | -1 | -1 | -1 | -1 | -1 | -2 | 880 | 1,602 | 840 | 840 | 0 | 0 | 1,602 | 840 | 840 | 0 | 0 | 7,736 | 0 |
95 | 60,000 | 2 | 2 | 2 | 23 | 0 | 0 | 0 | 0 | 0 | 0 | 45,648 | 46,850 | 47,214 | 19,595 | 19,209 | 19,323 | 1,937 | 1,301 | 682 | 690 | 816 | 835 | 0 |
96 | 90,000 | 1 | 2 | 2 | 35 | 0 | 0 | 0 | 0 | 0 | 0 | 83,725 | 85,996 | 87,653 | 35,565 | 30,942 | 30,835 | 3,621 | 3,597 | 1,179 | 1,112 | 1,104 | 1,143 | 0 |
97 | 360,000 | 1 | 1 | 1 | 43 | -1 | -1 | -1 | -1 | -1 | 0 | 3,967 | 8,322 | 3,394 | 6,451 | 26,370 | 9,956 | 8,339 | 3,394 | 12,902 | 27,000 | 0 | 68,978 | 0 |
98 | 150,000 | 1 | 1 | 2 | 27 | 0 | 0 | 0 | 0 | 0 | 0 | 86,009 | 86,108 | 89,006 | 89,775 | 87,725 | 40,788 | 4,031 | 10,006 | 3,266 | 4,040 | 1,698 | 800 | 0 |
99 | 50,000 | 2 | 3 | 1 | 22 | 0 | 0 | 0 | 0 | 0 | 0 | 18,722 | 18,160 | 16,997 | 13,150 | 8,866 | 7,899 | 1,411 | 1,194 | 379 | 281 | 321 | 197 | 0 |
100 | 20,000 | 1 | 2 | 1 | 38 | 0 | 0 | 0 | 0 | 0 | -1 | 17,973 | 19,367 | 19,559 | 18,240 | 17,928 | 150 | 1,699 | 1,460 | 626 | 1,750 | 150 | 0 | 1 |
Default of Credit Card Clients Dataset
The following was retrieved from UCI machine learning repository.
Dataset Information
This dataset contains information on default payments, demographic factors, credit data, history of payment, and bill statements of credit card clients in Taiwan from April 2005 to September 2005.
Content
There are 25 variables:
- ID: ID of each client
- LIMIT_BAL: Amount of given credit in NT dollars (includes individual and family/supplementary credit
- SEX: Gender (1=male, 2=female)
- EDUCATION: (1=graduate school, 2=university, 3=high school, 4=others, 5=unknown, 6=unknown)
- MARRIAGE: Marital status (1=married, 2=single, 3=others)
- AGE: Age in years
- PAY_0: Repayment status in September, 2005 (-1=pay duly, 1=payment delay for one month, 2=payment delay for two months, … 8=payment delay for eight months, 9=payment delay for nine months and above)
- PAY_2: Repayment status in August, 2005 (scale same as above)
- PAY_3: Repayment status in July, 2005 (scale same as above)
- PAY_4: Repayment status in June, 2005 (scale same as above)
- PAY_5: Repayment status in May, 2005 (scale same as above)
- PAY_6: Repayment status in April, 2005 (scale same as above)
- BILL_AMT1: Amount of bill statement in September, 2005 (NT dollar)
- BILL_AMT2: Amount of bill statement in August, 2005 (NT dollar)
- BILL_AMT3: Amount of bill statement in July, 2005 (NT dollar)
- BILL_AMT4: Amount of bill statement in June, 2005 (NT dollar)
- BILL_AMT5: Amount of bill statement in May, 2005 (NT dollar)
- BILL_AMT6: Amount of bill statement in April, 2005 (NT dollar)
- PAY_AMT1: Amount of previous payment in September, 2005 (NT dollar)
- PAY_AMT2: Amount of previous payment in August, 2005 (NT dollar)
- PAY_AMT3: Amount of previous payment in July, 2005 (NT dollar)
- PAY_AMT4: Amount of previous payment in June, 2005 (NT dollar)
- PAY_AMT5: Amount of previous payment in May, 2005 (NT dollar)
- PAY_AMT6: Amount of previous payment in April, 2005 (NT dollar)
- default.payment.next.month: Default payment (1=yes, 0=no)
Inspiration
Some ideas for exploration:
How does the probability of default payment vary by categories of different demographic variables? Which variables are the strongest predictors of default payment?
Acknowledgements Any publications based on this dataset should acknowledge the following:
Lichman, M. (2013). UCI Machine Learning Repository [http://archive.ics.uci.edu/ml]. Irvine, CA: University of California, School of Information and Computer Science.
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