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[ { "question": "Do You Need a Master’s in Education Degree To Qualify for Tenure?", "answer": "If you are currently an educator or you are mapping out the route that you will take to become one, you may want to know if you need a Master in Education degree to qualify for tenure. To work as a full-time, tenure-track educator, you must meet certain requirements and prove that you are skilled and passionate about your role. Tenure offers you great protection in your career but every state and educational system has their own path that you must take. Read on, and find out when a master’s is and is not required." }, { "question": "What is a Tenure and Why is it So Important?", "answer": "Tenure is technically defined as the right to due process so that high schools, colleges and other educational institutions cannot legally fire a teacher or professor without providing evidence that they are not competent or they have been inappropriate, according to the National Education Association. Since evidence must be provided and there is an entire process that school officials must follow, only about 2% of professors on the tenure-track lose their job annually. To get your tenure, you must complete a probationary period and show that you are professional and competent in your role. While a professor is on probation, it is okay for the seniors in charge of hiring to fire the professor without cause at any time and go with a new faculty contract. The senior professors in charge of evaluation will work with administrators and new non-tenured faculty to evaluate their research capabilities and how they service the classroom to decide if they are deserving of tenure. If there are not recommended for tenure, the professor will lose their job and probation starts over when they begin under a new teaching contract." }, { "question": "How Long Does it Take to Become a Tenured Educator?", "answer": "Only about one-third of college professors are tenured faculty, and this is a major cause for concern in the field. If you are hired on the tenure-track in a college setting, it typically will take about three years at a junior college and seven years at a four-year college to be granted tenure. If you are working in a high school, middle school or primary school, everything is based on the state law that applies to public schools. Some states have five-year requirements and others have 10-year requirements where all public school teachers are considered ‘on probation’. The average tenure-track duration in the United States is about seven years when you average the laws across the country. You might assume that getting a graduate degree is the number one way for getting through probation, but that is not always the case. A master’s degree in education will help you strengthen your knowledge on curriculum development, instruction, administration or counseling, but it is not centered around teaching specifically. It is more focused on the educational system than educating your students like a Master’s of Arts in Teaching. One drawback of having your master’s before you are tenured is that it tempts the school to let go of you and secure a contract with a young, Bachelor’s degree holding teacher who will cost less. If you wait until after you are tenured, the school cannot let you go because you decided to advance your education level. If you would like to research types of M.Ed. programs that you can take and schools that offer them, it is time to seek out accredited programs. Once you know that you do not need a Master in Education degree to qualify for tenure, start focusing on teaching first and then focus on graduate programs." } ]

[ { "question": "What should I bring for the tour?", "answer": "Nothing special, just be ready to walk for bit and potentially something to protect you from poltergeists and rain. Any kind of amulet or protection stone is also welcome." }, { "question": "Can kids join too ?", "answer": "Yes, we accept kids from 6 years old and on! We also have a family discount, if you book for 2 adults and 2 kids!" }, { "question": "Where is the meeting point ?", "answer": "Brussels has many paved roads and those are hardly accessible with a wheelchair, for that reason we have to unfortunately label our tour as not wheelchair accessible." } ]

[ { "question": "Why choose shutters?", "answer": "Shutters bring style & sophistication to any window & are equally at home in both traditional & modern interiors. They last longer than curtains, as fabrics begin to break down as soon as they are exposed to sunlight, require periodic washing & harbour dust mites. Shutters offer a level of light control unmatched by any blind, as the louvres within each panel can be independently adjusted to temper the degree of light entering the room. If the sun is in your eye, you can simply close the louvres on one panel & let the light flood into the room though the others. On dark days, the panels can be folded back to expose the window & maximise the light. 2." }, { "question": "Why choose Made for Shade?", "answer": "We're the Midlands' longest established, most trusted shutter company & have been fitting shutters since 1999, so we know shutters inside out. Experience has taught us that clients generally want three things - the best product, at the best price, with the best service. (John Ruskin famously said that this combination was not achievable & that one of the three had to give - We prove otherwise!). Additionally, for your added peace of mind, we're full members of the Guild of Master Craftsmen (membership number A121256) - your guarantee of a top-quality product & installation. 3." }, { "question": "How does the quality of your shutters compare to that of your competitors?", "answer": "Our shutters are manufactured by the world-leader in shutter production, utilising a combination of state of the art manufacturing & hand-crafted finishing touches. The wood used for our hardwood shutters is stored for six months before kiln drying to allow the wood to settle before being treated. UNLIKE the majority of shutter manufacturers our wood is kiln dried twice in a computer controlled drying facility. The wood is specifically dried to take into account the climate of the country to which the shutters will be exported. This is very important as these shutters are manufactured for installation in climates as varied as Alaska & Australia. By utilising these methods, frame warping is greatly reduced. UNLIKE many other manufacturers we engineer our stiles (the vertical, side bars of the shutter panels), rather than producing these as solid profiles. We cut the wood into strips which are then bonded back together in opposing layers for greater strength. This has the effect of breaking the capillaries that run through the wood, through which moisture travels. This, together with the strength of the bonding agent, ensures our panels are unlikely to warp & will give customers years of enjoyment. UNLIKE many other manufacturers we use mortise & tenon joints between the cross rails and the side stiles. These are far stronger than dowel joints & minimise movement between profiles. Movement can result in cracking of the paint or stain finish, which will spoil the aesthetic appearance of the shutters. Again, just in case there is some movement, we engineer the panels with an additional grooved overlap that ensures any movement is handled by this expansion joint. UNLIKE many other manufacturers, we use a high quality, proprietary paint system developed specifically for our shutters. Cheaper shutters use cheaper paints & stains and have fewer coats. We apply six coats of paint or stain, the final layer of which is a clear lacquer with a UV additive to ensure that the shutters are less susceptible to fading and yellowing. UNLIKE other manufacturers we don't compromise on the thickness of our louvres as we believe thinner louvres, although less costly to produce, are much more susceptible to warping. UNLIKE other manufacturers, we use the best quality, marine-grade stainless steel staples to attach our tilt rods to our shutters. In addition, the tips of the staples are coated in a bonding agent to make sure they remain secure for years to come. UNLIKE many other manufacturers, we supply our shutters with a large choice of frames rather than attaching them to battens. Not only does this give you the choice of framing your window by selecting a frame design to co-ordinate with your decor, but it also offers a practical solution for awkward windows (inward opening, etc). UNLIKE many other manufacturers, we assemble our shutters prior to shipping to ensure that all the components fit together perfectly. Once photographed, the shutters are disassembled & packed into custom made packaging to ensure they arrive in perfect condition. When shipping by airfreight, we double pack the shutters for additional security. All this means we are able to provide a three-year warranty on all shutters built within our published specifications." }, { "question": "Which areas do you cover?", "answer": "We're based in Sutton Coldfield & cover the West Midlands, East Midlands, Staffordshire, Warwickshire & Herefordshire regions. We also cover the 'M1 corridor' (the area between the M1 & the M40 between London & Birmingham). 5." }, { "question": "Do you actually make the shutters?", "answer": "Like 99% of UK shutter companies, the answer is 'no'. Made for Shade is the Midlands agent for our manufacturer S:Craft (based near Winchester), who are the shutter market leaders in terms of quality, choice & product innovation. Our expertise is in designing, surveying, specifying & installing shutters, not making them. This enables us to offer a far greater choice of materials, colours, louvre widths & framing options & guarantees clients a constant timeframe from ordering to installation. That said, we have joinery workshop facilities for customising special shutters & have been regular visitors to the factory where the shutters are manufactured. This means we can talk in detail about the production process & answer any questions you may have." }, { "question": "6. Who will measure & fit my shutters?", "answer": "Made for Shade is a family business & as such, we don't employ sales people or believe in pressure selling. We operate a he / she who surveys also fits policy whenever possible, to maintain continuity throughout the order process. Acurate dimensions will be taken at the time of the design consultation to save disturbing you further. Our aim is to make the process of buying shutters a pleasure from start to finish & our testimonials certainly bare this out as you may have already seen. 7." }, { "question": "How long do I have to wait?", "answer": "Standard delivery time is between six & eight weeks. Special shapes take an additional two weeks, as CAD drawings need to be created & signed off before manufacture can commence. Custom coloured shutters also take an additional two weeks. However, if you need your shutters fitted sooner, we also offer an express service, which reduces the waiting time to between three & four weeks, but naturally costs a little more. 8." }, { "question": "How long do they take to fit?", "answer": "This really depends upon the size & quantity of the shutters & what they're being fitted to (wooden window frames are quicker to fit to than plastered reveals), however most jobs are completed within half a day. Naturally, we can give you an accurate time frame before you place your order. 9." }, { "question": "How are they fitted?", "answer": "All Made for Shade shutters are fitted using a three-sided or four-sided perimeter frame, from which the panels are then hinged. Frames can be fitted inside the recess, outside the recess or around the front edge of the recess, depending on how & where you want your panels to fold when open. Needless to say, there are different frame profiles for every eventuality. (The latter option is perfect for uneven recesses, as the run-out is hidden behind the frame moulding). Whichever framing option you choose, all screw-heads will be either hidden with insert strips or cap covers & in the case of stained finishes, screws will be fitted using brass or silver mounting cups. For wider installations such as patio doors & room dividers, tracking systems are used as they give constant support to the panels as they move. All panels are fitted within their frames using hinges with removable pins, which are perfect when it comes to decorating, as the panels can be simply removed & re-fitted in a matter of minutes. 10." }, { "question": "How & when do I pay?", "answer": "Payment is made in two parts, 50% when the order is placed & the remaining 50% on completion of installation. Payment can be made by cash, cheque, debit card or credit card (all major cards accepted). 11." }, { "question": "What are shutters made from?", "answer": "Made for Shade offer seven different shutter materials. The most economical option is Craftwood, which is a Polymer coated MDF product available in the six best selling white / cream shades & comes in a choice of four louvre widths. It's perfect for small to average sized installations & looked just like a wooden, painted shutter when fitted. We then have a variety of real timbers including Larchwood, Basswood & Cedarwood, each of which have their own unique grain patterns & characteristics. Using lighter weight timbers allows us to hinge more panels together to achieve greater widths with a single, conventional bi-folding shutter. Real timbers can have painted or stained finishes, but our Western Red Cedarwood can also be oiled to give it a beautifully natural finish, which brings out the individually different grain structure in each profile to give a truly rustic charm. 12." }, { "question": "How much light do they cut out?", "answer": "There are no technical figures to quote here but we estimate that a shutter will cut out 90 - 95% of incoming light. Whilst there are no gaps to let in direct light, there will always be light glow around the edges of the panels, between the louvres & between the louvre edges where they meet the stile uprights. If actual blackout is required for bedrooms, we have the perfect solution whereby a cellular pleated blackout blind is built into the shutter frame & positioned behind the panels. The blind is raised / lowered by a simple cord mechanism & cannot be seen through the panels. The blinds are available in several, equally effective colours, the most popular being white. 13." }, { "question": "Can they be fitted to any window?", "answer": "It's a rare day when we come across a window to which we can't fit shutters, but \"never say never\" as the saying goes. We need to ensure that the shutter will not inhibit the opening operation of the window & that we have suitably substantial fixing points to bare the weight, but this is all taken care of during the survey. 14." }, { "question": "What if my window is out of square?", "answer": "This is usually no problem as most windows vary in width & height across the window. If you want your shutters fitted inside the recess, the tolerance gap between the outside edge of the shutter frame & the recess itself, will usually be filled with decorating caulk as this can be painted to match the walls or window frame when dry. It takes approximately half an hour to caulk an average sizes shutter to a high standard, but makes all the difference in the world to the final result. If the window it drastically out of square, we would fill the gaps by scribing insert strips (finished in the same colour as the shutters) to the desired shape & then caulking around them as described earlier. Alternatively, we have framing options which can either be surface mounted outside the recess or fitted to the front edge of the recess with a lip feature that disguises / hides the recess variance. It's simply a case of using the right frame for the right job, which is where our expertise comes into play. 15." }, { "question": "What about shaped windows?", "answer": "No problem. We design & fit round shutters, arched shutters & angled shutters in various materials with either painted or stained finishes. The great thing about shaped shutters is that unlike blinds or curtains, they maintain the true shape of the window rather than \"squaring it off\" & the panels will still hinge open to give access to the window. 16." }, { "question": "What about high-level windows?", "answer": "If shutters are fitted to an out-of-reach window, the tilting of the louvers can be done by remote control (both battery & solar powered units are available). Alternatively, if the shutter is simply to dress the window, the louvers can be simply set in the desired position & left. 17." }, { "question": "How do I clean them?", "answer": "The easiest way is with either a feather duster or using a vacuum upholstery brush (the one with the bristles on). Marks can be removed using a damp cloth with, if necessary, a suitable soap solution. 18." }, { "question": "What if they get damaged?", "answer": "We offer a full repair service whereby, for example, damaged louvers can simply be removed & replaced with new ones. 19." }, { "question": "Does fitting make a mess?", "answer": "This depends on what we're fitting to as drilling into plaster / brick creates dust which drilling into wood doesn't. Whatever the case, we will always dust sheet the fitting area first & clean up thoroughly when we've finished. Installers also wear slippers in carpeted rooms. We are always mindful that we are in your home. We therefore treat your home as we would our own, with respect. 20." }, { "question": "What's the most popular colour?", "answer": "About 75% of our orders are for a white painted finished & there are good reasons for this. (1) White reflects light in a way no other colour will. This means light within the room is maximised as it reflects off the louvres (tip ~ using the medium 64mm or larger 89mm wide louvres also creates more light as the gaps between each louvre increase with louvre size & larger louvre surfaces reflect more light. Food for thought if you have a North facing room with a big tree outside!) (2) White never dates & always looks fresh. (3) White offers endless colour possibilities when it's time to decorate, as white will work with any colour. (4) White will always be relevant as there will always be something else white in the room (window frames, doors, radiators, coving, ceilings, etc). (5) Shutters are an investment in your home & will appeal to prospective, aspirational home buyers if you decide to move on. Buyers can always visualise working their design schemes around white shutters, as it gives them an open book decoratively speaking in addition to the wow factor. 21." }, { "question": "Are they guaranteed?", "answer": "Absolutely! All Made for Shade shutters are guarantee for a minimum of 3 years. This includes all aspect of the shutters (colour fastness & joinery) as well as the installation itself. 22." }, { "question": "Are they suitable for bathrooms & swimming pool areas?", "answer": "This really depends on the level of moisture within the air. In a large, well-ventilated bathroom with no shower, a conventional painted or stain finished shutter will be fine. However, in high moisture rooms such as shower rooms, wet-rooms & swimming pools, we have a purpose made waterproof product called Permawood, which an ABS coated hardwood. Permawood shutters are fitted with marine-grade stainless steel hinges to resist moisture & prevent rusting. 23." }, { "question": "How do I measure?", "answer": "To obtain an initial estimate, firstly decide whether you want your shutters to be fitted inside of outside the recess. Remember if they're fitted inside the recess, the panels will only fold back as far as the recess returns will allow (usually 90 degrees). If they're fitted outside the recess, the panels will fold back onto the walls (provided there is sufficient space for them to do so of course). For inside recess shutters, measure the width & drop in 3 places & tell us the largest dimension in each case. For outside recess shutters, take the same measurements & add 150mm to the recess width to allow for the overlap. If your window has a sill, add 75mm to the recess height or 150mm if it doesn't have a sill, to allow for the overlap. If you're looking to buy Café Style shutters (to cover the lower part of the window only), take the width dimension in the same way, but then measure from the sill up to where you'd like the top of the shutters to be. For inside recess shutters or outside recess shutters where the window has a sill, that's the height you need to give. For outside recess, Café Style shutters where the window has no sill, add 75mm to the recorded height. Naturally, we will take accurate dimensions at the point of survey but following this procedure will ensure there are no nasty surprises price-wise! 24." }, { "question": "What are \"Solid\" shutters?", "answer": "These are simply shutters, which have solid panels rather than louvred panels. They were originally fitted into period homes, folding back into purpose made side-recesses when the owners were in residence. When the owners were overseas, the shutters were closed for privacy & security as part of the \"closing up\" of the house. These days, we tend to only install solid shutters when either a greater degree of darkness is required or when replacing original solid shutters in period properties. Naturally, the amount of light entering the room can't be adjusted in the way it can with louvred shutters. 25." }, { "question": "Can I measure & fit my own shutters?", "answer": "Yes. We can measure & fit your shutters for you, we can measure but you can fit or you can measure & fit yourself. It really comes down to the complexity of the particular job & the surface to which the shutters will be fixed. If you're self-measuring, we suggest you e-mail a photograph of the window prior to finalising your order so we can try to spot any potential problems & help you overcome them. 26." }, { "question": "Do operate a 'price promise' pledge?", "answer": "Whilst our aim is to provide shutters at the most competitive price & we constantly monitor the market to check price levels, there may be times when, due to a limited or special promotion, a competitor's price is lower. In such an eventuality, we guarantee to price match any like-for-like, written quotation. If you have a question other than those above, please either call us on 0121-352-0747 or e-mail it to us via our contact page & we'll answer your question by return." } ]

[ { "question": "What are the \"must dos\" for data controllers?", "answer": "v) held securely - which includes keeping it safe so that unauthorised individuals can't access it, and not disclosing it to anyone, - including other parents. To comply with the GDPR by 25 May 2018 you will have to demonstrate more, for example that you have data protection policies and procedures in place; keep evidence of parents' consent to use their details; and ensure you have appropriate procedures for new elements such as the right to be forgotten; subject access rights; data portability; data breach notification within 72 hours and many other elements. Classlist's system is designed to help you comply with all of the above." }, { "question": "Does the PTA need a Data Protection Officer?", "answer": "- carry out large scale processing of special categories of data or data relating to criminal convictions and offences. A PTA doesn’t perform either of these activities at either small or large scale so you are not required to have a DPO. That really would be spoiling the party. OK. Here you go. A one page summary with everything you need." }, { "question": "What happens if there isn't a separate PTA, or the PTA organisation has been merged into the school?", "answer": "Some schools are re-integrating their PTAs into the school organisation. In this case the school will be the data controller and PTA officials are treated in the same way a as school staff." }, { "question": "What's the difference between a Data Controller and a Data Processor?", "answer": "The difference between these two roles is critical but not always obvious. According to the Information Commissioner's Office, a \"data controller\" means … a person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal data are, or are to be, processed. A \"data processor\", in relation to personal data, means any person (other than an employee of the data controller) who processes the data on behalf of the data controller." }, { "question": "What's the difference between a Classlist Member and Non Member?", "answer": "A Classlist Member has completed the registration procedure, and the personal details they chose to share are visible to other users. They are a full member of the site and can access all its functionality. A Classlist Non Member will have been invited by email to join the site but has not registered. No information on them will be available to other users with the exception of site administrators. A Non Member who has been regularly and recently receiving a emails or similar communications from the PTA or school relating to the parent community will continue to be included in these communications through the Classlist email system. They have the option of unsubscribing at any point." }, { "question": "What information can the school lawfully supply to the PTA?", "answer": "Where you set up a Classlist site your PTA is acting as a \"Data Controller\". The school is already a \"Data Controller\" because it manages lots of information about pupils and parents. In general, no personal data can be transferred between data controllers without a good legal justification, which sometimes requires specific consent from each parent. Classlist has obtained a legal Opinion from VWV, one of the top five legal firms working with UK schools, on this area. This confirms that as long as your PTA is following the practices and procedures set out by Classlist, the school can lawfully help you to verify and update information which you have collected through the Classlist system. This can include parent names, child names, child class details, and parent email details. The school may for example help you check applicants against a master list of parents. Or provide you with class lists at the end of each year or term so you can update your records and ensure each pupil is allocated to the correct class. Please bear in mind that you aren't permitted to use this data for any other purpose than to validate new applicants and make updates to your database. A draft letter to the school from PTAs launching Classlist is here and a draft letter for PTAs which currently operate Classlist is here. Where the school is providing you with any personal data about parents or their families, these must be transmitted using a secure, encrypted and private mechanism and you must have arrangements in place to manage this information on a completely confidential basis." }, { "question": "What can I send to explain everything?", "answer": "The Classlist website has lots of material describing how the app works and the benefits to schools and parents. Regarding data protection specifics, the school is already a Data Controller and will be working with you as another Data Controller. They have all the data needed to enable you validate new applicants, and should be keen to help as this ensures a well functioning trusted parent community. They can also assist with allocation of members to new classes at the beginning of each academic year which can otherwise become very time consuming. A draft letter to the school from PTAs launching Classlist is here and a draft letter for PTAs which currently operate Classlist is here." }, { "question": "What's in it for them?", "answer": "The school is likely to see some advantages in Classlist and may have some concerns. The advantages are typically around cost - a reduction in school office admin time; and around parent engagement - which is a new OFSTED metric - recent studies show that stronger parent communities can really improve student outcomes. They may also see benefits around safeguarding where parents can help each other with supervision and information both for junior and teenage years. A few school heads are concerned that Classlist will be used for complaining and tittle tattle. This would be contrary to our user guidelines and has proved extremely rare. What is far more common is parents using Facebook or WhatsApp to complain, where content can be difficult to moderate or remove. Heads often tell us they prefer Classlist for exactly this reason. Finally, where parents, school or PTA bring in local sponsors to support Classlist, 50% of the revenue goes back to the school which is always very welcome." }, { "question": "What happens if my school doesn't agree to help, or can't do anything quite yet?", "answer": "If the school is too busy or doesn't have capacity to help right now, this is far from a show stopper. It certainly helps if the school head sends an announcement to parents encouraging them to join. However many PTAs using Classlist around the country have relied on their own resources to develop invite lists; get the word out, and get Classlist sites up and running. You don't have to wait for the school to be ready." }, { "question": "Is it better to have the school as Data Controller?", "answer": "The choice of data controller needs to reflect the reality of who is administering the site. This organisation will have more privileges and can use it for more things. If you have an active PTA with lots of Class Reps, events and announcements then we generally recommend the PTA takes the lead. If the PTA doesn't communicate extensively with parents or has limited resources and the school is either very active in promoting the parent community, or wants to enable parents contact each other, it is fine for the school to lead. You do need to make it clear to parents who manages the site. If this changes later, you can always ask parents to reconfirm they are happy with new arrangements. Some schools prefer to be data controllers. This does make it easier for them to issue invitations and to build a very inclusive community. Where the school runs the site the PTA does not have an official role, although PTA members can send invitations and messages just as other members can. PTA officials can assist with some site administration tasks if the school has limited resources, but they must be careful not to use personal data or other information they obtain in this capacity for other PTA purposes. Classlist's Terms and Conditions explain this in more detail." }, { "question": "Do we need to review our insurance?", "answer": "Any organisation dealing with personal data will have additional responsibilities and liabilities from May 2018. This even applies if you simply circulate a spreadsheet of names. Working with Classlist means you have taken a big step to manage and reduce any potential liabilities, because our processes have gone through a legal audit and have a lot of data protection safeguards built in. - Through establishing a relationship with Classlist as your Data Processor you immediately become compliant in terms of using a legally validated, properly structured approach to data management. Classlist also becomes responsible for the technical and cybersecurity aspects of where personal data goes; who is authorised to access to it, and how it is protected from attack. - Regarding insurance, should there be a data breach where Classlist's systems are at fault, we are fully insured for public liability, professional indemnity and also have specific cover for cyber insurance. PTAs generally hold insurance policies designed to cover public and personal liability for the Association and its officers. You are advised to check your coverage to ensure all relevant contingencies are covered. - In choosing to work with Classlist, you have selected the market leader in this area. Classlist brings experience from working with over 1,800 schools across the UK. We have also invested heavily to obtain the best possible legal advice to ensure our procedures comply with current and anticipated legal requirements. You will therefore be seen to have acted in a prudent and conservative manner in selecting your supplier. Naturally Classlist cannot be held responsible for data breaches where the PTA is at fault. However through using Classlist's purpose-built system, which is designed entirely around security, privacy and meeting PTA requirements, we believe that the likelihood of personal data going astray is significantly reduced." }, { "question": "What liability does my school take?", "answer": "Classlist's agreement to act as Data Processor for the PTA or school means that we take prime liability for any breakdown in our systems or processes. As you would expect, the school does still have liability for negligence on their part, and should have insurance in place to cover this." }, { "question": "How real is the risk of a fine?", "answer": "To date we aren't aware of any school or body associated with a school being prosecuted or fined for anything related to data protection. But nobody knows how the courts will enforce new regulations, and there is likely to be a period of adjustment as things bed down. New legislation introduces a new set of penalties – the greater of 4% of turnover or €20 million. Under existing legislation ICO has handed out five and six figure fines not just to big corporates, but to well respected charities, who had systematically deployed fund-raising practices which weren't legal, or who failed to act appropriately after a data breach. Perhaps equally important is the reputational damage to the school and organisations associated with it if practices are found wanting in material respects. In assessing what corrective action to take ICO will typically look at the overall data safeguarding processes followed by an organisation as well as the detail of any particular incident. This is where working with Classlist can really help. You have taken a big step forward in electing to work with a company which has gone the extra mile in not only seeking legal advice but obtaining a legal Opinion setting out how our practices are compliant." } ]

[ { "question": "How do you match me to suitable businesses?", "answer": "We source, and screen SME borrowers, matching them to lenders’ investment and risk criteria." }, { "question": "What type of companies will I be lending to?", "answer": "With CODE Investing you will be lending to rigorously vetted businesses seeking loans of between £500,000 and £20,000,000." }, { "question": "Does CODE undertake its own due diligence?", "answer": "Yes, should you wish to pass on some of the responsibility to us, we have highly experienced ex-bankers from lending and Credit divisions to ensure high deal standards." }, { "question": "How are responsibilities shared between a lender and CODE?", "answer": "However you like. We have some lenders who simply want us to identify potential borrowers and compile initial information and others who rely on us to undertake due diligence, issue documentation and monitor borrowers for the lifetime of the loan. We shall be delighted to accommodate your requirements." }, { "question": "Will CODE spread deals thinly across its lending panel?", "answer": "No. We use our lenders’ own preferences to determine the best fit for each deal. A targeted panel referral is in everyone’s best interests." }, { "question": "How does CODE decide which lender to place a potential transaction with?", "answer": "We use the lender’s own criteria to select a matching borrowing request. If there is more than one lender that could potentially provide finance to a borrower we will pass on all the offers to the borrower and let them decide. CODE does not give any sort of priority to one lender over another." }, { "question": "What type of lenders does CODE partner with?", "answer": "CODE partners with any type of lender, irrespective of their target audience, lending criteria, or risk appetite." } ]

[ { "question": "How do I track my mileage with the GPS?", "answer": "First, read the Improving GPS accuracy section in the How does GPS Tracking work help item. To start tracking, add or update a trip then scroll down to the Odometer section then tap the Start GPS Tracking button. Doing this will clear any existing odometer start, stop or distance entered manually. To stop tracking, tap the Stop GPS Tracking button or the Cancel button or the Save button. You will be given the option to continue from the last captured position by tapping the Add To Existing button or you can clear the previous tracking and start fresh by tapping the Reset Existing button. While the trip is being tracked by gps, it is automatically saved periodically, so you can edit any of the fields except the odometer start, stop or distance. But we recommend when you are done with tracking your trip mileage by gps that you tap the Save button to assure the latest trip information is saved. Also to ensure the best mileage tracking by gps, you should remain on the edit trip page in the app. This is not to say you cannot answer a call, check your email or start another app because Track My Mileage should continue to run in the background but depending on the settings on your device it may not and since the operating system may terminate the app when it is in the background, we recommend keeping Track My Mileage as the active app as much as possible. Copyright © 2019 APG Solutions LLC. All Rights Reserved." } ]

[ { "question": "Why is the Pyramid Model being used instead of a different social emotional curriculum?", "answer": "The Pyramid Model is not a social emotional curriculum. It is a framework for supporting children’s social emotional competence. This framework consists of universal supports for all children to promote wellness, targeted services to those who need more support, and intensive services to those who need them." } ]

[ { "question": "Question- Does the YU Yunicorn Have microSD Expansion option?", "answer": "Answer- Yes, you can insert a micro SD card up to 128GB in the SIM 2 slot." }, { "question": "Question- How is the Display of the YU Yunicorn?", "answer": "Answer- The YU Yunicorn comes with a 5.5 inch Full HD (1920 X 1080 pixels) IPS display protected with 2.5D Corning Gorilla Glass 3. The display looks very subtle and clear. Colours were looking punchy and the sharpness is also perfect. Viewing angles are good but the glass is a bit reflective under bright day light." }, { "question": "Question- Does YU Yunicorn Support Adaptive Brightness?", "answer": "Answer- It comes with the Android 5.1.1 Lollipop with the YU AOS on top. Answer- Yes, it has a fingerprint sensor and it is baked in the home button, and it is very quick." }, { "question": "Question- Can Apps be moved to SD card on YU Yunicorn?", "answer": "Answer- It does not have any bloatware pre loaded. Answer- It has a good loudspeaker, it was fairly loud for a small hall or room." }, { "question": "Question- How much RAM was available at user end after first boot?", "answer": "Answer- 2.9 GB of RAM was free when we switched on the device for the first time." }, { "question": "Question- How good is The Camera Quality of the YU Yunicorn?", "answer": "Answer- It comes with a 13 MP camera on the back and 5 MP on the front. Primary camera performs decent in day light but as we moved to low light, it was literally suffering. It has stabilization issues, focus speed is below average and details were also not up to the mark. The front camera captures clear selfies in natural light, but it becomes difficult to get a clear selfie in artificial light. The camera is very shaky and camera UI is laggy." }, { "question": "Question- How is Battery Backup on YU Yunicorn?", "answer": "Answer- It comes with a 4000 mAh battery, and such a juicy battery is great for any phone with such hardware configurations. It’ll easily last more than a day on single charge. Yu claims the phone to last for 18 hours with continuous usage." }, { "question": "Question- Which Sensors are available on YU Yunicorn?", "answer": "Answer- It has Gyroscope, Light sensor, Proximity sensor, Fingerprint sensor, Magnetometer, Gravity sensor and Accelerometer." }, { "question": "Question- Can YU Yunicorn be connected to a Bluetooth Headset?", "answer": "YU Yunicorn is a really good device for someone who demands a lot of multitasking from their phones. It has everything that you can demand at this price point, but this deal could have been sweeter if the software was on point. It comes with almost stock Android Lollipop, and a very ordinary set of camera, but everything else is great for the price." } ]

[ { "question": "5.2 How do these changes affect Education customers?", "answer": "Autodesk has stopped selling perpetual licences of most products. The purchase of new licences is now available only by subscription. In addition, the option to crossgrade to any of the affected products was discontinued when we stopped selling new perpetual licences. Autodesk has introduced an intuitive new language that will drive clarity and simplicity in our subscription offerings. Essentially, we have done away with subscription branding in order to make it easier for you to choose and purchase the software solutions that best fit your business needs. Autodesk made this change in order to transition to subscription-based products, which offers customers a lower entry price, greater choice of tools and the ability to pay-as-you-go. With its shift away from selling perpetual rights to using a specific version of software, Autodesk plans to continually innovate and improve its products & services, more tightly integrate them with cloud services, allow access from multiple devices at any time*, make them easier to deploy and manage and reduce file compatibility issues. No, it doesn't. Existing perpetual licences are still valid. You retain your perpetual software licence and can continue to use it in accordance with your perpetual licence agreement. If the software product is covered by a maintenance plan, you will also continue to receive maintenance benefits. If you are currently on a maintenance plan, you will retain the option to renew your maintenance plans for the affected products and receive corresponding benefits for as long as you want. The end-of-sale of perpetual licences only impacts the ability to purchase new perpetual licences. Providing the time needed to assess options and make plans by providing as much advance notice of the changes to come as possible. Customers can continue to renew their maintenance plans for as long as they want and receive/access maintenance benefits. Autodesk Account will provide a single place to manage all of your products, subscriptions and services. Providing the ability to lock in your subscription rate with the option of multi-year term lengths. Separately purchased cloud-based offerings, such as BIM 360, PLM 360 and Fusion 360, are not impacted. Cloud services that are included as a benefit of your maintenance plan or subscription will continue to be included in those offerings." }, { "question": "1.9 Will I be able to purchase a network activation for an existing perpetual licences now that Autodesk is no longer selling perpetual licences?", "answer": "No. You will no longer be able to convert a stand-alone perpetual licence to a shared network licence for any perpetual licences that are no longer being sold. If you need new or additional shared network licences, you can purchase a subscription with multi-user access. This can be done for individual products or a collection of products. Desktop software applications on subscription, as well as associated user data, continue to be stored on your local machine. Cloud service applications are run from the cloud; where you store your data, on the cloud or your local machine, is up to you. Autodesk offers the following options, allowing you to choose which best fits your needs. If you have an active subscription, you may have access to preceding version licences of eligible Autodesk software. For more details, please reference Autodesk Subscription Preceding Version Rights Eligibility on the Autodesk Knowledge Network. For details on availability, please contact your Authorised Autodesk Reseller or Autodesk Sales Representative. A maintenance plan ensures a perpetual licence holder receives benefits such as access to the latest software and product enhancements, technical support and in some cases, access to select cloud services while they keep their plan current. A maintenance plan agreement must be applied to a separately purchased perpetual licence. If you currently have a maintenance plan, you will continue enjoying the benefits of maintenance as long as you continue to renew. For the products listed in Question 1.2 above, it is important to renew your maintenance plan on time to continue to access the benefits. If the maintenance plan for your perpetual product is not renewed on time, you will then have to subscribe to the product if you would like to get the latest features and benefits. While Autodesk discontinued the sale of new perpetual licences, we are not eliminating maintenance plans. If you are currently on maintenance, you may continue to renew that plan for as long as you want. No. Additional perpetual licences may not be added to an existing maintenance plan. If your maintenance plan expires, you can continue using your perpetual licences. However, you will lose maintenance benefits such as updates, technical product support, flexible licence rights and access to select cloud services. If a maintenance plan is not renewed, you will be able to get the latest features and functionality by subscribing to a product. Customers who currently have an Enterprise Business Agreement with Autodesk for the Enterprise Flex, Multi-Flex or Token Flex offerings see no immediate change to the terms or benefits of their agreements. Customers with an Enterprise Business Agreement that includes perpetual rights to their software may exercise their rights to receive those perpetual licences at the end of their agreement or they may choose to renew those perpetual licences under a maintenance plan at that time. Customers with an active Enterprise Business Agreement prior to 31 July 2016 should refer to the terms of their agreement to determine access to additional perpetual licences. Yes. Autodesk Multi-Flex and Autodesk Enterprise Token Flex licensing models continue to be available for purchase for customers considering a new Enterprise Business Agreement. Customers with an Enterprise Business Agreement should speak directly with their Autodesk Account Executive for more information. For customers without Internet connectivity, we recommend considering a subscription with multi-user access, which allows them to use software without being connected to the Internet." } ]

