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lzxdn4k | Honest question - do you not have very many monthly expenses? Mortgage, etc.? Or do you just make that much that you still have that much leftover after your monthly expenses? | 2 | MugsyBogues1 | 2024-12-01T20:37:01 | null | 2 | /r/CanadianInvestor/comments/1h49lcj/vfv_invested_since_inception/lzxdn4k/ | 2 | t3_1h49lcj | t1_lzx3kkl | false | false |
lzxdxdh | No expenses
But it’s not because I live in my parents basement.
I own a condo, a car, the typical things most people want/need in life. | 2 | NetherGamingAccount | 2024-12-01T20:38:30 | null | 2 | /r/CanadianInvestor/comments/1h49lcj/vfv_invested_since_inception/lzxdxdh/ | 3 | t3_1h49lcj | t1_lzxdn4k | false | false |
lzxei8h | Yeah its hard to say honestly. Only thing we can do is wait and see | 5 | trodg23 | 2024-12-01T20:41:28 | null | 4 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxei8h/ | 4 | t3_1h4c1op | t1_lzxdm20 | false | false |
lzxeti1 | I think you are fine maintaining some exposure to Canadian equities but you want to make sure that your exposure to US equities is in US dollars either directly or though unhedged US ETF's. | 3 | creative_trading | 2024-12-01T20:43:04 | null | 2 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxeti1/ | 0 | t3_1h4c1op | t3_1h4c1op | false | false |
lzxg1tc | I'm getting $1.43M
I doubled checked, don't see any mistakes.
[https://valueinvesting.io/backtest-portfolio](https://valueinvesting.io/backtest-portfolio) | 2 | givemeyourbiscuitplz | 2024-12-01T20:49:08 | null | 2 | /r/CanadianInvestor/comments/1h49lcj/vfv_invested_since_inception/lzxg1tc/ | 1 | t3_1h49lcj | t1_lzwufuf | false | false |
lzxguwt | it's a bargaining tactic from Trump, spoken 2 months before it could be forced | 21 | -masked_bandito | 2024-12-01T20:53:15 | null | 20 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxguwt/ | 2 | t3_1h4c1op | t1_lzx8vpc | false | false |
lzxh50c | I made this switch. I had to use Investor line for work.
I recently switched to WS and love it. The no commissions is huge and the app is easy to use. | 50 | BrownTown993 | 2024-12-01T20:54:41 | null | 48 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzxh50c/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
lzxhn0e | Oh, he’s dumb enough, luckily there are smarter people below him. | 3 | Few-Swordfish-780 | 2024-12-01T20:57:13 | null | 2 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxhn0e/ | 4 | t3_1h4c1op | t1_lzxdm20 | false | false |
lzxi0bl | Why invest in a loser?
Canada doesn’t deserve our investment | 1 | NetherGamingAccount | 2024-12-01T20:59:08 | null | 1 | /r/CanadianInvestor/comments/1h2eexk/vfv_first_canadian_etf_to_reach_20_billion/lzxi0bl/ | 0 | t3_1h2eexk | t3_1h2eexk | false | false |
lzxi4dr | Wonder if they’d ever waive the fees at bmo in self directed accounts? Been meaning to try this on them. | 3 | Sparks_travel | 2024-12-01T20:59:44 | null | 2 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzxi4dr/ | 1 | t3_1h4d765 | t1_lzxh50c | false | false |
lzxid0k | The delegation is to reassure Canadians that they're doing something. It costs nothing to call Trump Daddy and compliment his big hands, which is all he really wants.
Also they know that he'll fill his diaper and swing it around so his base can cheer when it hits something, they don't care if they get spattered in shit too, the job is to duck even if it means appearing to kiss his feet.
Diplomacy is rarely glamorous. | 11 | Expert_Alchemist | 2024-12-01T21:00:59 | null | 11 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxid0k/ | 2 | t3_1h4c1op | t1_lzx8vpc | false | false |
lzxiwam | Maybe eventually. They’ve already waived the fees for 80+ ETFs, so I can see them pushing further in the years to come. | 5 | McNasty1Point0 | 2024-12-01T21:03:43 | null | 5 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzxiwam/ | 2 | t3_1h4d765 | t1_lzxi4dr | false | false |
lzxj059 | I doubt it. Indications are that Trump will be using the tariff income to make up for corporate tax cuts. He's using "national security" as an excuse to bypass Congress. | 1 | KrazyKatDogLady | 2024-12-01T21:04:15 | null | -15 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxj059/ | 3 | t3_1h4c1op | t1_lzxguwt | false | false |
lzxk3bu | Mutual funds are not available everywhere, so that's your first limitation.
For the rest, it depends if you want to manage them yourself or not.
