id
stringlengths 7
7
| content
stringlengths 1
6.7k
| score
int64 -85
444
| poster
stringlengths 3
24
| date_utc
timestamp[ns] | flair
stringclasses 1
value | ups
int64 -140
440
| permalink
stringlengths 49
96
| depth
int64 0
9
| link_id
stringlengths 10
10
| parent_id
stringlengths 10
10
| updated
bool 2
classes | new
bool 2
classes |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
lzzmzsp | Because Xeqt is more diversified, and those other securities that make it more stable limit the profits that you could make over an extended time horizon.
Look at the graphs of all 3 Etf's expanded out as far as they will go.
(I guess Xeqt doesn't go back that far but my point remains) | 1 | Clear_Problem9590 | 2024-12-02T04:38:15 | null | 1 | /r/CanadianInvestor/comments/1h1jjf3/according_to_data_from_the_cra_two_people_in/lzzmzsp/ | 3 | t3_1h1jjf3 | t1_lzzmoqh | false | false |
lzzn98j | Yes, the US is going to be dealing with massive inflation if these tariffs come into effect. This will not be good for the US economy.
Robert Lighthizer has Trump convinced that devaluing the US dollar by implementing tariffs will help tackle the US' current account deficit. The main issue is that this will lead to mass inflation and piss off Wall Street as their US assets will devalue.
Factor in counter tariffs and all out trade war, and there will be no winners. | 2 | yabuddy42069 | 2024-12-02T04:40:18 | null | 2 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzzn98j/ | 5 | t3_1h4c1op | t1_lzxuwin | false | false |
lzzni92 | Also agree, for me BMO has some of the best customer service and knowing someone will actually pick up the phone if you call is just too valuable over saving a couple hundred in commission.
But by all means try to get the perks if you can. Welcome bonuses can be huge | 6 | Cagel | 2024-12-02T04:42:12 | null | 4 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzzni92/ | 2 | t3_1h4d765 | t1_lzzis6w | false | false |
lzzntse | Love it way better than RBC Action Direct | 2 | bittertraces | 2024-12-02T04:44:41 | null | 2 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzzntse/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
lzznydg | I agree. Wall Street runs America, and there is no way they allow Trump to start an all-out trade war. | 5 | yabuddy42069 | 2024-12-02T04:45:39 | null | 4 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/lzznydg/ | 3 | t3_1h4c1op | t1_lzytnig | false | false |
lzzp6fe | So if you were to only invest in one index fund it’d be VFV? | 1 | According-Kale-8 | 2024-12-02T04:55:18 | null | 1 | /r/CanadianInvestor/comments/1h1jjf3/according_to_data_from_the_cra_two_people_in/lzzp6fe/ | 4 | t3_1h1jjf3 | t1_lzzmzsp | false | false |
lzzpbrl | For me yes. | 1 | Clear_Problem9590 | 2024-12-02T04:56:29 | null | 1 | /r/CanadianInvestor/comments/1h1jjf3/according_to_data_from_the_cra_two_people_in/lzzpbrl/ | 5 | t3_1h1jjf3 | t1_lzzp6fe | false | false |
lzzpg7t | And that’s because it has more potential for long-term growth | 1 | According-Kale-8 | 2024-12-02T04:57:28 | null | 1 | /r/CanadianInvestor/comments/1h1jjf3/according_to_data_from_the_cra_two_people_in/lzzpg7t/ | 6 | t3_1h1jjf3 | t1_lzzpbrl | false | false |
lzzqs5r | Seems like you have your answers then. You have two constraints: mutual funds and scalping/trading. You need IBK for scalping. The transfer fee must be about 150$, no big deal.
I have accounts with WS, BNCD, IBK, Moomoo and I use Disnat to manage my mom's money. I had accounts with RBC Investissement in the past.
IBK was specifically for scalping (connected to Trading View, so no Trailing stop lost sadly). I haven't touched it in a while. I just switched 2k to Moomoo in a TFSA to get the 200$ promotion(it's an IBK PC platform). It's part of my emergency fund, so it WILL just stay there in CBIL or PAYS or HBIL. | 1 | givemeyourbiscuitplz | 2024-12-02T05:08:09 | null | 1 | /r/CanadianInvestor/comments/1h4bdjl/need_help_with_choosing_brokers_and_transferring/lzzqs5r/ | 2 | t3_1h4bdjl | t1_lzxwxy5 | false | false |
lzzr70z | True I deposit to Simplii and then transfer | 1 | Mommie62 | 2024-12-02T05:11:33 | null | 1 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzzr70z/ | 1 | t3_1h4d765 | t1_lzymuwr | false | false |
lzzrbq8 | I sincerely don’t know what an individual investor needs other than commission-free access to ETFs. I have an advanced degree in finance and am satisfied with WS. What am I missing? | 12 | JScar123 | 2024-12-02T05:12:37 | null | 11 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzzrbq8/ | 1 | t3_1h4d765 | t1_lzz9ohh | false | false |
lzzrctg | How long did the transfer take. I just did one for my daughter and it says 3-5 weeks. I want to move a lot over but don’t want my $ out of the market for 3-5 weeks! | 1 | Mommie62 | 2024-12-02T05:12:51 | null | 1 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzzrctg/ | 1 | t3_1h4d765 | t1_lzz8gl4 | false | false |
lzzrig3 | I want to do Norbert Gambit but darn the US $ is so high. I have a lot to transfer and thinking I should do NB while everything is in cash. | 1 | Mommie62 | 2024-12-02T05:14:09 | null | 1 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzzrig3/ | 1 | t3_1h4d765 | t1_lzyc4lo | false | false |
lzzyb08 | Does anyone have any experience with downloading transaction history and loading it into other software on WS? Are their tranaction downloads usable for this kind of thing? I recently switched to Investorline and it is terrible for this. I'm convinced there is manual data entry happening behind the scenes as I'll see with same type of transaction with different transaction codes (e.g. redemption vs sale). MF transactions are actually split into separate transactions e.g. a sale for the whole amount of units and a separate line for fractional amount of units (1000ths) with no way to tie the line items together. These two line items can appear on separate dates as well (no exaggeration ... really!). For some transactions the fractional amount is ommitted. I need to look at the printed statement to figure it out. I can't automate the import process because of this craziness. Is wealth simple any better at this? | 1 | ImCrampingYourStyle | 2024-12-02T06:13:53 | null | 1 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/lzzyb08/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
m003240 | 45M
Financial goals: 1M of non-RE assets by 2035
Note 1: Yes, I am RE heavy and am seeking to increase and diversify my ETF investment portfolio to achieve the above financial goal.