[ { "question": "Rosedale Auto Service is sometimes asked by our customers in the Baltimore area \"what is a serpentine belt\"?", "answer": "When asked, one of the skilled auto mechanics on the Rosedale Auto Service team will tell our customers that were they to take a look at the underside of their vehicle they would either notice a single belt woven through several pulleys or a system of belts connected to pulleys in front of the vehicle's engine. When only one belt is present, that belt would a serpentine belt. The serpentine belt is distinguished from other belts in that it is one continuous belt that connects itself to multiple devices. On older model vehicles, multiple belts were employed to drive the various engine compartment devices. But after the serpentine belt was developed in 1979, the majority of, if not all, vehicle manufacturers began using serpentine belts due to their ease of use and overall efficiency. One of the primary benefits of using a serpentine belt is that in older model vehicles, components such the alternator, air and power steering pumps were all connected to belt systems and if one belt broke a vehicle's owner might not be aware of losing operation of one component. Alternatively with a serpentine belt all the pulleys of the various components are connected meaning a driver will know quickly if the serpentine belt breaks because ALL the components, to include power steering, will suffer immediately or completely shut down. If you live in the greater Baltimore area and are having a problem with your serpentine belt and want the advice of a qualified and skilled auto repair specialist please contact Rosedale Auto Service!" } ]

[ { "question": "How can you buy better than us?", "answer": "Because we aggregate. By adding your volume to ours we get better prices (economy of scale). So far we have a 100% success record, but if we can’t then our service doesn’t cost you a penny." }, { "question": "How much work is involved for me in the change-over?", "answer": "Very little. We copy any invoices, ascertain the status of existing contracts and suggest cost savings. If we suggest a change of supplier we fill in the account application forms and get your account pre-cleared where possible. We then provide a full report which enables you to see all the necessary figures and make a decision." }, { "question": "What if I’m in contract with a supplier?", "answer": "We ensure that you serve notice in a timely manner and diarise when the contract terminates so that we can review the costs ahead of that time. We are happy with our existing suppliers. We are not about changing suppliers; but we always look at removing any unnecessary overheads." }, { "question": "When do I pay for the savings?", "answer": "If you accept our pricing suggestions, savings are paid for quarterly in arrears. They are therefore both profit & loss and cash positive. In our Dec 2013 Client Survey 100% of respondents said we provide value for money with 85% rating us as excellent or very good in terms of the overall value for money we deliver. We only want you to look at one area and it won’t be worth your while. We’re happy to make the call on that. Give us the opportunity and let us decide. From your side it lays down the timelines for us to provide information and states that the products and/or services that we quote for will at least match those you currently enjoy. From our side it merely confirms your commitment to pay us for the work done and information provided. It therefore protects the interests of both parties." }, { "question": "What if I’m not happy with the supplier you recommend?", "answer": "You don’t have to use our suppliers. If you wish you can use our information to negotiate directly with your existing suppliers, or simply not go ahead and receive cost savings. We have a lovely local supplier who we would like to support if they are competitive. No problem, tell us whether or not you wish us to contact current or specific suppliers and we’ll act accordingly. Be aware though of how you may react if someone acting on behalf of your biggest customer contacted you and said that the business was up for competitive tender and that you needed to sharpen your pencil or run the risk of losing the business. We use best practise and only give suppliers one chance to quote. We are in regular contact with key suppliers in each of the markets in which we operate in order to maintain our price competitiveness. Our systems are constantly refined to ensure that we are aware of market prices, and your prices reflect this. We contact at least three suppliers with any requirement, and are always on the look out for new suppliers." }, { "question": "What happens if prices change after you negotiate?", "answer": "Some markets rise and some fall – it’s our business to know which are which. If they are rising markets we will protect you against price increases by suggesting that you enter into a contract, e.g. gas and electricity at present. If they are dropping markets we will not tie you in to long term contracts and will pass on all price decreases during the period of our agreement." }, { "question": "How do you collect your information?", "answer": "We need copy invoices which we will gladly copy on your premises. In addition we will need any passwords or other access information that you have in place on accounts, typically mobile and landline ‘phone accounts’. We’ll have the information about how you can receive savings on your desk within 10 days of receiving the copy invoices – as long as your diary permits!! Savings can be on your bottom line within 1 month of you signing our agreement. Our business is unique; a “standard” service will not help us. All of our clients are unique. If we are unable to save you money it won’t cost you anything BUT if we can save you money…. Have you ever looked at…. The skills in our business are in identifying suppliers and negotiating the right outcome. We have deep knowledge in a wide variety of specific markets and, as always, if you give us the challenge and we can’t save you money it won’t cost you anything." } ]

[ { "question": "Will my personal information be safe if I share it with you?", "answer": "As a family owned business we know our guests trust is of utmost importance. Therefore we want to assure you that any information you choose to share with us on our site will not be sold or shared with additional parties without your express permission." }, { "question": "How much is your local sales tax?", "answer": "There is no sales tax in the state of Oregon so there will not be sales tax added to your order. Ainslee’s Homemade Salt Water Taffy is carefully packaged to ensure a secure arrival but please note that it is not recommended to ship our fudge into warm climates as it may melt in the package. Please be sure to check delivery addresses carefully. We cannot extend our guarantee to orders for which we are given incomplete or incorrect addresses. Postal and delivery services will not forward the packages on without the correct address. Please allow 2-3 days to process and ship orders. We will make every effort to expedite orders. We ship orders via USPS priority unless otherwise specified in your order form. See more on our shipping and handling page." }, { "question": "How can I recommend you to my friends and family?", "answer": "As a family owned business we rely on word of mouth advertising to increase our sales so that we are able to provide you with the freshest possible product for the most reasonable price we can offer. As you can imagine, the busier we are, the more reasonably priced candies we can offer to you so please spread the word and help us stay around for yet another generation of quality candy making. You can also fill out the \"Recommend Us\" form on our website." }, { "question": "How will I know if something is contained within the product?", "answer": "Wherever we can we make sure to use all natural ingredients in our products. This means no artificial preservatives to lengthen the shelf life of your candy and therefore a more natural product for your body. Although we employ careful sanitation procedures in our cooking process it is important that you know that there is a chance of allergens being introduced into your product so please be cautious if you have a severe allergy. For example we make the peanut butter filled taffy on the same machine as all the rest of the taffy and there is no way to ensure that we have safely eliminated 100% of the peanut contamination before starting the next batch. If you have a specific allergy concern please feel free to email us with questions." }, { "question": "What is the best way to store my Caramel Corn?", "answer": "The enemy to freshness here is air and heat. We ship it in a plastic bag to ensure the least amount of air gets to the product. If you would like to keep it longer than a week (after you receive it) you will want to get as much air out of the bag as possible and store it either in Tupperware, or a ziplock bag for maximum freshness." }, { "question": "What is the best way to store my Fudge?", "answer": "Fudge will stay fresh for approximately ten days if properly wrapped in plastic wrap or Tupperware. Refrigerating your fudge will dry it out so try to keep it at room temperature. If you would like to keep your fudge for longer than ten days you will need to properly protect it by wrapping it in plastic wrap and then slipping it into a freezer safe bag to store in the freezer. It will keep well in the freezer for up to three months." }, { "question": "Do you partner for fundraising?", "answer": "Actually we do. We have several different programs to help you raise money for your cause. Please email or contact our store for specific questions. 15% Discount of homemade salt water taffy to all active duty military personnel with valid military id. Although you would need to present the ID in store to receive the discount we also offer it on mail orders placed to APO addresses in order to encourage you to send goodies to the men and women that are protecting our country. In order to receive the discount on a web orders please send your order by email or snail mail so that we may apply your discount to the final purchase price. We do offer discounts on large orders but please be aware that we will need adequate notice to fulfill larger than typical orders. The timeframe necessary is dependant upon the size of the order." }, { "question": "You used to have a certain flavor, can I still buy that flavor?", "answer": "If you are willing to buy the entire batch we can customize the taffy color of virtually any of our flavors for you. We also have discontinued flavors that we can craft for you if you do not see them on our web site so please do not hesitate to ask. Additionally, sometimes we have recipes for things we do not carry (such as Amaretto fudge, licorice caramel corn or almond brittle) that we can make upon request but please keep in mind that there is a necessary minimum order, contact us to find out more." }, { "question": "Do you have a taffy of the month program?", "answer": "Yes, actually we send the recipient a different flavor of taffy every single month. You can choose a three, six month or year long program and either go with the default flavor of the month, mixed or create your own combination for each month. Go to our \"Taffy of the month\" page on our website to learn more." }, { "question": "What could be better than working for a candy store?", "answer": "If you would like to apply for a position with our company please stop by our store for an application. Although we are not always hiring we are always accepting applications. We tend to hire from applications we already have so if you would like to join us it’s very helpful to already have an application on file. Contact us, we would love to hear from you! Copyright © Ainslee's Homemade Salt Water Taffy. All rights reserved." } ]

[ { "question": "How can I find out if I am registered to vote?", "answer": "Call the Voter Registration Office at 717-261-3886 or you may also check your Voter Registration Status online. Primary elections are always held on the third Tuesday in the month of May, except during a presidental year, in which case the primary is normally held on the fourth Tuesday in the month of April. General or Municipal Elections are scheduled for the Tuesday following the first Monday in November." }, { "question": "Am I allowed to split my ticket in a November election?", "answer": "On the November ballot, there is a straight party box where you may choose to vote a straight party ballot for the party of your choice by darkening the oval to the left of the party of your choice. Upon marking this party oval, all candidates for that particular party will receive a vote. If you wish to \"Split your ticket\", you may split your ballot by darkening the oval to the left of the party of your choice under the Straight Party box and then voting for individual candidates in any other party by blackening the oval to voting for individual candidates in any other party by blackening the oval to the left of their name. The precinct counter is programmed to override the straight party vote if an individual candidate of any other party is marked. No person is allowed to receive assistance in voting unless their registration record indicates the need for assistance or the voter completes and signs a declaration of the need for assistance at the polling place prior to entering the voting booth. 3. An officer or agent of the voter's union. If you are voting in an election district for the first time, you will need an approved form of identification, either photo or non-photo." }, { "question": "How do I vote if I am visually impaired?", "answer": "1. They could receive an absentee ballot. 2. They could vote a paper ballot at the polling place with assistance. 3. They could vote indepentently on the AutoMARK ADA unit. Be advised that a visually impaired voter using the AutoMARK ADA unit should be prepared to spend appoximately 20 minutes voting their ballot since all instructions, candidates and summary are read to them with the use of headsets." }, { "question": "How do I vote in Franklin County?", "answer": "All voters will receive an official paper ballot. After marking their ballot with an ink pen in the voting booth, they will place their ballot into a Precinct Counter to be counted." }, { "question": "How do I know what will be on my ballot?", "answer": "The Thursday prior to each primary or election, sample ballots are available in the Franklin County Commissioners Office, 340 North Second St., Chambersburg, PA 17201 and this website. The entire ballot with all offices and candidates listed as well as a list of polling places will appear in both the Record Herald and Public Opinion newspaper the Thursday prior to each primary or election in the classified section." }, { "question": "How far from the polling place should campaign literature, signs and candidates be?", "answer": "Campaigning and/or campaign signs are not allowed within ten (10) feet from any entrance to any voting location on election day." }, { "question": "How do I run for political office?", "answer": "You must call the Franklin County Election Board in January of each year to see if the office you are interested in is up for election. Judicial, County, Township, Borough and School District offices are always in odd numbered years. Federal, State and party offices are in even numbered years." }, { "question": "From 7:00 a.m. continuously to 8:00 p.m.\nWhy should I vote?", "answer": "It really doesn't mean anything. Your vote is VERY IMPORTANT. There have been candidates in Franklin County that have won the election by one or two votes." }, { "question": "If I register to vote with PennDOT, how do I know where to vote?", "answer": "If you registered with \"Motor Voter\" and have not received an ID card from the Franklin County Voter Registration office with your polling place printed on it, you should call to find out if your registration form has been received. I have not voted in a while." }, { "question": "Am I still registered?", "answer": "Probably. It is no longer legal to remove any voter from the rolls merely for not voting, no matter how long that may be, as long as they maintain their voter record with a valid address. If a voter is sent a notice from the Voter Registration Office and it is returned as \"undeliverable\", the voter is placed on \"Inactive\" status. When a voter is on \"Inactive\" status through two (2) federal elections and has not voted, they may be purged. I moved after registration closed." }, { "question": "Can I still vote?", "answer": "You may go to your old polling place for one more election where your registration may still be active. You should complete a change of address form while you are at the polling place so that your registration can be changed for future elections. Pennyslvania has what is called a closed primary, which only allows Republicans and Democrats to vote for candidates. If there is a referendum on the ballot, all registered voters may vote for the referendum regardless of party affiliation." }, { "question": "Where do I find out information about the candidates?", "answer": "Listen or read what the news media has to report. Go to candidate debates or talk to the candidates personally. Another good source of information may be the party headquarters." } ]

[ { "question": "I have a friend who wants to join us, can we just let him share our room?", "answer": "Unfortunately, no. We are an ‘all inclusive’ Resort with many amenities, and allowing a friend to stay for free puts a strain on our resources. We have included an option to allow others to share your room for a reasonable fee, so do let us know before arriving. If you have already checked in and someone wishes to join you, inquire with us: perhaps we have a room or cabin available for them as well. As we continue to field various questions we will expand this list to include those items we hear more frequently. In the interim, should you have any questions or issues, please feel free to contact us. Yes, we provide WiFi free of charge to our guests, and it typically reaches all rooms and cabins as well as the Lounge. Actually, no. We prefer to keep things as natural as possible, and we find that most guests are only in their room to sleep at night. For those guests who would prefer AC, we have portable units for rent at a nominal, nightly fee." }, { "question": "Besides the obvious, is there anything special we should pack?", "answer": "camera – the view and wildlife are extraordinary! As many of our guests favor a non-smoking holiday environment, we have introduced ‘smoking areas’ around the Resort. Please step away from others, and no smoking in any building (rooms, cabins, Lounge, Dome or under any gazebo, including in the hot tub, as per Ontario law). As well, please move away from doors and windows, as smoke can and will blow inside. Please help us to keep our Resort clean and natural: Use ashtrays and cans that are provided throughout the Resort for cigarette butts. If it is evident that there was smoking in a room (including bathrooms) a $250 recovery fee to cover the cost of restoring the room to a smoke free condition will be levied. We have an ATV/motor boat." }, { "question": "Can we bring it with us?", "answer": "Sure, feel free to bring along your trailered leisure craft, but please respect the natural beauty that is Footprints. No motorized boats (including JetSkis) on our small lake, nor ATV’s on our property. There are plenty of larger lakes that can accommodate your boat, and trails to ride on. Check out our links to ATV clubs. We are not a campground, but provide limited space for tents and small campers for those who prefer this option. There is one area that can accommodate several tents under dappled shade at one end of the property. BBQ’s and picnic tables are available, and shared washroom is a short walk away. The second tent area is a flat, grassy area behind the room block, closer to the shared washrooms/showers. No vehicles allowed in this area. RV’s and trailers will be parked next to The Dome, and hydro can be provided if needed but to reduce the strain on the system, use your own energy source if possible (propane, solar, etc). No water/dumping. Dump station is up the road." }, { "question": "How close is the closest store?", "answer": "Bancroft is a scenic 12 minute drive from the Resort, and has everything you could need: grocery stores, liquor and beer stores, restaurants (fast food, family/pub style and fine dining), pharmacy, police station, retail shopping, banks and even a hospital. No, we are a ‘self catering’ waterfront resort, which means bring your food with you and use our BBQ’s and kitchen to prepare your own meals. There are numerous restaurants, as well as grocery stores and liquor/beer stores in Bancroft, just minutes away if you’ve forgotten anything. Sorry, but no, Footprints is an Adults Only, 21+ resort and reserved for adults. Sorry, but no, pets of any kind are not permitted. Regretfully but Firmly." }, { "question": "What happens if we can’t arrive until very late at night?", "answer": "For anyone arriving after dark, let us know by phone and we will leave a light on and the door open. When you drive onto the property, follow the driveway in and to the right, park in the gravel parking area by the rock wall, and check in at the Lounge, the second building you see when arriving. You will be met there by your Host who will check you in, give you a tour and get you settled into your room. Check Out: By 11am on day of departure. Late departure may be available, check with staff 24 hrs before. 24 Hr Check In is available: Let us know in advance." } ]

[ { "question": "1) Why should I donate to United Way of Mesa County?", "answer": "United Way of Mesa County has the capacity to serve as an agent for change by addressing immediate needs and working to provide long-term solutions. United Way of Mesa County can leverage your gift through tax credits and, in some cases, federal and state matching dollars. United Way of Mesa County holds itself and our funded community partners to a high degree of accountability to ensure your gift is used efficiently. Your gift supports a united effort to achieve results and make a difference right here in Mesa County." }, { "question": "2) What’s the difference between United Way and other nonprofits?", "answer": "Making a gift to United Way of Mesa County is the most effective way to help our community as a whole. Our unique ability to work across complex issues with hundreds of community partners is unmatched. Our programs help people in crisis get back on their feet, help prevent future problems and build a stronger community for all of us. No other single organization meets the broad range of needs addressed by United Way." }, { "question": "3) What does my donation do?", "answer": "$1 per paycheck can provide an emergency 3-day meal supply for five people in Mesa County who have limited or no means of obtaining food. $5 per paycheck can provide four children a new book each month for a year helping ensure they enter kindergarten ready to learn. $10 per paycheck can prevent one young, low-income family in Mesa County from losing their home due to eviction and assist them in becoming financially self-reliant. $20 per paycheck can provide 12 counseling sessions to a child victim of sexual assault in Mesa County, reducing trauma, promoting dignity, justice and healing. In 2017, nearly 50,000 people (one in three) accessed services at an organization funded by United Way of Mesa County. Your gift does more than just support people who are in urgent need right now. You also support meaningful, lasting change that impacts the entire community." }, { "question": "4) How much of my donation goes to services versus administrative costs?", "answer": "We ask you to pay attention to other factors of nonprofit performance: transparency, governance, leadership, and results. United Way of Mesa County is proud of our open and competitive application process for funding in our three initiatives, providing funding for more than 40 programs across our county. This way you know your dollars are being leveraged with others in our community to make real and lasting positive change." }, { "question": "5) How is United Way of Mesa County held accountable?", "answer": "The most valuable asset we have is the trust and confidence people have in our ability to meet community needs. We are audited each year by an independent accounting firm to ensure we are in compliance with generally accepted accounting procedures, regulations, and laws. We strive to be transparent. We are long standing members of the Better Business Bureau." }, { "question": "6) Who decides how you invest in the community?", "answer": "We call them our allocations team. They are dedicated volunteers and experts from our community that carefully screen and select the programs funded by your contribution. As a member of one of the nine panels, each person is trained to read and understand a grant application, evaluate a program’s effectiveness, efficiency, and ability to deliver results, make site visits as a group to see the program in action and talk with staff and clients of each program. Allocation panel members make recommendations that are reviewed and approved by our volunteer board of directors. 7) I want to give through payroll deduction." }, { "question": "When does payroll deduction start?", "answer": "Most United Way of Mesa County campaigns run on a 12-month calendar cycle, but this can vary by company. Check with your Workplace Campaign Coordinator for the specific dates." }, { "question": "8) How much of a donation will make a difference?", "answer": "United Way of Mesa County and our community appreciate each person making a gift based on his or her income and financial situation. Many donors give a percentage of their income or choose to give the equivalent of one to two hours per paycheck. Your financial contribution is a personal decision and even a small amount can make a big difference in another individual or family’s life. Combined with thousands of other people here in Mesa County, your donation has the potential to make an enormous impact. 9) I want my business to be involved with United Way. That’s great news! We are always looking for more community partners that can help us answer our community’s needs. Please check out the various ways your business, company or organization can help here." }, { "question": "10) What if United Way supports an organization or a cause that I don’t like?", "answer": "It’s important that you feel comfortable with your decision to donate. Although you may not care for one agency, United Way supports programs within many other agencies that serve people in our community. Without the support of the community through United Way, many of these important programs and services would not exist. To review which agencies United Way of Mesa County is currently funding, click here." }, { "question": "11) What if I make a mistake and want to change my gift once I submitted my donation?", "answer": "No problem. If you give by automatic payroll deduction, start by getting in touch with the person that handles your paychecks and they should be able to assist you with the change. If you’re not giving through a workplace campaign, contact our office at 970-243-5364 and we can make the change." }, { "question": "12) What’s the difference between designated and undesignated gifts?", "answer": "We support any form of donation because we want to encourage a community of philanthropists. A designated gift restricts your gift to a specific 501(c)3 organization. An undesignated gift takes advantage of United Way’s thorough, research-based program selection that gets the money to the issues and areas that need it most. This allows you to help the most people and do the most good for our entire community. Because a designated dollar can only be spent on that particular agency, it decreases the total available for United Way to strategically invest, thus decreasing the total allocations to all agencies. 13) I want to request funding for my agency or project. We have a meticulous process that doesn’t happen overnight. Please click here to check out the requirements. 14) I need financial assistance." }, { "question": "Can United Way of Mesa County help me?", "answer": "United Way is not set up to provide direct financial assistance to individuals, but we work with many community partners that do. We recommend dialing 2-1-1 (or 970-244-8400) which is a free, confidential, call center available 24/7. The 2-1-1 referral specialists help connect people to a variety of health and human service resources, including child care, food, shelter, and counseling. They also help find volunteer opportunities and match in-kind gifts, such as furniture or used cars with many of the community’s nonprofit organizations. You can also visit the website: http://www.wc211.org/. United Way is a proud partner of Western Colorado 2-1-1." } ]

[ { "question": "3- Can I ask for extra services regarding reddit?", "answer": "Ans: Yes you may ask for all kind of Reddit related services from online agent, and we will try our best to provide the best stuff." }, { "question": "4- Can I ask any questions from online agent?", "answer": "Ans: Yes off course, We have an online agents for your service, they are mostly online 24/7 and will assist you with any possible situtation." } ]

[ { "question": "Q: Why should I use a recruiter?", "answer": "A: There are many reasons to use a recruiter. The recruiters at Fidelis have established relationships within our clients. Companies receive hundreds of resumes in their portal systems. We get you to the decision maker." }, { "question": "Q: Do you specialize in a particular area of the country?", "answer": "A: We are a national recruiting firm with clients from coast to coast. If there is a particular area of interest, please share that with your contact at Fidelis." }, { "question": "Q: Do you work retained or contingency?", "answer": "A: We work mostly on a contingency basis at this time, although our engaged and retained searches are increasing in volume. All services are free to our candidates and consultants." } ]

[ { "question": "Who is at fault?", "answer": "When you have been in a motorcycle accident in South Carolina where a car makes a left turn in front of you, the other driver is almost always liable for the accident and your injuries. Before making any assumptions on who is at fault for your motorcycle accident in South Carolina, you should consult with a Charleston motorcycle accident attorney. There are many circumstances to consider when you are involved in a motorcycle accident in South Carolina and trying to determine who is at fault. One of the few exceptions to the near-automatic rule that a left turning car is at fault in a motorcycle accident in South Carolina is when you are found to have violated a traffic law. If you were found to have been speeding or disobeying a traffic signal, you may be found to be at fault for part of the accident as well. When you need to prove who was at fault in a motorcycle accident in South Carolina, your claim will benefit greatly from the help of Charleston motorcycle accident attorney. This is because in most scenarios, insurance adjusters will determine fault for the accident. Depending on how much at fault insurance adjusters find you to be, your potential compensation could be impacted accordingly. This is not a situation in which you want to fend for yourself. A Charleston motorcycle accident attorney can speak up on your behalf after a left turn accident and can handle each and every stage of your claim while you focus on recovery. The Charleston personal injury attorney team at the Shelly Leeke Law Firm is available to help accident victims cope with the legal implications of a serious injury. Our firm’s focus on personal injury cases includes injury from auto accidents including pedestrian and bicycle injuries, work-related injuries and Workers’ Compensation claims, and injuries resulting from dangerous prescription drugs. Before you file a South Carolina personal injury claim, request a free copy of our South Carolina injury book. When you’re ready to get started on settling your accident claim, contact a Charleston motorcycle accident attorney for a free information packet and consultation – 1-888-690-0211." } ]

[ { "question": "What is bacon fat?", "answer": "Believe it or not, there are several types of fat you can get from just one pig (pigs being the most multipurpose animals ever). “Lard” is the general term for rendered pork fat; depending on what part of the pig the fat came from, it can be either back fat/fatback (from the back/shoulder/rump of the pig), leaf lard (from around the kidneys), caul fat (from around the intestines), or belly fat (from the belly). Bacon fat is from the belly. 2." }, { "question": "What is the difference between bacon fat and lard?", "answer": "Bacon fat is a type of lard. That said, the product you can buy labeled “lard” and the bacon fat you can make are not the same thing; bacon fat will have a smokier flavor than lard, which should have a purely neutral flavor. 3." }, { "question": "Shouldn’t I be using olive oil, or at least butter?", "answer": "Well, I’ve now read a fairly detailed description of the components of pork fat (approximately 39% saturated fat, 45% monounsaturated fat, and 11% polyunsaturated fat, for those of you who that means anything to), and while I still understand little of it, I’m convinced that pork fat is okay for me. I think this mostly has to do with the fact that bacon fat is not trans fat, which as we all know, has been declared America’s #1 Enemy (orange alert level). 4." }, { "question": "How do I render bacon fat?", "answer": "Now we get into the meat of it (ha, ha). According to Meriam-Webster, “to render” simply means “to extract by melting”; ie you are extracting the bacon fat by heating up (melting) the bacon. So cook yourself up some bacon! The fat it’s swimming in by the end is the rendered bacon fat. Remove the bacon itself with tongs or a spatula onto a plate lined with paper towel. The fat left in the pan is your gold. LET IT COOL BEFORE YOU POUR IT OUT. LET IT COOL. LET IT COOL. I will get to more explanation of this in #6, but for now, just remember: bacon fat is very hot. It will burn. LET IT COOL (but not solidify). 5." }, { "question": "How do I do that?", "answer": "Yes. If you don’t strain the bacon fat, there will be little chunks of browned bacon floating around in it, and they are what will gather bacteria and make the fat go rancid." }, { "question": "A better question might be: Have you ever strained your bacon fat?", "answer": "The answer, sadly, would be no, I didn’t know I should until extremely recently. My unstrained bacon fat hasn’t killed me yet, but I’ve been keeping it in the freezer (which we’ll get to). From now on, I plan on straining, which you can do – fairly easily, it seems – by pouring the fat through either a paper towel, a coffee filter, or a fine sieve. 6." }, { "question": "What kind of container should I store bacon fat in?", "answer": "In my earlier post, I suggested using an aluminum can (cleaned out, of course). This was a little misleading of me – I think that would be a good way to store bacon fat, but not the way I have been. Though, as you can see from this picture, my storage system hasn’t worked out perfectly. I use a thick plastic container, well-cleaned, which was working great until one day I poured the bacon fat in when it was still too hot. Now I may have a bit of melted plastic in my bacon fat. It could have been a lot worse – if you pour fat that is too hot into a glass jar, the glass may shatter. Yikes. I think I will be sticking with my plastic (well-fitting lid, no fear of shattering), but I’m going to watch the fat’s temperature more carefully from now on. Reading various online forums, I’ve come to the conclusion that a lot of Southern grandmothers store their bacon fat in coffee cans. That seems like a good idea to me, but I never use coffee from a can, so it’s an impossibility right now. 7." }, { "question": "Where should I store bacon fat?", "answer": "And now we’ve come full circle to the motivation for this FAQ in the first place. I said I stored my bacon fat in the freezer and was called out on this because the fat gets really, really pretty solid, which means I’m less likely to use it. Michael, my friend and a cook I respect, said he keeps his bacon fat on his stovetop. His enthusiasm almost won me over to this idea." }, { "question": "Bacon fat, right there, at my disposal?", "answer": "Great! Almost. I can’t quite handle the idea of keeping the bacon fat right there on the stovetop, even if it were filtered (in which case it is actually supposed to be shelf-stable). Most people I ran across in CHOW forums or otherwise couldn’t handle it either (though most of them cited their Southern grandmothers who keep the bacon fat in a coffee can in the cupboard and are 95 years old and still kicking). Mine is going to live in my fridge from now on, which I think is a happy compromise. 8." }, { "question": "How long will bacon fat keep?", "answer": "I have had mine since about September, so that’s six months now, in the freezer. I’m not sure about in the fridge or shelf. Basically, you just keep adding rendered bacon fat to the same jar – I’m not sure if it mixes somewhat or just striates. White bacon fat is great. Beige bacon fat (what I have now) is fine. When your bacon fat has turned brown, it goes in the trash and you start a new jar, no matter what Michael says. 9." }, { "question": "Now that I have all this bacon fat, what do I do with it?", "answer": "As I’ve learned since my comeuppance, there are myriad uses for bacon fat. Basically, you can use it the way you would olive oil or butter to sauté – it will just have a smokier flavor. You can cut it into pastry or biscuits (as Toby suggested in the comments on the freezer post). At this point, I have a lot of bacon fat, so my next project is Bacon Fat Spice Cookies. 10." }, { "question": "Can we talk about the fact that this already has a Wikipedia page?", "answer": "So it’s not bacon fat, exactly. Still, crazy! Next project after Bacon Fat Spice Cookies. With thanks to Jennifer McLagan’s Fat: An Appreciation of a Misunderstood Ingredient, With Recipes, Simply Recipes’ explanation of Rendering Bacon Fat, and the hundreds and hundreds of people who (surprisingly or not so surprisingly) have contributed to forums on the various aspects of this apparently tricky subject. Oh my god! Biscuits! Of course! Now I know what to do with my two bowls of fat in the fridge. Backfat though I think, since it’s from the shoulder…so maybe not so nice and smokey. I have often used bacon in recipes merely because I wanted the sauteed veggies to have that bacon-y flavor, never did it occur to me that I could use the bacon fat in my freezer! Thank you so much!! Mmm! I use bacon fat to roast potatoes, and it results in a better crisp on the cut sides than using olive oil. Wow. What a great post! Thanks for doing all this great research. I’ve never had my fat turn brown, but I certainly would toss it if it did. I wanted to put in an extra plug for Jennifer McLagan’s book. It is AWESOME. Love the recipe for lamb ribs with flageolet beans!" } ]

[ { "question": "What is the difference between an Accountant and a CPA?", "answer": "If you are a student considering a career in accounting, the answer may affect the educational path you choose. If you are a business owner, it could determine which applicant you will hire. CPAs, or Certified Public Accountants, differ from accountants educationally as well as in their credentials and work responsibilities." }, { "question": "What is the Differences in their Education and Credentialing?", "answer": "A Certified Public Accountant usually must have 150 credit hours before taking the exam. (In Colorado, that requisite does not apply until July 1 of 2015). They must also pass ethics exams from the American Institute of CPAs and obtain 1800 working hours, or one year, under the supervision of an actively licensed CPA. Most states require 40 hours of continuing education in a year, but some states allow professionals to get 80 hours in a two-year period." }, { "question": "How are CPA and Accountant Work Responsibilities Different?", "answer": "Many tasks are identical and, based on that, some businesses hire accountants rather than CPAs because it is more cost-efficient if the corporation does not need the extra services a CPA offers. Both CPAs and accountants prepare financial statements, though only Certified Public Accountants can audit or review them. Both prepare taxes, but only a CPA has standing with the IRS to represent clients in tax disputes. Accountants can work in financial institutions as tellers, in business as part of the accounting department and they can do tax preparation. Certified Public Accountants can do those things, but they can also work in forensics fraud investigation or act as expert witnesses in litigation. They can be consultants and work in investment and financial planning. If a CPA holds a dual degree in management, he or she can work in human resources or be project managers. Certification in healthcare management would enable a CPA to be a hospital administrator. “US News.com” says accountants earned a median wage of $35,170 in 2012. In contrast, the median salary for a Certified Public Account was $63,550. Those CPAs who earn certification in other fields can expect to make more. The average salary for a hospital administrator, for instance, was $96,000. The bottom line is that CPAs and accountants are similar, but Certified Public Accountants are regulated and have government standing. To get that standing they earn degrees and pass rigorous testing and work-experience requisites. Students considering careers in accounting should consider that getting a degree is the first step toward a business career that can be exciting and diverse. All CPAs are accountants, but not all accountants are CPAs." } ]