I have my LIRA and LRSP with BNCD and there's no catch. The platform functionality is almost the same as Disnat, but better looking. There's no catch, but just look at their webpage describing their fees/commissions to get your answer. I have no fee because I have more than their minimum amount, and no commission.
You're overcomplcating things. Why transfer the TSFA and RRSP and why IBK for those accounts specifically? Great broker, but you'll pay commissions (small, but still...). Is it for the cheap USD conversion fee? Might as well go with BNCD or WS (a broker that will reimburse the transfer fee) or not transfer them at all. | 1 | givemeyourbiscuitplz | 2024-12-01T21:09:46 | null | 1 | /r/CanadianInvestor/comments/1h4bdjl/need_help_with_choosing_brokers_and_transferring/lzxk3bu/ | 0 | t3_1h4bdjl | t3_1h4bdjl | false | false |
lzxluuz | Trump leaves in 4 years my time horizon is 30 plus years | 4 | AnybodyNormal3947 | 2024-12-01T21:18:52 | null | 2 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxluuz/ | 0 | t3_1h4c1op | t3_1h4c1op | false | false |
lzxmb48 | His impact could be much longer than 4 years. MAGA movement won’t go away. Just look at how young Vance is and Trump Jr | 1 | newuserincan | 2024-12-01T21:21:15 | null | 1 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxmb48/ | 1 | t3_1h4c1op | t1_lzxluuz | false | false |
lzxmkin | Sure i agree, I'm still yawning tho | 4 | AnybodyNormal3947 | 2024-12-01T21:22:36 | null | 3 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxmkin/ | 2 | t3_1h4c1op | t1_lzxmb48 | false | false |
lzxn7o7 | Uncertainty can be priced in, that doesn't mean you won't get wrecked (betting on either side) when trade agreements get cancelled or tariffs actually get announced (or don't happen). | 2 | Adorable_Text | 2024-12-01T21:26:00 | null | 2 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxn7o7/ | 1 | t3_1h4c1op | t1_lzx7n8t | false | false |
lzxo15y | I posted recently about trying to securely withdraw from my BMO Investorline TFSA and folks suggested WS.
I already have an RRSP open with WS, so I went in today and opened a TFSA and found the links to withdraw and send money to my chequing account. Perfect. Beats phoning a CSR, having them misunderstand my accent, and risk a large paper cheque getting lost in the mail.
Only mistake I made was initiating the transfer before clicking on the link to register for the free phone/mac book. I've replied to see if they'll honour it. But I was coming over macbook or not. | 5 | ehud42 | 2024-12-01T21:30:22 | null | 4 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzxo15y/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
lzxoe7m | If you know about it, markets have known about it too. Where’s the big crash? | 6 | Bark__Vader | 2024-12-01T21:32:16 | null | 5 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxoe7m/ | 2 | t3_1h4c1op | t1_lzx8vpc | false | false |
lzxpmiv | > national security
thats also being used against china’s EV and drone industry and high-tech ambitions bu the west in general. which is ridiculous because guess where my iphone and macbook pro etc are made. they are making strides with EUV and aren’t far behind on ai
i can see the west markets stagnating during trump’s presidency; i can also see that chinese stocks are cheap rn. | 1 | BeenBadFeelingGood | 2024-12-01T21:38:51 | null | 1 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxpmiv/ | 4 | t3_1h4c1op | t1_lzxj059 | false | false |
lzxquwl | not everyone, people >150k only get shit from them | 1 | KanzakiYui | 2024-12-01T21:45:22 | null | 1 | /r/CanadianInvestor/comments/1h1jjf3/according_to_data_from_the_cra_two_people_in/lzxquwl/ | 2 | t3_1h1jjf3 | t1_lzckgqa | false | false |
lzxqvdr | Does it matter? It’s 4 years of civil unrest followed by 100% probability of far superior intellect in a magnitude I can not fathom | 2 | OutlandishnessFine16 | 2024-12-01T21:45:27 | null | 1 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxqvdr/ | 0 | t3_1h4c1op | t3_1h4c1op | false | false |
lzxr2to | Same thing that we always do Pinkey...
take over the world | 1 | KyloRenTheNightKing | 2024-12-01T21:46:33 | null | 1 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxr2to/ | 0 | t3_1h4c1op | t3_1h4c1op | false | false |
lzxr5re | I guess noone is going to answer my question since the presumption seems to be there will be no crash due to tariffs. | 2 | KrazyKatDogLady | 2024-12-01T21:46:59 | null | -2 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxr5re/ | 3 | t3_1h4c1op | t1_lzxoe7m | false | false |
lzxrcw8 | No brainer | 1 | OutlandishnessFine16 | 2024-12-01T21:48:02 | null | -2 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzxrcw8/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
lzxrecx | If there was a large certain change that was for sure going to impact industries, you are already too late. | 2 | Lovv | 2024-12-01T21:48:16 | null | 2 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxrecx/ | 0 | t3_1h4c1op | t3_1h4c1op | false | false |
lzxrx1o | If you don’t intend to need this $ for many years just go 95% VFV and 5% IBIT.