Note 2: The RESP has to be moved to a more aggressive ETF (BTCC.B and maybe ETHH.B)
Note 3: Big lesson realized recently, pay more attention to the dips and buy, buy, buy the dips, and always DCA.
\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
**Portfolio Overview (1-Dec-24)**
**Total Value**: 1.16M
# Online Holdings (5%) - 60K
* **BTC (BTCC.B)**: 42K (70%) <-- \*\*\* RRSP \*\*\*
* **ETH**: 10K (17%)
* **ADA**: 4K (7%)
* **XRP**: 1.7K (3%)
* **HBAR / DOGE / SAND/ COTI / DOT:** 2K (3%)
\-----
# Bank Holdings (5%) - 54k
* **RESP Mutual Fund**: 54k
\-----
# Real Estate (90%) - $1.05M(equity)
1. **Income property A**: (Debt: 340K, Equity: 360K, LTV: 49%)
2. **Principal**: (Debt: 970K, Equity: 430K, LTV: 69%)
3. **Income property B:** (Debt: 600K, Equity: 100K, LTV: 80%)
4. **Income property C**: (Debt: 490K, Equity: 110K, LTV: 82%)
\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
TIA for your time and feedback :) | 2 | Ok_Koala8997 | 2024-12-02T06:59:59 | null | 2 | /r/CanadianInvestor/comments/1h40xbu/rate_my_portfolio_megathread_for_december_2024/m003240/ | 0 | t3_1h40xbu | t3_1h40xbu | false | false |
m007k5o | > we supply 60% of America’s oil.
That's 60% of their imported oil, not 60% of the oil that they use. | 2 | killallthe394 | 2024-12-02T07:47:21 | null | 2 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/m007k5o/ | 5 | t3_1h4c1op | t1_lzy3kdm | false | false |
m00d2mg | The etr is kinda cool because i think you can take physical delivery, but I think that bmo etf looks like a cheaper management fee. | 2 | elegant-jr | 2024-12-02T08:48:50 | null | 2 | /r/CanadianInvestor/comments/1h4hs23/royal_mint_etr/m00d2mg/ | 0 | t3_1h4hs23 | t3_1h4hs23 | false | false |
m00h5bs | You'll be charged interest.
Their rates are on their website. | 4 | Easy7777 | 2024-12-02T09:35:58 | null | 2 | /r/CanadianInvestor/comments/1h4ntjo/negative_cash_balance_in_rbc_di/m00h5bs/ | 0 | t3_1h4ntjo | t3_1h4ntjo | false | false |
m00nxpf | FWIW if they are willing to offer you a macbook air, think of what they are potentially making from your account. | 5 | midnitetuna | 2024-12-02T10:51:57 | null | 5 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/m00nxpf/ | 1 | t3_1h4d765 | t1_lzy38u3 | false | false |
m00p1k5 | All the bigger reason to switch to get that air vs stay and get nothing lol | 8 | Arturo90Canada | 2024-12-02T11:03:37 | null | 7 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/m00p1k5/ | 2 | t3_1h4d765 | t1_m00nxpf | false | false |
m00q2ud | Good Morning Everyone!
[Happy Cyber Monday](https://ca.finance.yahoo.com/news/cyber-monday-shoppers-expected-set-102821722.html) and welcome to the last month of 2024, I hope everyone had a wonderful weekend and has some cash on hand for deals, should you come across something worthwhile. If you don’t find any deals, you can always [buy more VGRO.](https://www.reddit.com/r/justbuyvgro/) With that said, let’s begin with an overnight recap of global markets.
# Australasia, weak openings, strong finishes.
In Australia, the ASX200 appeared poised for a red day but rallied at close to end green +0.14%
In New Zealand, The NZX 50 index also finished green up 0.37%. All strength in this market is due to the upcoming release of [Path of Exile 2](https://gamerant.com/path-of-exile-2-release-time-poe2-launch-date/), which is going to impact my job and marriage in disastrous fashion, can’t wait. (joke?)
# Moving over to Asia, markets rally.
Japan’s Nikkei 225 rallied throughout the trading day and broke out after lunch. The index ended +0.80%.
Shanghai’s SSE Composite rallied at the open and maintained strength throughout the trading day, ending +1.13%.
Hong Kong’s Hang Seng pumped in the first few hours reaching a high of +1.3% before plunging back slightly red and rallying at the end of the day, closing +0.65%.
# Europe indexes open mixed, trending up in early hours.
The UK’s FTSE 100 is trending upwards so far on [downgrades to homebuilders](https://www.reuters.com/markets/currencies/london-stocks-slip-homebuilders-precious-metal-miners-drag-2024-12-02/) and [housing price surges](https://www.reuters.com/world/uk/uk-house-prices-rose-by-12-november-nationwide-says-2024-12-02/). (Index up +0.32% as of 7:30am)
Germany’s DAX is rallying, up +1.13%, with [reasons to optimistic](https://www.fxempire.com/forecasts/article/dax-index-news-breaking-19750-resistance-ecb-and-pmi-hold-the-key-analysis-1480096).