[ { "question": "Why would I want to start or join one?", "answer": "Aside from the social aspects of being in a guild, where you'll have access to guild chat (where you can ask questions, get strategy advice/opinions, etc. ), guild members are also able to donate Minions to a \"shared pool\" from which other members may withdraw, to use in their own dungeons and raids. And lest we forget, there's also the element of working together towards common goals (ie, Guild Achievements). As these Achievements are completed, this serves to \"level\" the guild up; which, in turn, unlocks the ability to purchase some of the more tangible benefits of being in a guild: Guild Perks. And as of Game Update #3 (released Apr 23, 2014), there are now Guild Tournaments! To see the complete progression through Guild Level 30, click the View Perks button in the upper right-hand corner of your main Guild Info page." }, { "question": "What do you mean by purchase?", "answer": "As mentioned above, as Guild Achievements are completed, and the Guild levels up, the ability to purchase Perks and their upgrades becomes unlocked. There is a gold cost associated with each tier of Perks, which becomes costlier the higher up you go. Members of a guild are able to collectively donate from their own personal Gold coffers to a communal \"guild bank\". These individual contributions are tracked and viewable on the main Guild Info page. It's important to note that there is a finite limit to each Guild Level's Gold donation cap. It won't be possible to continue donating Gold until the Guild manages to level via completion of Guild Achievements. Technically, it's possible to level a guild by completing Achievements to any particular level without purchasing any Guild Perks, although we're not sure why you'd want to. Guild Perks, especially at the higher tiers, grant some pretty significant bonuses!" }, { "question": "Where does this surface?", "answer": "When viewing the main Guild Info page (by selecting your Guild Lair room, then clicking on the Guild Lair button), you'll see the name of your guild at the very top. Immediately below this, on the left, is your guild's emblem, displayed on a banner in the upper-right corner. Immediately to the right of this is a status bar that shows your guild's progress towards Guild Achievements. On this bar, sits a red Horny silhouette, with your guild's level printed on it. Below this, you'll find the current number of members in your guild, and the Type (Public, Invite Only, or Closed)." }, { "question": "How many Achievements are required to level up the Guild?", "answer": "For the first few levels, it requires 2 new Guild Achievements to advance to each new level. As the Guild levels up, the number of required new Guild Achievements increases." }, { "question": "So how do I start or join a Guild?", "answer": "To do either, you'll first need to build a Guild Lair in your dungeon. To start a guild, from the Guild menu (accessed by clicking on your Guild Lair), click the 'Start Guild' button in the upper-left corner. You'll receive a popup window where you can check to make sure that the name you want is available. Once ready to create your guild, click the 'Start Guild' button, which will also (as indicated) charge you 200 gems. To join a guild, from the Guild menu (accessed by clicking on your Guild Lair), you can do a search a particular guild by their guild name. (And if you want an idea about what guilds out there might be recruiting, the Guilds section here on the forums is a GREAT place to search for one!) Once you've found the guild that you're looking for in the Search, you can highlight that guild, and click Join. Depending on the settings of the particular guild (and whether they currently have room; there's a maximum of 50 guild members), you might join right away, or have a request sent to the Leader and Lieutenants which must be approved before admittance, or the attempt to join may fail because there is no room, or the guild is set to Closed (not currently accepting new members). Leader, Lieutenant and Regular Member. There can only ever be one Leader, which initially is granted to the founder of the Guild. The Leader can promote members to Lieutenants, and demote Lieutenants to members. The leader is also able to kick both Lieutenants and members out of the Guild, in addition to being able to accept new members. The Leader may also promote a Lieutenant to replace him/her as Guild Leader... but it is important to note that should a Guild Leader choose to do so, they are in effect renouncing their own Leader status, and will be demoted to the status of Lieutenant. There is a confirmation window with a red warning button that hopefully serves to mitigate mistakes from happening. Please use extreme caution when promoting. There can be an unlimited number of Lieutenants. Lieutenants can promote members to Lieutenants, and are able to accept new members and kick out existing members. They cannot kick out other Lieutenants, nor can they demote other Lieutenants. Regular Members have no special permissions." }, { "question": "What happens if my guild leader goes inactive without promoting anyone to take their place?", "answer": "Currently, there is no \"autopromotion feature\" that will replace an inactive guild leader. Nor is there a mechanism that allows active members to \"vote kick\" an inactive Leader. Possible solutions have been, and continue to be, discussed by the game team. These kinds of decisions are not made lightly... especially given the fact that there are a number of reasons why someone may need/want to be inactive for a period of time. And while there's a certain \"communal ownership\" felt by members of any particular guild (especially given the contributory facets of being in one), guild \"ownership\" still technically belongs to the person who plunked down 200 gems to start the guild. Again, this is still under discussion; we've heard from several of you, from both sides of the argument. If and when a decision is made to implement something that allows for autopromotion due to an inactive guild leader, we'll be sure to let everyone know!" } ]

[ { "question": "Q: 1 What is the uniform fabric has been used?", "answer": "A: The uniform is generally used with a mesh cloth. The T-shirt T-shirt fabrics with plain weave fabric generally. The above two can be divided into polyester, T \\ C, CVC, cotton. No polyester cotton, T \\ C cotton cloth containing about 25%. CVC cotton cloth containing about 60%, by definition, that is, all of the texture of cotton is cotton. More easily with lower cotton fluff ball (plain fabric mesh fabric is generally easier than pilling). Cotton fabrics more difficult to fluff ball, but the drawback is easy to shrink and wrinkle deformation. Recommended collar and round neck T-shirt Tee applications CVC fabric, fluff ball short time, the deformation will not shrink." }, { "question": "Q: 2 How can speed up sweat shirt?", "answer": "A: made from recycled polyester jersey that 13% lighter weight jersey and make stretching more than 10%. Each line caused by the yarn spinning, rapid evaporation of sweat, so jersey to keep light and dry." }, { "question": "Q: 3 What is the natural fibers and synthetic fibers, respectively?", "answer": "A: There are two natural fibers, animal and plant can be divided into two. Animals, animal fiber is hair, skin, or silk, etc. ; plant fiber is commonly used for cotton and linen. Man-made fibers are petroleum by-products." }, { "question": "Q: 4 What are the characteristics of natural fibers?", "answer": "A: natural fibers, animal hair or skin, both soft and extremely warm, suitable for wearing in cold areas, but there are some on the clean and retention difficulties. Silk is soft and smooth texture easily but breathable, making skin feel cool, but the silk likely to have wrinkles, moisture resistance is poor, leading to high prices and limited production of cleaning and maintenance difficulties." }, { "question": "Q: 5 Natural fibers and synthetic fibers What are the advantages and disadvantages?", "answer": "A: The hemp plant fiber, relatively coarse fiber, textile fabric, although straight out of the appearance, but the disadvantages is that it gives a rough feel. In addition, the cotton woven cotton, the plant is widely used fiber materials. This is because cotton can be breathable, absorbent good, but also warm and not with a static, and easy to grow, the price is right, it could be popular, but cotton is easy to wrinkled. Man-made fibers are petroleum by-products, low production costs, the advantages are quite complete, washable, quick drying and cold. Instead the risk of man-made fibers are flammable, easy to vacuum caused by allergies and other Egypt, together with the chemical structure of the lack of man-made fiber fabric hydrophilic gene, moisture absorption and ventilation is poor, it is difficult to absorb sweat, prolonged exposure to this type of clothing, skin will often sweat and clothes of chemical stimulation, easily lead to \"chemical dermatitis.\"" }, { "question": "Q: 6 How to tell the cloth harmful?", "answer": "A: cloth with harmful chemicals, the main killer is formaldehyde. We have to distinguish whether the remaining excess of formaldehyde clothing, mainly through the sense of smell to determine, because formaldehyde has stimulated the taste, so do not buy clothes smell unusual. If the clothing does not come from a reputable brand, even if there is no obvious irritant smell, are advised to purchase after immersion in water, wash before wearing through. Because formaldehyde soluble in water, so after washing, which can effectively remove the residual formaldehyde in clothing." }, { "question": "Q: 7 toxic impact of clothing on the body?", "answer": "A: decomposable aromatic amine widely used by the textile sector, the main reason is because they are inexpensive, this type of dye color range, bright durable, easy to color and solid color and high degree. In the hot summer heat, sweat easily degradable clothing dye, so that harmful substances penetrate the skin with sweat, ranging from would cause headache, vomiting, cough, insomnia, nausea and fatigue and discomfort, weight is more carcinogenic. Study of the medical profession had long-term exposure to toxic dyes such people will be suffering from bladder cancer was nearly 30 times. 1 chemical dermatitis - In addition, some synthetic fabrics lack the chemical structure of hydrophilic gene, moisture and poor ventilation, easy to evaporate and absorb sweat, with a strong static, long-term repeated exposure to these allergens when underwear, skin sweat and the clothes will be on the chemical stimulation, easily lead to \"chemical dermatitis.\" 3 acute inflammation or toxicity - on the left in the fiber fabric dimethyl formamide, formaldehyde on human skin, eyes and mucous membranes and other organs to stimulate the largest lead after inhaled too much headache, dizziness, fatigue, nausea, vomiting, abdominal pain and other symptoms of poisoning, serious injuries but also the gastrointestinal tract, causing gastrointestinal bleeding; also easy to damage the liver, malaise, poor appetite, more likely, hepatomegaly and elevated aminotransferases of the situation." }, { "question": "Q: 8 What is the Single Jersey and double plain?", "answer": "A: plain cloth is woven into the plain. Single Jersey is on both sides of fabric textures are different. Double knitting is plain that both sides of the same or nearly the same. Double plain is generally thicker, more suitable for long-sleeved t shirt, and Single Jersey are more suitable for short-sleeved t shirt." }, { "question": "Q: 9 What type of plain cloth and what the pros and cons?", "answer": "A: can be divided into plain weave cotton fabric, CVC, T / C, imitation cotton. Cotton is cotton that is 100%. Advantage is better performance sweat, more breathable, easy to cramped, but the disadvantage is easier to fold and easier to shrink. CVC is 50% -99% cotton, 60% cotton, generally, other components are polyester. CVC has the advantage of the advantages of cotton, plain weave cotton cloth, but in no one's shortcomings, after adding the polyester fabric that is more to come forward, easy to fold, easier to dry, shrink the case also are small, compared with cotton there will be a little baked, but it is generally difficult to detect, other than CVC cotton t shirt plain easier to dry." }, { "question": "Q: 10 What are the advantages of cotton fabric and disadvantages?", "answer": "A: Advantages: good moisture absorption / permeability, soft and comfortable to wear, can be warm, easy to dye, color bright, alkali, heat resistance, suitable for making children's clothing and summer clothing. Disadvantages: poor acid resistance, flexibility is not high, high shrinkage, easy wrinkling, easy to mold, for a long time and sun exposure, the fiber will harden and crisp." }, { "question": "Q: 11 What is hemp fabric strengths and weaknesses?", "answer": "A: Advantages: high strength, thermal conductivity, high moisture absorption ability than cotton, is not sensitive to the acid-base reaction, anti-fungal, not easy to damp moldy, bright color, not faded, the color temperature is high, water-jet printing directly on the opposite side iron. Disadvantages: uncomfortable to wear, the appearance of rough, blunt." }, { "question": "Q: 12 What are the advantages of wool fabrics and disadvantages?", "answer": "A: Advantages: fastness wear, warm, flexible, anti-wrinkle, not fade. Disadvantages: easy to shrink, heat resistance is poor, because a prolonged period will lead to tissue damage under strong light, wool susceptible to insects, friction will often fluff ball." }, { "question": "Q: 13 What are the advantages of silk fabrics and disadvantages?", "answer": "A: Advantages: soft, smooth, bright colors, gorgeous high, moisture and heat. Disadvantages: No light, no water, no alkali, raw fold, easy to absorb the body, not strong enough, faded rapidly." }, { "question": "Q: 14 What are the advantages of chemical fiber and disadvantages?", "answer": "A: Chemical fiber is divided into fiber for the fiber element, polyester, cotton, acrylic, acrylic, PVA, C-fiber, etc. Recycled fiber advantages: moisture, breathable, soft, comfortable, have the effect of silk, bright color, chromatography complete and better luster. Disadvantages: easy to wrinkle, not crisp, easy to shrink. Polyester for the improved version, adding natural fibers, recycled fibers, fiber blends. Polyester advantages: anti-wrinkle, strength, wear washable quick-drying, no worms, no rotten, easy storage. Polyester Disadvantages: poor moisture absorption, ventilation is poor, uncomfortable to wear, easy cleaning, easy to fluff grains. Nylon Advantages: good flexibility, and vigorous, like wool, high strength, warmth, light. Nylon Disadvantages: poor moisture absorption, poor comfort, improved after blending. Acrylic Polyacrylonitrile Fiber Advantages: good flexibility, soft to the touch, better shape retention. Acrylic Disadvantages: does not absorb moisture, not heat. PVA Vinylon Advantages: good strength, moisture, not afraid of mold bore, firm texture, durable. Dimensional fiber Disadvantages: not heat-resistant, easy to shrink, wrinkle easily. Spandex Spandex Fiber Advantages: Flexible, comfortable, acid, alkali, abrasion. Spandex Disadvantages: low strength, does not absorb moisture, not heat. Polypropylene Polypropylene Fiber advantages: high strength, good elasticity, wear-resistant, crisp appearance, size and stability. PP Disadvantages: does not absorb moisture, not heat." }, { "question": "Q: 15 What are the advantages and disadvantages of knitting?", "answer": "A: The advantages of knitted underwear: scalable, flexible, moisture absorption, air permeability. Knitted outerwear advantages: wear fastness, bright color, crisp crease, shrinkage is small, quick-drying washable. Knitted coat Disadvantages: poor moisture absorption, poor ventilation." }, { "question": "Q: 16 fur and leather What advantages and disadvantages?", "answer": "A: Advantages: Grace appearance, dressed in elegant, noble and beautiful, comfortable and warm. Artificial fur advantages: warm, soft, elastic, fluffy texture, light, wearable, anti-bacterial pest control, easy preservation, can be washed. Disadvantages: Any anti-poor, lint-free rate. Artificial fur Advantages: soft, beautiful and durable, warm, moisture permeability, with a bore, free iron, Wen set size." } ]

[ { "question": "Hey Cyndi, can you design a shirt for me/my group/restaurant......?", "answer": "I very rarely take on commissioned work. I am so busy being The Top Pickle here that I rarely have time. But if you have general questions or need a referral to someone who can help you, drop me a line." }, { "question": "Hey Cyndi, can I have a color/size/style I don't see on the website?", "answer": "Yes! Email me. It will have to wait till the next run of that shirt, but I can probably accommodate you, because I am awesome like that! My nickname as a kid was Pickle. I might have been a bit of a rascal and referred to as The Bad Pickle on 1 or 300 occasions when I was younger." } ]

[ { "question": "How much will it cost me to switch to vaping?", "answer": "The set up costs for a starter kit will vary depending on the type you chose. After that, the running costs are e-liquid to refill your tank, and replacement coils. Coils will usually last approximately two weeks, depending on the type, and cost just a few pounds each. The shops on findavapeshop.com will be able to help you choose the best type of device for your needs, and guide you through choosing the best liquids to get you started. I keep reading stories in the media about e-cigarettes." }, { "question": "Is vaping really less harmful than smoking?", "answer": "Yes. There is never a situation where it is better to smoke than it is to vape. According to independent studies by Public Health England and The Royal College of Physicians vaping is recognised as being at least 95 per cent less harmful than smoking. This position is also supported by The Royal College of General Practitioners and many other independent medical and public health bodies." }, { "question": "Will switching to vaping help me quit smoking?", "answer": "Yes. Vaping is recognised by the Government as being the number one tool used by smokers to help them quit. The vape shops that you will find on findavapeshop.com will provide you with the expert advice and support that you need to make the switch. Yes. E-liquid contains: nicotine (though not always), propylene glycol, glycerine, and flavourings. All of the shops you will find on this site have been vetted to ensure they only sell products of the highest quality and comply with current regulations." }, { "question": "Is nicotine, when consumed by vaping, dangerous?", "answer": "No. The e-liquid on the UK market is below 2.0 per cent nicotine strength. Recently a number of bodies including ASH and the Royal Society of Public Health called for more to be done to ensure the public understand that nicotine is ‘not the deadly component in cigarettes.’ The National Institute for Health and Care Excellence (NICE) and the MHRA have ruled that long term use of nicotine is not detrimental to the health of the user. I’ve seen stories in the media about something called ‘popcorn lung’." }, { "question": "Is this likely from vaping?", "answer": "No. This is a myth that came about because of a chemical called diacetyl, sometimes used in food flavourings to give a buttery flavour. It was associated with a lung illness found in workers in popcorn factories in the USA. However, diacetyl is banned as an ingredient from vaping products in the UK. Yes. Vaping in the UK is heavily regulated. The primary regulation for vape products in the UK is the Tobacco and Related Products Regulations 2016. These regulations impose legal requirements on companies to test devices and liquids and to notify the results to the authorities. All of the shops you will find on findavapeshop.com comply with the relevant regulations." } ]

[ { "question": "Biography, gossip, facts?", "answer": "Harvey Jones is a footballer who played as a wing half in the Football League for Chester City." }, { "question": "Are there any death rumors?", "answer": "Yes, as far as we know, Harvey Jones is still alive. We don't have any current information about Harvey Jones's health. However, being younger than 50, we hope that everything is ok." }, { "question": "Is there a Harvey Jones action figure?", "answer": "We would think so. You can find a collection of items related to Harvey Jones right here." }, { "question": "Is Harvey Jones gay or straight?", "answer": "Many people enjoy sharing rumors about the sexuality and sexual orientation of celebrities. We don't know for a fact whether Harvey Jones is gay, bisexual or straight. However, feel free to tell us what you think! Vote by clicking below. 0% of all voters think that Harvey Jones is gay (homosexual), 0% voted for straight (heterosexual), and 0% like to think that Harvey Jones is actually bisexual." }, { "question": "Who are similar soccer players to Harvey Jones?", "answer": "Abu Kanneh, Adonai Martínez, Ahmet Görkem Görk, Aiyoub Belabes and Albert Mullard are soccer players that are similar to Harvey Jones. Click on their names to check out their FAQs." }, { "question": "What is Harvey Jones doing now?", "answer": "Supposedly, 2019 has been a busy year for Harvey Jones (footballer). However, we do not have any detailed information on what Harvey Jones is doing these days. Maybe you know more. Feel free to add the latest news, gossip, official contact information such as mangement phone number, cell phone number or email address, and your questions below." }, { "question": "Is Harvey Jones hot or not?", "answer": "Well, that is up to you to decide! Click the \"HOT\"-Button if you think that Harvey Jones is hot, or click \"NOT\" if you don't think so. 0% of all voters think that Harvey Jones is hot, 0% voted for \"Not Hot\"." }, { "question": "Does Harvey Jones smoke cigarettes or weed?", "answer": "It is no secret that many celebrities have been caught with illegal drugs in the past. Some even openly admit their drug usuage." }, { "question": "Or does Harvey Jones do steroids, coke or even stronger drugs such as heroin?", "answer": "Tell us your opinion below. 0% of the voters think that Harvey Jones does do drugs regularly, 0% assume that Harvey Jones does take drugs recreationally and 0% are convinced that Harvey Jones has never tried drugs before." }, { "question": "How much does Harvey Jones earn?", "answer": "According to various sources, Harvey Jones's net worth has grown significantly in 2019. However, the numbers vary depending on the source. If you have current knowledge about Harvey Jones's net worth, please feel free to share the information below. As of today, we do not have any current numbers about Harvey Jones's net worth in 2019 in our database. If you know more or want to take an educated guess, please feel free to do so above." } ]

[ { "question": "Why Do Treasury Bills, Series E and Series EE Bonds Show the Same Value on the Alternate Date as on the Date of Death?", "answer": "If you can't find the answer to your question above, please feel free to contact our Support Department, at (818) 313-6300, Support or using the form below." } ]

[ { "question": "If I have a parent who is enrolled in a college or university, can this parent be counted as a family member in college when calculating my financial aid?", "answer": "Under normal situations a parent cannot be included as part of the “number of family members in college”. However, certain circumstances may warrant the inclusion; contact the Office of Financial Aid for more information. 3. My parents have a lot of debts." }, { "question": "Where are expenses reported on the FAFSA?", "answer": "There is no specific section that you list expenses. The formula used by the Federal processor to calculate the Expected Family Contribution assumes that a certain amount of income is needed to support a family. Also, it is based on the household size and the number of family members in college. The Federal financial aid methodology does not make allowances for different lifestyle choices, which often influence the amount of a family’s living expenses. 4. I’m going to be married during the school year for which I am applying for aid." }, { "question": "Can I fill out my FAFSA as “married”?", "answer": "No. You must indicate your marital status as of the date you are completing the FAFSA. In general, once you have indicated your marital status, it is not changed. However, certain situations may warrant an update. 5. My parents are separated or divorced." }, { "question": "Whose information should be given on the FAFSA?", "answer": "On the application, information should be given for the parent you lived with the most in the last 12 months. If you don’t live with either parent or lived with both parents for an equal number of days, information should be given for the parent who provided the greater amount of support to you during the last calendar year. FAFSA instructions have information that will be helpful if you have questions about providing information from separated or divorced parents. If the parent that you reported has remarried, you must also include information about your stepparent on the FAFSA. Your stepparent must be included, regardless of the marriage date or the stepparent’s intent to provide financial support for you. If you receive financial support from the parent not reported also, you should report this as an Other Untaxed Income amount on the FAFSA. 6. My custodial parent remarried and signed a prenuptial agreement that absolves the step-parent from financial responsibility for my education." }, { "question": "Why does my step-parent have to provide financial information on the FAFSA?", "answer": "Prenuptial agreements are ignored by the federal need analysis process. After all, two individuals (parent and step-parent) cannot make an agreement between them that is binding on the third party (the federal government). The federal government considers the step-parent a source of support regardless of any prenuptial agreements to the contrary. If a step-parent marries the parent, he or she is considered responsible for supporting the parent and children even if he or she is unwilling to do so. 7." }, { "question": "What does it take to be considered an independent student?", "answer": "In determining whether you are independent, our office is required to adhere to the standard definition of independent status as outlined by the United States Department of Education. To be considered an independent student for financial aid consideration, you must be able to answer “yes” to at least one of the thirteen questions in Step Three of the FAFSA. If you cannot answer “yes” to at least one of the questions below, you are considered a dependent student and should include parental information on the FAFSA." }, { "question": "Can I use only my information?", "answer": "If none of the dependency status questions on the FAFSA apply to you, the parental information is required because you are classified as a dependent student for financial aid purposes. However, under limited circumstances you may be able to submit your FAFSA without parental information. If you are unable to provide parental information, skip steps 4 and 5. Once you have submitted your FAFSA without parental data, you must follow up with the financial aid office in order to complete your FAFSA. 9. My parents don’t claim me on their tax return and don’t give me any money." }, { "question": "I am really independent, why do I have to apply for financial aid using my parent’s income and asset information?", "answer": "11. I’m moving out of my parents’ house and will support myself from now on." }, { "question": "What happens if my parents decide they will not provide any financial assistance (Expected Family Contribution) towards my college expenses?", "answer": "The federal student aid programs are based on the premise that students (and their parents, or spouse, if applicable) have the primary responsibility of paying for their college education. You are encouraged to seek scholarships. You can also seek employment. Additionally, you may want to consider a student loan. If mitigating circumstances apply, contact our office. 13." }, { "question": "What if my, or my parent’s, income has changed significantly since I completed my FAFSA?", "answer": "If you or someone in your household has experienced a loss or change of income since you completed the FAFSA, please contact our office for more information on special circumstances. Specific information will be needed from those in the household affected." } ]

[ { "question": "How Do I Donate Objects, Images, or Documents to the DANK Haus Collection?", "answer": "If we are interested in accepting your donation, Museum staff will work with you to receive the objects, images, or documents." }, { "question": "Can I Mail or Drop Off a Donation?", "answer": "Please contact the Museum & Collections manager before mailing or dropping off items. Not all items will be a good fit for our collection. We also need to know as much about the item as possible to determine its historical value and prefer to have contact with the donor in advance." }, { "question": "Will the DANK Haus Exhibit the Materials in My Donation?", "answer": "The DANK Haus cannot guarantee that any historical materials donated to the collection will be exhibited unless expressly collected for that purpose. Only a small fraction of the collection is on view at any given time. Objects, images, and documents from the collection are occasionally loaned to other institutions for temporary exhibitions, and many historical materials in the collection are made available for research purposes." }, { "question": "If I Donate Materials to the DANK Haus, Will They Be Returned to Me at My Request?", "answer": "The DANK Haus cannot return accessioned collection objects, images, and documents to the donor. Once the DANK Haus Museum staff accepts your donation for the collection, you will be asked to sign a Deed of Gift which legally transfers ownership of the historical materials to the Museum." }, { "question": "Will the DANK Haus Appraise My Donation for its Monetary Value?", "answer": "The DANK Haus does not provide appraisals of the monetary value of proposed donations or for any other reason because the Internal Revenue Service regards museums and libraries as interested parties." }, { "question": "Can Donated Materials be Removed from the DANK Haus Museum Collection?", "answer": "The DANK Haus may remove historical materials from the collection through a process called deaccessioning. Objects, images, or documents that conform to our deaccessioning criteria (for example, historical materials that are determined to be outside the scope of the Museum's collections, inauthentic, misidentified, or misattributed, pose a risk to other objects in the collection) may be concerned for deaccessioning. Deaccessioned historical material may be donated to another museum or cultural or education organization, destroyed, sold, or disposed in another manner that the Museum deems fit." } ]

[ { "question": "Looking for help with your Landline Telephone?", "answer": "Find FAQ's, Forum Posts, Video Tutorials and much more from BT, TalkTalk, Sky, O2 and Virgin Media." }, { "question": "How do I manage my Calling Circle online?", "answer": "One of your Calling Circle numers can be a primary number and you can receive an additional 10% discount on top of the standard Calling Circle discount. Should you require or request a BT engineer visit it is important for you to be aware of potential charges. Until an engineer has been to your premises and can confirm the cause of the fault we are unable to confirm whether or not you will be charged. As a guideline, if the fault is found to be with a piece of equipment connected to your phone line, for example your telephone handset or if it is something that you have caused or could have prevented within the boundaries of your premises (your home or garden), or if there is an upgrade required to your line to get an acceptable level of Broadband service, you will be charged for an engineer visit. If the engineer is unable to gain access to your premises, replicate your fault or cannot find a fault then you will also be charged." }, { "question": "How do I add or change calling features and Boosts?", "answer": "Go to manage services in My Account and sign in. You can manage your landline features from this area. You can also learn more about which calling features you can add to your service." } ]