If you’re lower risk tolerance 100% XEQT | 1 | DrStrangulation | 2024-12-01T21:51:00 | null | 1 | /r/CanadianInvestor/comments/1h4acrl/portfolio_advice/lzxrx1o/ | 0 | t3_1h4acrl | t3_1h4acrl | false | false |
lzxs1iz | I love wealth simple | 2 | LevyRoss | 2024-12-01T21:51:40 | null | 1 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzxs1iz/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
lzxsa2o | I think that , with regard to Canada's borders anyway, Trump is making up excuses to call a national security threat to justify the 25% tariffs. He wants the tariffs regardless. He just needs an excuse to bypass congress to implement them. | 10 | KrazyKatDogLady | 2024-12-01T21:52:57 | null | 8 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxsa2o/ | 3 | t3_1h4c1op | t1_lzxb4yy | false | false |
lzxsjdz | Yup. Pretty sure he is not bluffing and will continue to find excuses for the tariffs no matter how high Trudeau jumps in attempts to fix the so-called border issue with Canada. | 5 | KrazyKatDogLady | 2024-12-01T21:54:19 | null | 2 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxsjdz/ | 4 | t3_1h4c1op | t1_lzxdfgb | false | false |
lzxssh3 | In the meantime, those with lower risk tolerance might want to consider a repositioning of their portfolios which was the point of my post. | 1 | KrazyKatDogLady | 2024-12-01T21:55:40 | null | 0 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxssh3/ | 5 | t3_1h4c1op | t1_lzxei8h | false | false |
lzxsxxp | He's doing his best to get rid of those smarter people. Loyalty is the only requirement. | 9 | KrazyKatDogLady | 2024-12-01T21:56:27 | null | 6 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxsxxp/ | 5 | t3_1h4c1op | t1_lzxhn0e | false | false |
lzxu36w | So far I’ve been doing well selling rips, buying dips, and just generally ignoring the man’s tweets. He has the attention span of a goldfish, but he’s a decent source of volatility for those who like to play the ponies. | 3 | Street-Badger | 2024-12-01T22:02:35 | null | 3 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxu36w/ | 0 | t3_1h4c1op | t3_1h4c1op | false | false |
lzxuc4u | It's great and continues to improve. Anything I've needed customer service wise has also been dealt with quickly and professionally. Make sure to sign up with someone's promo code too and you and them will get a little bonus $ too. | 1 | tinydumplings_ | 2024-12-01T22:03:55 | null | 1 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzxuc4u/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
lzxuwin | I read that too. I'm very concerned as well.
What I don't understand about this, is that this must have some sort of domestic blowback right? When gas prices immediately rise, tons of industries have layoffs, grocery prices start rising I can't see how even the most MAGA followers won't start to protest this.
I don't think there will be any winners if this goes through. If you think it's a serious possibility and you are close to retirement like you indicated then you should probably take some profits and move into bonds. It's possible you may be buying at a higher level in the future or you may be right and have the opportunity to buy lower. Up to you. | 7 | Shoopshopship | 2024-12-01T22:07:12 | null | 6 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxuwin/ | 4 | t3_1h4c1op | t1_lzxj059 | false | false |
lzxvk3v | I feel like this time around the market has been taking what trump says less seriously. | 3 | GeneralZaroff1 | 2024-12-01T22:10:43 | null | 1 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxvk3v/ | 0 | t3_1h4c1op | t3_1h4c1op | false | false |
lzxwgsc | Lots of us made the switch from this year and last year’s apple promo, myself included. I have no complaints.
If you’re an experienced trader and need the services of a full broker don’t switch (meaning you need level 2 quotes, research reports, etc)
Downside to WS: us currency conversion is on the high side. Customer support may take longer due to the popularity of the promo
Advantages: free trades, easy to use app, they’re regularly adding new perks and enhancements. They seem intent on being a bigger player.
They’re backed by a large corporation, and they’re a member of CIRO. Savings are backed by cdic (in a roundabout way admittedly)
I won’t try to convince you to switch. You need peace of mind. If staying with a large bank gives you that, don’t switch.
If you switch make sure the registered accounts are in kind. Follow this guide:
https://help.wealthsimple.com/hc/en-ca/articles/1500003503661-Transfer-an-account-to-Wealthsimple
*Play special attention to the section on dual listed stocks*
Be sure to sign up using a referral for an added $25 on top of the Apple promo. Also you will need patience for everything to transfer over. Best wishes. | 18 | rhunter99 | 2024-12-01T22:15:44 | null | 17 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzxwgsc/ | 0 | t3_1h4d765 | t3_1h4d765 | true | false |
lzxwj0s | the last 4 yrs have demonstrated that bonds are not the safe haven, risk balancing investment option people think
and age 28, VGRO seems insane to me... even XEQT, its way out-performed by VUN | 1 | boundbythebeauty | 2024-12-01T22:16:04 | null | 1 | /r/CanadianInvestor/comments/1h4acrl/portfolio_advice/lzxwj0s/ | 1 | t3_1h4acrl | t1_lzx6neu | false | false |
lzxwxy5 | WS, I can't journal stocks (have made money in the gambit a few times), dual listed stocks are not available. Expensive exchange commission.