France’s CAC 40 is cautiously trending upwards +0.11%, [likely caused by political uncertainty](https://www.reuters.com/markets/global-markets-wrapup-1-2024-12-02/).
# Turning to North America, futures open shaky, gaining strength.
[The Dow Mini, S&P 500 mini, Nasdaq Mini And Russell Mini opened red](https://ca.finance.yahoo.com/news/futures-slip-start-data-packed-103840065.html)
>At 6:53 a.m. ET, Dow E-minis were down 31 points, or 0.07%, S&P 500 E-minis were down 8.25 points, or 0.14% and Nasdaq 100 E-minis were down 29.5 points, or 0.14%.
[TSX Futures are green](https://ca.finance.yahoo.com/news/tsx-futures-rise-oil-strength-121120261.html).
[Manufacturing Reports as well as the construction spending report are expected](https://www.marketwatch.com/economy-politics/calendar) around 10am which may affect markets.
[Canadians are expecting a few reports as well](https://www150.statcan.gc.ca/n1/dai-quo/cal2-eng.htm). Quarterly capital spending: Oil and gas, and the 2023 accommodation services and consumer goods rental sector data.
The Canadian dollar is trading at $0.7125 against the USD.
Bitcoin is down \~2%, currently trading at $133,452.11 CAD
# In the news:
[Prime minister Trudeau met with President Elect Trump](https://www.bnnbloomberg.ca/business/2024/11/29/canadas-trudeau-arrives-in-florida-for-meeting-with-trump/) to discuss trade and the border.
[Canadian Banks poised to show mixed Q4 earnings. ](https://ca.finance.yahoo.com/news/canadian-banks-show-mixed-q4-110533148.html)
[China's relentless bond rally pushes 10-year yield below 2%, lowest on record.](https://www.reuters.com/markets/rates-bonds/chinas-relentless-bond-rally-pushes-10-year-yield-below-2-lowest-record-2024-12-02/)
\---
Disclaimer: These recaps are "hand written" by a sleep deprived human and are likely to be rife with errors and typos. Market indices and values which are open at the time of writing can be volatile and these recap values will not reflect current conditions correctly. | 76 | Adorable_Text | 2024-12-02T11:14:33 | null | 74 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m00q2ud/ | 0 | t3_1h4sgfw | t3_1h4sgfw | true | false |
m00qqx0 | Use interactive brokers. It’s the best and the cheapest | 5 | YamEnvironmental4432 | 2024-12-02T11:21:25 | null | 3 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/m00qqx0/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
m00s49y | HXT has +1% better total return over 5y, over VCN and VCN is +1% better over 3y than both HXT and HXCN, which has only 3y history and is the least liquid. For 1y all three are within 0.15%. VCN lacks of course behind when you look at price return. | 1 | wayfarer8888 | 2024-12-02T11:34:58 | null | 1 | /r/CanadianInvestor/comments/1h33sg2/is_there_a_logical_reason_to_buy_hxt_over_vcn_in/m00s49y/ | 0 | t3_1h33sg2 | t3_1h33sg2 | false | false |
m00sfli | HXCN has not been performing better than the others for total return , has less history and liquidity. I don't see the advantage over HXT. | 1 | wayfarer8888 | 2024-12-02T11:38:03 | null | 1 | /r/CanadianInvestor/comments/1h33sg2/is_there_a_logical_reason_to_buy_hxt_over_vcn_in/m00sfli/ | 1 | t3_1h33sg2 | t1_lztr0yh | false | false |
m00wm8t | This is awesome | 14 | MilesOfPebbles | 2024-12-02T12:16:17 | null | 13 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m00wm8t/ | 1 | t3_1h4sgfw | t1_m00q2ud | false | false |
m00x2h6 | I will be going 60% cash into the end of year rally.
Will DCA back in slowly over the first months of 2025.
Worst case, I miss some gains. Best case, I get back in at a much lower cost basis.
Tariffs would cause an immediate 5-15% correction in Canadian stocks overall. There's no good position to prepare for 25% tariffs, unfortunately.
However, if investing for the long-term, then 4 years of chaos is a good buying opportunity. I'll be upping my monthly contributions by a lot If it happens. Buying all the way down makes the climb back up so much sweeter | 5 | Nekrosis13 | 2024-12-02T12:20:11 | null | 4 | /r/CanadianInvestor/comments/1h4c1op/25_us_tariffs_effect_on_canadian_and_us_stock/m00x2h6/ | 0 | t3_1h4c1op | t3_1h4c1op | false | false |
m00xxay | WS is fantastic. | 1 | _cob_ | 2024-12-02T12:27:20 | null | 0 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/m00xxay/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
m00xzir | Did you buy using margin? Or was the purchase all cash? It you paid all cash, then it may have been the timing of the trade. You should be covered now with the new transfer and charged a small interest.