[ { "question": "Q: What are the bank notes in Australia?", "answer": "A: Bank notes comprise of 5, 10, 20, 50 and 100 Australian dollar notes; while coins come in 5, 10, 20 and 50 cent coins, and 1 and 2 dollar coins." }, { "question": "Q: What are the documents needed to open a bank account?", "answer": "A: In order to open a bank account, one needs to present an identification e.g. driver’s license or passport, proof of an address in Australia, and in some cases a reference from one's previous bank." }, { "question": "Q: How do expats open a bank account in Melbourne?", "answer": "A: Opening a Melbourne bank account is quick and simple, even for expats. However, it must be done within the expat's first six weeks of arrival in Australia. Otherwise, bank authorities may require more time and evidence of identification. In any case, an expat has to present a passport, a valid visa and another valid ID when opening a bank account." }, { "question": "Q: Are ATMs popularly used in Melbourne?", "answer": "A: Yes. Most Melbourne residents consider ATMs as the most convenient tools for cash dispensing. Note that ATMs in the city only give out 20 AUD and 50 AUD notes, though some of the smaller ones (usually in gas stations) dispense only 10 AUD, again, only in combinations of 20 and 50 AUDs. In rare places such as casinos, one may get 100 AUD notes." }, { "question": "Q: What is the availability of banks in Melbourne?", "answer": "A: Banks in Melbourne usually open at 9am and close at 4pm on Mondays thru Thursdays. On Fridays, they open at 9 am and close at 5pm. Most of Australia's biggest banks like ANZ, NAB, and Commonwealth have branches in Melbourne." }, { "question": "Q: What is the process of opening a bank account in Sydney?", "answer": "A: The most important requirement for opening a bank account in Sydney is a 100-point score on identity. There are three approved forms of identification. For migrants, these three IDs include a passport, a driver's license, and a medical card. Normally, an expat who is unable to provide the three will not be allowed to open a bank account in any bank in Sydney." }, { "question": "Q: How much do Sydney banks charge in account maintenance fees?", "answer": "A: This depends from bank to bank, but usually, monthly maintenance fees of $5 will be charged to an account holder to keep the account active. When planning to open a bank account in Sydney, it is advisable that one spend time shopping around to know which bank charges the least fees." }, { "question": "Q: What are the best banks in Sydney?", "answer": "A: The four major and most established banks in Sydney include the National Australia Bank (NAB), ANZ, Commonwealth, and Westpac. The Commonwealth Bank, once a government bank until its privatization in the 1990s, is the most distributed bank, both in the city and the entire Australia." }, { "question": "Q: What is the process of registering a business name in Australia?", "answer": "A: One must ensure that business name doesn't have a trade mark registered against it. All business name registrations go to the Australian Securities and Investments Commission (ASIC) External Site. Once it's registered with ASIC , it's registered nationally as well. One just need to have an Australian Business Number (ABN) in order to register a business name online through the ABN application or through ASIC Connect External Site." }, { "question": "Q: What is an Australian Business Number?", "answer": "A: The Australian business number (ABN) is a unique 11 digit number that identifies a business or organisation to the government and community. Not everybody is entitled to one; hence, it is not compulsory." }, { "question": "Q: Where should foreign companies register in Australia?", "answer": "A: Foreign companies must be registered with ASIC, the governing body responsible for the ongoing regulation of foreign companies." }, { "question": "Q: What taxes do I need to pay if I open a business in Melbourne?", "answer": "A: The Australian tax year covers the period from July 1 to June 30 of succeeding year. After securing an Australian Business Number or ABN, registration with the Australian Tax Office follows for the payment of four basic business taxes in Melbourne, namely, goods and services, fringe benefits, pay-as-you-go withholding, and payroll taxes." }, { "question": "Q: What are the legal requirements for opening a business in Melbourne?", "answer": "A: Expats who want to open a business in Melbourne should consult with the Australian Business License and Information Service (ABLIS) for information regarding the necessary licenses, permits, approvals, registrations, codes of practice, standards, and guidelines for setting up business in the city. Which particular requirements are needed will ultimately depend on the business type and target location." }, { "question": "Q: What are the most attractive industries for investors in Melbourne today?", "answer": "A: Melbourne has many thriving industries, but as far as potential investments are concerned, the food, medical research, agricultural, tourism, cultural, financial services and manufacturing sectors are the most promising today." }, { "question": "Q: What are typical business hours for establishments in Sydney?", "answer": "A: Generally, stores, shops, offices and other business establishments open at 9am and close at 5pm Mondays thru Fridays. Banks specifically are open from Mondays thru Thursdays from 9:30am to 5pm, and are closed on Fridays and weekends. On Saturdays, shops open a bit earlier at around 8:30am, and close a little earlier too at around 4pm. Stores that operate on Sundays are open from 9am to 4pm." }, { "question": "Q: What are some of Sydney's best conference venues?", "answer": "A: There's a lot, especially those with an overlooking view of the world-famous Sydney Harbour. Over the last decade, Sydney has been host to many big international conferences and other major world events such as the International AIDS Society Conference and the 26th Asia Pacific Academy of Ophthalmology Congress." }, { "question": "Q: Does Sydney have promising franchising opportunities for entrepreneurs?", "answer": "A: Yes, business franchising is a very promising industry in Sydney. In fact, there are many franchising expos held in the city every now and then, and one of the biggest has been scheduled for March 2015 at the Royal Hall of Industries on 1 Driver Avenue Moore Park." }, { "question": "Q: Which states have skiing resorts for families and children?", "answer": "A: There are only two states in Australia with ski resorts namely the New South Wales with Perisher and Thredbo and Victoria with Falls Creek, Mt Hotham and Mt Buller." }, { "question": "Q: Where can families go with children in the Northern Territory?", "answer": "A: The Gold Coast is a goldmine for family activities family surrounded by theme parks and the vast stretch of the ocean. Families can also travel to Cairns and be awed by the Great Barrier Reef and engage in many activities such as snorkelling, scuba diving, etc." }, { "question": "Q: Are public primary schools completely free in Melbourne?", "answer": "A: Public primary schools in Melbourne are free, but there is usually a voluntary school levy to be paid by each student per year. Government subsidy also excludes uniforms, extra-curricular activities and other miscellaneous expenses." }, { "question": "Q: What types of child care facilities are available in Melbourne?", "answer": "A: There are basically four types of Melbourne childcare facilities, all of which accept kids up to the age of 6. These include private centers, community centers, family day care (up to a maximum of 4 preschool kids to be cared for in the carer's home), and home care (an au pair or nanny comes to the kids' home). Additionally, there are centers offering playgroups for parents who want to be around as their children socialize with other kids." }, { "question": "Q: What are the usual requirements for enrolment in Melbourne schools?", "answer": "A: For expat children, requirements usually include a passport, birth certificate, contact details of parents or guardians, certificate of immunization, a description of the child's health and development history, and information regarding language or languages spoken by the child." }, { "question": "Q: How are childcare services in Sydney?", "answer": "A: One thing most expats say about child care is Sydney is that it's expensive - around $70 – 125 per child per day. On top of that, waiting lists are also notorious for being really long, especially in highly populated areas. In eastern suburbs like Woolahra and Manly, it can be almost impossible to get a slot." }, { "question": "Q: What sports activities are in store for expat kids in Sydney?", "answer": "A: Sydney offers a lot of opportunities for kids to develop their sports abilities. West of the city center is the famous Sydney Olympic Park where kids can enjoy facilities for swimming, walking, archery, trapeze and many others. At the Sydney Park and Centennial Park, kids can learn and master cycling. Of course, there are playgrounds everywhere for the younger kids." }, { "question": "Q: Where do expats usually take their kids for tummy treats in Sydney?", "answer": "A: Sydney locals have a big thing for cafes, and the good thing is, even kids are well accommodated. In fact, a lot of restaurants offer children a separate menu that is more suited to their tastes. China Town at the city center is known for its yum cha or lunch meals which are usually served between 10am and 3pm. Kids love them and so does the rest of the family." }, { "question": "need to pay for medical insurance?", "answer": "A: As most expats are not permanent residents; hence not qualified for Medicare, their option is to obtain a private medical life insurance, which can cost more than 500 AUD per month." }, { "question": "Q: Which cities are considered to have a higher cost of living?", "answer": "A: Sydney, Melbourne, Perth and Brisbane are considered cosmopolitan cities and have a higher cost of living compared to other Australian cities." }, { "question": "Q: What is the average rental accommodation costs?", "answer": "A: Rental costs in a good location in a cosmopolitan area starts at AUD 1000 for an unfurnished two-bedroom apartment to AUD 1,300 and more for a furnished two-bedroom apartment." }, { "question": "Q: What do people in Melbourne spend the biggest chunk of their budgets on?", "answer": "A: People pay the most for accommodation in Melbourne. In the city center, for instance, rentals can go as high as 450 AUD per week for a one-bedroom apartment." }, { "question": "Q: How much do basic utilities cost in Melbourne?", "answer": "A: A lot of expats are still surprised to know that the city is prone to extremely cold winters and extremely hot summers. The average utility bill of an average Melbourne household is about AUD1800 a year, including gas and electricity costs, plus around 500 AUD yearly for water." }, { "question": "Q: Is \"eating out\" expensive or cheap in Melbourne?", "answer": "A: Melbourne has many fine dining restaurants where bills can rack up to the hundreds, but there are also several places where people can enjoy great food for so much less. Both in the city center and in outlying areas, there are diners that offer superb food for a little more than the cost of a fast food meal. In Melbourne, 15 AUD for a sumptuous dinner is usual." }, { "question": "Q: How much is an apartment rental in Sydney?", "answer": "A: Most of a Sydney resident's monthly cost of living goes to rent. A one-bedroom apartment in the city costs around $450 to $550 weekly, and a two-bedroom apartment will probably start at around $650 weekly." }, { "question": "Q: How much do people pay for household utilities in Sydney?", "answer": "A: A usual electricity and gas bill in Sydney costs around $5 - 15 per week, and around $30 per week for a landline. For Internet, the range is from $40-70 monthly, depending on the period of the contract and gigabytes of data provided." }, { "question": "Q: How does Sydney compare with other world-class cities in terms of cost of living?", "answer": "A: According to the 2011 Economist Intelligence Unit, Sydney is at least 28 % more expensive to live in than London, and around 45% costlier than New York." }, { "question": "Q: What is Australia's Medicare and what does it cover?", "answer": "A: Medicare is a free service available to Australian and New Zealand citizens and permanent visa holders. Medical coverage include free treatment and accommodation as a patient in a public hospitals, and 75% of the Medicare Schedule fee for services and procedures if you are a private patient in a public or private hospital." }, { "question": "Q: Where can one find children's hospitals in Australia?", "answer": "A: In Queensland, one can go to Mater Children's Hospital, Royal Children's Hospital, Herston. In New South Wales, there is the Royal Alexandra Hospital for Children, Sydney Children's Hospital and John Hunter Children's Hospital. In Victoria, Royal Children's Hospital and Monash Children's Hospital cater to any children medical emergencies." }, { "question": "Q: Is it recommended to get a private health insurance?", "answer": "A: Expats who do not have Medicare are encouraged to get a private health insurance. And even with Medicare, there are specific treatments that are not covered such as dental and optical services." }, { "question": "Q: What are the medical emergency assistance numbers in Melbourne?", "answer": "A: For fire, police, or medical emergencies, 000 is the free hotline to call in Melbourne. However, ambulance transport is not free in the city or anywhere in Australia, but there are preneed companies that offer plans exempting holders from fees. For round-the-clock nurse-on-call services, Melbourne residents can call 1300 60 60 24." }, { "question": "Q: What are the health insurance options available for foreigners in Melbourne?", "answer": "A: Non-Medicare-covered expats in Melbourne have three options to get medical coverage while in the city: an employer-provided company insurance plan, international medical insurance that meets requirements of the Australian medical insurance industry, and a private insurance plan purchased in Melbourne. When deciding which plan to buy, it is important to pay attention to policy provisions on pre-existing conditions, waiting periods and pharmaceutical benefits." }, { "question": "Q: How accessible are Sydney hospitals?", "answer": "A: There are around 50 public hospitals and clinics right within the city center, and most of them provide specialist services or are connected with major research centers. Additionally, there are also many privately run hospitals both at the city center and around suburban areas. The Ministry of Health website provides a lot of helpful tips and information about health services in the city, and offers a search function for those who are looking for a medical facility near them." }, { "question": "Q: What are common exclusions to a typical health insurance plan in Sydney?", "answer": "A: It depends on the policy and the insurer, but the most common exclusions are dental and physiotherapy care, along with ambulance transport, visual aids, and prescription drugs. Government subsidies, however, have made the prices of medicines generally cheaper in Sydney and in all other parts of the country, compared to the rest of the world." }, { "question": "Q: How does public health insurance work in Sydney, and does it cover expats?", "answer": "A: As with any part of Australia, Sydney offers a public healthcare system to all residents through a program called Medicare. The plan, financed through taxes via the Medicare levy, covers all medical treatments received in public hospitals, and all other costs associated with treatment obtained from out-of-hospital GPs or specialists. Unfortunately, only expats who have become Australian citizens or permanent residents are covered by this system." }, { "question": "Q: What are the documents needed when renting an apartment or a house?", "answer": "A: One must prepare proof of identity (passport/ birth certificate/ drivers license, proof of income e.i. bank statements for the last three months, previous rental agreements (if there's any) and references e.i. employer or previous landlord." }, { "question": "Q: How much is the typical deposit when renting a flat?", "answer": "A: There is no standard for how much rent has to be paid in advance to the landlord; tenant and landlord has to come in agreement with the payment terms. But tenant must pay the first fortnight/month's rent and a bond, equivalent to a one month's rent." }, { "question": "Q: How much do houses in Melbourne cost?", "answer": "A: Houses in Melbourne can vary wildly in prices, but as of March 2014, the median price was $652,500 for detached homes and $499,000 for apartments." }, { "question": "Q: What are houses like in Melbourne?", "answer": "A: Houses in Melbourne are either free-standing or attached buildings, can be anywhere from a few months to 150 years old, and are typically built from concrete, timber or brick. On average, a home in the city will have four bedrooms, a maximum of two bathrooms, a kitchen, living area, and laundry room. Bigger ones have more than one living area and come with a garage." }, { "question": "Q: Are foreign nationals allowed to own real estate in Melbourne?", "answer": "A: Yes, as a non-citizen or permanent resident, permission from the Foreign Investment Review Board must first be obtained. It usually takes 40 days for the FIRB to send a reply, but in unusual circumstances, it could take longer depending on how much time is needed to resolve the issue or issues involved." }, { "question": "Q: What is the most elite neighborhood in Sydney?", "answer": "A: Edgecliff, Double Bay, Darling Point and Vaucluse, all found in the eastern suburbs, are the most expensive neighborhoods in Sydney, where median luxury apartments cost around $ 1.35 million." }, { "question": "Q: Which part of Sydney offers the cheapest housing?", "answer": "A: Houses in Sydney are generally expensive, but in Tregear (near Blacktown), some properties are becoming increasingly popular for their relatively lower prices. The median house price is around $240, making the area a perfect place for families who are just starting to establish themselves in the city." }, { "question": "Q: What is the usual monthly interest rate for a mortgage in Sydney?", "answer": "A: This depends on various factors such as the property's market value, the loaner's capacity to pay, etc. In most cases, however, Sydney mortgage homes are paid with a monthly interest rate of about 4-5%, or 5-6% for more expensive homes." }, { "question": "Q: What are Australia's best beaches?", "answer": "A: There's Bondi Beach in Sydney to start with; Victoira has Bells Beach while new South Wales boast of Byron Bay." }, { "question": "Q: What are the top attractions in Australia?", "answer": "A: The Great Barrier Reef, Sydney Harbour, Uluru (Ayers Rock), Australia’s wineries, Tasmania's Port Arthur are among the many attractions that draw travellers and tourists across the world to visit Australia." }, { "question": "Q: When is the best time to visit the Great Barrier Reef?", "answer": "A: It's during June to November when the weather is mild that makes it the best time to visit the Great Barrier Reef." }, { "question": "Q: Any ideas for cheap but worthwhile entertainment in Melbourne?", "answer": "A: There are many cheap entertainment options in Melbourne. Halftix is an agency that sells discounted tickets for tours, concerts and other events in the city, and its office is located at the Melbourne Town Hall Administration (Swanston Street around the corner of Collins Street). However, tickets can only be bought personally and strictly for cash. Ticketmaster and Ticketek are two other popular ticket agencies in the city." }, { "question": "Q: Do they have carting venues in Melbourne?", "answer": "A: Yes. There are many carting venues around Melbourne, and particularly popular among teenage boys is Auscarts. This is a modern indoor carting venue just five minutes away from the city centre. Drivers need to be at least thirteen to be able to race, and there's a 145- 200-cm height requirement. The carts can take a maximum load of 145kilos." }, { "question": "Q: What types of entertainment are available for families in Melbourne?", "answer": "A: There's this game called room escape that's currently making waves in Melbourne today. People come in groups and are put together in one room to solve different challenges so they can escape within a certain number of minutes. The games are fun and challenging at the same time, combining intuition, teamwork, logic, and analytical skills. Room escape is also a growing trend for corporate team-building activities. One favorite venue is Exitus located at the Port of Melbourne." }, { "question": "Q: What's in store for music and theater lovers in Sydney?", "answer": "A: The music and theater circuit in Sydney is rich and colorful. The internationally famous Sydney Opera House is actually the number one choice for the biggest classical and pop events held by international artists in Australia." }, { "question": "Q: What outdoor activities are popular in Sydney?", "answer": "A: With Sydney's bright and sunny weather, outdoor activities are very popular in the city, especially among the youth. There are at least 400 public playgrounds, parks and other open, natural spaces which are commonly used for sports like running and cycling, as well as for outdoor recreation like barbecues and picnics." }, { "question": "Q: Is Sydney a good place for garden hobbyists and those who like natural attractions?", "answer": "A: Absolutely! In fact, there are 15 community gardens which are very popular among tourists and expats. These places feature a wide variety of herbs, fruits and vegetables, and lovely flowers. Of course, sunbathers and surfers will love the city's sun and beaches, along with the beautiful and sprawling national parks that surround the metropolis." }, { "question": "Q: What are the best means to find job openings in Australia?", "answer": "A: Dailies such as The Australian and the Sydney Morning Herald regularly publish job listings and advertisements in the employment sections. The local and community newspapers also have job listings, but not extensive. Online job portals are also a good source of job listings and one can opt to register with a recruitment agencies." }, { "question": "Q: What information must be included in one's CV/Resume when applying for jobs in Australia?", "answer": "A: A CV/Resume must consist of 2-4 pages long, which must include the candidate's contact details, complete list of work experience from the most recent to the least recent, skill set, duties within your list of positions and character reference." }, { "question": "Q: Which industries demand skilled workers and professionals?", "answer": "A: Engineering, ICT, Biotechnology and Healthcare are among the sectors that have several opportunities for skilled workers and professionals." }, { "question": "Q: What jobs are most in demand in Melbourne today?", "answer": "A: Employment trends come and go in Melbourne. Currently, there is a high demand for chemists, veterinarians, electrical engineers, welders, plumbers, software engineers, pastry cooks, and midwives. Foreign nationals who want to apply for a skilled migrant visa must ensure that their overseas qualifications are officially evaluated." }, { "question": "Q: How much do expats usually make in Melbourne?", "answer": "A: How much an expat makes in Melbourne depends on the type of job he has. So far, the highest paid expats in the city are those who work in the health and medical sector, where professionals make around 4,900 to 5,000 AUD annually. This is followed by electrical and electronics trade professionals who typically rake in up to 4,800 AUD at the end of the year. Architects make around 3,800 AUD, while cleaning and housekeeping staff receive some 3,600 AUD. These are all estimates, but they create a realistic picture of how much expats are making in Melbourne today." }, { "question": "Q: How do people usually get to and from work in Melbourne?", "answer": "A: Workers in Melbourne do not go to work on a ferry like those in Sydney, but the daily commute in the city is considered far more convenient than in London, Tokyo, or New York. However, expats whose jobs involve long-distance traveling need to be patient as it can take a while to get to Melbourne, even coming from Sydney which is about an hour's flight away." }, { "question": "Q: Which sectors offer the most job opportunities in Sydney today?", "answer": "A: Sydney is the reigning financial hub of the country where 25% of the national GDP is sourced. Jobs are most abundant in the property and business services, manufacturing, retail, health, and community services sectors, along with information, creative and performing arts and media and technology. The city's tourism industry has also been a steady provider of employment, especially for foreign nationals." }, { "question": "Q: What common qualifications and skills are needed for one to work in Sydney?", "answer": "A: A basic requirement is English proficiency and passing an official skills assessment for those applying for Australian working visas. More specific requirements will depend on individual visa categories and subcategories, which have their own skills evaluation programs in place." }, { "question": "Q: What do people usually wear to the office in Sydney?", "answer": "A: Business attire for corporate workers is essentially conservative in Sydney. A dark-colored, modestly designed suit is the norm for men, and a modestly designed suit or smart dress is expected to be worn by women. This is in contrast to Brisbane and other tropical parts of Australia where people can wear shirts and shorts even to corporate affairs." }, { "question": "Q: What is the Australian Tax Office?", "answer": "A: The Australian Tax Office (ATO) handles all taxation and any other tax related issues an expat may have." }, { "question": "Q: What is the GST Tax in the country?", "answer": "A: There is a 10% GST in Australia, which are already included in the price of goods at purchase." }, { "question": "Q: Is the Tax File Number compulsory?", "answer": "A: No, obtaining a Tax File Number is not compulsory. However, it is encouraged to get a TFN to avoid paying tax withheld and to be eligible for government benefits." }, { "question": "Q: What denominations does the Australian dollar come in, and how are they used?", "answer": "A: The local currency in Australia is issued in denominations of $5, $10, $20, $50 and 100 AUD, 50 AUD, 20 AUD, 10 AUD and 5 AUD. All of these are commonly used in day-to-day transactions. The 100 AUD note, however, is less frequently used, and it may be refused by the smaller shops if you're making a small purchase. It's often wise to have more supply of the lower value notes." }, { "question": "Q: How much cash is a foreigner allowed to bring to Melbourne?", "answer": "A: A foreigner who arrives in Melbourne carrying at least 10,000 AUD or an equivalent amount in a foreign currency has to fill out and sign a Cross-Border Movement – Physical Currency (CBM-PC) form. If asked at the border, he should also inform the officer if he is carrying any bearer negotiable instruments or BNI's, such as travel cheques, money orders, promissory notes and the like. Though BNIs have no face value, they still have to be disclosed." }, { "question": "Q: What credit cards are accepted in Melbourne?", "answer": "A: American Express and Travelex are the two most frequently accepted cards in Melbourne. In larger stores, JCB cards may also be accepted. All of these cards can be cashed at foreign exchange centers, banks, car rental agencies and the bigger hotels. A foreigner must present a passport when cashing traveler's cheques. Major cards like Visa, American Express, MasterCard, Diners Club, etc. usually charge varying fees." }, { "question": "Q: What are the best options for foreign currency exchange in the city?", "answer": "A: Money exchange is done in most of the key banks in the city, at small money exchange kiosks dotting Kings Cross and Circular Bay, and in hotels and casinos." }, { "question": "Q: Are ATMs well-distributed around Sydney?", "answer": "A: Yes, everywhere in Sydney, there will be ATMs, but most are found in touristy areas or business centers. Note that most ATMs only accept international cards, both credit and debit." }, { "question": "Q: How often do people use cash in Sydney?", "answer": "A: Credit cards are often used in Sydney for bigger purchases such as electronic gadgets and sometimes even cars, while cash is usually the only mode of payment accepted for smaller transactions such as bus ticket purchases or buying in smaller stores." }, { "question": "Q: What are the best online stores in the country for furniture, kitchen appliances and other household items?", "answer": "A: Online sites for furniture and household item include kmart.com.au, bigw.com.au, target.com.au and IKEA.com.au." }, { "question": "Q: Is Australia a family-friendly country?", "answer": "A: Absolutely, the country proves to be an excellent place to raise a family especially when it comes to property houses, health services and education. Children can spend recreational time outdoors in large open space and in a nearby beach while parents can benefit from various government schemes for financial emergencies." }, { "question": "Q: When does summer start in Australia and the subsequent seasons?", "answer": "A: Summer happens during December to February. Fall/Autumn is around March to May and winter arrives by June until August. It is best to travel or relocate to Australia during Spring from September to November." }, { "question": "Q: Is Melbourne a good city for expat retirees?", "answer": "A: Yes. In fact, Melbourne is now a top destination for retirees, along with other key cities like Sydney. This trend has even led the federal government to make a number of retirement visa types available. The first requirement for obtaining a retiree visas is that the applicant is at least 55 years old." }, { "question": "Q: How is the weather in Melbourne?", "answer": "A: Weather in Melbourne can switch from rainy and sunny several times a day. A phenomenon known as \"cool change,\" characterized by a sudden shift in the wind direction that causes a dramatic drop in temperature, is known to occur. On a sunny morning, it can get as hot as 40 degrees Celsius, but in a few hours, this can drop to 18 degrees Celsius. Other days, temperatures can dip below freezing points." }, { "question": "Q: Which parts of Melbourne are hay fever-safe?", "answer": "A: A study of Melbourne municipalities shows that asthma rates are the highest in Wyndham and the lowest in Marybirnong. There is no conclusive evidence relating this to hay fever, but it may be a good point to consider. Bayside suburbs are also said to be anti-hay fever." }, { "question": "Q: What's the cost of hiring a removalist in Sydney?", "answer": "A: This depends on the moving company and the amount of load to be moved. However, the most common rates fall between $140-165 per hour, for a service package that normally includes two professional removalists and one truck." }, { "question": "Q: What is one basic tip all people planning to move to Sydney should know?", "answer": "A: The most basic thing to remember when moving to Sydney is sun protection. A lot of tourists and expats take this for granted, but Sydney's sun can be quite harsh, especially to those who are not used to it. Temperatures can go up to over 40 degrees Celsius on an ordinary day, and this can be very hazardous. There even schools (most, if not all) that have a strict no-hat-no-play policy, which means children will not be allowed to go out and play unless they wear something on their heads for protection. Sunscreen is a definite must, and so are cool, cotton shirts which help to regulate body temperature." }, { "question": "Q: Which is wiser - importing household goods to Sydney or buying new ones after relocation?", "answer": "A: At the outset, household goods shipment can be very expensive, but this proves to be more economical later on than having to buy all new stuff upon arriving in Sydney. What's important is that enough research is done before choosing a shipping company, as there are many potential risks involved in goods transport. Costs are often based on weight, cubic dimensions, or both." }, { "question": "Q: What are the requirements for relocating a pet?", "answer": "A: When relocating to Australia with a pet, one must strictly adhere to the following: an ISO 11784/11785 compliant ISO microchip, a rabies vaccination within one year of entry, blood Titer Test (RNATT) no sooner than 180 days prior to entry. (Have your veterinarian scan your pet's microchip prior to the titer test) and import Permit, a USDA (or CFIA) accredited veterinarian must then complete the Australia Veterinary Certificate for endorsement by the USDA or CFIA if travelling from the United States or Canada. All pets must travel as manifest cargo will need a health certificate issued within 10 days of travel." }, { "question": "Q: Do dogs and cats need to be quarantined when transported to Australia?", "answer": "A: Australia requires dogs and cats a minimum of 10 days quarantine except for pets travelling from New Zealand, Norfolk Island or Coco Island." }, { "question": "Q: Which breeds are restricted in the country?", "answer": "A: Restricted dog breeds are Dog Argentino, Fila Brazileiro, Japanese Tosa, Pit Bull Terrier, American Pit Bull and Perro de Presa Canario or Presa Canario." }, { "question": "Q: What are the requirements for admitting pets into Melbourne, Australia?", "answer": "A: Requirements generally include a rabies blood test performed within 150 days before entry to Australia. If this requirement is satisfied, the pet will only be quarantined for 30 days. Pets may travel to Australia 2 months following the blood test, but the quarantine period will be longer." }, { "question": "Q: How much do dog boarding facilities in Melbourne cost?", "answer": "A: Melbourne dog boarding services cost around $45-50 each. For every pair of dogs, the fee is around $75-90, depending on various factors such as location and facilities." }, { "question": "Q: Are there special rules for having dogs in Melbourne?", "answer": "A: Yes. The most important requirement is registering dogs with the Melbourne council, and this registration is to be renewed annually. After registration, the dog owner will receive a certificate, along with an identification tag that bears the pet's registration number as well as the council's name. This tag must be worn by the animal at all times. Failure to register dogs in Melbourne can mean a fine of up to $500, while abandoning a dog can cost the owner up to $ 1,000." }, { "question": "Q: Are pets allowed in Sydney trains?", "answer": "A: Animals are generally not allowed inside trains in Sydney, but there are three exceptions: police/security dogs, animals trained to assist disabled passengers and animals undergoing assistance training." }, { "question": "Q: How and where are pet-related complaints lodged in Sydney?", "answer": "A: For pet-related issues such as excessive barking, property damage, people-chasing, etc., complaints may be lodged by calling 02 9265 9333. Response from a city ranger can be expected within 24 hours, and if the problem continues, a nuisance order will be served to the pet owner. Depending on the case, fines can range from $275-880." }, { "question": "Q: Why are vet fees very expensive in Sydney?", "answer": "A: It's because there is no government subsidy for pet care in Sydney, so that pet owners feel like they are paying too much for vet services. While humans are covered by Medicare, animals are not. This is why it's important to take the time to research on different vets in the city so that comparisons may be made." }, { "question": "Q: What are the high-ranking universities in Australia?", "answer": "A: Based on the QS World University Rankings 2013/14, the high-ranking universities are the Australian National University (ranked 27 in the world; 1st in Australia), the University of Melbourne (ranked 31 in the world; 2nd in Australia) and University of Sydney (ranked 38 in the world; 3rd in Australia)." }, { "question": "Q: What is the general calendar followed by schools in Melbourne?", "answer": "A: Schools in Melbourne have a total four terms per school year, beginning late January up to early December. Summer and Christmas holidays are combined in one stretch." }, { "question": "Q: How much is the average in terms of Melbourne school fees?", "answer": "A: Fees vary significantly from one school to another, so parents are advised to consult schools directly when asking for information regarding tuition fees. On average, yearly fees per private school amount to around $ 20,000. In public schools, tuition is free for permanent residents and those who hold a 457 visa. However, other expenses such as uniforms, fees for school trips, etc. have to be paid out of pocket. An enrollee classified as an international student has to pay full fees, and this status must be indicated in his or her passport." }, { "question": "Q: What are the best schools in Melbourne?", "answer": "A: Schools in the Eastern suburbs such as Donvale, Blackburn and Park Orchards are good to consider because they are cheaper than those in the inner city, yet competitive in terms of quality of education. Note that government-run primary schools follow very strict zoning requirements. For example, parents must be able show proof of residence within a particular school zone before they can enroll their kids in a school within that zone." }, { "question": "Q: What is the reputation of public schools in Sydney?", "answer": "A: Sydney (and Australia in general) boasts of public schools that are ranked 9th in world education survey of the Programme for International Student Assessment or Pisa. Under the same programme, UK ranks 25th and the US 17th." }, { "question": "Q: Do kids wear school uniforms in Sydney?", "answer": "A: Yes, all Sydney schools - public, private, Catholic, Anglican, or Jewish - require students to wear school uniforms. Aside from skirts for girls and trousers for boys, a hat, sports jacket, backpack, and shorts are also included. Black, lace up shoes are the usual footwear, but they tend to be expensive in Sydney. Parents are advised to buy at least two pairs for each child before the move." }, { "question": "Q: Are there special requirements for 457 visa holders when enrolling in a Sydney school?", "answer": "A: Yes, there are special enrolment requirements for 457 visa holders, and not all schools in Sydney accept 457 visa holders. It is important to contact a school directly and inquire." }, { "question": "Q: What are the most popular department stores in Australia?", "answer": "A: Across the country, one can find David Jones, Harris Scarfe, Myer, Barsby's, Hanna's and Stewart's." }, { "question": "Q: Where do I go to shop for clothes in Melbourne?", "answer": "A: Melbourne is actually known for being Australia's fashion capital so there are many malls and boutiques dotting the city. In the CBD, some of the world's best designers in the likes of Louis Vuitton have shops lining the entire Little Collins Street. Melbourne Central is a popular shopping mall, along with Bourke Street Mall. For famous Australian brands, people usually troop to Emporium." }, { "question": "Q: Are there are any cheap shopping districts in Melbourne?", "answer": "A: Definitely! DFO Outlets Centre found at South Wharf (near Yarra River's southern bank) is perfect for discount shoppers. Elizabeth Street is also perfect for backpackers looking for high-quality yet cheap outdoor products." }, { "question": "Q: At what times do stores in Melbourne usually open and close?", "answer": "A: Shopping in Melbourne usually starts at 9am and ends at 5:30pm on weekdays, and runs from 9am (sometimes later) to 5 pm on Saturdays and Sundays. Most shops in the suburbs like Chadstone close later - usually up to 9pm - on Thursdays and Fridays. At supermarkets, opening time is usually 7am and closing time could well go beyond midnight. Of course, there are those that are open round-the-clock." }, { "question": "Q: What are the best places to shop in Sydney?", "answer": "A: The city practically crawls with shopping districts like Westfield Sydney, Pitt Street Mall, the Queen Victoria Building, The Strand and Sydney Central Plaza. These shopping centers are joined together by pedestrian malls and walkways, and that makes it a whole lot easier for shoppers to get around. Anything, from chocolates to antiques, can be found in these shopping havens." }, { "question": "Q: Where are art pieces usually sold in Sydney?", "answer": "A: The city has a long line of art galleries, but a very popular favorite is Aboriginal Art Galleries which features the indigenous works of more than 140 artists, including Dorothy Napangardi, Minnie Pwerle, and a lot more. Sculptures, artifacts, and more aboriginal art pieces can be found and purchased in these galleries which have two locations within the city - Queen Victoria Building and Opera Quays." }, { "question": "Q: What are the best places in Sydney to buy antiques?", "answer": "A: There are lots of antique shops in Sydney, mostly located in shopping areas such as Paddington Double Bay, and Woollahra, especially around Sotheby’s. For cheaper antiques, the Sydney Antique Center in Surry Hills along South Dowling Street houses more than 50 smaller shops that sell all types of items, from chinaware to ancient animal carvings." }, { "question": "Q: What are the major telecoms in the country?", "answer": "A: The biggest among the telcos is Telstra, which also owns the majority of landline infrastructure. Coming second is Optus, which is a subsidiary of Singapore Telecommunications. A: In a month, Internet cost is around AUD 80-100, either uncapped ADSL or cable." }, { "question": "Q: What are the requirements to sign up for a mobile or Internet plan?", "answer": "A: Requirements vary for each telcos. In general, one must have an identification with proof of address, complete contact details, a residential address, a delivery address (applicable for phones), proof of employment, study or pension benefits, and a direct debit from an Australian bank account or credit card." }, { "question": "Q: What telecom companies are most trusted in Melbourne?", "answer": "A: Five of the most trusted telecom companies in Melbourne include AAPT Cellular One Ltd, Soul, Optus, Digiplus, and Telstra. These companies offer broadband technology, wireless broadband and 3G communications networks across the city." }, { "question": "Q: How much do people in Melbourne spend for telecom services in the city?", "answer": "A: People in Melbourne typically pay more for telecom services than residents of other Australian cities. For example, for the average use of an ADSL broadband plan of 50 gigabytes per month, the bill may amount to around 100 AUD with a big telecom company. For a plan with a duration of less than two years, a subscriber may have to pay some 100 AUD in set up fees. For landlines, most households usually pay about 20 AUD monthly, while mobile phone plans normally cost around 70 AUD monthly." }, { "question": "Q: What are the free local TV stations in Melbourne?", "answer": "A: Yes. In fact, there are six free TV stations, along with pay-to-view TV. The free TV stations available in the city are Channel 7, Channel 9, and Channel 10, along with ABC, the Australian Broadcasting Corporation’s national network, and Channel 31 and SBS which both feature foreign language programs." }, { "question": "Q: What are the best Internet service providers in Sydney?", "answer": "A: Most people in Sydney use either iiNet, TPG or iPrimus which are considered the best Internet service providers in the city." }, { "question": "Q: Are 4G phone services available in Sydney?", "answer": "A: Yes. In fact, over 75% of the city's metropolitan area has facilities that enable the use of 4G phones and other gadgets. It is projected that by April of 2015, at least 90% of the city will be able to use 4G technology." }, { "question": "Q: How much does Internet service cost in Sydney?", "answer": "A: Different ISPs charge different rates, but usually for about the same quality of services. The monthly cost ranges from $40-70, depending on the period of the contract, with a choice of 12, 18 and 24 months, and data volume provided, usually from 20 - 500 GB. Some companies offer unlimited Internet for around $60 monthly." }, { "question": "Q: What are the modes of public transportation in Australia?", "answer": "A: As one of the liveliest places to live, Australia has one of the extensive public transportation networks; most of its cities have trains, buses, monorail, trams and private taxis. Most expats working in the city use public transport on a daily basis, and it's the best way for travellers to get around the city." }, { "question": "Q: What is the process for personal vehicle registration in Australia?", "answer": "A: Vehicle need to be registered right away in the owner’s state of residence (and not where the vehicle was purchased). State agencies handle the whole process, but usually it's the Road Transport Authorities, which is responsible for motor vehicle inspection and registration, and driver licensing service." }, { "question": "Q: How much does a cab cost in Melbourne?", "answer": "A: This depends on the passenger's current location and destination. The average cost of a taxi going to or from the city center is around 55 AUD. Two other factors that affect the final bill are traffic and the time of day. Taxis in Melbourne also charge higher at night." }, { "question": "Q: How do people get around Melbourne?", "answer": "A: Most people in Melbourne prefer to get around using the public transport system. Aside from being cheaper (only 7 AUD a day for a public transport ticket), commuters are also able to avoid dealing with fluctuating fuel prices and high parking fees (over 10AUD), not to mention traffic jams. Expats who live in outlying areas naturally have to spend more for transportation." }, { "question": "Q: What license does a non-local need to drive in Melbourne?", "answer": "A: An expat is allowed to drive in Melbourne using the driver's license issued to him in his home country. However, this is only good for up to three months after the issuance of his Australian visa. After such period, he has to pass a local driving test to be able to continue driving in the city. If his original license was issued in Austria, Belgium, Canada, Croatia, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Japan, Luxembourg, Netherlands, Norway, Portugal, Singapore, Spain, Sweden, Switzerland, the UK or USA, he may simply swap that license with a Victorian license, and there will be no driving tests required." }, { "question": "Q: What is the traffic situation in Sydney?", "answer": "A: Traffic in Sydney is busy all the time, and traveling by car is often preferable outside of weekday peak hours. City roads are most congested from 6:30AM-9:30AM, and those leading to the suburbs are the busiest between 4:30PM and 6:30PM." }, { "question": "Q: Do kids get discounts at public transport fares in Sydney?", "answer": "A: Yes. Any passenger aged 15 years below is usually given discounts on most public transport vehicles. The age limit for discounts on Matilda ferries, however, is 14. Kids 3 years old and below can travel completely free. For Matilda ferries, the age limit is 4 years and younger." }, { "question": "Q: Where can people buy bus tickets in Sydney?", "answer": "A: Bus tickets are available at corner shops, post offices, 7/11's, transit stores and news bureaus. Note that between 7am and 7pm, people cannot buy tickets while on board buses within the city, or in any of the key transport corridors. Sometimes, especially on weekends, tickets may be purchased from the driver on non- Prepay Only bus routes." }, { "question": "Q: What are the documents that foreigners need to present upon arrival in Australia?", "answer": "A: Foreigners travelling to Australia need to present upon entry a valid passport or other acceptable travel document, a valid visa, and a completed and signed Incoming Passenger Card." }, { "question": "Q: Any recommended reference to travellers to Australia?", "answer": "A: A good reference is the Lonely Planet book on AU and Citysearch.com website for Sydney attractions." }, { "question": "Q: What are the health risks commonly associated with travel to Melbourne?", "answer": "A: In terms of common diseases, there are no major risks in Melbourne today. In the last few years, however, there were minor epidemics of pertussis or whooping cough that affected children in suburban areas. As a general precaution, expats moving to the city with kids are advised to ensure that immunizations are kept up to date." }, { "question": "Q: What is Melbourne's weather like and what preparations are necessary for those traveling to the city?", "answer": "A: Expats should remember to take along the right clothing for the city's rather unpredictable weather. Generally, it's wise to bring along enough sunscreen, a sun visor and UV protective clothing when possible, as the Australian sun can be a bit piercing." }, { "question": "Q: What vaccinations are advised for people traveling to Melbourne?", "answer": "A: There are no special vaccinations advised for people traveling to Melbourne, but booster shots for tetanus and polio are highly recommended. Elderly expats must have flu shots as well, and those who are coming to work in medical settings should get immunization for hepatitis." }, { "question": "Q: When is the best time to travel to Sydney and enjoy its beaches?", "answer": "A: Summer, which runs from December to February, is the best time to enjoy the city's fabulous beaches. However, temperatures can go as high as over 40°C, so sunscreen is an absolute must. From March to May, which is autumn, it can still be good and warm but not all the time for those who are mainly planning to hit the beach." }, { "question": "Q: Are their coach services in Sydney?", "answer": "A: Yes. There are coach companies in Sydney driving to all key Australian cities and many NSW regional centers. The terminal is located adjacent to the train station in the City South. Many tourists prefer to travel by coach because it is cheaper and runs faster." }, { "question": "Q: What's the best way to see and marvel at Sydney's harbor and other attractions?", "answer": "A: Most travelers agree that the best way is to take a ferry east from Circular Quay all the way to Taronga Zoo, Manly or west down below the Harbor Bridge, and on towards Parramatta. All of these are affordably priced and are favorites of many tourists. For a shorter route, it's best to take the ferry between Darling Harbor and Circular Quay for a ride below the Harbor Bridge." }, { "question": "Q: What are the types of Visitor's Visa in Australia?", "answer": "A: Visitor's Visa include Subclass 976 for tourists and travellers visiting for less than three months, and for passport holders from a designated list of nations while Subclass 651 is for European/UK passport holders visiting Australia for three months or less; on the other hand, Subclass 676 is for passport holders who do not qualify for a subclass 976 or subclass 651; and Subclass 679 is for those who wish to visit a family member in Australia for 12 months or less." }, { "question": "Q: What is the Employer-Sponsored Work Visa?", "answer": "A: There are three categories which fall under the Employer-Sponsored Work Visa: 1) Standard Business Sponsorship for employers who want to bring a working from overseas provided that they can justify that no Australian employee is available 2) Educational visa sponsored by an institution for teachers and education workers from overseas 3) Medical practitioner visa sponsored either by a hospital or by a small rural community/ local council for trained doctors." }, { "question": "Q: How does one apply for Australian citizenship?", "answer": "A: One can apply for Australian citizenship if you have been living in Australia on a valid visa for four years immediately before applying; this should also include the previous 12 months as a permanent resident in the country and has not left Australia for more than one year in total and no more than 90 days in the year before applying." }, { "question": "Q: What is the population of permanent resident visa holders in Melbourne ?", "answer": "A: As of 2013, almost 25% of Melbourne's population is composed of migrants from over 180 countries, and the city actually has the second biggest Asian population in Australia. There are no specific figures, however, as to how many or what percent of this population holds permanent resident status. Nonetheless, as expected, there are many embassies and consulates spread all over the city, providing immigration-related assistance to their citizens from such countries as the US, UK, Denmark, Finland, China, Taiwan, Mauritius and about 35 others." }, { "question": "Q: Where can a permanent resident visa holder apply for an Australian passport in Melbourne?", "answer": "A: Applications may be forwarded to the Australian Passport Office (APO) in Melbourne which has moved to a new location: Level 2, Collins Square, 747 Collins Street, Docklands. The APO in Melbourne also offers Australian Passport Information Service through the hotline, 131 232." }, { "question": "Q: Where can fraudulent migrant visa agents be reported in Melbourne?", "answer": "A: Reports may be filed in person at the Melbourne Visa Office at Casselden Place, 2 Lonsdale Street, or phoned in at the national hotline, 1800 009 623." }, { "question": "Q: Is it possible to enter Sydney on an ETA visa?", "answer": "A: Yes, but it is only good for a three-month stay, and it does not appear in the passport as it is electronically processed and saved. ETAs are often used by people who come to Sydney on a study program, or a short-term business or tourism-related event." }, { "question": "Q: How long is the processing time for an ETA visa?", "answer": "A: ETA visas are usually given automatically as soon as all details have been submitted. A visa grant notification will usually be sent to the applicant in seconds. However, in some cases, processing can take longer due to three possible scenarios - incorrect information has been entered in the application, the applicant has a criminal conviction, or the application has been forwarded to the Australian High Commission." }, { "question": "Q: What are the options for someone who wants to work in Sydney?", "answer": "A: Foreign nationals who want to work in Sydney can apply for a Working Holiday visa which is good for a maximum of two years. Those who would like to live permanently in the city can forward an application to Australia’s General Skilled Migration program. The applicant will then be assessed based on a points system which takes into consideration various factors such as age, qualifications, etc. If a person gets a job offer from a Sydney-based company while visiting the city, he or she may apply for a Temporary Residence visa. However, the prospective employer must be able to provide evidence that there are no local candidates qualified for the position. If sufficient proof has been presented, the company may sponsor the worker for up to four years." } ]