NBDB, does not support pre and post market execution, does not have trailing stop orders. Costs on the exchange. Journaling costs money. Does not support fractional shares.
Questrade, amazing platform, but expensive on the trades. Options are expensive but they are not for me.
I trade in my RRSP frequently, may get up to 10 trades per week, swing or scalp and the commissions add up quickly. TFSA is a true investment account, 6-8 trades per year.
This feels like deciding on buying a new car! | 1 | Due_Acanthaceae_9601 | 2024-12-01T22:18:22 | null | 0 | /r/CanadianInvestor/comments/1h4bdjl/need_help_with_choosing_brokers_and_transferring/lzxwxy5/ | 1 | t3_1h4bdjl | t1_lzxk3bu | false | false |
lzxx2hy | The presumption is that all the extreme tarriffs talk is posturing. Trump is not going to put 25% tarriffs on Canadian oil- that is nonsensical. Look at treasury yields - they barely went up and are starting to go back down - tells you what the market actually thinks is going to happen. | 5 | smokeyjay | 2024-12-01T22:19:04 | null | 4 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzxx2hy/ | 2 | t3_1h4c1op | t1_lzxb5iz | false | false |
lzy06qn | Paid off in the first day for me | 1 | Bunkymids | 2024-12-01T22:36:32 | null | 0 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzy06qn/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
lzy1193 | Can you expand on this second point? | 1 | Brandnewlions | 2024-12-01T22:41:16 | null | 1 | /r/CanadianInvestor/comments/1h4acrl/portfolio_advice/lzy1193/ | 2 | t3_1h4acrl | t1_lzxwj0s | false | false |
lzy3041 | The market, yes
Reddit? 100% more. I swear half of my Reddit feeds are about the tariffs. | 3 | kingofwale | 2024-12-01T22:52:17 | null | 3 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzy3041/ | 1 | t3_1h4c1op | t1_lzxvk3v | false | false |
lzy38u3 | I switched recently from BMO to WS. I was very reluctant but I also thought If someone was to offer you a MacBook Air , would you refuse? So I started the transfer, it cost nothing and was quick. And the WS app is terrific. | 14 | Oolican | 2024-12-01T22:53:40 | null | 13 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzy38u3/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
lzy3kdm | I don’t think a ton of people are answering because:
1) The questions has been asked dozens of times this week.
2) No one has a crystal ball.
3) There’s really nothing new going on… we’ve danced this dance before. Large threats and promises, initial tariffs, retaliatory tariffs, negotiations, settlements, etc. And, it’s not like Canada is powerless in this game… we supply 60% of America’s oil.
There’ll be bumps in the road, a re-negotiated NAFTA / USMCA / Whatever they call it next agreement, and life goes on.
Review how the stock market did from 2016 - 2020. The sky isn’t falling. | 14 | Hope-To-Retire | 2024-12-01T22:55:31 | null | 13 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzy3kdm/ | 4 | t3_1h4c1op | t1_lzxr5re | false | false |
lzy3x55 | Lolol. Trump dick stroker wants to capitalize on impending market turmoil to avoid turmoil his political God is creating. Enjoy the consequences of your ideology, if you can't read the market on your own and position yourself on your own, you're going to sink. | 1 | cookieconflic | 2024-12-01T22:57:35 | null | -9 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzy3x55/ | 0 | t3_1h4c1op | t3_1h4c1op | false | false |
lzy51h9 | They FAFO and now want to be given special treatment because it didn't lead to the big win they wanted. Lack of accountability at its finest. | 1 | Ryu-Khan | 2024-12-01T23:04:08 | null | 1 | /r/CanadianInvestor/comments/1h1jjf3/according_to_data_from_the_cra_two_people_in/lzy51h9/ | 5 | t3_1h1jjf3 | t1_lzfmx51 | false | false |
lzy5qtl | There won’t be a crash due to tariffs. There might be if the tariffs cause inflation. | 2 | henchman171 | 2024-12-01T23:08:17 | null | 2 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzy5qtl/ | 4 | t3_1h4c1op | t1_lzxr5re | false | false |
lzy5tt1 | Huh? I'm no Trump dick stroker that's for sure! | 6 | KrazyKatDogLady | 2024-12-01T23:08:46 | null | 5 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzy5tt1/ | 1 | t3_1h4c1op | t1_lzy3x55 | false | false |
lzy8io1 | All I know is the last Trump tariff war cost me my job in the Solar Panel manufacturing industry, and this one could cost me my job in pipeline component manufacturing. I need to get out of manufacturing.... | 10 | Lokified | 2024-12-01T23:24:27 | null | 9 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzy8io1/ | 0 | t3_1h4c1op | t3_1h4c1op | false | false |
lzy8tb5 | I’m terrified. I don’t know how to hedge this because I don’t think you can. Did you get any great answers? I’m gonna look again | 3 | motherseffinjones | 2024-12-01T23:26:10 | null | 3 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzy8tb5/ | 5 | t3_1h4c1op | t1_lzxsjdz | false | false |
lzy9fr4 | Thank you, food for thought for me. My largest position is VFV with a smaller one in VE. I recently bought a bit of XEQT to get into emerging markets/canada, but am not sure if it makes sense. | 1 | Yellow-Robe-Smith | 2024-12-01T23:29:52 | null | 1 | /r/CanadianInvestor/comments/1h2vpxi/weekend_discussion_thread_for_the_weekend_of/lzy9fr4/ | 2 | t3_1h2vpxi | t1_lztqebq | false | false |
lzyb0in | I switched from RBC. Zero regrets, and we are already up like 20% from what we would have been making through our conservative mutual funds.