If it was using margin, then you could have negative balances if the stock continues to fall. Also if you bought using margin, then there will be interest charged every month.
https://www.investopedia.com/ask/answers/07/margin_interest.asp | 1 | wethenorth2 | 2024-12-02T12:27:52 | null | 0 | /r/CanadianInvestor/comments/1h4ntjo/negative_cash_balance_in_rbc_di/m00xzir/ | 0 | t3_1h4ntjo | t3_1h4ntjo | false | false |
m00yux4 | Doesn’t look that way from Moscoe | 1 | Street-Badger | 2024-12-02T12:35:09 | null | 1 | /r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/m00yux4/ | 1 | t3_1gzzdlo | t1_lz02003 | false | false |
m00zyjh | Thank you for the write up. | 13 | Legitimate_Source_43 | 2024-12-02T12:44:01 | null | 11 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m00zyjh/ | 1 | t3_1h4sgfw | t1_m00q2ud | false | false |
m0115ah | You can set the rate. Do you also have a bank loan / lender? | 1 | AdKooky1694 | 2024-12-02T12:53:15 | null | 1 | /r/CanadianInvestor/comments/1h4u14v/loaning_money_to_a_corporation_rate/m0115ah/ | 0 | t3_1h4u14v | t3_1h4u14v | false | false |
m0115vt | There is a prescribed rate if you borrow from your corporation. Loaning to it can be done at your terms.
Also you can either loan the money or invest it. There is a line for liabilities due to shareholders otherwise it goes under equity. | 19 | Stavkot23 | 2024-12-02T12:53:23 | null | 18 | /r/CanadianInvestor/comments/1h4u14v/loaning_money_to_a_corporation_rate/m0115vt/ | 0 | t3_1h4u14v | t3_1h4u14v | false | false |
m0120qg | Dictatorship? Some bizarre people in here | 7 | Open-Standard6959 | 2024-12-02T12:59:56 | null | 4 | /r/CanadianInvestor/comments/1h3977k/is_it_bad_to_hold_xiu_when_trump_brings_in_the/m0120qg/ | 2 | t3_1h3977k | t1_lzrg842 | false | false |
m013rsx | Thanks! For ibkr with RRSP do you happen to know if the cash is available right after a sell, or do we have to wait for the trade to settle. | 1 | Due_Acanthaceae_9601 | 2024-12-02T13:13:02 | null | 1 | /r/CanadianInvestor/comments/1h4bdjl/need_help_with_choosing_brokers_and_transferring/m013rsx/ | 3 | t3_1h4bdjl | t1_lzzqs5r | false | false |
m015z8n | Is it money you borrowed personally?
Most of the time you can lend at whatever rate you want, or no rate at all. Any other shareholders in the company? | 1 | kenazo | 2024-12-02T13:28:52 | null | 1 | /r/CanadianInvestor/comments/1h4u14v/loaning_money_to_a_corporation_rate/m015z8n/ | 0 | t3_1h4u14v | t3_1h4u14v | false | false |
m0166ah | This is the way. | 2 | IndependentGene382 | 2024-12-02T13:30:13 | null | 0 | /r/CanadianInvestor/comments/1h4u14v/loaning_money_to_a_corporation_rate/m0166ah/ | 1 | t3_1h4u14v | t1_m0115vt | false | false |
m016com | Yes do it. Get a usd brokerage, but remember there's the withholding tax, so it's more efficient to buy in a registered account | 2 | jhachko | 2024-12-02T13:31:29 | null | -1 | /r/CanadianInvestor/comments/1h4uvut/schd/m016com/ | 0 | t3_1h4uvut | t3_1h4uvut | false | false |
m016pqy | I have cleaned up on that one ! | 1 | MongeMoi | 2024-12-02T13:34:01 | null | 1 | /r/CanadianInvestor/comments/1h4hs23/royal_mint_etr/m016pqy/ | 0 | t3_1h4hs23 | t3_1h4hs23 | false | false |
m017a4i | Recently moved some account partially to WS from Questrade. Questrade is miles ahead in terms of features on website and app. WS looks like a child's playground. No serious trading tools. No desktop app like Edge that Qstr has.
I will see how coming 1 year goes with WS and decide next step. | 1 | nav2014 | 2024-12-02T13:37:55 | null | 1 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/m017a4i/ | 0 | t3_1h4d765 | t3_1h4d765 | false | false |
m017fpm | I can't think of a better way to start a Monday than reading your write up! | 8 | TakedownMoreCorn | 2024-12-02T13:39:00 | null | 6 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m017fpm/ | 0 | t3_1h4sgfw | t3_1h4sgfw | false | false |
m017joi | TD Earnings on Thursday. Really interested to see how they go. Even with all the issues, wonder if there will be a small dividend hike | 14 | TakedownMoreCorn | 2024-12-02T13:39:46 | null | 13 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m017joi/ | 0 | t3_1h4sgfw | t3_1h4sgfw | false | false |
m019yur | "rife with errors and typos" my guy you are by far one of the most coherent people in this sub. Many thanks. | 12 | GTS980 | 2024-12-02T13:56:12 | null | 11 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m019yur/ | 1 | t3_1h4sgfw | t1_m00q2ud | false | false |
m01btgr | These threads are so much better lately. | 33 | killboner | 2024-12-02T14:08:29 | null | 30 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01btgr/ | 0 | t3_1h4sgfw | t3_1h4sgfw | false | false |
m01ch4t | Maybe I don't NEED a nice interface and a chart to tell me when my dividends will be paid and be able to dink around with options trading, etc....but it's nice. | 3 | SMWTLightIs | 2024-12-02T14:12:50 | null | 3 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/m01ch4t/ | 2 | t3_1h4d765 | t1_lzzrbq8 | false | false |
m01cveq | >remember there's the withholding tax, so it's more efficient to buy in a registered account
RRSP, specifically. | 6 | Apologetic_Kanadian | 2024-12-02T14:15:24 | null | 3 | /r/CanadianInvestor/comments/1h4uvut/schd/m01cveq/ | 1 | t3_1h4uvut | t1_m016com | false | false |
m01esv4 | Hoping that solid China factory numbers bump the copper price. | 5 | Simple_Throat_6523 | 2024-12-02T14:27:38 | null | 4 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01esv4/ | 0 | t3_1h4sgfw | t3_1h4sgfw | false | false |
m01f076 | I can't imagine there will be a dividend hike - for any bank, but especially TD. Mortgage sales low, interest rates dropping, and US restrictions all reduce revenue. | 4 | fishingiswater | 2024-12-02T14:28:56 | null | -4 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01f076/ | 1 | t3_1h4sgfw | t1_m017joi | false | false |
m01gu84 | DD threads have blossomed since mods banned StoichMixture. Great move on their part. | 32 | LiarsPorker | 2024-12-02T14:40:24 | null | 28 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01gu84/ | 1 | t3_1h4sgfw | t1_m01btgr | false | false |
m01i54v | Don’t charge a rate, make it interest free.