[ { "question": "Are all your websites using WordPress and the X Theme?", "answer": "Yes. WordPress is the best content management system that powers more than a quarter of the web and X is an excellent theme with lots of possibilities for any small business. The license for X is inexpensive, and a way to cut cost up front by not having to have a webmaster code a site from scratch, which can the business owner into the thousands in any currency!" }, { "question": "Do I have to be local to work with you?", "answer": "Absolutely not! For any of our web services we can work with clients anywhere in the world. In fact, we’re expats living in France and we work from home because we like to keep our options open." }, { "question": "Will I be able to update the site myself?", "answer": "Yes! We’d love for our clients to take control of their website. The Xtheme comes with comprehensive video tutorials and forums to help you learn your way around. Our web services also come with one free hour of instruction on how to manage your site. A E20 gift that keeps on giving! In addition, we offer teaching services for you to learn to build your own." }, { "question": "Will you maintain my site for me?", "answer": "We can! Purchase our service by the hour or buy a block of our time to keep your website updated, add pages, place ads or update images. We’ll assess your need together with you. We require a deposit of 50% to start the project. Midway through the project we’ll discuss our progress before we go full steam ahead towards launch. The final payment of 50% is due when we’re ready to launch your site. We accept Paypal and checks." }, { "question": "How much input do I have in the process?", "answer": "Your input is vital. We’ll ask a lot of questions and will work closely with you to meld our creativity with your vision and your needs. Since our websites are all using WordPress, we recommend hosting with WordPress or Linux hosting. If you’re just revamping an existing site, it can simply continue to live where it always has. Our static 3-page package is very affordable. If you need just one page plus a contact page, and you provide all of the photographs (originals only) and the content, we can tweak the cost to fit your needs and budget. The cost of X Theme license still applies." }, { "question": "What if I need help on my site after the launch?", "answer": "We’re here for you! An hour of training is included in our website service which should be enough to show you the basics for keeping your site updated, but if you need anything at all, we’re just an email away." } ]

[ { "question": "What is Myki for Teams?", "answer": "Myki for Teams is a enterprise focused version of Myki that allows enterprises to secure and manage their internal passwords, share passwords with other team members and create rules that improve password security across the organization. All while keeping the company’s sensitive data stored offline." }, { "question": "What are the advantages of using Myki for Teams over other enterprise password managers?", "answer": "Myki for Teams stores your company's data offline (locally) and seamlessly syncs that data in a P2P manner across enterprise devices. Myki for Teams offers the same level of convenience that cloud-based enterprise password managers offer without the security implications of storing data in a centralized location on cloud servers." }, { "question": "As an admin, can i access a user's personal passwords?", "answer": "No, every user has by default a personal vault that is completely segregated from the enterprise vault. Items in a user's personal vault are stored in a different database altogether that company admins cannot have access to as it is stored locally on the user's device." }, { "question": "How is the data relayed between admins in the company?", "answer": "Every Myki user has an RSA2048 public/private key pair. The public key ledger of all users and admins in the company is synced between admins. Whenever an admin wants to sync data with another admin, the sending admin signs and encrypts that data using the public key of the receiving admins and transmits it to the other admin's devices. The receiving admin verifies the digital signature and proceeds to decrypt the message." }, { "question": "How are passwords shared with users in the company?", "answer": "Similar to the way data is relayed between admins, admins are able to use the public key of any user in the company in order to encrypt passwords and relay them to these users. The receiving user verifies that the message is legitimate by verifying the digital signature of the admin before decrypting the message containing the passwords." }, { "question": "What happens if Myki servers get hacked?", "answer": "Myki servers do not hold any passwords or sensitive data which means that there is no situation in which hackers can compormise user passwords by accesing our servers. A complete, catastrophic compromise of Myki servers can only result in a temporary interruption of the connection between users in the company. Users will still be able to access their accounts while we restore access to the servers as the credentials are stored locally." }, { "question": "Where does Myki for Teams store the company's passwords?", "answer": "Passwords are stored on any Myki-enabled device that you enroll in your company. Admin devices store the complete Myki Vault. User devices store passwords that are assigned specifically to the users in question. This means that users only have physical access to items that they are elligible to access. Myki for Teams stores encrypted enterprise backups on every admin endpoint. This means that multiple company admins that own multiple endpoints (computer, smartphone, tablet) will each maintain a backup on every device diversifying your backup locations which considerably reduces the risk of data loss. We also offer dedicated Myki Backup Servers that you can host on-premise or on private clouds that can be deployed on all popular operating systems with minimal effort." }, { "question": "Can we import passwords from an external source (file, password manager or directory)?", "answer": "Yes, Myki supports a wide variety of import sources. Examples include CSV files, Google Cloud, Microsoft Azure AD and competing password management solutions such as Lastpass, Dashlane, 1Password, Bitwarden and Keeper.Import steps are outlined during the onboarding process and can also be found at support.myki.com." }, { "question": "Can we export our data out of Myki?", "answer": "Yes, Myki supports exporting all of your data in CSV format. We are against user lockdown habits." }, { "question": "Can Myki sync with Microsot Azure AD and/or Google Cloud?", "answer": "Yes, you can sync users, passwords and groups. Myki also enables one-click password resets from within the portal." }, { "question": "What happens if a user loses his device?", "answer": "Admins in the company can revoke access which wipes the vault on lost devices. Admins can also re-invite the user to join the company using his new device." }, { "question": "What happens if an admin loses his phone?", "answer": "Admins can wipe the vault of other admins and re-invite them to the company. In the case where a single admin exists in the company, that admin can restore his access using a Myki Backup file that is automatically created on any other device the admin has Myki installed on. Companies using Myki Backup Servers can also restore access to admins from these backup servers." }, { "question": "Can users add passwords to the company vault?", "answer": "Yes, users can assign items to the company vault from within the Myki apps and extensions. By default, assigned items need to be approved by company admins before being permanently incorporated into the enterprise vault. The user keeps access to the item that was assigned to the company but the item is now owned by the company which means that Myki admins can make changes to the fields and to the assignment rules of that item." }, { "question": "Can i assign a password to more than one person?", "answer": "Yes, any item in the Myki Vault can be assigned to more than one user. Users can also be added to groups in order to simplify bulk actions." }, { "question": "Can i audit the password strength of users in the company?", "answer": "Yes, Myki offers several reporting options amongst which is a Password Strength Dashboard that displays the overall strength of your organization based on the strength of passwords stored in the vault. You can filter these reports to identify specific weak passwords and users that are using these weak passwords. A user group is a set of people who have joint interests, goals or roles. A group can be devoted to a particular function, technology, application or corporation. Myki admins can create user groups and add users to these groups. Items, Item Folders and Security Policies can then be assigned to these groups which will result in having every user in the group be affected by the assignment. An item folder is a group containing passwords, cards and/or notes. Item folders can be shared with one user or with a group. You can also apply security policies and rules to item folders. A security policy is an adaptive behavioral constraint that you can apply to users, items and groups that enforces additional security mechanisms on your organization. Security policies include location-based rules, time-based rules and IP-based rules." }, { "question": "Can i setup 2FA on accounts in the Myki Portal?", "answer": "Yes. The portal supports adding 2FA secrets to items by pasting the secret into the portal. This enables Myki to auto-fill the 2FA token of that specific account in the browser." }, { "question": "Can 2FA enabled passwords be shared with multiple users?", "answer": "Yes, passwords that have 2FA enabled can be shared with users, groups and can also be added to item folders which allows users to collaborate using the same credentials while they have 2FA enabled. This is a big advantage that is made possible by the unique decentralized architecture of Myki." }, { "question": "Can Myki auto-fill 2FA tokens on behalf of our users?", "answer": "Yes, adding the 2FA secret to items stored in Myki allows Myki to auto-fill the 2FA token in the browser." } ]

[ { "question": "How can I open a MyiLibrary ebook using the Chrome browser?", "answer": "The way Chrome handles weak security certificates changed recently. It considers that the connection is unsafe. Before proceeding you should ensure that your anti-virus program is updated and, if on your own device, your laptop firewall setting is on. If you are in a public place, consider using a VPN client (available from the Connect Portal under My Apps, see links and files below)." } ]

[ { "question": "How do I order custom lapel pins?", "answer": "A. The ordering process is simple and can start in a number of ways. First off, feel free to give us a call or send us an email with any questions about the product or your design. You can also use our Free Quote request form. In this form, you will specify the product and quantity you are interested in. Also include any and all art or design ideas. We will reply promptly with an exact price quote and a color proof which is a digital image of what your physical product will look like. Q." }, { "question": "What is your minimum order?", "answer": "A. Our minimum order quantity is 100. In certain situations, we can manufacture and sell orders as small as 50 pins, but there is a below-minimum fee that often applies and the unit pricing is higher than that at quantity 100. Please contact us for additional details. Q." }, { "question": "How long does it take to get my pins?", "answer": "A. Although every pin is a little different, since everything we make is 100% custom, our orders typically deliver 7-10 business days after you pay for your order. That said, if you require a quicker turnaround, we will make every effort to accommodate it. Q." }, { "question": "How many colors can I use in my design?", "answer": "A. Each lapel pin design allows you to feature up to 7 different color fills at no additional charge. If your design is complex and requires more than 7 different colors, we will happily add them. Each additional color only costs an extra $0.10 per pin. A. You can pay for your order online via credit card or by check. Production will begin as soon as your payment is received. Public institutions and hospitals also have the option of paying via Purchase Order. Purchase Orders are not accepted from private organizations, except on rare occasion with prior approval from a salesperson. Q." }, { "question": "Can I get my pins faster than the typical turnaround time?", "answer": "A. Even though our standard turnaround times are some of the fastest in the industry, we understand that sometimes you need your pins even quicker than usual. As such, we work with all customers to understand their deadlines at the beginning of the quoting process. We can either work with our production team to shave a few days off the delivery date or we can guide you into an alternate product type that can more easily facilitate rush production. Q." }, { "question": "From what material are your pins made?", "answer": "A. All of our pins are made of metal. Depending on the type of lapel pin chosen, the base metal will be either iron or brass. Zinc is also used for certain applications. After surface prep (stamping, polishing, etc. ), the base pin is then decorated using soft enamel paint, hard enamel color fills, offset printing ink, and/or silkscreens. Q." }, { "question": "Which attachment type should I use?", "answer": "A. The proper attachment selection depends entirely on the desired application for your lapel pins. Our two most popular (and free) options are the butterfly clutch, also known as the military clutch, and the rubber clutch. The butterfly clutch is the traditional lapel pin clutch and is reliable and easy to use. The rubber clutch is just as reliable and is even easier to use—just pull it straight off! A rubber clutch is the best choice when the clutch is going to come into contact with skin, since it’s a soft rubber and completely non-irritating. While these two clutches are the most popular, we have a variety of upgraded clutches, such as the jewelry clutch, tie tack, magnetic backing, deluxe clutch, cufflink attachment, keychain, and safety pin. Q." }, { "question": "Can I buy a pin that you have on your website?", "answer": "A. Unfortunately, you cannot. One hundred percent of our production is custom ordered. All of the pins on our website are examples of custom works that we’ve manufactured for current and previous clients. All of the design rights belong to those respective clients. We will not reproduce them without said client’s express permission. The samples on the website are for illustrative and inspirational purposes only. That said, we would be happy design and produce a design that perfectly represents your vision." } ]

[ { "question": "Where does Orme Construction operate?", "answer": "Whilst we’re predominantly focused upon the central regions, we provide reliable, experience and qualified personnel to construction sites throughout England." }, { "question": "How many telehandlers does Orme Construction operate?", "answer": "We started with a single operated machine back in 1995, but now we have over 25 operated telehandlers." }, { "question": "Does Orme Construction provide Vehicle Operatives, Storemen and Labourers to other sectors?", "answer": "Whilst we specialise in UK housebuilders and the wider construction industry, get in touch with us today and we shall see what we can do." }, { "question": "What is Orme Construction’s All Risk approach?", "answer": "Our insurance covers all risks associated with a construction site, only excluding risks that have been specifically outlined in the contract." }, { "question": "I’m a Site Manager and I want to enquire about personnel hire?", "answer": "Get in touch with Orme Construction by either completing our contact form or calling 01785 286 648." } ]

[ { "question": "How do you know which company I am working with?", "answer": "When you are completing your profile in the Leads Manager System you will be able to input the name of the company you are associated with. This prevents the system ever sending you the same leads as anyone else working with your company." }, { "question": "Cool right?", "answer": "You can Create/Login to the Leads Manager here. Our leads are generated via search engine traffic and advertising on large networks. People see the advertisements and are taken to a survey form. Once they fill out the form, they are a \"lead\" and they are sent to you expecting to be contacted very soon about a home business opportunity. All leads have volunteered the information and have not been given incentives to fill out the form. Sometimes you will contact a lead who claims they were only filling out a survey form for an ipod or some other type of incentive. They well may have done that either before or after completing our survey form. They may be confused about how many forms they have filled out as we do not offer ipods or any other incentive. It should be remembered that we have no control over how many forms the leads have filled out in their web surfing travels." } ]

[ { "question": "Q What is a POP Rivet?", "answer": "Closed End/Sealing Rivets should be specified for all of the many applications where a fully sealed fastening is essential. This rivet design produces a seal that prevents passage of liquid or vapour at pressures up to 500 psi. In addition, we offer the ser­vices of our engineering staff to help with unusual requirements." } ]

[ { "question": "Can my flowers be fresh or do they need to be dried?", "answer": "petals arrive to us safely without rotting. A. You may pay for your order using a check or money order. Payment must accompany all orders. Petal Rosaries. Capturing your memories with flower petals." } ]

[ { "question": "How many time the product maintain its characteristic?", "answer": "Excellent before 7 days, good before 15 days. After 15 days the fresh product loss in weight and quality." }, { "question": "It is possible to preserve the product for many time?", "answer": "Refrigerated immediately to assure freshness after scoring the nuts. Other technique is the hydrotherapy to preserve the product until 60 days from the harvesting." } ]

[ { "question": "How much are your booths?", "answer": "Each table space has the low flat rate of $50. This price includes: Listing you as a vendor with your logo on all of our social media advertising 2 weeks before your purchased Vendor Villa event date, a guaranteed 8x8 spot for your assigned Vendor Villa event date, and some paid marketing in order to get you the best opportunity to reach your target market. The reason for the charge is to keep the event free for the guests so they have more money available to buy your products and services that meet their needs." }, { "question": "Do I need to market this event?", "answer": "Of course! The more people that come to the event, the more people will be able to purchase your products and services allowing you to grow your business. YOU are the deciding factor of how successful the Vendor Villa events will be." }, { "question": "How much are your sponsorship packages?", "answer": "Our sponsorship packages start as low as $100. The details are listed on our sponsorship page. You are strongly encouraged to collect guest information from people that purchase or show interest in your business. Following up with each person that shows interest is the key to growing your business. Vendor Villas will help grow your business by giving it added exposure at a more affordable price, however, it is not designed to manage and run your business for you. Since we are able to keep the pricing low enough for all small businesses to participate, the $100 flat fee is due at the time of registration. This allows you to secure a spot quickly since there is limited space. All payments are non-refundable. There will be no refunds. Unless the entire event is canceled due to weather (such as a Midwest blizzard or flooding), if you do not show up for the event you will not be allowed to participate in a Vendor Villa event for 12 months. We do not want to disappoint our guests by having empty booths. Also with the limited amount of vendors allowed to participate in each event, it is only fair to all involved that space isn’t being taken away from businesses serious about growing from those that are not. We want to work together to help each business grow and provide empowerment and strength to our guests that come to visit the event. As long as the music is not loud or interferes with the neighboring vendors in anyway. We want to always be respectful. No one can grow if they can’t be heard by the guests! The Vendor Villa Team reserves the right to remove all previous permission to use music." }, { "question": "Who will staff my booth?", "answer": "You are required to provide all of your staffing needs for the entire duration of the event." }, { "question": "Can I do a giveaway at my booth?", "answer": "If you are interested in doing a giveaway, please contact Chasing Stormi LLC at stormi@chasingstormi.com with full details of the giveaway. (The giveaway limit may not exceed $100 max.) This will ensure that the prize is valid and it is not a way to gain information in order to aggressively solicit to our guests after the event. If prior approval is not given, the Vendor Villa Team reserves the right to remove the giveaway from the booth, and you won’t be allowed to participate in future Vendor Villa events for 12 months. We do not allow our vendors to tear down early without a penalty of $50 and you will not be allowed to exhibit at ANY future events." }, { "question": "Can I sample food in my booth?", "answer": "Food sampling will not be permitted at this time. Please always stay updated on our policies to make sure that this is always accurate for each event. *Although we have had success in helping businesses grow, we make no guarantee of increased sales. That is why it is important that you also market the Vendor Villa event. Spaces are not guaranteed until the payment has been received." } ]

[ { "question": "What is the charity's mission?", "answer": "The charity’s mission is to provide advanced veterinary dental care and education for the benefit of captive exotic animals located in facilities in the US and abroad by conducting veterinary dental teaching missions to sanctuaries, shelters, and lesser zoos that are understaffed and/or under funded from a veterinary perspective." }, { "question": "Is PEIVDF a registered charity?", "answer": "PEIVDF is recognized by the I.R.S. as a registered 501(c)(3) public charity. The charity’s offices are located in Lakewood, Colorado – 15 minutes West of Denver. The charity currently conducts missions in the US." }, { "question": "How can I apply to work on a mission?", "answer": "The charity has an application form for prospective mission workers to fill out and submit to the charity. To download the form, click HERE. Fill in the form, save your changes, and email the form back to us at missions@peteremilyfoundation.org. Please be sure to answer all the questions." }, { "question": "Are you still awarding working grants?", "answer": "Working grants were awarded in 2005 through 2008. For 2009 onward, the charity discontinued its grants program and is focusing its efforts on directly providing advanced veterinary dental care and education for the benefit of captive exotic animals located in facilities in the US and abroad." } ]

[ { "question": "How does this move affect you?", "answer": "You’ll still benefit from the same great content you’ve been enjoying on Mocavo and this will all be available on Findmypast soon. In addition, you’ll be able to take advantage of hundreds of millions of new and exclusive US records to further enhance the experience for US family historians. Findmypast has more British and Irish records than anyone else and is adding new records from the US and other locales every single week, so you’ll be able to take advantage of these to help your family history search. You’ll be able to explore nearly 8 billion names now and hundreds of millions of new names coming this year alone. You can easily import your family tree and we’ll start to hint against names that we find in the archives to help you discover more about your family and even find relatives you never knew existed." }, { "question": "Will my family tree be accessible?", "answer": "If you have exported your family tree (GEDCOM file) from Mocavo, then you can import it to Findmypast and continue building once we have completed the migration. If you have not exported your tree, than please be patient as we will email it to you soon so you can add it to your Findmypast account." }, { "question": "Will my login information (email and password) remain the same once the migration occurs?", "answer": "Your email address will remain the same. For your security, you will need to reset your password by clicking https://www.findmypast.com/account/forgotpassword and adding your email address prior to submitting the request." }, { "question": "When will my subscription be active on Findmypast?", "answer": "We are in the process of migrating all accounts from Mocavo to Findmypast, and then adding the appropriate subscriptions to your account. We estimate this process will be complete by March 31, 2016, at which point your subscription should match that which you previously had with Mocavo. In addition to this for the inconvenience we will be extending your Mocavo subscription by 90 days to welcome you to Findmypast." }, { "question": "Will the Mocavo content be contained within its on section on Findmypast or distributed throughout the other collections on Findmypast?", "answer": "Mocavo content will be transferred over the coming weeks and added to our already comprehensive data sets on Findmypast." }, { "question": "What will the cost be once my current subscription period comes to an end?", "answer": "Your renewal will take place at standard Findmypast rates at the time of renewal. If you prefer not to continue your subscription, you can opt out of auto renewal after the migration has occurred, and no further payments will be taken; your access will remain live until your pre-existing renewal date." }, { "question": "Will the content on Mocavo still be free when it is available on Findmypast?", "answer": "Once we have migrated all of the data from Mocavo to Findmypast, the data which was previously freely available, will remain so for the foreseeable future." } ]

[ { "question": "QUESTION ON PAYMENTS: Besides the site service payment for inventors to register an «inventoo ad», as for seekers to «seek inventoo» and acquire the inventor contact, are there any fees or success fees due to inventoo on the potential business?", "answer": "No. This is a clean model. There are no hidden or success fees due by the inventor or the seeker to inventoo." }, { "question": "QUESTION FROM INVENTORS: Will I be contacted by a company seeking innovation?", "answer": "You can expect to be contacted, yes. It mostly depends on your inventoo quality ad and on the invention potential/opportunity that you are promoting." }, { "question": "QUESTION FROM SEEKER: After I buy one or multiple inventors’ contacts, am I expected to contact them and are they expecting to be contacted?", "answer": "Buying a contact is your decision to access the person behind the invention to establish contact and potentially make business. You contact who you want, if you want and when you want." } ]

[ { "question": "How Friedman viewed the corporate executives and their value inside the companies?", "answer": "deadcrossconcertdatesfor2017 Asked on 26.09.2018 in All Questions. Friedman has argued that a corporation is a soulless, artificial person and legal entity with no responsibilities, only controlled by competition in markets as mentioned. With this, only individuals are thought to have personal social responsibilities and do not have bearings once made corporate executives, for their only responsibilities are towards their employers. This concept refers to the stockholder theory where corporate executives need ‘to conduct business in according with their desires, which generally will be to make as much money as possible’. Yet, according to 1961 Income Tax of the Indian government, associations of persons may be members, companies or firms, which means that corporations do comprise of conscious individuals with the ability and responsibility for moral actions or inactions. Whilst, Friedman portrayed corporate executives as people moving alone inside a company going against principals, corporate executives do not act on their own accord for plans and goals are in need of the shareholders` approval on company-held board meetings. Additionally, Friedman`s own quote admittedly states ‘generally for profits’ which presents a margin of safety that it is not often true. With the study conducted of 1,585 US corporations with a good CSR image receiving 35% more investment than others. It is possible to get shareholders or investors that have the environment as one of their agendas, for they are also stakeholders. Overall, it is in their best interest to tackle it for stakeholders include employees and the society who are needed for the company to survive. If the company`s image is one that is solely based on profits, it can be viewed as a negatively exploiting company to not be trusted with goods and employability." } ]

[ { "question": "Congressmen who we know support campaign finance reform?", "answer": "Our Theory of Change only requires support from our State Legislators. The beauty of our strategy is that we do not need Congress and are in fact going around them. Staying focused on our strategy of working through the states is our fastest (and most reliable) path to victory. If you have further questions about this, contact your state team at [yourstate]@wolf-pac.com (ex: newyork@wolf-pac.com)." } ]

[ { "question": "Q: What is Foster Care?", "answer": "Foster care volunteers provide temporary care for kittens, puppies, dogs and cats. The Foster Care Program serves as a lifeline for those animals who come in under eight-weeks-old, very sick, injured, or needing some extra socialization or training. Our Foster Families provide quiet, stress-free, and loving environments, allowing every pet that is fostered through our program a better chance at a happier and healthier life with a forever family. Some animals may only need a home for several days if they need to gain weight before surgery, while others may need several weeks of care in the case of a broken bone. By offering your time, energy and home to an animal in need, you prepare the animal for adoption into a permanent home as well as prevent overcrowding in our adoption center. The Maryland SPCA is always looking for foster parents to help save more animals’ lives." }, { "question": "Q: Do I get to choose what types of pets I foster?", "answer": "Yes. In your initial interview our program coordinator will ask what types of pets you are interested in fostering. During this time, the coordinator will also go over in detail all the types of fostering situations. Together you will discuss the best fit for you and your family. If you begin your fostering journey with dogs, you may always switch to cats (and vice versa) in the future. Switching is as easy as a discussion with the program coordinator when that time comes." }, { "question": "Q: What if the foster in my home is not fitting into my lifestyle and/or not getting along with my pets?", "answer": "We do our best to make a good match from the beginning by providing foster parents with all of the information we know about a pet before pick up. We ask that you try to make it work but we understand that sometimes it is just not a good fit. There is a “two-week shut down period” where you will not have the foster and your pet together under any circumstance. If after that time it is too difficult to keep them separate and/or they are not getting along the program coordinator will assist you in returning the pet back to the shelter." }, { "question": "Q: What if I need to unexpectedly leave town while I have a foster in my home?", "answer": "We understand that things come up! If you unexpectedly need to leave town you will be expected to inform the program coordinator and return your foster animal to the shelter." }, { "question": "Q: How often does a foster animal need to be brought in for check-ups?", "answer": "Foster parent volunteers need to transport animals to the MD SPCA on a regular basis for vaccinations, vet checks, weight checks and spay and neuter surgeries. Vaccination appointments and weigh-ins for kittens and puppies are scheduled every two weeks. Veterinarian appointments are scheduled as needed for each animal." }, { "question": "Q: Do I need to keep foster animals separate from my pets?", "answer": "As mentioned above there is a “two-week shutdown period” during which you will need to keep the foster animal separate from your pets. The shutdown period is meant to give the new animal time to adjust to you and your family and new environment, and to prevent the spread of illnesses. It may seem complicated but trust us, it’s best for you, your pets and your foster!" }, { "question": "Q: Will the MD SPCA treat my personal pet if he is injured or becomes sick because of a foster animal?", "answer": "Q: I love the idea of fostering, but I’m worried about how I’ll feel when it’s time for the animal to be brought back to the shelter for adoption. It can be difficult to let go once you have become emotionally attached to a foster animal. Be prepared for tears and some heartache when you bring your foster animals back to the MD SPCA. But remember, foster care volunteers play a crucial part in helping unwanted animals get to permanent, loving homes they deserve." }, { "question": "Q: What if a friend or family member wants to adopt my foster animal?", "answer": "Thank you for helping find homes for your foster animals! Please keep in mind however, that the animals will not be available until their medical work, including spay or neuter surgery, is completed. Please refer interested adopters to the MD SPCA Foster Care Program at 410-235-8826 x167 or foster@mdspca.org to start the adoption conversation." }, { "question": "Q: What if I want to adopt the animal I’m fostering?", "answer": "This can happen when foster parents fall in love with the animals. If you wish to adopt a foster animal, please call the program coordinator to start the adoption conversation. Having available foster homes is crucial for saving lives, so we ask foster parents to consider how adopting a foster animal may affect their ability to continue fostering other animals in the future. If you are interested in fostering for the Maryland SPCA, you can begin the application process by completing our foster care application online. The questions asked in the application are to ensure that your foster experience is positive for both you and the animals. When completed, please send your application to the MD SPCA by email to foster@mdspca.org, by fax to (410) 235-1053 or by mail to Maryland SPCA c/o Kaitlyn Thomas, 3300 Falls Rd., Baltimore, MD 21211." } ]

[ { "question": "Will there be continued growth opportunities for senior care service?", "answer": "The senior population is growing at an astounding pace. Each day for the next few decades 10,000+ seniors in the U.S. will turn 65. Today there are nearly 42.5 million adults in the U.S. age 65+ – a number that will double to 84 million over the next thirty years. Senior Helpers is positioned as one of the leading providers in this growing market." }, { "question": "Are Senior Helpers franchise territories protected?", "answer": "Absolutely, our franchises are given a group of zip codes that only they can provide service to clients within them." }, { "question": "Do I have to have any type of medical background to own a Senior Helpers franchise?", "answer": "No, our family of owners come from a variety of backgrounds including sales, marketing, HR, management, customer service, prior or current business ownership, and administration. The areas where we find commonality are drive, integrity, self-starters, compassionate, efficient time management, and a passion for working with and helping others." }, { "question": "Do you offer training and operations support?", "answer": "Yes, our comprehensive new owner training starts with a 10-day visit to our corporate headquarters where you will be working with our leadership and support team in our training facility. Beyond your initial start-up and opening phase, you will be working with a business development manager providing ongoing operational support and guidance. Our company culture focuses on continuing education for our corporate team as well as our franchise owners. You will be provided many additional resources to help support the growth of your business. Below are several questions Senior Helpers frequently receives from clients seeking senior care services. If you don’t see a question answered here, please contact us." }, { "question": "​How will you find the right caregiver for our family?", "answer": "During the initial assessment, we take detailed notes about your loved one’s hobbies, interests, and needs. We then review our caregiver pool to find the person with the matching personality and skills. A member of our team will also be present on the first day of home care for the caregiver introduction and to ensure a smooth start." }, { "question": "​Do you train your caregivers?", "answer": "Yes, extensively. We start by hiring caregivers who have experience working in senior care, then we provide education on Senior Helpers’ processes, standards, and core values. New caregivers complete a 6-hour orientation training that includes topics such as rights of clients, infection control, client care tips, and more. All caregivers have access to dozens of training topics about health care and senior care. ​No, you should never pay a caregiver directly. One designated family member will receive an invoice every other week, and payment should be remitted directly to our office." }, { "question": "​What can I expect in a typical day with my caregiver?", "answer": "​It depends on the type of service you have requested. It might include grocery shopping and running errands in the morning, preparing and eating lunch, preparing dinner for later, and going for a walk and playing games in the afternoon. We also have many activities available for our caregivers to check out from our Client Resource Library, including mind-stimulating programs for our clients with Alzheimer’s or dementia." }, { "question": "​Will we have the same caregiver every time?", "answer": "​We can’t guarantee your caregiver will always be available, but we’ll make every effort to have the same caregiver for every visit. We may occasionally introduce a new caregiver so that you’ll always have an available “substitute” who is familiar with your loved one’s needs and with whom you feel comfortable." }, { "question": "​What do I do if I don't like my caregiver?", "answer": "​If you or your senior family member is uncomfortable for any reason, please let us know – you won’t hurt anyone’s feelings. The most important thing is that you are happy and feel comfortable with your caregiver. If you would like us to find a new caregiver, call our office and we will assist you." }, { "question": "​What happens if our caregiver gets sick or can't come that day?", "answer": "​On days when your caregiver is unavailable, we make every effort to find a substitute who is also a great match for your loved one. We will call to notify you of the situation, and if you have not previously met the substitute caregiver, a member of our team will typically come to your home to make introductions." }, { "question": "​What types of specialty services do you provide?", "answer": "​Senior Helpers locations provide a full range of senior services that may include Wellness Watch, Sitter Services, Care Management, Relocation Assistance, and much more. Please contact your local office to find out more." }, { "question": "​Can Senior Helpers help with medication?", "answer": "​When provided with a schedule, our caregivers can remind their clients to take medication at appropriate times, but they cannot assist or administer the medication." }, { "question": "​What do you mean by light housekeeping?", "answer": "It’s those everyday chores our caregivers offer to help keep the home tidy, including doing the dishes and laundry, ironing, changing the linens, and vacuuming." }, { "question": "​What happens if our loved one goes into the hospital?", "answer": "​Senior Helpers is here for you as much or as little as you need us during this stressful and difficult time. As soon as you can, call our office to let us know the specific situation and an estimated length of hospital stay. We can help by providing our Sitter Services, during which a caregiver will stay with your loved one so you can get some rest. We can also assist with the transition to home, and making sure they are following the steps recommended by their doctor. ​Right away. Senior Helpers is known for our quick-start home care approach, which provides the care you need, when you need it." }, { "question": "​Do I have to sign a contract or keep services for a specified period of time?", "answer": "We do have a standard service agreement that outlines the services that we will provide, which protects you and us. However, you can cancel our service at any time with at least two weeks' notice." }, { "question": "​Can I make changes to the schedule if I have an appointment?", "answer": "Absolutely! We just ask that you give us as much notice as possible by calling our office. Any cancellations with less than 24 hours' notice may be subject to fees." }, { "question": "​If I have a problem or question, whom should I contact?", "answer": "​If you have any concerns or questions, please don’t hesitate to contact our office and speak with a member of our team." } ]

[ { "question": "Can the staff assist me in preparing my Petition?", "answer": "The law prohibits the staff of the Probate Court from giving any legal advice or assistance, it is therefore a violation for the staff to assist anyone in preparing petitions. The word \"probate\" means \"to prove.\" A Will is not operative under the law until it has been proven by the Court to be a Will. The court process allows anyone who has standing to object and be heard." }, { "question": "Why can't the heirs sell property without coming before the Probate Court when a loved one dies?", "answer": "The law changed in 1998 requiring a representative to be appointed by the Court (an Executor or Administrator). The old law allowed the heirs to pass title by quit claim deed. The new law vests the ownership in the representative." }, { "question": "Is a Power of Attorney for an individual good after his/her death?", "answer": "No, the Power of Attorney loses its authority when the individual who executed the Power of Attorney dies. No, a Will only has to be probated if there is enough property in the estate to require probating." } ]