DIY ain’t so scary! | 5 | only_fun_topics | 2024-12-01T23:39:02 | null | 3 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzyb0in/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
lzybent | Last week there was a thread asking how people had done this year and most people seemed to be up 100% or more.
So I sold 10% of my equities and moved the capital over to bonds. | 6 | Signal-Lie-6785 | 2024-12-01T23:41:20 | null | 4 | /r/CanadianInvestor/comments/1h4b9xx/overnight_discussion_thread_to_kick_off_the_week/lzybent/ | 0 | t3_1h4b9xx | t3_1h4b9xx | false | false |
lzybf1r | Buying stocks for a what? | 1 | elegant-jr | 2024-12-01T23:41:24 | null | 1 | /r/CanadianInvestor/comments/1h3y64q/stocks_for_christmas/lzybf1r/ | 0 | t3_1h3y64q | t3_1h3y64q | false | false |
lzyc0f5 | You could always go VFV for American markets, VCN or XIU for Canadian, XEF for developed international markets and add a little bit of XEC for emerging markets. Like I said before just manage the ratio yourself. These allocations would keep you well diversified. If you want to be fully hands off investing and dump money in every paycheque then XEQT would be best for you! Hope that helps! | 2 | Frozen-Rain | 2024-12-01T23:44:52 | null | 2 | /r/CanadianInvestor/comments/1h2vpxi/weekend_discussion_thread_for_the_weekend_of/lzyc0f5/ | 3 | t3_1h2vpxi | t1_lzy9fr4 | false | false |
lzyc4lo | I'm at both. Pros and cons. I keep enough at BMOIL to get their tools, which are better. Norbert's Gambit works well there too, then I can transfer USD to wealthsimple. The perks at WS are pretty nice too though. Anyway, having money in different brokerages allows for transfers back and forth to get the promotional bonuses. BMOIL offers me transfer bonuses all the time. | 3 | None | 2024-12-01T23:45:33 | null | 3 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzyc4lo/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
lzycxta | Not really. | 2 | KrazyKatDogLady | 2024-12-01T23:50:26 | null | 2 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzycxta/ | 6 | t3_1h4c1op | t1_lzy8tb5 | false | false |
lzyfoso | Very helpful, thank you! | 1 | Yellow-Robe-Smith | 2024-12-02T00:06:30 | null | 1 | /r/CanadianInvestor/comments/1h2vpxi/weekend_discussion_thread_for_the_weekend_of/lzyfoso/ | 4 | t3_1h2vpxi | t1_lzyc0f5 | false | false |
lzygqss | Yeah I'd say focusing on the fixed income portion of your portfolio would be the right way to go about it.
If he does go through with it no company will be better off for it. Companies that sell to the US will receive less orders because of the tax the US company has to pay will deter them from buying and may make the demand go downdue to the higher price. And the US companies have to pay more and you can try to pass that entire 25% tax onto the consumer they might just not buy it.
Really a lose lose lose scenario | 1 | snapcaster_bolt1992 | 2024-12-02T00:12:39 | null | 1 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzygqss/ | 0 | t3_1h4c1op | t3_1h4c1op | false | false |
lzyi42o | Yes I don’t think trump knows how oil, gas, and electricity comes from Canada.