Otherwise you’re going to charge/earn interest that must be reported on taxes.
Additionally, the logistics required to loan yourself money isn’t worth the effort.
Treat it as an interest-free revolving line of credit | 8 | fyordian | 2024-12-02T14:48:21 | null | 8 | /r/CanadianInvestor/comments/1h4u14v/loaning_money_to_a_corporation_rate/m01i54v/ | 0 | t3_1h4u14v | t3_1h4u14v | false | false |
m01ibit | No.
Unnecessary taxation.
Prescribed rate is only relevant with loan from corp to shareholder. If it’s a loan from shareholder to corp, it isn’t relevant. | 5 | fyordian | 2024-12-02T14:49:27 | null | 3 | /r/CanadianInvestor/comments/1h4u14v/loaning_money_to_a_corporation_rate/m01ibit/ | 1 | t3_1h4u14v | t1_m0115vt | false | false |
m01iiz4 | The funds cleared today and I’m not in a negative balance anymore.
How would I check if I bought with a margin and how would they charge me interest? Do they automatically take it from the cash funds I already deposited today?
I’m still learning about investing so getting charged interest on $50 balance will be a lesson learned haha😅 | 1 | Jiinbee | 2024-12-02T14:50:42 | null | 0 | /r/CanadianInvestor/comments/1h4ntjo/negative_cash_balance_in_rbc_di/m01iiz4/ | 1 | t3_1h4ntjo | t1_m00xzir | false | false |
m01jbos | I will be shocked if TD doesn't announce a dividend hike - they do at this time every year.
They aren't Bell. | 16 | Jimberfly | 2024-12-02T14:55:28 | null | 14 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01jbos/ | 2 | t3_1h4sgfw | t1_m01f076 | false | false |
m01kaax | They banned him? When was this? | 12 | Training_Exit_5849 | 2024-12-02T15:01:10 | null | 11 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01kaax/ | 2 | t3_1h4sgfw | t1_m01gu84 | false | false |
m01mcac | DXY skyrocketing. Makes no reason to invest in any market other than US. Europe and international keep on doing nothing plus the currency is getting hammered.
S&P may be only way to invest | -1 | GamblingMikkee | 2024-12-02T15:13:21 | null | -2 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01mcac/ | 0 | t3_1h4sgfw | t3_1h4sgfw | false | false |
m01md51 | Also KILO and KILO.B (unhedged) or VALT/VALT.B. Both just hold physical gold bullion like the Sprott products, and have lower MERs than PHYS/CEF. | 3 | ImperialPotentate | 2024-12-02T15:13:29 | null | 3 | /r/CanadianInvestor/comments/1h4hs23/royal_mint_etr/m01md51/ | 1 | t3_1h4hs23 | t1_lzyjfxp | false | false |
m01mqtm | 🐐 | 5 | liquid42 | 2024-12-02T15:15:39 | null | 4 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01mqtm/ | 1 | t3_1h4sgfw | t1_m00q2ud | false | false |
m01n61m | Readjusting my portfolio to do more ETFs come 2025, my xeqt beat my self directed stock pick portfolio by 3.8 percent since Jan 1, 2024 with about 60k invested in each, pure ETF vs stock picks - my experiment proved ETF > trying to play TSX bets. Still a good year in the market tho. | 14 | Larkalis | 2024-12-02T15:18:04 | null | 13 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01n61m/ | 0 | t3_1h4sgfw | t3_1h4sgfw | false | false |
m01n7yi | CMG up this morning after Woodlock House Family Capital fund manager Chris Mayer, author of *100 Baggers: Stocks that Return 100-to-1 and How to Find Them*, announced that he's opened a new position in the company. Mayer holds a somewhat concentrated portfolio of compounders, including several in Canada.
Mayer outlined the reasons why he took a stake in the company in an [interview](https://quartr.com/insights/investment-strategy/what-investors-get-wrong-chris-mayer-on-dividends-noise-and-the-power-of-reinvestment) posted after markets closed last Friday. He said:
>One stock I bought recently is [Computer Modelling Group](https://quartr.com/companies/computer-modelling-group-ltd_15909), listed in Canada. There is a certain [Constellation Software](https://quartr.com/insights/company-research/constellation-software-acquiring-and-empowering) influence here; Mark Miller is chairman of the board. The largest shareholder is a Constellation board member. And the head of acquisitions is an ex-CSI guy. The CEO, Pramod Jain, gets it.
>Early in 2024 they adopted CSI-style compensation, which rewards ROIC + growth and requires part of the bonus to purchase shares in the open market. I love all of this. And then you have a steady, high-return, cash-spinning, moaty software business at the core. They've got lots of room to deploy capital in a big market and grow.
>One negative is the dividend. But I'd expect them to cut or do away with the dividend entirely at some point as they ramp up their M&A program. They've only done two so far. The stock sold off heavily after a soft quarter in November, which is a gift for the longer-term shareholders.