[ { "question": "Why do they fail and why is TSRI's approach different?", "answer": "There are a few main reasons why legacy code modernizations fail. First, manual re-writes can take a great deal of time, particularly for large applications. During this time, changes to the project goals may cause further delays or even cause the project to restart from the beginning. The cost for manual rewriting of code is already very high, and so starting over becomes particularly costly. Also, long code freezes of months and years are common with manual or semi-automated conversions, which result in major issues for your user base, and eventually project failures. Transliterative tools that focus on line-by-line translations of the source code into the modern code are also widely used. Just as using a dictionary to translate from another language to English one word or sentence at a time would result in many areas of confusion, so these tools produce results that don’t accurately reproduce the functionality of the original application. Even when completed, this results in complicated and unmaintainable applications. Finally, the costs associated with large numbers of people on partially-automated and manual modernization projects can be very high. These costs grow as features are added or changed several months or years into the project, until millions and often hundreds of millions have been invested. The fully 100% automated functionality of TSRI’s JANUS Studio solves all of these problems, and is the reason why all of our past projects were successfully completed, and all of our past projects are reference able. This perfect track record of success has been honored by awards ranging from the Stevens award for our CEO Philip Newcomb, as well as the Top 20 Most Promising Defense Technology award from CIO Review." }, { "question": "What are the different options for modernization?", "answer": "This option fits well for large, single or multi-language applications that are actively maintained, valueable and irreplacable. TSRI's solution uses model-driven, AI-based, fully automated methods to achieve 100% automation in the modernization of a source application to a target language and architecture of your choice. Learn more about the advantages of the fully automated approach here. Semi-Automated Modernization technologies an work, if the source application is small or very small and you have a specific reason to choose a less automated method. However, because of the manual input required to fill gaps in the transformation, the transformation risk with semi-automated modernization increases corresponding to the size of the application, because humans are in the loop touching the code and introducing errors. For example, transliterators (which translate code \"line-by-line\") produce legacy-like target code that must be manually edited. Other semi-automated model-driven approaches require additional manual rewriting, often for large amounts of code at large expense and risk. This increases the chances of schedule overrun and increasing costs, and does not allow for automated refactoring, or flexible approaches that allow for mid-project changes. As a result, semi-automated solutions that can handle one or two languages are typically not good solutions for larger projects. Even an automation level of 95%, on a 1,000,000 line application, means that 50,000 lines of code or more must be manually written, at dramatic expense. Rehosting is a good solution if the application is not actively maintained and only needs to move off its current hardware/platform. This solution retains the legacy language, and so development/maintenance continues to be difficult and costly, and exposes the customer to increased technical debt as fewer and fewer resources are available. Also, the significant license costs associated with Rehosting can be unattractive for customers. In fact, the effort to undertake a TSRI modernization is often equal or lower than 1-2 years worth of licensing cost. COTS replacements are very common for replacing general applications that do not have many custom features. Usually the COTS applications look completely different, have different functionality and have license costs associated with them. This requires costly and lengthy retraining of the current users who are not familiar with the new system and rely on the vendor to \"make-them-work\" for the business scenarios. Again, license costs and vendorlock are other disadvantages, as is the ability to maintain and modify the application moving forward. Definately the most costly, highest risk and longest approach is rewriting the code manually. This is an approach often used on applications that need massive forward development and required major changes in functionality. The independant research firm, the Standish Group, shows clearly that the high liklihood of \"challenged\" or \"failed\" projects, based on hundreds of modernizations/migrations/replacements, should be a major consideration for any manual redevelopment effort. Most of TSRI's successful large modernizations follow a failed manual effort that expended millions or tens of millions of dollars before being scrapped. Request a copy of the Standish Group report here." }, { "question": "What System-Level Documentation are offered by TSRI?", "answer": "TSRI’s JANUS Studio® generates richly indexed and hyper-linked system-level design documentation of the entire legacy system. This is called “As-Is” documentation of the source system, also called Application Blueprint®. Once the system is in its modernized state, the target code is also documented. This is called “To-Be” documentation, also called a Transformation Blueprint® . The “As-Is” and “To-Be” documentations can be combined to allow a side-by-side view of both systems. Customers may receive a free Transformation Blueprint ® using a sample of their own code and choice of target language." }, { "question": "What are the advantages to TSRI's approach?", "answer": "Because our toolset is tuned to the source code to perform 100% automated code transformations very rapidly, we can make changes to the transformation specifications and then re-transform the entire application after that change is made. While bringing a great deal of flexibility to the project, this allows also us to perform refactorings like eliminating dead and redundant code, code consolidation, architectural level refactorings, or simply make changes to improve maintainability and readability- and then re-transform the code very quickly." }, { "question": "What are TSRI's Tools & Processes for Modernization?", "answer": "Perform detailed analyses of legacy source code. Transform legacy source code into modern target languages. Perform initial detailed analysis of target code, (to support testing). Apply fully automated re-factoring operations. Iteratively apply semi-automated re-factoring operations." }, { "question": "Does TSRI modernize the GUI, database, batch, online and other internal calls?", "answer": "Yes, TSRI can modernize the GUI and Database. We have modernized many different databases, such as flatfile Databases, hirarchical databases and relational databases. Most of our target databases are relational databases, such as Microsoft SQL Server, Oracle SQL Server, but also non SQL based databases and OpenSource Databases. In regards to the Online and Batch, yes, we have and do modernize batch and online code. Almost all of the modernization projects included a GUI, online, database, and batch code." }, { "question": "How does TSRI's approach minimize risk?", "answer": "TSRI’s approach has a 100% success rate over all 130+ major modernization projects we have undertaken, all of which are reference-able projects. This is not magic, but the result of a fully-automated code documentation and transformation process as well as a disciplined and free pre-project assessment phase during which TSRI will identify any potential risks to the project. The JANUS Studio® transformation provides code that is accurate and uniform, eliminating the risk of technical failure. TSRI reduces financial risk by operating on a Firm Fixed Price (FFP) basis for initial tasking and Firm Fixed Rate (FFR) for testing and implementation support. While manual and semi-automated transformations rely on coordination of many—often hundreds—of developers, TSRI’s automated processes typically require only a handful of project management engineers, typically fewer than 10 people, avoiding the risk of key personnel departures. Finally, because a code freeze of only a couple days to a week is required, maintenance and updating can continue on the application all through the assessment and development process, eliminating the risk, business disruption, and project failure associated with long code freeze periods." }, { "question": "How fast is TSRI's code conversion?", "answer": "Our tool transforms 1 million lines of legacy code into modern code, in about 30 minutes. This is not magic, but the result of using a 100% automated, iterative code conversion process that has been developed over 2 decades, and hundreds of millions of lines of code. Test-ready code will be produced through this iterative process, which will then need to be tested, integrated, and fielded." }, { "question": "Can you prove that TSRI's technology can transform or document my code automatically?", "answer": "Yes, definately. If you can provide TSRI with a portion or all of your source code (under NDA if neccessary), we can generate a first-cut Transformation Blueprint® of your source code, which will be available to you as a free preview. This allows you to review your source code and the transformed code, side-by-side. The Blueprint also shows other artifacts, such as structure of the code with Structure Charts, Control Flow Graphs, Data Flow Diagrams, State Machine Models, McKabes' Complexity Index, Similar Code and much more." }, { "question": "What industries does TSRI have experience in application transformation & documentation?", "answer": "Although we have experience transforming code from a variety of industries, from government, defense, financial, insurance, entertainment, logistics, commercial, our toolset is truly industry neutral. The specific functionality of the application, as well as its external interfaces, databases, user interfaces and other factors do not affect our ability to transform the application to a functional equivalent in a new language and architecture. TSRI has modernized everything from Submarine Weapons code, Satellite Code to Billing Applications for major telecommunication's companies. Our language and industry neutral approach will be applicable to your source application." }, { "question": "No but seriously, when you say 100% levels of code automation, how much additional manual intervention is required?", "answer": "There is no manual intervention required to transform code via our JANUS Studio toolset; it is 100% automated. As one of the first steps during our modernization, TSRI needs to create a full and complete model of the application. This model is where all the work that TSRI does, for example refactoring and redesigning happens." }, { "question": "What level of automation is TSRI able to achieve?", "answer": "TSRI is able to achieve a 100% level of code automation in our artificial intelligence-based transformation engine called JANUS Studio®." } ]

[ { "question": "Frequently Asked Questions / How does EZ CamSites compare with other webcam studio programs?", "answer": "Our studio commission rates are among the highest in the industry. We’re the only major studio program that offers a higher commission rate to studios than to models. All our competitors pay their studios and their models the same rate. This creates an adversarial relationship between studios and models since models will constantly try to go around studios to avoid having the studio take a cut of their pay. We’re the only studio program that includes a fully branded white-label website, plus a fully-branded model sign up form, plus a fully-branded model login. We offer these features at no cost to our studios. We’re the only studio program that offers the option of us paying your models directly. If you choose this option, we’ll pay your models, file their tax forms and pay you your studio commission separately. This relieves you of the huge burden of doing payroll. We’re one of the few studio programs that provides a way to monitor and interact with your models while they’re broadcasting. Our model documentation process is fully electronic, so there’s no need for models to print or scan documents when they sign up. We also allow your models to use any available stage name they want. There’s no “approval process” for stage names. This make it faster and easier for you to get your models online." } ]

[ { "question": "How do i check my E mail?", "answer": "If I understand your question, to check your email, go on internet, go to your internet provider's website and log in using your passwork. If you have further questions, please call us at 399-2434, ext. 5231." } ]

[ { "question": "What programs are offered through Therapeutic Recreation?", "answer": "The programs have an emphasis participation, socialization, community awareness, inclusion and development of recreation/leisure skills that carry over to the home and community. 4." } ]

[ { "question": "Can I set up payments on my own website?", "answer": "Absolutely! You can use the Due Payments API to accept payments on your own website in a number of different ways. Current sellers use it for everything from simple checkout to complex marketplace integrations." }, { "question": "Can I create subscription payments?", "answer": "We currently do not manage the payment timing, but you can hook into our Due Payments API to regularly bill your customers on any schedule you like. Your customers must agree to the payment schedule beforehand. For example, if you want to charge your customers monthly, your system would make a payment request to the Due Payments API once a month." }, { "question": "How safe is the API?", "answer": "Due takes security very seriously. We encrypt our data in a PCI compliant environment and apply our rigorous standards to our API as well." }, { "question": "Does Due protect me from fraud?", "answer": "Absolutely. Out of the necessity to protect the hundreds of thousands of people that use the Due core platform, Due has developed state of the art systems to detect fraudulent or inappropriate usage of the product. This same technology applies to all payments run through our API. The Due engine protects all of your payments equally well." }, { "question": "How can I test Due Payments API integration?", "answer": "stage-app.due.com is our sandbox server. It’s the best place to test your application before requesting production credentials. When you are ready for production implementation all you will need to do is swap your sandbox credentials for production credentials." }, { "question": "How long does it take to get approved for Due Payments API?", "answer": "Due Payments API applications are handled on a case by case basis. Our support team will do our best to handle your request as soon as possible." }, { "question": "How do refunds to my customers work?", "answer": "You can easily issue refunds to your customers via our API or in the E-Commerce Payments section of your Due account. For additional information and documentation, please visit https://due.com/developers/." } ]

[ { "question": "Is there a demo account?", "answer": "We offer you to use a demo account with the balance of 10 000 virtual money in order to be able to evaluate the benefits of the trading platform." }, { "question": "How my profit is calculated?", "answer": "Your profit from a trade can be up to 95% of the investment amount. Profit depends on current situation of the market." }, { "question": "Are there any commissions upon making transactions with my trading account?", "answer": "Our company does not take any commissions on your transactions. But such commissions can be taken by the payment systems or payment aggregator. Minimum withdrawal amount is 10 USD." }, { "question": "Do i need any documents to withdraw funds?", "answer": "Company representative can ask you to send scanned documents, depending on the withdraw type. All the information will be sent to your e-mail." } ]

[ { "question": "Who qualifies for a secured loan?", "answer": "Basically, any person who is a citizen of the UK, has an asset that they can pledge as collateral, resides within the UK, earns a regular income and is an adult of sound mind qualifies to apply for a secured loan. In fact, the aforementioned are the basic requirements." }, { "question": "What is the maximum amount of money I can borrow under a secured loan?", "answer": "The maximum amount you can borrow under a secured loan is dependent on the value of your collateral, your income and your ability to repay the loan on a monthly basis. In other words, even if you’ve put your home as collateral and therefore qualify to go for a loan of a million pounds, the lender might deny you if your income is not sufficient to meet monthly payments." }, { "question": "When should you consider going for a secured loan?", "answer": "The best time to go for a secured loan is when you are grappling with credit problems and therefore cannot avail an unsecured loan. Secondly, secured loans are better if you are seeking to borrow a considerable amount of money for a prolonged period of time. With collateral, most lenders feel that the risks on their side are mitigated and therefore would not hesitate to approve your application." }, { "question": "Are there penalties for repaying a secured loan early?", "answer": "In most cases, lenders encourage borrowers to repay their loans early. However, not all encourage this and there are a few lenders that might actually penalise you for clearing the loan earlier than agreed. It is therefore important to check with your lender in advance and get a clear picture as to whether early repayments attract a penalty. Actually, the loan repayment period is informed by the amount of money you’ve borrowed, how long you’ve borrowed it for and the interest rate attached to the loan. The higher the amount of money borrowed, the longer it will take for you to repay the loan and vice versa." }, { "question": "Are interest rates for secured loans as high as for unsecured loans?", "answer": "No. The reason why unsecured loans have high interest rates is because of the uncertainty and high risks on the side of the lender should the loan be defaulted. In fact, the main reason why lenders charge high interest rates for unsecured loans is because there is no fall back asset should things go awry. The same cannot be said of secured loans where the lender can auction the security and use the proceeds to recoup their money. As such, secured loans tend to have relatively low interest rates as compared to unsecured loans. Basically, you can use the loan for anything you want. This could be to start a business, to inject more cash into an existing business, to buy furniture, to buy a new car, debt consolidation just to mention but a few. It is however important that you use the amount advanced wisely." }, { "question": "What happens in the unlikely event that I can’t repay the loan?", "answer": "If you are facing financial problems, it is always important to approach your lender and work out a new repayment plan. However, you need to note that in the event you can’t repay your loan, you stand the chance of losing the asset you pledged as security. This is because the lenders will always dispose of the asset to recoup their money." } ]

[ { "question": "Q: Where can I download the rules for the game?", "answer": "A: The current ruleset is the Blood Bowl Competition Rules Pack (CRP), with BB2016 adjustments being as quickly as possible. You can find CRP via the NAF site, see the Blood Bowl websites section. There are some guidelines on the NAF website for adjusting to the BB2016 ruleset." }, { "question": "Q: Where do you download the game client?", "answer": "A: All you need to download and install is Java. When you join a game as either a player or a spectator the program will download automatically and/or update to the latest version." }, { "question": "Q: I can't chat in game, how do I fix this?", "answer": "A: Click here, the instructions for fixing this problem are half way down the page." }, { "question": "Q: My game got disconnected, how do I resume play?", "answer": "A: Click the Resume button next to your team on your home page and the game will automatically re-load." }, { "question": "Q: How can I contact other coaches?", "answer": "A: FUMBBL has an internal mailing system to send private messages to fellow coaches. Alternatively, joining the Discord allows direct conversations with other coaches online." }, { "question": "Q: How does the Random Number Generator (RNG) work and are the dice rolls really random?", "answer": "A: In short yes, but click here to read how the RNG truly works and find out how it is actually more reliable and random than real dice!" }, { "question": "Q: I have found a Bug, how do I report it?", "answer": "A: Click here to report bugs. Make sure you check to see if there is already a bug report for this before you create a duplicate. Also make sure you pick the correct section in the drop down menu at the top of your report when you report the bug. FUMBBL is for site related bugs and Fantasy Football is for bugs in the game/with the client." }, { "question": "And team logos?", "answer": "A: Player images should be 95*147 pixels. They can be gif, jpg or png and must be less than 30kb in filesize. Team logos shouln't exceed 390*450 pixels (the size of your half ot the pitch), and are limited to 100 kb. Tip, use the save for web feature if you are using photoshop to reduce the filesize. Q: When using Linux with the Gnome Desktop, a white bar appears at the bottom of the screen, prohibiting the use of the chat. A: This is a known issue with Gnome and the Java JDesktopPane (Internal Frames) in that Gnome renders a toolbar inside the application. One workaround is to use a different Desktop (e.g. KDE) or Windowmanager. Another way to set up a config-file to disable that part of gnome for Javaw can be found here (broken) or here." } ]

[ { "question": "How Sellers and buyers submit their queries?", "answer": "Through contact form buyers and sellers can send their queries. Queries will respond by GigsGenie Customer Support panel. The portfolio and description upload by a Seller about packages is called showcase. In GigsGenie gigs are the jobs of different categories in different fields." } ]

[ { "question": "What is Hour Dream LTD, and what are the activities of the company?", "answer": "Hour Dream LTD is a prominent representative of the international computer technologies market, BitCoin encryption algorithms and mining, it is a developer of hardware and offers safe investments in this area." }, { "question": "Is Hour Dream LTD a registered and legal company?", "answer": "Yes, Hour Dream LTD is registered in the United Kingdom as \"Hour Dream LTD\" with a registration number of 11632850. Any interested person can become the investor of Hour Dream LTD, no matter how well he or she understands the scope of our business and technical aspects of BitCoin mining as a whole." }, { "question": "Is your business established for a long term?", "answer": "The company develops long-term relationships with customers and partners. Our business plan includes the phased development over the next 10 years, until at least 2027." }, { "question": "Can I lose money by investing here?", "answer": "No, you can't lose money. We make every effort to ensure the safety of your assets." }, { "question": "How do I open my Hour Dream LTD account?", "answer": "In the \"Make A Deposit\" section of your account, select the necessary investment plan, enter the amount, select the payment source (send the amount from a BitCoin wallet or invest from the account balance) and click on Spend button. After that, the system would suggest you a BitCoin address where you need to send money. Note that you have to make this payment from your BitCoin wallet. Given the fact that our company is involved in cryptocurrency mining, We accept Perfectmoney , Payeer , Bitcoin,ETH,Bitcoin Cash, Dash,Dogecoin and Litecoin as Payment Method For deposits and withdrawa.. I wish to invest with Hour Dream LTD but I don't have a BitCoin address." }, { "question": "Where can I register it?", "answer": "Bitcoin address is your ID (account, wallet number), starting with 1 or 3 and containing 27-34 alphanumeric Latin characters (other than 0, O, I). The address can also be represented as a QR-code, it is anonymous and does not contain information about the owner. For example, 1TopMSEYstRatqTFn5Au4m4GFg7xJaNVN2 or 398Tt1WpEZ73CNmQviecrnyiWrnqRhWNLy. Each of your deposits can be for any amount from $5, and the maximum is $50000. The number of such deposits is not limited. You cannot. You can not change your username or email. The only solution is to re-register your account. Address the technical support service via the feedback form in the \"Support\" section or via admin@hourdream.com and send the following data: 1) your login, 2) the exact amount of the deposit in Bitcoin, and 3) the address, to which the payment was sent." }, { "question": "After I make a withdrawal request, when will the funds will be process?", "answer": "All withdraw will process instantly. Hour Dream LTD Offer Referral Commission Upto 10%. I can't enter my account!" }, { "question": "What to do?", "answer": "Check the login data: your username and password. If you are sure you enter correct data, but it is not possible to access the account, use the password reset function, which is located below the login form. Click on forgot password link, type your username or e-mail and you'll receive a confirmation code to your email for resetting your password. I didn't set Bitcoin address during registration or specified it wrong." }, { "question": "What to do?", "answer": "You can always add/edit your Bitcoin address in \"Edit Account\" section. To do this, you will need to get an email with a confirmation code. Please note that the email may appear in the spam folder. I don't receive emails from the company!" }, { "question": "What investment terms does Hour Dream LTD offer?", "answer": "Depending on the investment plan and the amount of the deposit, your daily earnings can range from 5% to 800%. Accruals are made daily (every day), and on a permanent basis, without the return of the initial deposit. I made a request to withdraw profit, but it is pending!" }, { "question": "What to do?", "answer": "The most likely cause of the payment delay is invalid Bitcoin address in your \"Edit Account\" section, or its absence, check it out first. You can do it yourself in the Withdrawals History section by clicking [cancel]. My withdrawal request is processed, but the amount did not get in my Bitcoin wallet." } ]

[ { "question": "Considering a divorce?", "answer": "Check out my DIVORCE FAQs. Contact the Law Office of Rachel Thomas to schedule a time to discuss your situation." } ]

[ { "question": "Can I bring my pet to Quality Inn Louisville - Boulder?", "answer": "A: Yes, Quality Inn Louisville - Boulder offers pet-friendly accommodations. For an additional fee of $10 per night, you can bring up to two pets of any size. Please call (877) 411-3436 before booking to make sure that a pet-friendly room is available." } ]

[ { "question": "Do you have any brochures I can print out?", "answer": "iNaturalist provides a place to record and organize nature findings, meet other nature enthusiasts, and learn about the natural world. It encourages the participation of a wide variety of nature enthusiasts, including, but not exclusive to, hikers, hunters, birders, beach combers, mushroom foragers, park rangers, ecologists, and fishermen. Through connecting these different perceptions and expertise of the natural world, iNaturalist hopes to create extensive community awareness of local biodiversity and promote further exploration of local environments. iNaturalist was originally the Master's Final Project of Nathan Agrin, Jessica Kline, and Ken-ichi Ueda at UC Berkeley's School of Information. Check out the About page for more info on the current admins. iNaturalist is built using Ruby on Rails, MySQL, jQuery and Google Maps, and Flickr. It also utilizes the Catalogue of Life, and uBio, and a variety of other data sources for taxonomic data. You can help iNaturalist by giving us your feedback. Join our Community Forum to sign up for interact with other users, report bugs, and request new features. You can also help iNaturalist by adding your observations and helping other community members identify their unidentified observations. If you know how to code and want to help work on some features, fork us on GitHub! You can contact us at help@inaturalist.org." }, { "question": "What are staff, curators and site admins?", "answer": "iNat staff are the people who run the site. They have direct access to the underlying code and the database, and they can change anything on the site. You can read more about the staff members here. Curators are iNat users who volunteer to help keep our taxonomic data up to date and help deal with other issues. This is not the same thing as a project curator. If you're interested in becoming a site curator, please read through the iNaturalist Curator Guide, then contact us, and include your username as well as specific examples of what kind of changes you'd like to make that require curator powers. The main requirement is not taxonomic expertise but attention to detail and an understanding of how iNat works. If you only have a few observations or identifications we'll probably ask you to continue using the site for a little while until you understand it from a normal user's perspective. Curators can also promote other users to curator status. Please only promote people you trust and that you know to have some taxonomic knowledge and attention to detail. Site Admins help administer national nodes in the iNaturalist Network including how those nodes are configured etc. Copyright violations should be flagged, i.e. re-published text or images that were created by other people without any evidence of permission or license by the creator of the work. If copyrighted images are used, flag the photo(s) directly rather than the observation. You can do this by clicking the \"i\" (white circle) below the photo and clicking \"Flag this photo\" in the very bottom righthand corner of that page. Then choose \"copyright infringement\" in the pop-up and save. Sure, we have a tri-fold brochure available for download in PDF form here. It is written in English and is less of an instruction manual than it is a introduction to what iNaturalist is and how people can contribute. Another method to obtain these coordinates is to have the user trust you, which they can do via the Manage Relationships link on their Account Settings page. If they trust you, you will be able to see all of their private or obscured locations. Verifiable observations are labeled \"Needs ID\" until they either attain Research Grade status, or are voted to Casual via the Data Quality Assessment." } ]

[ { "question": "I was wondering if you need volunteers of extra employees in the library?", "answer": "I have lots of free time on weekends so I would love to help around in any way. Let me know if my earlier answer did not go through. Best wishes." } ]

[ { "question": "Can I view my certificates/policies online?", "answer": "Yes, you can view your certificates/policies by creating an online account using the First Time User link in the Member Login section at the top of this page. After creating your online account, any certificates/policies on which you are the owner and the insured will automatically be connected and viewable in your online account. Q." }, { "question": "How do I create an online account?", "answer": "To create an online account click on the First Time User link in the Member Login section at the top of this page. You will then need to provide a unique user name, a valid email address, and a password, along with answering 4 security questions. After acknowledging the Terms and Conditions, click the Next button to continue. On the next screen you will need to provide the last four digits of your social security number, your date of birth, and your mailing zip code, then click the Submit button. Once your information has been connected in our systems, you will be prompted to login using the user name and password you created. Upon login, you will see the certificates/policies on which you are the owner and the insured. Q." }, { "question": "Why can’t I see all of my certificates/policies?", "answer": "Currently, the only certificates/policies available are those where the member is the person insured and is also the owner. For example: Jane Doe has $50,000 of life insurance coverage on herself. She applied for the coverage and is the owner. Jane will see this certificate/policy information on the member website. Jane Doe also owns $25,000 of life insurance coverage on her son. Because Jane is not the insured, she will not see this certificate/policy on the member website. Information on certificates/policies that are lapsed (inactive due to not paying premiums) over 45 days will not be available. Q." }, { "question": "Why am I getting a message that states my member information is not found?", "answer": "This means the site was unable to find your records based on the information you entered in your profile. To make sure that we have the correct information for you on file and to resolve this issue quickly, please contact Customer Service at 1-800-225-3108, or use the Contact Us option at the top of this page and include your name, certificate/policy number(s) and request. Q." }, { "question": "How can I make premium payments online?", "answer": "You can make a one-time, non-recurring premium payment from your checking or savings account after creating an online account. Login to your account from the Member Login section, then click on the Payments tab at the top of the screen. Complete the online form and then click the Submit button. Q." }, { "question": "How can I set up recurring automated premium payments?", "answer": "You can have your payments automatically withdrawn from your bank account on a recurring basis for certificates/policies which you are both the owner and the insured. This is very convenient, eliminates late payments and may be eligible to receive a premium discount. Login to your account from the Member Login section and choose the Forms tab at the top of the page; fill out the Pre-Authorized Payment Plan Form completely; print it; get the appropriate signature(s) for the account and mail it to WoodmenLife. If you need assistance, contact your Representative or Customer Service at 1-800-225-3108. You can also use the Contact Us option at the top of this page if you have any questions. Q." }, { "question": "Can you email me this form?", "answer": "To change your beneficiary for certificates/policies which you are both the owner and the insured, login to your account from the Member Login section at the top of this page, then click the Forms tab at the top of the page; fill out the Beneficiary Change Form completely; print it; get the appropriate signature(s) and mail it to WoodmenLife. Q." }, { "question": "Can you email me this form?", "answer": "As the owner or payor of a certificate/policy you can login to your account from the Member Login section at the top of this page, then click on the Forms tab at the top of the page and download the Pre-Authorized Payment Plan Form. Fill the form out completely with the new bank account information; print it; and mail it to WoodmenLife. You can also contact your Representative, Customer Service at 800-225-3108, or e-mail us with your name, certificate number(s) and request. As the owner of the certificate/policy you can login to your account from the Member Login section at the top of this page and complete the online Change of Address Form. Choose the Change Address/Phone link in the right column, enter the new information and select Save Changes to submit it. For assistance, contact Customer Service at 1-800-225-3108. You can also contact your Representative, Customer Service at 800-225-3108, or e-mail us using the contact us form. Q." }, { "question": "How can I change my name on my certificate?", "answer": "As the owner of the certificate/policy you can login to your account from the Member Login section at the top of this page, choose the Forms tab at the top of the page; then select the Name Change Form to download it. Fill out the Name Change Form completely; print it; provide the appropriate signatures and mail it to WoodmenLife. Q." }, { "question": "How can I find out about my certificate?", "answer": "If you are the owner and the insured on the certificate/policy, you can create an account to view your certificates/policies online." }, { "question": "How can I become a WoodmenLife member?", "answer": "For information on becoming a WoodmenLife member, you can call Customer Service at 800-225-3108 or contact us with your name, address, phone number and best time to call you. Q. I no longer smoke or have never smoked." }, { "question": "How can I get this changed on my certificate?", "answer": "As the owner of the certificate you can contact your Representative or Customer Service at 800-225-3108. You can also use the contact us form. Be sure to provide your name, address, phone number and your request to change to a non-tobacco user. We will then mail you the form and instructions that you will need to complete and return to us by mail. Q." }, { "question": "Does WoodmenLife offer a College Savings Plan?", "answer": "College Savings Plans are available through our subsidiary, Woodmen Financial Services. Your WoodmenLife Registered Representative can provide information on the various plans available. For more information, you can also call 800-328-2968 ext. 57040, visit the College Savings page of woodmen.org or contact us by using our email form. Please provide your name, address, phone number, best time to call and request information on College Savings Plans. Q." }, { "question": "How do I file a death claim?", "answer": "You can contact your Representative, Customer Service at 800-225-3108 or email us by using our contact us form. We will mail you the forms and instructions. You must fill out the form completely and return it to us by mail. Customer Service can be reached at 800-225-3108 and is open from 7:00 a.m. to 5:00 p.m. Monday through Friday, Central Time. Our Customer Service specialists are available to serve you in English, Spanish or Korean. Q." }, { "question": "How can I get a copy of my certificate annual report?", "answer": "As the owner of the certificate/policy you can contact Customer Service at 800-225-3108 or e-mail us using the contact us form. Be sure to include your name, address, phone number and your request to receive a duplicate annual report. Q." }, { "question": "When do certificate annual reports for traditional and Universal life insurance, and annuities get mailed?", "answer": "Traditional and Universal Life certificate statements are mailed each year by the 15th day of the anniversary month. Annual Reports are mailed each January for all annuity certificates. Mid-year reports are mailed in July for the following types of Annuity certificates with values of $5,000 or more: Flexible Premium Deferred Annuity; Single Premium Deferred Annuity; Non-Life Single Premium Immediate Annuity. These include Basic Annuities, IRAs, ROTHs, SIMPLEs, SEPs and TSAs. Q." }, { "question": "How can I get WoodmenLife's Discount Prescription Drug Card?", "answer": "The owner of the certificate/policy can call 800-700-3957 or e-mail us using our contact us form. Be sure to include your name, address, phone number and certificate number, if possible. Q." }, { "question": "How can I get information on a deceased relative for genealogy purposes?", "answer": "Due to federal and state privacy laws, WoodmenLife will not disclose the personal information of deceased individuals unless it is in relation to a claim or a potential claim. You may be able to find information about a deceased relative from the Family Search Centers, including the Family History Library in Salt Lake City, Utah. Their telephone number is 1-800-406-1830. Q." }, { "question": "How can I order a duplicate tax form?", "answer": "As the owner of the certificate you can contact Customer Service at 800-225-3108 or e-mail us using the contact us form. Be sure to provide your name, address and phone number, and request a duplicate tax form. Q." }, { "question": "When will I receive my tax information?", "answer": "The 1099 forms are mailed each year no later than January 31. You can also contact Customer Service at 1-800-225-3108 or e-mail us for tax information. Q." }, { "question": "How can I request a copy of my certificate?", "answer": "As the owner of a certificate/policy you can contact your Representative or Customer Service at 800-225-3108." } ]

[ { "question": "How Do I Get Back The Cash Which Was Drawn In The Demonstrated Employee Sick Scams Within North Yorkshire?", "answer": "I'm a little anxious since I can't get hold of the person that owes me money in North Yorkshire and I must get the money back. I bought something expensive online because it seemed like a great deal but ignored the doubts I was having in Marske-By-The-Sea. If you are utilizing an internet company within North Yorkshire, A Corporate Background Check within Middlesbrough may be worth considering. To ensure how the business you are likely to sell to inside Middlesbrough will be sincere and bonafide, Private Detective Middlesbrough Corporate Background Check inside Middlesbrough can supply each right information in North Yorkshire to help make An expert selection. Should you be going through several difficulties in terms of choosing the person who is in debt to you inside Guisborough, Tracing Debtor services will have the option of working you in terms of obtaining in which they may be dwelling. Private Detective Middlesbrough provide extremely effective Tracing Debtors solutions within Middlesbrough which discover lacking Debtors within North Yorkshire." } ]

[ { "question": "My classes will be laid back, but thorough- why cut corners if you can take a little extra time to do it right?", "answer": "Hey, it's your vacation. Enjoy! My wife Pat and I first came here together on vacation a few years back. We fell in love with it. Kona is beautiful, the people are great and the island of Hawaii has so many different things to offer. The weather is great, the diving ain't bad (now there's an understatement), it has a rural feel and still has the more urban amenities. \"It's a great place to visit, but I WOULD want to live there!\" So, we ended up here. Now that we're here and semi-local, we'd like to invite you to visit Kona and see what it's all about." }, { "question": "Your Open Water Certification class- Why do you offer additional discounted days of diving?", "answer": "You learn to dive best by DIVING. Most people are diving soooo much better by the end of their first dive compared to their first few minutes. This improvement is noticeable on each and every dive. There are 4 dives required for certification and many people are just getting the hang of things around then. By doing extra diving, not only will you be a better diver, but you will get a chance to have fun diving without having to complete skills and you will also see more dive sites and conditions than I can show you on 4 dives. Any extra diving you'd like to do with us on your vacation once you are certified will be at our multi-day discount price. You don't have to be an athlete to dive. You should be in reasonable condition, be able to walk that 12 minute mile with ease. Most agencies require a swim of 200 yards (no time limit, just need to use a recognizable stroke) or 300 yard snorkel and a 10 minute tread water as physical requirements for certification, so be prepared to do those to become certified. All agencies will have a medical history form to fill out when you sign up for classes. If you have a medical history (any number of conditions) you'll want to request a form ahead of time to sign off on. It'll be a yes or no listing, and if you have a history of any of the conditions listed you'll need to have your doctor sign off that he see no prudent reason you shouldn't be allowed to dive (sounds worse than it is, most doctors will sign off on most of the conditions. Your average scuba professional doesn't have the medical expertise to make that kind of judgement). Once you are certified, it's a very good idea to try to stay in shape. It can be a bit of surprise how a long layoff can make things a bit more difficult than you remembered it being. My Friend is a Diver." }, { "question": "Can he show me how to dive?", "answer": "This is not a good idea. The average diver has not learned how to teach someone else to dive. The omission of any information could be critical. Even Dive Masters are not allowed by their agencies or insurers to train uncertified (and in most cases even certified) divers, though they are allowed to assist Instructors in training under instructor supervision in many cases. Scuba Instructors have gone through the training and possess the appropriate training materials to insure proper and safe training for those wishing to dive." }, { "question": "I'm a bit nervous about trying diving, is there anything I can do ahead of time to help me out?", "answer": "Get in the water. Spend some time in the pool. Definitely do some snorkeling if you have the chance. A day or two of snorkeling just before an intro dive or class can make a big difference in people's confidence level. This can make things much easier if it has been some time since you've spent considerable time in the water, even for those who \"used to swim like a fish\"." } ]

[ { "question": "What will Wake Forest’s campus look like in 10 or more years?", "answer": "A master plan is an attempt to answer that and other questions. A master plan is an effort to understand current and future needs, not just in terms of buildings, but also in terms of traffic and parking, the environment, green spaces, water sheds, utilities, etc. The thrust of a campus master plan is not to identify individual or departmental space needs. It’s a more broad-based look at the campus. One of the most important things a good plan does is look at the “synergies” between buildings as well as providing for a landscape scheme that knits the buildings together. A good example of that is our “science quad” where the three science buildings are located close together." }, { "question": "When was the last campus plan developed?", "answer": "Wake Forest has had only one master plan, the one that Jens Larson developed in the 1950s. It has been updated four times, in 1988, 1991, 2000 and 2009. In each of the earlier updates the focus was more on a specific area of campus or to address specific needs, such as a site for a building, rather than looking at the campus as a whole. The most recent update of the plan was much more comprehensive." }, { "question": "How did the process ensure that those with historical knowledge of and appreciation for the campus’ special appeal and environment be heard?", "answer": "The process was very inclusive of the entire campus community. Several open forums were held for the campus community, as well as the local community, to provide input to the plan and to be kept updated as the plan developed. Members of the campus community expressed appreciation of campus traditions, the charm of campus, its residential nature, and the impressive core of campus." }, { "question": "What happens now that the most recent master plan has been completed?", "answer": "It’s important to remember that the master plan is not so much one final document as options to consider for the future. Generally a master plan attempts to cover a 20 to 50 year time period in terms of how the campus should develop. So after the master plan is finalized, there will be a shorter term plan that sets priorities to cover five to 10 years. That also means that it is helpful to update a master plan every five to 10 years in order to adapt the plan to changing conditions." } ]