If he goes ahead with tariffs, I would expect that China will become the next big trading partner for any country screwed by the US. The only problem is investing in China | 17 | grabman | 2024-12-02T00:20:36 | null | 16 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzyi42o/ | 1 | t3_1h4c1op | t1_lzx7m6i | false | false |
lzyidup | I've read about it, but I haven't purchased it.
if you're looking for gold bullion alternatives there's also BMO's newly launched ZGLD.
"BMO Gold Bullion ETF seeks to replicate the performance of the price of gold bullion, net of fees and expenses, by investing in long-term holdings of unencumbered gold bullion in 400 troy ounce international bar sizes. BMO Gold Bullion ETF does not speculate with respect to short-term changes and is not actively managed." | 6 | rhunter99 | 2024-12-02T00:22:11 | null | 4 | /r/CanadianInvestor/comments/1h4hs23/royal_mint_etr/lzyidup/ | 0 | t3_1h4hs23 | t3_1h4hs23 | false | false |
lzyjfxp | I prefer the Sprott trusts PHYS or CEF which is a gold/silver blend | 6 | UnusualCareer3420 | 2024-12-02T00:28:26 | null | 5 | /r/CanadianInvestor/comments/1h4hs23/royal_mint_etr/lzyjfxp/ | 0 | t3_1h4hs23 | t3_1h4hs23 | false | false |
lzylros | Source? I’d like to read it | 1 | Buildadoor | 2024-12-02T00:41:54 | null | 1 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzylros/ | 2 | t3_1h4c1op | t1_lzx8vpc | false | false |
lzymuwr | Love wealthsimple, also thinking about ditching my chequings account and going to WS cash account, only shitty thing is they don't have overdraft and can't deposit cheques | 3 | Mikerates19 | 2024-12-02T00:48:14 | null | 2 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzymuwr/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
lzyr4dn | [https://www.youtube.com/watch?v=s7aabje0RMA](https://www.youtube.com/watch?v=s7aabje0RMA) | 1 | KrazyKatDogLady | 2024-12-02T01:13:48 | null | 1 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzyr4dn/ | 3 | t3_1h4c1op | t1_lzylros | false | false |
lzytnig | You’re overreacting, much like some news outlets. The proposed tariffs are conditional - they hinge on addressing the so-called “drug and immigration problem.” Interestingly, I wasn’t aware of significant drug or immigration issues between Canada and the U.S., but I’ll leave that for Trudeau and Trump to debate.
Take a look at Trump’s tweet and compare it to the market’s response, which has been far less dramatic than your reaction here.
Besides, Trump doesn’t even take office for another two months. | 5 | nottlrktz | 2024-12-02T01:29:05 | null | 4 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzytnig/ | 2 | t3_1h4c1op | t1_lzxb5iz | false | false |
lzywpr2 | A bully flexing his mouth that has dire consequences for both countries people and businesses. | 1 | According_Stuff_8152 | 2024-12-02T01:47:26 | null | 1 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzywpr2/ | 0 | t3_1h4c1op | t3_1h4c1op | false | false |
lzywrtg | Buy sell fees $0 I use national bank | 1 | jtran57 | 2024-12-02T01:47:47 | null | 1 | /r/CanadianInvestor/comments/1h2cov3/what_canadian_stock_are_you_day_trading/lzywrtg/ | 2 | t3_1h2cov3 | t1_lzv00fw | false | false |
lzyx506 | Let's end the year strong! | 8 | Squarely_Round | 2024-12-02T01:49:58 | null | 6 | /r/CanadianInvestor/comments/1h4b9xx/overnight_discussion_thread_to_kick_off_the_week/lzyx506/ | 0 | t3_1h4b9xx | t3_1h4b9xx | false | false |
lzyxdn6 | Don’t listen to internet advise… do your own research. | 1 | kingofwale | 2024-12-02T01:51:25 | null | 1 | /r/CanadianInvestor/comments/1h2vpxi/weekend_discussion_thread_for_the_weekend_of/lzyxdn6/ | 1 | t3_1h2vpxi | t1_lzn15ob | false | false |
lzyxolu | I can’t believe we are gonna have people asking about every dumb-ass thing Trump does for the next four years, not just in this sub either. Trump, Trudeau, and Ford. We got the trifecta of morons, with no end anywhere in sight. | 6 | big_dog_redditor | 2024-12-02T01:53:15 | null | 4 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzyxolu/ | 0 | t3_1h4c1op | t3_1h4c1op | false | false |
lzyyvqj | Ya I was thinking similar | 1 | Ventorro | 2024-12-02T02:00:24 | null | 0 | /r/CanadianInvestor/comments/1h4b9xx/overnight_discussion_thread_to_kick_off_the_week/lzyyvqj/ | 1 | t3_1h4b9xx | t1_lzybent | false | false |
lzyyyf7 | VHI VitalHub is a small cap pick I love that exhibits some of the same serial accretive acquisition capabilities, focused on the healthcare SaaS space | 1 | UtredOfBruhBruhBruh | 2024-12-02T02:00:50 | null | 1 | /r/CanadianInvestor/comments/1h1faix/500k_5_stocks_5_years_5x_what_are_your_picks/lzyyyf7/ | 1 | t3_1h1faix | t1_lzbfnkw | false | false |
lzyzngg | Yes, this is 100% a company that I also like.