>So, yeah, this one has the whole package – great incentives, great team, great balance sheet, high returns, lots of room to deploy capital – and now, because of the selloff, a very good valuation to boot. I even like the boring, non-promotional name. It's a sleep-well-at-night investment for me and I expect to own shares for a long time. | 6 | LiarsPorker | 2024-12-02T15:18:22 | null | 5 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01n7yi/ | 0 | t3_1h4sgfw | t3_1h4sgfw | false | false |
m01ni68 | You're late. The time to buy USD isn't when the CAD is weak, it's when it's strong. | 6 | 0rionis | 2024-12-02T15:19:59 | null | 4 | /r/CanadianInvestor/comments/1h4uvut/schd/m01ni68/ | 0 | t3_1h4uvut | t3_1h4uvut | false | false |
m01o2pa | I didn't say something different than you.
The only reason I brought it up was in case OP reads up on it on the CRA site, he will probably stumble upon prescribed rates. And I didn't want him to think it applies to his situation. | 8 | Stavkot23 | 2024-12-02T15:23:15 | null | 6 | /r/CanadianInvestor/comments/1h4u14v/loaning_money_to_a_corporation_rate/m01o2pa/ | 2 | t3_1h4u14v | t1_m01ibit | false | false |
m01o60i | Banned? lol.
All this guy ever did was ask us to objectively question our decisions and consider an alternative to our thesis.
I enjoyed his comments.
So now back to the “just buy XEQT” echo chamber?? | -6 | investornewb | 2024-12-02T15:23:46 | null | -19 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01o60i/ | 2 | t3_1h4sgfw | t1_m01gu84 | false | false |
m01okr0 | The problem with Bell is precisely that they did irresponsibly increase the dividend beyond sustainability | 9 | TheIguanasAreComing | 2024-12-02T15:26:06 | null | 9 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01okr0/ | 3 | t3_1h4sgfw | t1_m01jbos | false | false |
m01or71 | My thoughts exactly | 6 | TakedownMoreCorn | 2024-12-02T15:27:08 | null | 5 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01or71/ | 3 | t3_1h4sgfw | t1_m01jbos | false | false |
m01s8df | I did the same the last two years. I limit my self now to 5% of my whole portfolio as a stock pick. I got lucky with a few but I started seeing my wife’s all etf portfolio beating me lol | 7 | WrongYak34 | 2024-12-02T15:46:46 | null | 6 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01s8df/ | 1 | t3_1h4sgfw | t1_m01n61m | false | false |
m01sf9m | E.g. you bought 10 stocks of company A.
Stock price of company A on the purchase date= $100
Margin required = 30%
If you bought using 100% cash, then you must have invested:
10 × $100 = $1000
If you bought using margin, then you must have invested:
10 × $100 × 30%= $300
Hope that helps.
Interest is charged to the margin account directly. Only unregistered accounts have margin available. Registered accounts (TFSA, RRSP, etc) do not have margin available
If you are new to investing, then avoid margin trading till you are aware of the risks of investing. | 2 | wethenorth2 | 2024-12-02T15:47:50 | null | 1 | /r/CanadianInvestor/comments/1h4ntjo/negative_cash_balance_in_rbc_di/m01sf9m/ | 2 | t3_1h4ntjo | t1_m01iiz4 | false | false |
m01ueph | You can be our new StoichMixture | 14 | ShoeTasty | 2024-12-02T15:58:33 | null | 12 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01ueph/ | 3 | t3_1h4sgfw | t1_m01o60i | false | false |
m01umdf | Thoughts on SOBO? | 3 | Comt-Slow | 2024-12-02T15:59:41 | null | 2 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01umdf/ | 0 | t3_1h4sgfw | t3_1h4sgfw | false | false |
m01v467 | Love it….its a cash cow with a healthy dividend | 3 | ranacisa | 2024-12-02T16:02:27 | null | 3 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01v467/ | 1 | t3_1h4sgfw | t1_m01umdf | false | false |
m01vcw7 | All big banks excluding BNS will announce dividend increases this week :). | 8 | bonjourhi90 | 2024-12-02T16:03:50 | null | 7 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01vcw7/ | 2 | t3_1h4sgfw | t1_m01f076 | false | false |
m01vnyj | TD will want to show their shareholders they own a stable business that can still grow. I am guessing a 3% to 5% dividend increase. | 12 | bonjourhi90 | 2024-12-02T16:05:28 | null | 12 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01vnyj/ | 3 | t3_1h4sgfw | t1_m01jbos | false | false |
m01wkly | That's interesting. I enjoy reading Mayer's stuff.
I am always a little wary of using another unique and successful company when talking about why another one is good. It becomes easier to allow a narrative to drive investment decisions over facts and logic and easier to make excuses when that second company isn't executing.
This is a little different though, I guess. He's not saying it's the next CSU, but more saying their's some influence from CSU in it. I do like moaty, high margin software businesses, and I like the switch to push part of an employees bonus needing to be spent on the shares of the company. That's something that CSU has employed to great effect and it really pushes performance as employees are directly benefiting if the company does well.