[ { "question": "Posted on 08/13/2018When Can a Child Be Liable for a Parent's Nursing Home Bill?", "answer": "No. Missouri does not protect the ownership of any type of 529 or other college savings plan from your creditors. Call us now to learn more about a 529 Educational Savings Trust which can protect the money in your 529 College Saving Plan for your children." } ]

[ { "question": "What are some of the main differences between Feemster Portable Buildings and others?", "answer": "Yes! If you buy a true portable building with only two skids it can be readily loaded onto a trailer for transporting to your new location. None at all!! Since we do not use wood siding you will not have to paint or hire someone to paint your building nor will you have to repaint the building every few years. Since we install a heavy duty aluminum roof you will never have to replace shingles that blow off and deteriorate over time. No!!! The reflective qualities of our 29 gauge steel roofing and light earth-toned colored steel siding will keep your building about 20 degrees cooler than a wooden building with the added advantage of being much less likely to catch on fire and burn down. 30 Years or longer, easily twice as long as a building with wooden or other cheaper type of siding being sold to homeowners and businesses today. Because as the owner I do the selling so I don't have to pay 15 to 20% commission to a salesman [and neither do you]. This means I can build you a better building that costs less, exceeds the features of other buildings, and still satisfies margin requirements for my business needs. To keep costs down we do not inventory all the materials it takes to build the over 40 standard sizes we offer along with optional items. This means you get fresh materials straight from our suppliers. Again to keep costs down! Credit card companies charge fees to businesses who accept their cards. These fees in turn are passed on to you the customer. These fees in no way add to the materials or structure of your Steve Feemster Portable Building. Absolutely! Our specifications and prices are superior to what you will find on the market today." }, { "question": "What are some of the main differences between a Steve Feemster Portable Building and others?", "answer": "We use 29 gauge steel roofing installed the correct way so that rain is channeled directly off the building. Our buildings don't leak. Period! We use heavy duty 3/4 inch plywood instead of 1/2 inch or 5/8 inch particle board, wafer wood or other inferior products. We build 8' walls on most of our buildings but we can cut them down lower if that's what you need. These are just a few of the advantages you'll gain by owning a Steve Feemster Portable Building. Give us a call and we'll be glad to discuss your particular needs." } ]

[ { "question": "What does a \"Lo\" Keto-Mojo meter reading mean?", "answer": "Keto-Mojo meters accurately read ketones down to 0.1 mmol/L. Below that, the meter will show a reading of \"Lo,\" meaning your ketone levels are too low for the meter to detect. You are not in nutritional ketosis and need to reevaluate your carbohydrate consumption and fat intake. Then, test again in a day. You have not calibrated your meter with the specific code chip that comes with each pack of ketone strips. Learn how to calibrate your meter here. Your blood sample size is too small. Learn more here." } ]

[ { "question": "How do I log in to CougarMail?", "answer": "CougarMail can be accessed by logging into CougarTrack and and looking at the CougarMail Web part. Alternatively, you may access CougarMail using the direct link and log in with your CougarMail email address (example@cougars.ccis.edu) and your Columbia College password. CougarMail is built on Google technology which offers an infrastructure that is stable, reliable and continually evolving. CougarMail includes seven GB of storage, extensive search tools, chat from within email, and a highly customizable interface. For a full explanation of features, visit Google's support site. 1. Navigate to the eservices login page and click Account Synchronization in the left hand column. 3. Enter your Current Password in the field provided and click Submit. 4. When successful you will see a message \"You have successfully synchronized your accounts.\" 5. Try logging into CougarMail again with your eservices user name and password." }, { "question": "How do I forward my CougarMail to another email account?", "answer": "You may have a lot of email accounts to keep up with. See our instructions for enabling and disabling CougarMail forwarding to an existing account for more information." }, { "question": "How can I learn more about Cougarmail?", "answer": "CougarMail is continually growing and new features are added. Watch this interactive tutorial to learn more." }, { "question": "How do I setup my CougarMail on my Smartphone or Tablet?", "answer": "CougarMail can be setup on mobile devices such as Smartphones or Tablets through the device's built-in email app. In your device's email app, choose the account type GMail, and be sure to use your entire email address when setting it up (username@cougars.ccis.edu). For assistance with this process, please contact the Technology Solutions Center by phone at 1.800.231.2391 ext. 4357, by email at CCHelpDesk@ccis.edu or by visiting the self-help portal at http://help.ccis.edu." } ]

[ { "question": "Will I still need a \"Visual Restriction\" on my driver’s license?", "answer": "We will supply you with a document that states you are participating in a visual therapy program that eliminates the need for corrective lenses during working hours. The document should have an expiration date and you should have your driver’s license updated with a new vision screening through your local DMV office to reflect this change, before the expiration date." }, { "question": "I suffer from “Dry Eyes\", Can I have CRT?", "answer": "Probably, but we can only determine this through a thorough eye examination. Many patients with dry eyes do well with CRT. Since you are wearing the lenses only while sleeping, the closed eye state minimizes evaporative loss of tears and can give dry-eye patients suitable vision without compromising the ocular surface. A child’s vision changes." } ]

[ { "question": "NQCBGT Dragon Art, The CENSUS and the AFD Phone Book?", "answer": "characteristics, legends, art styles and other aspects. * Discussions regarding specific author's ideas regarding dragons. * Any original ideas, stories or poems. * Any recent dragon sightings! * Character posting dragon characters. * Anything else that is relevant to dragons in general. 1b." }, { "question": "What about posting binary pictures?", "answer": "1d. Posting in Plain Text vs. HTML format. group in HTML (web browser) format. Please only use plain text format. character. If you just want to start a discussion feel free to. Some individuals consider that it is role-playing, and others don't. 2b." }, { "question": "How do I start and introduce myself?", "answer": "few days to get the feel of it. First come up with a name, pseudonym or nickname. name, describe yourself and say hi. When describing your arrival there are some things that should avoided. of all of something that involves dragons. way of introducing yourself, but many others have already though of it. you even if your arrival isn't an earthshaking event. 2c. Nobody replied to my post!" }, { "question": "Does everyone hate me?", "answer": "with you local News Administrator. You always can try posting again if your post seems to have been missed. 2d. I want to do something that involves other individual's dragons! \"other dragon does this\", or \"other dragon says\", or anything similar. out of character are \"this is my human form saying\" or \"my typist says.\" message. Most individuals reading the newsgroup have already read it. so readers will still know what you are talking about. the newsgroup without consulting the other party. 4) If you have a personal dispute with another individual take it to email. posts relevant to the discussion topic." }, { "question": "The CENSUS and the AFD Phone Book?", "answer": "like that of a snake. They are solitary animals. have a great pearl which they carry in their throats which symbolizes wisdom. or other substance from their mouth for the purpose of defense or attack. channel, plus dragon web rings. the internet in real time rather than thru e-mail or newsgroup postings." }, { "question": "/msg helpServ ?", "answer": "-get help from the Irc help server. /join #channel -join a channel. list are generally technical issues regarding the running of #afd. Roger Chen, and Samuel Marshall for helping gather information." } ]

[ { "question": "Where can I dispose of hazardous waste such as old paint or batteries?", "answer": "No hazardous waste may be collected curbside. A few examples are used motor oil, rechargeable or auto batteries, propane tanks, oil based paint, and pesticides. Contact the Public Works Department at (863) 291-5275 for disposal of hazardous materials." } ]

[ { "question": "Not sure what to do?", "answer": "Start here. Our guides are designed to help you understand what you're buying, what you need, and how to complete the order form. You'll notice we've covered a variety of scenarios, but if you don't see one that best fits your situation, check our FAQs for additional information. Of course, you can always ask us a question here or give us a call. I'm a new agent and want to understand more about M-line Media's services. M-line Media currently offers two services to State Farm agents. Those services are Messages On-Hold and Auto Attendant. Both services are for your phone system, but perform different functions. Messages On-Hold is exactly how it sounds, whenever you place someone on hold or park, messages and music play for your caller to hear. You can customize the messages they hear by choosing from our State Farm approved library of over 35 messages when you order a file and we also offer over 15 different music tracks to choose from. For more information about our Messages On-Hold service, including pricing and samples, please visit our Messages On-Hold service page. Our other service, Auto Attendant, is a professional voice service for your main phone greeting and office information track. You can choose from our library of approved auto attendant messages or submit your own for approval. We also provide consultation on how to best setup your phone system for your team. For more information regarding this service, including pricing and samples, please visit our Auto Attendant service page. I've had Melodyline before and need to update my messages. Updating your messages can be a simple process, but you'll need to make sure of a few things before you begin. Please continue reading this guide while we cover some common scenarios. Your first step to updating your messages will be to make sure you have a compatible player installed at your office. If you don't have an MP3 player, then you'll definitely need to purchase our package option first. That will not only get you a new unit to play your messages on, but it includes a new message file as well. If you already know that you have an MP3 player at your office, then you simply need to order a MP3 Production Only on our order page. You'll be emailed a link to download your new file a few business days after your order. The email will also contain the instructions on how to load that file to your player using a personal computer. If you're not sure which unit you have, then you should give us a call. We can look up any previous purchases you might have made with us and tell you if you've ever registered an MP3 unit. In some cases, if you've moved offices or taken over one, there might be an MP3 unit already there. It's fairly easy to identify a tape unit among any other hardware you might have, but MP3 units are smaller and are sometimes placed in hard to see or reach places. You can learn more information about our MP3 units on our Messages On-Hold service page. Loading your MP3 production file to your unit." }, { "question": "1How do I load my messages?", "answer": "We actually have a very detailed guide for this that covers multiple operating systems and units that we've used in the past. Check it out here." }, { "question": "2I just got my new hardware, Now what?", "answer": "We currently ship the players out with your production on it so that you have the piece of mind knowing the initial setup is halfway taken care of out of the box. We strive to make sure that you should be able to connect the audio cable to the player and the appropriate connection on your phone system, then plug the power in and within a minute be up and running. Note: The SBD-100 units have the audio port near the power. This is where the audio cable will go for you wire that connects to the phone system. 1My on-hold audio sounds distorted. 2Only piano music is playing when I put someone on hold or callers hear nothing. This is often due to the volume of the player being low or a loose connection. We want to check the volume of the player first, simply press the volume up on the player 5-10 times. Once it is able to be heard on the phone system you can adjust the volume to where it sounds best for the customers. We first suggest checking with the supplied headphones to make sure that the player is working. If you do hear the production playing it we would need to look at connections. It is suggested to reseat the connections by simply unplugging and plugging them back in. Some phone systems will take more than 5-10 seconds for you to hear the change. If reseating the connection does not seem to work we will want to make sure that the connections are in the right port." }, { "question": "1How do I adjust my volume for my on-hold messages?", "answer": "Adjusting your volume is as simple as pressing a button! On our MP3 units, you'll find 2 buttons labeled 'Volume' or with small arrows pointing 'Up' or 'Down'. Simply turn on the built-in speaker and press one of the volume buttons until you reach the desired level. We always suggest that you be on-hold when you do this so that you can hear your messages at the same volume your callers will. Often, the volume will be set too low for the Cisco phone system to pick up and your messages will revert to the default piano music. *In older MP3 units, the volume buttons may actually be a small knob. Turn the knob clockwise for 'Up' and counter-clockwise for 'Down'. 2The status light on my 1200S unit is solid red. Be sure that the light you're looking at is indeed on the unit itself, and not the flash drive that's plugged in. If you do have a solid red light on your unit, then you need to reboot the unit by pulling the power cord out and plugging it back in. The unit will restart and the light should turn green again after a few moments. If the light is still red after a reboot, then you'll need to contact support so they can help troubleshoot the issue. Explain any steps you took to troubleshoot the issue to avoid repeating any steps." }, { "question": "3Which lights on the 1200S unit are important?", "answer": "The most important light on the 1200S unit is the status LED located on the side. A lot of people confuse the light on the flash drive as being the status light of the unit. While the flash drive's light does tell us some things about the drive and what it's doing, it is not affected nor does it tell us anything about the unit itself. The status light on the unit can display 1 of 4 different states. Solid green or blinking green - This means that the unit is functioning properly. Orange or yellow - You'll see this color whenever you press a button on the unit, or when a new file is being copied to the system. Blinking red - This status indicates a failure to load a new file because it is missing the dealer security code. To learn more about this feature, please see our FAQ about security codes. Solid red - If the light on your unit is solid red, you should reboot it first and remove the flash drive if there is one plugged in. If it continues to stay red, then please contact our support team for assistance. 1I ordered a new package and discovered I already had one. That's okay! You can still return the new unit within 60 days of your order for a full refund of the hardware. Simply notify our support team of the error and we'll give you the necessary information to ship it back to us. Once it's received, we'll issue a credit to your account. If you've already opened the new unit, please be sure to return all of the items it came with to insure that you receive the full refund. Any items not returned will be deducted from your refund amount. *Production files delivered as part of this order are not refundable. Due to the nature of digital assets, production files of any sort cannot be returned once an attempt to deliver the file has been made. If at any time you are dissatisfied with our service, you should contact our support team immediately and we will do our best to resolve your issue." }, { "question": "3What sort of warranty is offered on hardware?", "answer": "We currently warranty our hardware for a total of 3 years from the purchase date. If at any time you experience a malfunction in our hardware not due to an outside cause, simply contact our support team to request a replacement. We can also repair units that have fallen out of warranty for a small fee. Contact our support team with a description of your issue and we'll determine the best course of action." } ]

[ { "question": "What responsibilities will I have as a member of GRWC?", "answer": "We generally schedule 4-6 performances per year. A detailed schedule of all confirmed dates for the upcoming season will be provided at the time of auditions. Any additional performance requests will be brought to the membership to determine feasibility. Singers are expected to attend weekly rehearsals, which are held on Wednesdays from 6:45-8:45 p.m. at Fountain Street Church. Singers are expected to attend scheduled sectionals. There will be approximately one sectional every six weeks, as needed, throughout the season. While there are no annual dues, all singing members pay annually to attend the Fall retreat. The current cost is $50, however, that may increase without notice. Other costs that members may incur are associated with, but not limited to, social events and the purchase of promotional items. However, these activities are often optional. Concert attire was chosen by a committee of singers and may change periodically. We wear all black from head to toe. A small amount of inconspicuous jewelry may be worn as desired by members. Parts of our concert attire may be purchased by and remain the property of GRWC. It’s also possible that singers may be required to purchase some of their performance attire. Individual members retain and care for all concert attire." } ]

[ { "question": "Short answer?", "answer": "No! We find people who are new to orchestral music have just as good a time as those who have been coming for years. That being said, we do notice that those who understand a little about the music, often enjoy it more too. So if you’re interested, we host pre-concert talks at a lot of our performances where you can find out more about the music being performed. You can also learn about the music in our listening guides, which are available free at every performance. These guides are designed to give you prompts to listen out for, and background information to prepare your ears for the musical journey. Turn off your mobile phone – because our venues are usually acoustically superb and everyone will hear it!" } ]

[ { "question": "When should I apply for ESTA?", "answer": "You can apply for ESTA any time you like but the U.S. government generally recommends people to apply for ESTA 72 hours before their trip. Even though an ESTA can take just minutes or even seconds to be approved, there are some applications that can take the full 72 hours to process. These tend to be applications where the information is unclear or contains mistakes, so make sure to be clear and accurate when filling out your application to avoid delays or paying for a second application. As your ESTA is valid for 2 years, it is usually a good idea to apply for your ESTA permit when purchasing your tickets. It is always better to complete the application early, in case there are any mistakes or issues that result in you having to reapply, or in case your denied and need to reapply. Click here for more information on why your application could be denied. If you think that any of the criteria for inadmissibility contained within the Immigration and Nationality Act apply to you, then you should apply for a B1 or B2 visa instead. However, it must be noted that obtaining a visa is generally a much lengthier process than the ESTA. If you want to know more about the differences between an ESTA and a visa then have a look at the relevant page here. If you’re coming to the U.S. by land either via Canada or Mexico, then you do not need an ESTA permit. The permit is only needed for air or sea travel. However, if you are coming to the U.S. using a personal yacht or personal boat, then you will need a B1 or B2 Visa. On the other hand, if you’re going to the U.S. on a cruise, then you can enter the U.S. using your ESTA. Bear in mind that an ESTA does not guarantee entry to the U.S., as that decision is dependent on Customs and Border Protection (CBP). The CBP can deny or cancel an ESTA at any point during or before travel." } ]

[ { "question": "Can I import your maps (polygons) in a Power BI data sheet?", "answer": "After you bought your map in the datashop, you have to export this data to a shapefile format. In this example, we use a sample of the 2-digit zip codes of the Netherlands and we export this data to a zipped shapefile. After you have downloaded the shapefile, you have to go to Mapshaper.org. Here you can upload (drag and drop/select) the data and press import. Now you can see the boundaries of the 2-digit zip code sample of the Netherlands. Press export, select the TOPOJSON format and download the .json file. File > Options and Settings > Options > Preview Features > Select the “Shape Map” checkbox. After checking the checkbox, restart the Power BI program to make sure that the settings are executed. Now you can access the “Shape Map” functionality in Power BI. After inserting this, you see a default map. To upload the TOPOJSON, press GET DATA, select JSON and upload the TOPOJSON file. Once uploaded, press +ADD MAP (under the SHAPE header) and here you can add the TOPOJSON file. Congratulations! Now your map is successfully imported in Power BI!" } ]

[ { "question": "Can charges be dismissed?", "answer": "Charges are pursued, amended or dismissed at the discretion of the District Attorney's Office on behalf of the State of Georgia based on the facts and circumstances of a case, not by individual request. 2." }, { "question": "When will my case be scheduled for trial?", "answer": "Trial calendars are scheduled at the discretion of the Superior Court. Please contact the Clerk of Superior Court’s Office for further assistance at 404-613-5313. 3." }, { "question": "Can my record be expunged?", "answer": "Yes, in certain situations. However, you are not eligible if you have pled guilty or been convicted of a felony charge. Please visit the Expungements link on our website for more information. 4. I am a Defendant." }, { "question": "Who is my Attorney?", "answer": "Please contact the Fulton County Public Defender’s Office for further assistance at 404-612-5200. 5. I am a Victim." }, { "question": "Can I get something in writing showing that my charges are open and pending?", "answer": "Yes. We would be happy to provide assistance. Please contact our Customer Service Department for more information: 404-612-4887. 7." }, { "question": "Where can I take out a Temporary Protective Order?", "answer": "Please contact Fulton County’s One Stop Shop, 136 Pryor Street, 8th floor, Family Division. 8." }, { "question": "Can I apply for a warrant?", "answer": "Yes; with the Magistrate Criminal Warrant Division; 160 Pryor street, 1st floor, room J135. 9." }, { "question": "Can the District Attorney’s Office (mail/fax) dispositions of cases?", "answer": "No. A disposition of your case can be obtained from the Superior Court Clerk’s Office at 136 Pryor Street, 1st Floor, Atlanta, GA 30303. The telephone number is 404-613-5313." } ]

[ { "question": "What are my rights as an employee?", "answer": "Generally, as an employee, you will be given rights and protections under various legislations such as the Employment Standards Act and the Occupational Health and Safety Act. However, the protections afforded to you may differ depending on your employer and job duties. It is important to contact a lawyer if you are unsure of what rights and protections you are entitled to. 2." }, { "question": "I was just fired, what should I do?", "answer": "You should contact a lawyer to see what your legal rights are. If your employer is pressuring you to sign something, it may be a good idea to seek legal advice about what you are being asked to sign. You may be entitled to more compensation than an employer is offering, and you should seek legal advice to determine whether your employer is complying with its obligations under the Employment Standards Act. 3." }, { "question": "I was injured while I was working, can I sue my employer?", "answer": "It depends. In Ontario we have Workplace Safety Insurance benefits (also referred to as Worker’s Compensation) that may provide you compensation for the workplace accident that occurred. However, there are times where these benefits, or the nature of your employment relationship, may prevent you from starting a lawsuit against your employer. It is very important to discuss workplace accidents with a lawyer to understand the intricate application of the law regarding workplace injuries. 4." }, { "question": "I feel like my workplace is unsafe, what can I do?", "answer": "Depending on who employs you and the nature of your employment relationship, the Occupational Health and Safety Act may provide you with protections against unsafe working environments. When it applies, this Act may give you such rights as the right to refuse work, or the right to require an inspection. It also may provide protections against workplace harassment. Contact a lawyer to get a full understanding of what protections you have against an unsafe work environment. 5." }, { "question": "My employer just changed my responsibilities, are they allowed to do this?", "answer": "It depends. A fundamental change in your responsibilities may be considered “constructive dismissal”. However, it is important to note that not every change in an employee’s job duties is considered a constructive dismissal. It is very important to contact a lawyer to see whether any changes to your job function or responsibilities is a fundamental change that results in a constructive dismissal. 6." }, { "question": "What kind of compensation am I entitled to if I’m wrongfully dismissed?", "answer": "If you have been wrongfully dismissed, employers may have an obligation to compensate you with notice pay and/or severance. Reasonable notice pay is geared to compensate an employee while she or he is searching for new employment. On the other hand, severance pay is an amount an employer pays an employee and acts like a “bonus” for previous years worked. To see whether you are entitled to either notice pay or severance, be sure to contact a lawyer who will advise you of your rights to compensation." } ]

[ { "question": "Why choose Air Charters as your transport provider?", "answer": "We are a full service, family- owned private jet charter company with over 30 years’ experience in private, corporate and medical jet charter services. We get you to where you need to be, when you need to be there – safely and comfortably. Contact us today for your personalized quote." }, { "question": "Do you offer aircraft chartering for medical flights?", "answer": "Air Charters continues to be a leader in organ donor transport services, having worked as a vital link between the metropolitan areas busiest transplant hospitals for nearly 30 years. Transplant organs are time critical in nature and require the most expeditious handling available. We work non-stop until an aircraft and crew are dispatched for the flight. Our trusted partnership with Ambulance Services fulfills the necessary need for critical care services ambulance transportation." }, { "question": "What airports do you offer air charter service to?", "answer": "Air Charters has access to more than 5,000 airports globally, getting you to your destination in much less time. Using our detailed database of destinations around the world, we can arrange ground transportation for you and recommend first-class hotel, leisure, and dining establishments." }, { "question": "How does weather affect my private air charter flight?", "answer": "We continually check the weather at your departure and arrival locations to ensure your flight safety. We will also assist you in making changes for ground transportation, hotel accommodations, and more in the event of certain weather conditions that can affect the safe operation of your aircraft and cause your flight to be diverted." }, { "question": "Do you offer empty leg flights for private air charter?", "answer": "Yes, contact us today to find out about our private air charter empty leg flight availability. Air Charters has a Gold Seal Safety Rating from Aviation Research Group/U.S., Inc and has certificated and approved programs by both the Federal Aviation Administration (FAA) and the Department of Transportation (DOT)." }, { "question": "Do you offer Aircraft Management Services?", "answer": "Yes, Air Charters has logged 30 years of managing aircraft for our clients. Visit our aircraft management page for more information. Yes. With Air Charters, you can travel with your pet beside you in the main cabin, or even have your pet transported on their own with our private air charter services." }, { "question": "How much luggage can I take on my private jet?", "answer": "The amount of luggage that can be taken on a private jet depends on the size of the aircraft and the number of passengers travelling." } ]

[ { "question": "When will my package ship?", "answer": "Orders placed before 1pm, will most likely ship the same day. Handling times varies, especially if ordered on days in which we are closed such as Sundays and Mondays, however, handling will never take more than 2-3 days. If an item is out of stock, we will inform you asap, and you will not be charged for that item. I received my items, and they don't fit correctly." }, { "question": "Can I receive my money back?", "answer": "We are very sorry they did not work out, however, as stated in our return policy we only issue store credit. Return shipping is also at the expense of the buyer, even if free shipping is offered. You are free to use your choice of shipping once your return request has been approved, and we will issue your online store credit as soon as we receive your returned item." } ]

[ { "question": "How many kilometres is a half marathon?", "answer": "A half marathon is 21km, or 13.1 miles. How many miles is a half marathon?I've completed my first event." } ]

[ { "question": "How can I calculate my estimated monthly payment?", "answer": "Use our vehicle payment calculator to calculate monthly payments based on the net purchase price of the vehicle, the loan term and the interest rate for the loan." }, { "question": "Do I need to carry full coverage insurance?", "answer": "Yes, it’s our recommendation that you have full coverage insurance on a vehicle that currently has a loan. If you need to provide us proof, please feel free to fax it directly to 405.213.1544." }, { "question": "How many months can I be approved for?", "answer": "The term will depend on the vehicle that you end up purchasing, however, we have terms of 12 months through 84 months available." }, { "question": "If I need funds for a purpose other than actually purchasing a vehicle, can I use my free and clear vehicle as collateral?", "answer": "Yes, a free and clear vehicle can be used as collateral to secure a loan at a much lower interest rate than an unsecured loan or a credit card. There are many different ways for you to make your payments, but OKCU does offer automatic payment options that will make it more convenient and save you time!" }, { "question": "Is there a fee to refinance my vehicle loan?", "answer": "No, but we will need to send $25 to a tag office to get a new title printed and the new lien entered. We usually include this in the loan amount. Not long at all. Most of the time we can finish up the refinance the same day you apply. We just need an approved application, a couple of signatures, your payoff amount from your current lender, and your title." }, { "question": "Will you need my title to refinance my auto loan?", "answer": "Yes. If you have an Oklahoma title and want to refinance your auto loan, we will need your actual title to enter a new lien. No worries. All you need to do is contact your local tag office and apply for a lost title. It usually takes about a week to get another one. I got an auto loan with OKCU for the first time and the experience was stress free. I have purchased several vehicles through their financing and they have made it a pleasant, quick and easy process every time. I literally picked out my vehicle, sent a few emails, went to the dealership and was out the door with my new car in less than 2 hours. MyIecia was professional from beginning to end. I felt her only purpose was to help me and to find solutions that best fit my needs. My loan officer was willing to take all my calls and give me great advice along the way. Our vehicles are financed with the credit union and I would not have it any other way." } ]

[ { "question": "Interested in tec diving?", "answer": "The minimum age is 10 years old (in most areas). Student divers who are younger than 15 earn the Junior Open Water Diver certification, which they may upgrade to Open Water Diver certification upon reaching 15. Swim 200 meters/yards (or 300 meters/yards in mask, fins and snorkel) without stopping. There is no time limit for this, and you may use any swimming strokes you want. Any individual who can meet the performance requirements of the course qualifies for certification. There are many adaptive techniques that allow individuals with physical challenges to meet these requirements. People with paraplegia, amputations and other challenges commonly earn the Open Water Diver certification. Even individuals with more significant physical challenges participate in diving. Give us a call and talk to one of our qualified professional staff members for more information. Swim 200 meters/yards (or 300 meters/yards in mask, fins and snorkel). There is no time limit for this, and you may use any swimming strokes you want. Any individual who can meet the performance requirements of the course qualifies for certification. There are many adaptive techniques that allow individuals with physical challenges to meet these requirements. People with paraplegia, amputations and other challenges commonly earn the PADI or SSI Open Water Diver certification. Even individuals with more significant physical challenges participate in diving. For example, if you’ve just finished your PADI or SSI Open Water Diver course, you probably shouldn’t dive under Antarctic ice on your next dive. However, don’t limit yourself. Some of the best diving is closer than you think. The only truly important thing about where you dive is that you have the training and experience for diving there, and that you have a dive buddy to go with you. We can help you organize great local diving or a dive vacation. Not necessarily. Any condition that affects the ears, sinuses, respiratory or heart function, or may alter consciousness is a concern, but only a doctor can assess a person’s individual risk. Doctors can consult with the Divers Alert Network (DAN) as necessary when assessing fitness to dive. Download the medical statement to take to your doctor. If you don’t have a regular doctor we recommend making an appointment to see Dr. Greg Meek, MD., FACS. Dr. Greg Meekin is a board certified practicing ear, nose & throat specialist (ENT) who was also has a backgroung as a Navy Diving Medical Officer and now practices Diving Medicine with a special focus on disorders of the ears, Eustachian tubes and sinuses which prevent patients from enjoying underwater activities. Aside from pregnancy, there are really no concerns. Because physiologists know little about the effects of diving on the fetus, the recommendation is that women avoid diving while pregnant or trying to become pregnant. Menstruation is not normally a concern. With the necessary training and experience, the limit for recreational scuba diving is 40 meters/130 feet. Beginning scuba divers stay shallower than about 18 meters/60 feet. Although these are the limits, some of the most popular diving is shallower than 12 meters/40 feet, where the water’s warmer and the colors are brighter. People find the “weightlessness” of scuba diving to be quite freeing. Modern scuba masks are available in translucent models, which you may prefer if a mask makes you feel closed in. During your scuba diving training, any of our staff instructors will give you plenty of time and coaching to become comfortable with each stage of learning. Your scuba instructor works with you at your own pace to ensure you master each skill necessary to become a capable scuba diver who dives regularly." }, { "question": "I’M ALREADY A CERTIFIED DIVER, HOW DO I BECOME A PADI OR SSI DIVER?", "answer": "Scuba diving certifications from other diver training organizations can often be used to meet a prerequisite for the next level PADI or SSI course. For example, if you have an open water diver or entry-level certification from another diver training organization, you may qualify to enroll in the PADI or SSI Advanced Open Water Diver course, which is the next level. You could not receive a PADI or SSI Open Water Diver certification unless you completed that course. There is no simple “equivalency” or “crossover.” The best option is to take the next step and continue your education. If you would like to continue your dive training and receive a PADI or SSI certification, contact us to ask about the options you have for obtaining a PADI or SSI certification." }, { "question": "I HAVE A PROFESSIONAL-LEVEL CERTIFICATION WITH ANOTHER AGENCY, HOW DO I BECOME A PADI OR SSI DIVEMASTER OR INSTRUCTOR?", "answer": "If you hold a professional rating from another diver training organization and wish to become a PADI or SSI Divemaster or Instructor, please give us a call and we can help you with all the questions you may have. An instructor in good standing from another diver training organization may be eligible to enroll in an Open Water Instructor program. This program is shorter than a complete instructor training class and focuses building upon your teaching skills by introducing you to the PADI or SSI System. You must also successfully complete a PADI or SSI Instructor Exam to become a PADI or SSI Instructor." } ]

[ { "question": "Are there discounts available?", "answer": "Please explain in detail. Discounts are available if you have higher deductibles, smoke detectors, sprinkler systems, fire extinguishers, dead bolt locks, hurricane shutters, or laminated glass." }, { "question": "Are there deductibles and under what circumstances do they apply?", "answer": "The policy comes with a deductible that you can request to be higher or lower and there are windstorm, or hurricane deductibles for policies issued in certain areas." }, { "question": "Are the rates different in different locations, or how close the house it to a fire department effect premiums?", "answer": "The rates are affected by local fire protection, age and type of building, and use of the building." }, { "question": "Are the rates affected by the type of construction?", "answer": "The rates are affected by the kind of construction, such as brick vs. frame. Mold damage is covered if it is due to a covered event. Many policies have a mold limitation for the payment of remediation services. Your policy has to be reviewed for the specific language." }, { "question": "What exactly is covered?", "answer": "Please explain the different kinds of coverage. The building and its’ contents are covered for the named perils. If it is an all risk policy every event is covered except for listed exclusions." }, { "question": "Do you have samples of policy language with regard to these items?", "answer": "Certain items such as computers, silverware, jewelry, guns, money, securities and others listed have monetary limitations. You maybe be able to buy a rider for these items." }, { "question": "What optional, additional, or extended coverage can I purchase?", "answer": "You can purchase an umbrella policy, or rider, if available; flood coverage through the National Flood Insurance Program in many communities, higher levels of liability coverage, lower deductibles, earthquake, coverage for business pursuits on the premises. Just ask the producer concerning any type of coverage you may need." }, { "question": "Is it discounted in any way?", "answer": "An umbrella policy or rider provides additional higher limits for liability coverage for your home, auto and watercraft. It may also provide coverage for events not covered by your homeowners policy." } ]

[ { "question": "If I become a CAST Certified AI Administrator and CAST Certified Key User, how do I relate my CAST knowledge to the Certification or its level?", "answer": "You will learn to configure CAST for simple architecture oriented applications across technologies. You will be able to generate a basic level of quality analysis, run the snapshot, deploy dashboards and guide the application team in understanding simple results provided by the quality cube such as business criteria, technical criteria, quality rules etc. As a Professional Certified CAST AI Administrator, you will learn to configure CAST for complex architecture oriented application specific to Quality and customize the Quality Model to match your application's context. You will gain the knowledge and confidence to interpret the data to the application teams and identify data flow within the application." } ]