Really good potential, but also wouldn’t be shocked if it gets acquired itself. | 2 | ProdigyMayd | 2024-12-02T02:04:58 | null | 2 | /r/CanadianInvestor/comments/1h1faix/500k_5_stocks_5_years_5x_what_are_your_picks/lzyzngg/ | 2 | t3_1h1faix | t1_lzyyyf7 | false | false |
lzz2uoq | Maybe, but given my particular financial circumstances I cannot ignore the threat. Your mileage may vary. | 1 | KrazyKatDogLady | 2024-12-02T02:24:39 | null | -1 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzz2uoq/ | 3 | t3_1h4c1op | t1_lzytnig | false | false |
lzz5bp7 | CAD was off by a full point. That’s not a yawn. | 12 | ProbablyUrNeighbour | 2024-12-02T02:39:56 | null | 11 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzz5bp7/ | 1 | t3_1h4c1op | t1_lzx7oks | false | false |
lzz71uc | If 25% tariffs get put in, our stock market would crash. We would have a bad recession. 1% decrease in cad isn’t much. | 6 | hellolittleman10 | 2024-12-02T02:50:38 | null | 4 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzz71uc/ | 2 | t3_1h4c1op | t1_lzz5bp7 | false | false |
lzz755d | Yes he does know lol. | 1 | hellolittleman10 | 2024-12-02T02:51:13 | null | -8 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzz755d/ | 2 | t3_1h4c1op | t1_lzyi42o | false | false |
lzz7pga | How can we not be due for a correction. The problem is, I’ve heard this same argument since 2023 & if I would have pulled out then, I would have be one sad man | 5 | everydayabortions | 2024-12-02T02:54:44 | null | 4 | /r/CanadianInvestor/comments/1h4b9xx/overnight_discussion_thread_to_kick_off_the_week/lzz7pga/ | 1 | t3_1h4b9xx | t1_lzybent | false | false |
lzz8gl4 | I switched everything from BMO Nesbitt Burns to Wealthsimple in May. It was an easy transfer. I was Generation level so was able to use their Gold Glove service - basically they assign someone to hold your hand through the transfer process. | 2 | Separate-Analysis194 | 2024-12-02T02:59:21 | null | 0 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzz8gl4/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
lzz90yv | The APP ..do they have a desktop version or just IOS?..thx | 1 | Zephurdigital | 2024-12-02T03:02:54 | null | 1 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzz90yv/ | 1 | t3_1h4d765 | t1_lzxo15y | false | false |
lzz9ohh | I'm very surprised everyone is saying they love WS. I recently opened both a BMo and WS account and don't like the WS platform at all....wayyy too basic. If you're just going to dump $ into etfs or the like, sure save the commissions but otherwise you'll be disappointed. | 13 | SMWTLightIs | 2024-12-02T03:07:05 | null | 12 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzz9ohh/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
lzza5h3 | I suspect that day is coming as well, though they have tons of capital and have noted a roster of several hundred acquisition targets, so hopefully that day is a ways off and we get continued ARR growth before a juicy acquisition payout! | 1 | UtredOfBruhBruhBruh | 2024-12-02T03:10:07 | null | 1 | /r/CanadianInvestor/comments/1h1faix/500k_5_stocks_5_years_5x_what_are_your_picks/lzza5h3/ | 3 | t3_1h1faix | t1_lzyzngg | false | false |
lzzaln5 | That's it.
Reacting to bluster and bravado from an inconstant future leader isn't going to get you any further ahead than tossing some dice.
Trump won't be able to actually implement anything until the end of January, and there are a lot of people trying to influence what he does or doesn't do. | 2 | kent_eh | 2024-12-02T03:13:00 | null | 2 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzzaln5/ | 1 | t3_1h4c1op | t1_lzx7m6i | false | false |
lzzesj9 | I won't do anything to any of positions, but if the stock market crashes, I'm borrowing money to invest. I suppose the position is to ensure I have adequate access to credit? | 1 | Chokolit | 2024-12-02T03:40:14 | null | 1 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzzesj9/ | 0 | t3_1h4c1op | t3_1h4c1op | false | false |
lzzf6s3 | Buy Trump stocks and tesla hold 3.57 years gg | 1 | coffeelifetime | 2024-12-02T03:42:48 | null | 1 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzzf6s3/ | 0 | t3_1h4c1op | t3_1h4c1op | false | false |
lzzf8cz | .75* lol | 1 | coffeelifetime | 2024-12-02T03:43:06 | null | 1 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzzf8cz/ | 1 | t3_1h4c1op | t1_lzzf6s3 | false | false |
lzzf8ip | At 25, I trusted an advisor who strongly recommended segregated funds sold through an insurance company. At the time, I didn’t fully understand what they were, but I felt comfortable investing under their guidance. Now, 10 years later, after reading numerous financial books and taking CFP courses, I’ve realized how misguided that decision was. I’m currently transitioning everything to WealthSimple and moving to a low-cost ETF portfolio.