Might explore it a bit more | 7 | IceWook | 2024-12-02T16:10:23 | null | 7 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01wkly/ | 1 | t3_1h4sgfw | t1_m01n7yi | false | false |
m01wqqk | He short circuited one day and started acting like a 5 year old. I was hot and cold on his responses, mainly because he became a bit of a broken record | 13 | s4h1813 | 2024-12-02T16:11:18 | null | 12 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01wqqk/ | 3 | t3_1h4sgfw | t1_m01o60i | false | false |
m01zdv9 | Exactly - not doing a dividend increase given their current situation would be insane. It would completely contradict their narrative of being well capitalized to address the fine, that the bank is stable, etc. It would be a bone headed move of epic proportion; it COULD still happen but I'm ~85-90% sure they hike even if it's just for the optics. I would legit be shocked if they don't do it, it would crater the price and instantly jeopardize the legitimacy of what the new CEO will inherit. | 4 | Necessary-Shallot976 | 2024-12-02T16:25:26 | null | 3 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m01zdv9/ | 4 | t3_1h4sgfw | t1_m01vnyj | false | false |
m020bzp | I’m sure a bot can be programmed to quote comments and ask condescending questions that contribute nothing. | 6 | killboner | 2024-12-02T16:30:25 | null | 4 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m020bzp/ | 4 | t3_1h4sgfw | t1_m01ueph | false | false |
m02232c | Second half of last week | 4 | JimmyRussellsApe | 2024-12-02T16:39:45 | null | 2 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m02232c/ | 3 | t3_1h4sgfw | t1_m01kaax | false | false |
m022igj | Are you sure a self-directed RESP is not possible with WealthSimple? I’d call them if I were you. | 3 | pedanticus168 | 2024-12-02T16:42:01 | null | 0 | /r/CanadianInvestor/comments/1h4z5nc/self_directed_resp_for_the_kids/m022igj/ | 0 | t3_1h4z5nc | t3_1h4z5nc | false | false |
m022p10 | Hey thanks for the response! I'll give them a call right now, was just going by the lack of selection (perhaps I missed it) during the opening process and then what Google said | 2 | CinnamonBits2 | 2024-12-02T16:43:00 | null | 2 | /r/CanadianInvestor/comments/1h4z5nc/self_directed_resp_for_the_kids/m022p10/ | 1 | t3_1h4z5nc | t1_m022igj | false | false |
m023q30 | No you're correct. Wealthsimple doesn't have a self directed RESP yet. They say it's coming but who knows when. I use Questrade for self dire RESP | 12 | waldo8822 | 2024-12-02T16:48:24 | null | 11 | /r/CanadianInvestor/comments/1h4z5nc/self_directed_resp_for_the_kids/m023q30/ | 2 | t3_1h4z5nc | t1_m022p10 | false | false |
m023w7s | Canada Post has the mandate to provide services to all parts of the country, including those that are thinly populated and remote.
>
To make sure that the *allegedly unprofitable* areas of the country still get proper service it may be necessary to provide some subsidies to private operators, who should be selected by competitive bidding.
Remote areas are not "allegedly unprofitable", they are very expensive to service, and the subsidy required to maintain service will be substantial. Even if a private contractor is willing to provide the service, there is no guarantee that they will be willing to continue doing so after their contract is up, since costs will continue to rise, and there will be pressure on the government to continue increasing the subsidies.
So the rationale for a monopoly is to allow money to be made on profitable areas (high population density), to subsidize the costs of the remote areas. It's not a great system, but the alternative is to leave the remote and thinly populated areas with expensive poor service, or none at all.
This problem is not unique to postal service - we have the same issues in providing services such as transportation, energy, water, food, medical support, etc. to remote areas. The costs of doing so are generally greatly in excess of the potential revenue from those regions. And yet, are we as a society prepared to essentially let everyone who's not close to larger population areas essentially become second-class citizens? | 11 | pgriz1 | 2024-12-02T16:49:18 | null | 9 | /r/CanadianInvestor/comments/1h4yc46/lets_end_the_postal_monopoly_financial_post_dec_7/m023w7s/ | 0 | t3_1h4yc46 | t3_1h4yc46 | false | false |
m0244d2 | How do you guys even know about this? Lol | 5 | Training_Exit_5849 | 2024-12-02T16:50:28 | null | 4 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m0244d2/ | 4 | t3_1h4sgfw | t1_m02232c | false | false |
m0246og | If the answer is still no, look at Questrade maybe or National Bank’s direct brokerage. I believe those don’t charge commissions to buy (small ECN fees possible with Questrade). Could be wrong. | 3 | pedanticus168 | 2024-12-02T16:50:49 | null | 3 | /r/CanadianInvestor/comments/1h4z5nc/self_directed_resp_for_the_kids/m0246og/ | 2 | t3_1h4z5nc | t1_m022p10 | false | false |
m024l24 | Thank you for the responses! I currently buy xeqt and xqq. Would those both be examples of ETFs that I could be buying for free on questrade? My bi weekly deposits aren't really all that much so I'd love to avoid as many fees as possible | 1 | CinnamonBits2 | 2024-12-02T16:52:55 | null | 0 | /r/CanadianInvestor/comments/1h4z5nc/self_directed_resp_for_the_kids/m024l24/ | 2 | t3_1h4z5nc | t1_m022p10 | false | false |
m025chn | We have no life beside pressing F5 on Reddit | 13 | CulturalArm5675 | 2024-12-02T16:56:56 | null | 11 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m025chn/ | 5 | t3_1h4sgfw | t1_m0244d2 | false | false |
m025mcd | I thought maybe there was an announcement made, some comment by a mod, or a ban list but I couldn't find anything in the 5 minutes I could dedicate to the guy. | 4 | Training_Exit_5849 | 2024-12-02T16:58:22 | null | 4 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m025mcd/ | 6 | t3_1h4sgfw | t1_m025chn | false | false |
m026l7v | I use Qtrade for all my accounts, including my kids RESP.