[ { "question": "Q; Where do I find my member dashboard?", "answer": "A: From P2P Home page, go to \"Store\" then \"My Account\" This is where you will find most tools to edit your account/subscription with Plow to Porch. Use the tabs on the left hand side to navigate between your Dashboard, Store Front, Order History. 3." }, { "question": "Q: Where do I add \"packing notes\" to my profile to specify items of produce I do not want to receive/ allergies?", "answer": "A: sign in to your account then from your dashboard (the first page after signing in)you will click on \"change contact info and mailing address\" then go to the bottom of the page. There you will find a space labeled \"packing notes\". It only has to be done once and this packing note will follow your recurring subscription. 4." }, { "question": "Q: What is the deadline for me to make changes to my order (put on hold, order add-ons, change subscription size etc)?", "answer": "A: Changes to any order can be via your P2P account up until Thursday at midnight (12:00 a.m.) prior to your next delivery. 5." }, { "question": "Q: Where can I see what is coming in box the next week?", "answer": "A: We list the box content for you in two separate places each week. This first is through our weekly Newsletter \"Plow to Porch Newsletter and Recipes\" Email that is sent out every Thursday morning. We also post it to the website every Thursday morning in \"This weeks Box\" from the P2P home page. Here you will find a more detailed list as to exactly what items and the quantities of each item included in each box subscription size. 6." }, { "question": "Q: How do I suspend/hold my deliveries?", "answer": "A: There is a delivery calendar on the right hand side of your User Dashboard. Click on the date you would like your box suspended/put on hold, then press “Hold Delivery” button. In order to reverse this action push the same button that will now say “Get Delivery”. If you would like to hold your delivery for multiple weeks you can then choose the “suspend delivery” button below your delivery calendar and this will allow you to choose a start and end date (by clicking the dates on the actual calendar above) to make longer term holds. **The color on the calendar around your delivery dates will help you see what is the status of that delivery(color key located below the calendar). 7." }, { "question": "Q: Can I have multiple box subscriptions on one profile?", "answer": "A: Yes. Sign into your P2P account at Plowtoporch.com, go to the Store and add another Box Subscription to your account. 9." }, { "question": "Q: How do I cancel my box?", "answer": "A: On your User Dashboard you will see a link in My Subscriptions category box that reads “View/Modify My Subscription”. Click on this link. Then you will click the button that reads “Cancel Subscription” button that is under the subscription you would like to cancel. ​Organic produce and other organic products are grown without the use of chemicals, artificial fertilizers, genetically modified animals, sewage, or pesticides. Poultry and eggs meat and dairy products are produced from animals that do not take antibiotics or growth hormones. Before a farm can be labeled as organic, a government approved certifier comes in to inspect the farm to be sure that the farmer is growing according to the rules necessary for USDA organic standards. ​​The definition of locally grown differs in opinion. While some say it is a 100-mile radius, others go beyond to a 250-mile radius. Another way to think about it is seasonal produce or stock from small farms, rather than large businesses that produce for supermarkets in bulk. It is important to note that there are many farms that do not use pesticides, but they are not able to advertise themselves as organic because they have not gone through the inspection process. It is a long process to get certified. If organic food is important to you and you purchase local, simply ask your local farmer what their methods are for growing their produce and livestock. You may be surprised to learn that they safely grow their products as you would consider to be organic. When you purchase your produce locally, you get the most nutritional value out of that produce. The faster you eat it from the time it is picked, the better the nutritional value. If you are not eating local, nutrients from your fruits and vegetables are depleting as they are being transported. 1500-miles or possibly even a week old is how you will find it at your grocery store. Variety: Most of the best tasting fruits and vegetables cannot handle the shipping and handling process because they are so tender. Assurance Of Farm Practices: When produce is coming from out of the country, we have no assurance as to how the produce was grown or what chemicals were used in the growth process. This rings true for the meat and poultry and dairy products as well. When buying from local farmers you can question their practices or if they are already insured by the government you can rest assured that they are organic if they are deemed to be so by the US government. Local farmer support: It is always nice to support local businesses and local farmers. Your purchases from the local farmers assures that they stay in business and your community continues to grow. Support the local economy: By spending your money in the community and keeping the money within, the local economy will encourage growth. Direct environmental effects: Buying local reduces the gas that it would take to bring the produce to your part of the world. You are saving the environment from the pollution of the gas, the use of polluted soil, and polluting the groundwater. There is growing concern among the scientific community that pesticides and other chemicals have long lasting effects on people. People are more susceptible to the effects of the pesticides in fetal development and in childhood. There has not been enough research done to determine the full impact of pesticides in foods, but it is still recommended to avoid pesticides whenever possible." }, { "question": "Does Washing & Peeling Help?", "answer": "Those precautions will help, but you won’t be able to completely eliminate the pesticide or other chemicals. Then you are also eliminating valuable nutrients when you remove the peel to avoid the pesticides. If you do not eat organic, your best option is to vary your diet, and wash all produce before eating." }, { "question": "​When Should You Buy Organic?", "answer": "Whenever possible. When that isn’t an option, try to go with the lowest contaminated pesticide fruits and vegetables by using the Shopper’s Guide to Pesticides in Produce." }, { "question": "What Produce Are Top Of Toxic Load List?", "answer": "The most contaminated fruits were found to be peaches and apples. A staggering 97% of the peaches and 92% of the apples tested positive for pesticides. An astounding 87% of peaches and 79% of apples had two or more pesticides on them. The remaining fruits and vegetables on the most contaminated list include the following: celery, cherries, strawberries, lettuce, potatoes, sweet bell peppers, nectarines, spinach, imported grapes, and pears. On the Constantly Clean list were onions, avocados, and sweet cord. Short list! For these 3 foods, over 90% of the fruits sampled had no pesticide residue detectable. Other fruits and veggies on the list include the following: mango, asparagus, pineapples, bananas, kiwi, broccoli, sweet peas, cabbage, and papaya." } ]

[ { "question": "Question: How does shipping work?", "answer": "Answer: The monster sak is shipped within 1-3 business days of order placement and takes 2-5 business days to show up at your door depending on where you live. We ship 99% of our orders by the next business day, but during the Christmas holidays, it might take an additional day or two to make and ship your order, because we experience a crazy rush on our products. Keep in mind we are closed Sundays. Any canceled orders or returns after shipments have been made will be responsible for all fees associated with the Fedex shipping charges and nonrefundable (in some cases Fedex charges more than our flat rate shipping fees)." }, { "question": "Question: Where do you ship to?", "answer": "Answer: Only within the 48 contiguous states…special arrangements are possible to other states/countries. Email [email protected] to find out more." }, { "question": "Question: How big is the monster sak when purchased?", "answer": "Answer: All monster saks are shrunken down to a little smaller than 1/3 the normal size for shipping and transporting. They fit easily into small cars, so don’t worry about renting a moving truck or anything. After opening your sak, it will expand back to 80 or 90% within a few minutes of light fluffing and will reach 100% within a few days of opening it." }, { "question": "Question: Is there any kind of guarantee?", "answer": "Answer: Of course! If there is a defect in the manufacturing during the first 12 months we will fix it or exchange it for free." }, { "question": "Question: I’m a little wary of your prices…what’s the catch?", "answer": "Answer: There is no catch. We confidently stand behind our claim to have what is absolutely the most comfortable furniture bag out there and would be willing to compare bags side by side, anytime, with any company. You just need to know that other companies are spending much less on inferior quality materials and selling them to customers with anywhere from a 500%-1000% markup on them. If that’s what you want, by all means help them retire early while you keep working." }, { "question": "Question: What’s the difference between microsuede and microplush?", "answer": "Answer: Microsuede is probably the most popular material in the world of furniture, because it looks good, it’s comfortable, it’s durable, and it spot cleans very easily. Microplush is amazingly comfortable. While it looks kinda like the texture of a towell, it is much softer. Microsuede tends to be more accident friendly…for example: if you’re worried about pet claws or liquid spills, the microsuede is better to have. If you value luxurious comfort, the microplush might be the better option." }, { "question": "Question: Will a Monster Sak go flat or need to be refilled?", "answer": "Answer: Nope! Bean bags are known for their styrofoam pellots that go flat and the expensive/messy experience it is to refill them every year or two. Cloud-Stuff filler will always fluff back up…just remember that optimal comfort is achieved by refluffing the Monster Sak at least every other time you sit on it." }, { "question": "Question: What are the size differences?", "answer": "Answer: The dimensions are under the product description of each size bag on the SHOP page. Basically, the size 6 bag is almost twice as big as the size 5, and the size 8 bag is almost twice as big as the size 6. The size 8 is about as long as a full size couch and 1.5 to 2 times as wide. The size 6 is about the size of a loveseat, and the size 5 is about 35-40% smaller than the size 6. Answer: An unopened bag can be returned within 2 weeks for a refund minus a 10% restocking fee. While we fully guarantee our product, we can’t accept returns after they’ve been used. Home odors and the unknown of what might get into the foam prevents us from reselling a returned product. Some customers ask if they can return a cover if they use it for a while and decide they don’t like the color. Again, if it’s used, we can’t accept it, but if you don’t put it on your insert, you are more than welcome to exchange it within 2 weeks from the date of purchase. Otherwise, it’s kind of like used sheets or driving a new car off the lot in that once it’s used, you own it." }, { "question": "Question: How do I know which size to get?", "answer": "Answer: While you can fit several people on any size bag, what really matters is how big the people sitting on it are and how close they want to be to each other. In general, most customers buy a size 5 for one adult or a couple of kids. They’ll buy a size 6 if they want something big enough for two adults to lay down and cuddle on. The size 8 is for those who want to fit a couple adults and maybe a couple of kids at the same time." }, { "question": "The size 6 is our most popular seller (tan and black being the most popular colors), but everybody loves the size 8…only question is – do you have the room for it?", "answer": "Please see the measurements as all of this information is only relative and approximate to comparisons. Measuring it out on your floor space is the best way to know what size will work for you." }, { "question": "Question: What is the big difference between you and Lovesac?", "answer": "Answer: Two differences: 1) Shape – Monster Saks are more oval shaped while Lovesacs are more round. 2) Filler Material – Lovesac uses sofa scrap that they call Durafoam (ironic that the Latin “dura” is usually translated as “hard” in English). Monster Sak uses a higher density/more expensive mattress foam and we mix it with cotton. Our filler is softer, less lumpy, and slightly lighter, but we stuff our bags with more filler, so the weights are about the same. As far as size goes, our size 8 bag is about 15-20% bigger than the 8 Lovesac, our size 6 is about the same size as the 6 Lovesac, and our size 5 is about 15-20% smaller than the 5 Lovesac. Oh, and our prices our about 66-75% LESS!!!!! !" } ]

[ { "question": "When do returning students find out if their application was successful?", "answer": "Single rooms- You will find out if your application is successful on Tuesday 12 February 2019 and successful students will receive a text and an email confirmation. From this date Group Request Application Forms will be available until Tuesday 26 February 2019 to students who were successful in the ballot and who now wish to form themselves into a Group. On Tuesday 26 March 2019 Accommodation Services will confirm which Halls of Residence your group has been provisionally allocated to. If demand from returning students is greater than the supply of rooms, students who apply and pay the booking fee by the deadline date will be entered into a ballot for a place in halls in order of policy priority. Those who apply and/or pay the booking fee after the deadline date will not be entered into the ballot and will be a lower priority. Studios/ flats- Provisional allocations will be announced during the first week of August. Successful students will receive a text and email confirmation from us. A small number of studios/flats will be allocated in February to assist returning students to secure accommodation before you may leave campus for summer vacation." } ]

[ { "question": "What if I need to pick up my order early in the morning or drop-off outside your normal hours?", "answer": "We can’t guarantee your order will be ready for pick-up before 10:30 AM, without advanced notice. If you let us know that you’ll need to pick it up earlier than that, we may be able to have it ready for you earlier. Likewise, if you need to drop off your order earlier or later than our operating orders, just let us know. Please contact us. We’re dedicated to making sure you get the package you need for your shoot. Before and after each rental, our technical support team checks every piece of equipment. As our equipment is used regularly, there may be scuff marks on cases or metal parts. If there is any effect on image quality, the equipment will be sent to the manufacturer for servicing. Let us know immediately. Our lease agreement states that if the equipment is broken you are responsible for either replacing it or paying for repairs. If it is not repairable, we’ll charge you the cost of the replacement value. We do not charge you rental fees while the equipment is being repaired as long as you let us know about the damage before you send the equipment back. Any major scratches or scuff marks on lenses and impact damage on mechanical parts are considered damage. Minor scuff marks to equipment are considered normal use, not damage. We are 100% committed to making everything right. If it isn’t working right, just email or call us and let us help you check it out first. Often times, the issue is something we can solve with you over the phone or via email. If a piece of equipment is really broken, we will replace it immediately within the limitations of our stock. If time constraints prevent us getting a replacement to you before your shoot, we will refund the rental price as soon as the gear is returned. By renting, you agree that if you don’t notify us of a problem within 24 hours of experiencing an issue, we are not responsible for replacing or refunding the equipment. If you ordered the wrong item, don’t know how to use it, or didn’t know the limitations of the equipment, we will work with you to get you something more suitable, but we will not be able to give you a complete refund. We charge your credit card after the equipment is returned. This will be between 1-3 days after your rental period finishes. If you cancel your order before it leaves our shop, there is no penalty or fee for canceling your order. If you decide to cancel your order after it has left our location, you will only be charged a 1-Day rental rate for the cancelled order. Yes. If you’d like to return your order early, please let us know as soon as possible. As long as we have stock, we’re happy to extend your rental. If you wait until the order is overdue to request an extension, we cannot guarantee availability." }, { "question": "What if I leave my data on a media card I rented from you?", "answer": "Unfortunately, we can’t promise that your audio/video will be kept on the card you rented, as we generally erase and format all cards immediately on return." } ]

[ { "question": "How was Students for Concealed Carry started?", "answer": "SCC was formed by Chris Brown, a political science student from The University of North Texas, immediately after the Virginia Tech shootings. Though the issue of college campuses being off-limits to concealed carry was something that had long irked concealed carry permit holders, it took a tragedy like the Virginia Tech massacre to rally so many like minded people to this one cause. Immediately after the horrific tragedies at Virginia Tech, a Website was built out of a dorm room, ConcealedCampus.com, and a new group emerged on facebook, Students for Concealed Carry on Campus. Today, SCC has over 36,000 members and over 350 established chapters on college campuses and universities." }, { "question": "Why isn’t the campus police force enough to keep campuses safe?", "answer": "The Virginia Tech shootings clearly showed that a deranged gunman can do a great deal of damage in just the few minutes it takes campus police to arrive on the scene. Campus police simply cannot be dispatched in time to stop a madman from taking innocent lives. Only the people at the scene when the shooting starts–the potential victims–have the potential to stop such a shooting rampage before it turns into a bloodbath." }, { "question": "Shouldn’t people receive training before carrying concealed handguns?", "answer": "In most states CHL/CCW holders have been educated and tested on both the basic rules of gun safety and the laws pertaining to carrying a concealed handgun, threatening to use deadly force, and using deadly force. They have also passed proficiency (shooting) test at a firing range." }, { "question": "Can anyone be licensed to carry a handgun?", "answer": "No. Most states have strict rules on who can be issued a CHL. Be 21 years of age (18 for members or veterans of the U.S. armed forces). Not have any felony convictions or pending felony charges. Not have been adjudicated (other than a conviction) of having engaged in delinquent conduct violating a penal law in the grade of a felony, within the past ten years. Not have any misdemeanor family violence convictions or pending family violence charges. Not have any class “A” or “B” misdemeanor convictions within the past five years or any pending class “A” or “B” misdemeanor charges (class “A” and “B”misdemeanors include a range of crimes such as theft totaling less than $500 and driving while intoxicated). Not have any class “C” misdemeanor convictions of “disorderly conduct” within the past five years or any pending “disorderly conduct” charges (“disorderlyconduct” includes minor infractions ranging from fighting to making an obscene gesture in traffic). Not be a fugitive from justice. Not be subject to a court protective order or restraining order. Not be delinquent in child support payments. Not be delinquent in taxes owed to the State of Texas. Not be chemically dependent (have a history of drug/alcohol treatment or be a known drug user or alcoholic). Not have been diagnosed by a physician as suffering from a major psychiatric disorder. Not have been involuntarily hospitalized for psychiatric problems. Be capable of exercising sound judgment with respect to the proper use and storage of a handgun. Be legally allowed to purchase a handgun, under state and federal law. Attend a 4- to 6-hour (not counting range time) training course including instruction on state laws pertaining to weapons and the use or threatened use of deadly force; nonviolent dispute resolution; handgun use, proficiency, and safety;and proper storage practices for handguns. Pass a written test over the material covered in the training course. Pass a 50-round shooting test that meets all but one of the minimum annual proficiency requirements for Texas law enforcement officers (the one exception being that officers must also complete a timed reload). Pass fingerprint and background checks conducted by both the Texas Department of Public Safety (DPS) and the Federal Bureau of Investigation (FBI)." }, { "question": "What about Vermont and Alaska, where a person can legally carry a concealed handgun without being licensed to do so?", "answer": "SCC only advocates the legalization of CONCEALED carry by LICENSED individuals on COLLEGE campuses. SCC has no official position on unlicensed concealed carry, open carry, or concealed carry on the campuses of primary or secondary schools. State chapters such as those in Alaska and Vermont may choose to officially support unlicensed concealed carry on campus but it is not the official policy of SCC as a whole. We realize that all states have their own unique culture and each have their own view of what is in their best self-interest. If the states of Alaska or Vermont were to allow concealed carry on campus without requiring a license, then that is what they have chosen to be the best course of action. It is not a position which we as a national organization advocate but one in which we would support." }, { "question": "What is a CHL, CHP, CCW, CCP?", "answer": "A CHL is a Concealed Handgun License. A CCW is a Concealed Carry Weapons permit. Though different states chose to use one term or the other, they are effectively the same thing. These licenses are usually issued by the state to those who meet the age requirement, take a class, pass a written test and a shooting test, pass state and federal fingerprint and background checks, and pay a fee." }, { "question": "Do you advocate every student and teacher carrying handguns on campus?", "answer": "No, we simply want those individuals–age twenty-one and above, in most states–who possess valid concealed handgun licenses/concealed carry weapons permits to be afforded the same right to carry on college campuses that they are currently afforded virtually everywhere else." } ]

[ { "question": "Home > faqs > What kinds of materials can use for Ming Xiao metal parts manufacturing?", "answer": "Machined Parts & Turned Parts: Round / square / hexagon Bar & tube of Stainless Steel,Carbon Steel,Aluminum Alloy,Brass,Copper and kinds of Plastic can be bought from market. Metal Stamping Parts: Metal Sheet of Stainless Steel,Carbon Steel,Aluminum Alloy,Brass,Copper,etc. Plastic Injection Molding Parts: Abs,POM, PVC,PC,Polyethylene,nylon 6, nylon 66, polypropylene, co-polymer polypropylene, polyester,PD-PE, NBR, ect, and all kinds of resins. Plastic Extrusion: Mainly PVC,ABS,PC,PP, also produce other materials base on a big volume." } ]

[ { "question": "What are the Advantages of using a Swiss Exercise Ball as a Chair?", "answer": "You may not realise it, but most of us have poor posture. Unfortunately, this causes long term wear and tear on the spine. When used as a chair, the Swiss Exercise Ball encourages your to pelvis to move while sitting. In addition to creating better circulation in your spine, gentle bouncing and balance reactions will improve the strength of your vital postural muscles in your back. A better seat for the best back! Swiss Balls Double as a Great New Office Chair! A cheap and effective alternative to the old office or study chair is the Exercise Ball. Join the latest rage and rejuvenate your back. Say goodbye to your back pain forever! The Swiss Ball has been successfully used as an office chair to stimulate your postural sitting muscles as you work. This saves you time exercising those important back stability muscles, plus provides a pain-free office chair. \"For years I endured what I thought was a quality office chair costing my company over $1000. It wasn't until I tried an exercise ball that my back felt better for the whole day at work. It unbelievable considering the exercise ball cost me just $50. As you know, the whole office staff now has an exercise ball. It makes for inquisitive comments from clients and less complaints at lunch time.\" S Eaton, Ashgrove. 88 Swiss Exercise Ball Exercises - Workout Your Whole Body! Exercise Ball Workout for Back Pain - 59 of the Best Exercises." } ]

[ { "question": "What kind of education do Waldorf teachers have?", "answer": "While requirements within individual schools may vary, as a rule Class Teachers will have both a university degree and teaching certification from a recognized Waldorf teacher education college or institute. Some Waldorf education programs can also grant B.A. and M.A. degrees in conjunction with Waldorf teaching certification. Typically, the course of study for teachers is from two to three years and includes practice teaching in a Waldorf school under the supervision of experienced Waldorf teachers. Teachers must also satisfy whatever state credential and licensing requirements might apply." }, { "question": "How does Waldorf deal with kids that don’t get it academically?", "answer": "Waldorf schools hesitate to categorize children, particularly in terms such as “slow” or “gifted”. A given child’s weaknesses in one area, whether cognitive, emotional or physical, will usually be balanced by strengths in another area. It is the teacher’s job to try to bring the child’s whole being into balance. In the sense of subscribing to the beliefs of a particular religious denomination or sect, no. Waldorf schools, however, tend to be spiritually oriented and are based out of a generally Christian perspective. The historic festivals of Christianity, and of other major religions as well, are observed in the class rooms and in school assemblies. All photos are provided by our partnering Russian Waldorf School \"Live School\"\n*Published with permission by waldorfanswers.org. | **Published with permission by steinerwaldorf.org." } ]

[ { "question": "Are they always that dirty?", "answer": "A: No. All event rental equipment should be clean when you get it. Fun 4 All Inflatables cleans and disinfects after every rental." }, { "question": "Q: Do we have to keep inflatables plugged in the entire time?", "answer": "A: Yes. A blower keeps air in the equipment the entire time. Once unplugged they deflate. That's why we require an outlet within 50 of the unit or a generator. Longer cords can pop your circuit breaker so we bring our own heavy duty cords. A: We only accept Credit cards for the deposit the balance is due by cash or check only. If paying by cash, please have exact change as our drivers do not carry cash. A: Yes, a $50 Deposit for reservations under $499.99 and 50% deposit on orders over $500.00. Tents, Table, and Chair Reservations are 50% deposit. ALL DEPOSITS ARE NON-REFUNDABLE. A: Check the requirements listed with each inflatable. Also, make sure you have at least a 4 access to the area where it will be set up. The jumps can weigh up to 650 pounds so we need a clear path with ample room." }, { "question": "Q: What are your returned check fees?", "answer": "A: We charge $35 for a returned check. A: We can set up on Grass (our favorite and best for the kids), asphalt, and concrete. We also love setting up indoors. Sorry, we can't set up on any type of rocks as the constant rubbing will wear through the inflatables.Sand, We will setup on sand, but cleaning fees will apply. A: Yes. There is a link in your receipt once you've ordered or you may click here to view a sample." } ]

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[ { "question": "What's not covered or included?", "answer": "Claims that don’t meet our criteria. Many people don't know that Medicare doesn't cover you for ambulance costs. And ambulances can be expensive, especially if you live in a rural or remote area. Depending on your level of cover, HCF ambulance insurance covers the cost of emergency ambulance services with State Government services if you need hospital or on-the-spot treatment in Australia. Some levels of cover also include State Government non-emergency ambulance services.This is payable if your doctor requests ambulance transport because your condition requires monitoring and support in transit (up to $5,000 per person per calendar year). Emergency ambulances aren’t fully covered by the state government unless you hold certain government concession cards. To avoid out-of-pocket costs you should get private health insurance that includes ambulance cover. HCF hospital and extras insurance covers state provided emergency ambulance services to the nearest hospital able to treat you. On some levels of HCF cover, you may also be able to claim up to $5,000 per person, per year for non-emergency, medically necessary ambulance transport by state providers. If you have HCF hospital cover you’re entitled to fully covered state emergency ambulance transport across most of Australia under a levy arrangement. This excludes services in Qld and SA (and also WA for ACT residents) but you may be able to claim under your HCF cover). If you have standalone HCF extras cover you may be covered for unlimited emergency ambulance for transport in NSW or ACT. On some levels of cover there’s an annual limit of 1 claim per person and 2 per policy for states other than NSW and ACT. State ambulance services are covered by your state government Australia-wide, so you don’t need separate insurance. State road ambulance services are covered by your state government across Australia, with the exception of Qld and SA. You may be able to claim for services not covered by your state scheme under your HCF cover (limits may apply if you have standalone extras cover). You need either private health insurance which includes ambulance cover or an ambulance subscription. Please note: A waiting period of 1 day applies for emergency and 2 months for non-emergency cover. Please ensure you understand who's covered under your policy. Review it at least once a year to identify changes in your circumstances that could affect your health cover needs. If your family situation changes, let us know so that we can suggest adjustments to your cover. Dependants listed on the policy. Only the policyholder can determine who's covered under a membership. The children listed on your membership are automatically covered at no extra cost under your family cover until the day before they turn 22. If your children are full-time students and single, simply register them as Student dependants at the start of each academic year, and they'll be covered for no extra cost until the day before they turn 25 or cease full-time study (whichever comes first). If your children aren't full-time students but are single, you can also continue to cover them until they turn 25 with Extended Family Cover which is only, available on certain levels of HCF cover. Otherwise, your adult children will need to take out their own cover. All new dependants must serve waiting periods, unless they're transferring from another membership or another health fund where they've already completed their relevant waiting periods. In this case they'll need to request an Interfund Transfer Certificate from their previous fund when they join HCF. Single parent families may get a discount (approximately 20% of the family rate) on their hospital and extras cover on certain levels of HCF cover. Partner listed on the policy." }, { "question": "Does my health insurance cover my children?", "answer": "If they're listed on your policy, your children are covered under your family cover until the day before they turn 22. If they're full-time students and single, register them as student dependants, and they'll be covered for no extra cost until the day before they turn 25 or cease full time study (whichever comes first). If your children aren't full-time students but are single, you can also continue to cover them until they turn 25 with Extended Family Cover on selected levels of HCF cover. As long as they're not married or in a de facto relationship, you can take out this cover for a surcharge of 25% of your existing premium – even if your children are living away from home. I've just finished school, and am starting my first job." }, { "question": "Does our family health insurance cover me?", "answer": "If you're under 22, you don't need to do anything. You're covered under your family's membership. If you're between 22 and 25, you may be eligible to be covered under Extended Family Cover for an extra cost of 25% on top of your family's current membership." }, { "question": "I'm still living at home but just finished studying at university full-time – what do I need to know?", "answer": "If you're under 25 and single, you can be covered under Extended Family Cover at an additional cost of 25% on top of your family's current membership." }, { "question": "I'm still studying at university – do I need health insurance?", "answer": "If you're single, under 25 and studying full-time, you can continue to be covered under your family membership as a student dependant on selected covers. We have an extensive network of service providers and private hospitals throughout Australia, where charges have been negotiated on your behalf. The Australian Government subsidises medical services listed on the Medicare Benefit Schedule (MBS). When a doctor charges a fee higher than the MBS, it's called a 'medical gap'. To help you minimise your of out-of-pocket expenses for doctors and specialists fees in hospital, we've negotiated 'no gap' agreements with thousands of doctors across Australia. Ask yours if they're willing to participate. If not, they may agree to charging a 'known gap', capped at $500. Always ask your doctor to detail their charges (and any out-of-pocket expenses) before you're treated. An HCF participating hospital is a private hospital where we've negotiated charges for accommodation and other services, so they don't cost you extra. Any excess and conditions relating to your hospital cover will still apply in any HCF participating hospital. You may still have to pay for doctor's bills if your doctor or other specialists don't agree to participate in our no-gap or known gap scheme (see above). Check your hospital insurance covers you for the procedure. If you'll need a prosthesis, ask your doctor which will be the best for you and which no-gap prostheses are available. If the doctor recommends one for which a gap is payable, ask why they're recommending it. Ask your doctor to explain the costs of your surgery including any medical gap, prosthesis gap (if any) and any other expenses. If there are any out-of-pocket expenses ask for a written cost estimate. Call us on 13 13 34 if you're unsure whether you'll have to make any gap payments." }, { "question": "What's a non-participating private hospital?", "answer": "A non-participating hospital is a private hospital that we don't have an agreement with. If you're treated at one you could face significant out-of-pocket costs." }, { "question": "What's the difference between public and private hospitals?", "answer": "If you're treated as a private patient, your HCF hospital cover will pay for some of the costs associated with your treatment (if it's listed on your policy) and may be able to choose your doctor. If you're treated at a private hospital, Medicare will cover a portion of your medical costs, but won't cover your accommodation and theatre expenses. This is where hospital cover can help. Some doctors and specialists charge more than the schedule fee. The difference between the two is the 'gap', which falls to you to pay. If you choose an HCF participating doctor you'll either pay no-gap or a known-gap (up to $500)." }, { "question": "What are 'pregnancy and birth-related services'?", "answer": "These are services that are directly related to hospitalisation for pregnancy and childbirth. They include things like pregnancy complications, the delivery and prenatal and postnatal care of the mother." }, { "question": "What sort of cover do I need if I want to cover the birth?", "answer": "You need to be on cover that includes pregnancy and birth-related services at least 12 months before you give birth, as there's a 12 month waiting period. To check your cover, view your product summary at online member services, or call us on 13 13 34." }, { "question": "We're having a baby – when do I need to add my baby to my membership so he or she is covered?", "answer": "If you’re on a single or couples membership, it’s important to call to tell us your expected due date as soon as possible. We’ll transfer you to a family membership from the expected date of birth. This will ensure your baby is covered and won’t have to serve any waiting periods. If you don’t tell us your expected due date, you still have 2 months to transfer to a family membership from the date your baby was born and your baby will be covered from this date." }, { "question": "I'm travelling interstate - does my private health insurance cover me outside my state?", "answer": "Yes – you're covered throughout Australia. On selected levels of hospital cover, HCF members who live in isolated and rural communities can claim travel benefits if specialist medical and hospital treatment isn't available locally. If you're intending to move interstate permanently, please call us on 13 13 34 to change your contact details." }, { "question": "Does my private health insurance cover me if I'm sick when travelling overseas?", "answer": "No – your HCF insurance only covers you in Australia. HCF offers travel insurance. You can find more information here. Travel insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). The Hospitals Contribution Fund of Australia Ltd ABN 68 000 026 746 AFSL 241414 (HCF) arranges this insurance as agent for Allianz. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available at hcf.com.au/travel. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for details before we provide you with any services." }, { "question": "Can I suspend or cancel my policy while I'm overseas?", "answer": "Health insurance won't cover you outside Australia. If everyone on your health cover is overseas for more than 30 days, you may be able to suspend your policy for that time. Be aware that suspending or cancelling your HCF hospital cover may mean you have to pay additional Medicare Levy Surcharge (MLS). If you'd like more information about this call us on 13 13 34 and we'll go through your options with you. Suspending your policy also means you won't be eligible for free travel insurance, if it's included on your cover. Periods of suspension won't count towards any waiting periods or benefits that accrue based on a length of membership. If you cancel completely and don’t have cover with another Australian health fund, you'll need to re-serve all waiting periods." }, { "question": "Do I have to suspend or cancel my health insurance policy when I go overseas for a period of time?", "answer": "There's nothing in the tax legislation that requires you to suspend or cancel your policy if you go overseas. It's your choice but there may be MLS implications if you do so." }, { "question": "What if I take out travel insurance for the period I'm overseas and suspend or cancel my hospital cover?", "answer": "Travel insurance isn't hospital cover for MLS purposes. So you'll be considered to be without hospital cover during the period of suspension or cancellation. If you cancel your cover, you won't be deemed to have had continuous membership and will need to re-serve all waiting periods." }, { "question": "What if I take out medical insurance with an overseas fund while I'm overseas but cancel my cover in Australia during this time?", "answer": "Having cover with an overseas fund isn't considered having hospital cover during the period of suspension or cancellation." }, { "question": "What if I cancel or suspend cover for myself but retain the cover for my family?", "answer": "Individuals on a policy can't be suspended. In family situations, this means everyone on your policy must be suspended. You and your dependants may need to have private patient hospital cover to avoid paying the MLS. Cancelling or suspending cover for yourself will mean that you and your partner may each still be liable for the MLS if your taxable income exceeds the relevant threshold." }, { "question": "What if I take out travel insurance while I'm overseas and maintain my hospital cover?", "answer": "By maintaining your hospital cover in Australia, you won't be liable for the MLS while you're overseas. If you're admitted to hospital for your wisdom teeth extraction your hospital cover will contribute towards the cost. Extras cover contributes towards the cost of wisdom teeth extraction in the dentist’s chair, subject to your level of cover. There's a 12 month waiting period for this procedure. The benefits paid for extraction in the dentist's chair is taken from the annual limits of your extras cover so you'll have an out-of-pocket expense. For more information on wisdom teeth extraction call us on 13 13 34. Prostheses are items used in surgery to augment or replace a part of the body (e.g. pacemakers or joint replacement devices). We cover government approved, non-cosmetic prostheses that are surgically implanted. Ask your doctor which prosthesis is best for you and whether a no-gap option is available." }, { "question": "I'm about to start insulin pump therapy – can I claim for this?", "answer": "If this is the first time you're having insulin pump therapy, and you're being treated as an outpatient, we'll pay 100% of the highest costing insulin pump on the Federal Government Prosthesis List (currently up to $9,500) when we receive your completed insulin pump claim form. If you're admitted to hospital to start your pump therapy, we'll provide a benefit, provided the Type C certification is completed in accordance with the legislation. Please note that education is not a valid reason for hospitalisation. We may ask for additional information to verify the reasons for hospitalisation." }, { "question": "Am I eligible to claim for a replacement insulin pump?", "answer": "If you've been on Top Plus, Top Hospital, Fit & Free, or Healthmate Ultimate, Premium or Ultimate hospital cover continuously over a 5 year period you'll be eligible to claim 100% of the highest costing insulin pump on the Federal Government Prostheses List (currently up to $9,500) – you'll have no out-of-pocket expense. If you've maintained any other level of hospital cover during the previous 5 years, you'll be eligible to claim up to half of that amount (currently up to $4,750) provided your cover doesn't exclude insulin pump treatments. The replacement cycle doesn't reflect the manufacturer’s warranty period. It's the reasonable life expectancy of an insulin pump. If you wish to replace your insulin pump in less than 5 years, a pro-rata benefit may be offered depending on your individual circumstances, provided the pump isn't under warranty. Please note that we don't replace damaged, lost or stolen pumps. We also don't pay for consumables for insulin pumps, which are available through the National Diabetes Services Scheme." } ]

[ { "question": "How do I change this?", "answer": "Login and go to Record My CEUs. Click update next to the session title, make the change using the CEU year dropdown box and be sure to click Update CEU when complete." }, { "question": "What if I have more than 10 CEUs?", "answer": "List ALL extra under CEU year 2019-2020. If you have more than 10 for 2019-2020 as well, you will still list them under 2019-2020. When renewal becomes available next year, you can change them to the following renewal period. I read a book, watched a video, etc." }, { "question": "It's not accepting my electronic signature — what do I do?", "answer": "Make sure you're typing your name exactly as it appears — do not use informal name. My credit card won't go through." }, { "question": "What do I do?", "answer": "Be sure you are entering the number without spaces. If you get error 15005, this means you need to contact your credit card company and tell them the charge is legitimate. If it is still not working, please renew by mail. Occasionally, a few people have credit cards that simply will not work with our online system." }, { "question": "How can I apply to get CEUs for an event I want to go to?", "answer": "Use the Individual Event Approval form. Must apply at least 4 weeks in advance. Address and email of where to send are on form." }, { "question": "Why am I not listed in the directory?", "answer": "ALTA has two directories, public and members only. You will only show up in the one you've checked the box for, so log back in and check your directory settings. Be sure to scroll to the bottom of the page and click Update Profile when you're done." }, { "question": "How much does it cost to renew?", "answer": "$75 for CALTs and CALPs prior to 4/1. $100 for QIs and ICALPs prior to 4/1. $90 for CALTs and CALPs after 4/1 or later. $120 for QIs and ICALPs 4/1 or later." } ]

[ { "question": "Where can I go for product support and warranty information?", "answer": "Recipes are posted regularly on our social channels below. You can search the Recipe section of our website as well and filter by food or by grill type. For product support and warranty, please call toll-free 1-800-231-9786. Our support team is available to assist you: Monday-Friday | 7:30a.m. to 6:00p.m. - Central Time." } ]