Fortunately, the majority of the funds are beyond the six-year redemption period, so I can liquidate them without penalties. However, three of the 20 funds still have fees until 2026, so I’ll need to wait before moving those. I don’t even want to think about how much I’ve paid in MERs over the past decade or what that money could have grown to today.
Looking back, I’m not sure I could have done anything differently. At 25, I lacked the knowledge and experience to make informed investment decisions, so I don’t fault my younger self. At least I had started at 25.
Additionally, I purchased life insurance through the same advisor. After reviewing my options, I’m now in the process of canceling that policy and starting a new one. Surprisingly, the quotes I’m getting from a broker today are cheaper for the same coverage and term, even at an older age. | 1 | JP_Kings | 2024-12-02T03:43:07 | null | 1 | /r/CanadianInvestor/comments/1h2b1mg/what_are_your_biggest_regrets_with_insurance_or/lzzf8ip/ | 0 | t3_1h2b1mg | t3_1h2b1mg | false | false |
lzzho03 | Swaps? | 1 | NineChives | 2024-12-02T03:59:26 | null | 1 | /r/CanadianInvestor/comments/1h1jjf3/according_to_data_from_the_cra_two_people_in/lzzho03/ | 2 | t3_1h1jjf3 | t1_lzc6slo | false | false |
lzzis6w | Agreed | 2 | RR-PC | 2024-12-02T04:07:18 | null | 2 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzzis6w/ | 1 | t3_1h4d765 | t1_lzz9ohh | false | false |
lzzja5j | Ok. Then I suggest you liquidate your holdings, stock up on rifles and ammo, and move to a preppers cabin north of Timmins. | 9 | MCRN_Admiral | 2024-12-02T04:10:53 | null | 7 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzzja5j/ | 4 | t3_1h4c1op | t1_lzz2uoq | false | false |
lzzkijq | Should be capital gain | 1 | Clear_Problem9590 | 2024-12-02T04:19:43 | null | 1 | /r/CanadianInvestor/comments/1h2mbsf/are_distributions_from_cashto_sgov_xcbto_taxable/lzzkijq/ | 1 | t3_1h2mbsf | t1_lzua8fx | false | false |
lzzl7d0 | There is a web app but it doesn’t have the full functionality of the mobile app. All new features come to mobile first and the basic feature go to web later. | 2 | YamOrSweetPotato5 | 2024-12-02T04:24:49 | null | 2 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzzl7d0/ | 2 | t3_1h4d765 | t1_lzz90yv | false | false |
lzzm61e | I like VFV and QQC | 1 | Clear_Problem9590 | 2024-12-02T04:32:00 | null | 1 | /r/CanadianInvestor/comments/1h1jjf3/according_to_data_from_the_cra_two_people_in/lzzm61e/ | 8 | t3_1h1jjf3 | t1_lzd8p4r | false | false |
lzzmb22 | I am thinking more along the lines of changing my asset mix to have less equities and more fixed, and tweaking the mix within asset classes as well, for example more HISA, more Tbills, less long term bonds, more short term bonds, less large cap US, more small cap US, etc, but thanks for your input. | 1 | KrazyKatDogLady | 2024-12-02T04:33:04 | null | 1 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzzmb22/ | 5 | t3_1h4c1op | t1_lzzja5j | false | false |
lzzmiio | How do you feel about XEQT | 1 | According-Kale-8 | 2024-12-02T04:34:38 | null | 1 | /r/CanadianInvestor/comments/1h1jjf3/according_to_data_from_the_cra_two_people_in/lzzmiio/ | 9 | t3_1h1jjf3 | t1_lzzm61e | false | false |
lzzmmjm | I feel like I am giving up gains in the long term for security in the short term. | 1 | Clear_Problem9590 | 2024-12-02T04:35:28 | null | 1 | /r/CanadianInvestor/comments/1h1jjf3/according_to_data_from_the_cra_two_people_in/lzzmmjm/ | 1 | t3_1h1jjf3 | t1_lzzmiio | false | false |
lzzmoqh | Why is that? | 1 | According-Kale-8 | 2024-12-02T04:35:56 | null | 1 | /r/CanadianInvestor/comments/1h1jjf3/according_to_data_from_the_cra_two_people_in/lzzmoqh/ | 2 | t3_1h1jjf3 | t1_lzzmmjm | false | false |