No issue with self directed, and they have something like 100 commission free ETFs. | 6 | ABMax24 | 2024-12-02T17:03:28 | null | 5 | /r/CanadianInvestor/comments/1h4z5nc/self_directed_resp_for_the_kids/m026l7v/ | 0 | t3_1h4z5nc | t3_1h4z5nc | false | false |
m026xbh | That sounds great! Do you know the process of bringing my TFSA funds over to questtrade? Do I sell everything on wealthsimple first and then rebuy on questtrade? Or can I just transfer it over? | 1 | CinnamonBits2 | 2024-12-02T17:05:14 | null | 1 | /r/CanadianInvestor/comments/1h4z5nc/self_directed_resp_for_the_kids/m026xbh/ | 1 | t3_1h4z5nc | t1_m026l7v | false | false |
m027kz6 | I would sell and then Transfer the $2500 per year into the RESP account. Don’t make it confusing for the government. And it takes atleast a month to get your $500 | 2 | Open-Standard6959 | 2024-12-02T17:08:41 | null | 0 | /r/CanadianInvestor/comments/1h4z5nc/self_directed_resp_for_the_kids/m027kz6/ | 2 | t3_1h4z5nc | t1_m026xbh | false | false |
m027oxk | RRSP is SCHD and VOO. Buy and forget | 2 | Open-Standard6959 | 2024-12-02T17:09:16 | null | 2 | /r/CanadianInvestor/comments/1h4uvut/schd/m027oxk/ | 0 | t3_1h4uvut | t3_1h4uvut | false | false |
m0287c8 | Good to know! Thank you again! | 1 | CinnamonBits2 | 2024-12-02T17:12:00 | null | 1 | /r/CanadianInvestor/comments/1h4z5nc/self_directed_resp_for_the_kids/m0287c8/ | 3 | t3_1h4z5nc | t1_m027kz6 | false | false |
m028jas | My take (which is probably wrong) is that CDN will get stronger to USD over the next decade once Trudeau is booted. I am buying my US stocks in hedged ETFs now in Canada in CDN, where it doesn't cost me CG tax (RRSP/TFSA). Short term it will probably go lower, but I always leave a little on the table for the other guy. | 1 | mistermarpole | 2024-12-02T17:13:47 | null | 1 | /r/CanadianInvestor/comments/1h4d765/thinking_of_switching_from_bmo_to_wealthsimple/m028jas/ | 2 | t3_1h4d765 | t1_lzzrig3 | false | false |
m029d35 | Big div, should be stable, little growth potential that we know about so needs a fairly big div (and hold its price) for adequate return. Only issue with a company like this is that they have little growth potential but could have bigger downturns if there is a problem with their pipelines (like damage) or if there is some kind of paradigm change in energy down the road that comes sooner than expected.
IMO more of a retirement/income stock, and not so much something that you'd want to hold and try to grow for decades. | 3 | ptwonline | 2024-12-02T17:18:09 | null | 2 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m029d35/ | 1 | t3_1h4sgfw | t1_m01umdf | false | false |
m029fet | How do you like moomoo? | 1 | SUPRVLLAN | 2024-12-02T17:18:29 | null | 1 | /r/CanadianInvestor/comments/1h4bdjl/need_help_with_choosing_brokers_and_transferring/m029fet/ | 3 | t3_1h4bdjl | t1_lzzqs5r | false | false |
m02a0lw | No problem | 2 | Open-Standard6959 | 2024-12-02T17:21:34 | null | 2 | /r/CanadianInvestor/comments/1h4z5nc/self_directed_resp_for_the_kids/m02a0lw/ | 4 | t3_1h4z5nc | t1_m0287c8 | false | false |
m02b28n | I use scotia itrade for my RESP. There's a list of free ETFs to buy/sell and it integrates well as I bank with scotia. I just buy VFV in it as I won't be touching it for another 15+ years | 2 | 18362014 | 2024-12-02T17:27:01 | null | 1 | /r/CanadianInvestor/comments/1h4z5nc/self_directed_resp_for_the_kids/m02b28n/ | 0 | t3_1h4z5nc | t3_1h4z5nc | false | false |
m02bh38 | Yes I buy XEQT regularly in my RRSP/TFSA/FHSA and have not incurred any fees on QT. I think that it would be the same for RESP. | 2 | Immediate-Muffin-439 | 2024-12-02T17:29:12 | null | 2 | /r/CanadianInvestor/comments/1h4z5nc/self_directed_resp_for_the_kids/m02bh38/ | 3 | t3_1h4z5nc | t1_m024l24 | false | false |
m02csxo | Interesting. What exactly is the moat? How are they going to compete with CSU? They pick up the scraps that are too small and CSU is not interested in?
It's instance to think that CSU was under $10 at one point. | 1 | IMWTK1 | 2024-12-02T17:36:09 | null | 1 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m02csxo/ | 1 | t3_1h4sgfw | t1_m01n7yi | false | false |
m02cvv1 | This is a great explanation.
Canada has a unique challenge in servicing all Canadians with the size of the country. While a majority of Canadians reside close to the US border in populous places, there are a large number who are not there and still need access to postal services. If competition was allowed to be the only determining factor in providing this service the way some politicians and political supporters want, those unprofitable routes would not be serviced.
Canada needs Canada Post. It certainly can be improved but ending the postal monopoly would be detrimental to the country. | 3 | IceWook | 2024-12-02T17:36:34 | null | 2 | /r/CanadianInvestor/comments/1h4yc46/lets_end_the_postal_monopoly_financial_post_dec_7/m02cvv1/ | 1 | t3_1h4yc46 | t1_m023w7s | false | false |
m02d1bl | >my xeqt beat my self directed stock pick portfolio
I don't think you know this that all the "all in one" ETFs are for the novice and beginner investor. You know to get your feet wet in the market.
When you have suddenly gained "knowledge" and "Wisdom" to identify those 20% of stocks that outperform the market, you don't need them. | 1 | goldbergew | 2024-12-02T17:37:21 | null | 1 | /r/CanadianInvestor/comments/1h4sgfw/daily_discussion_thread_for_december_02_2024/m02d1bl/ | 1 | t3_1h4sgfw | t1_m01n61m | false | false |
m02d23l | You should be able to transfer the account over, but it's easier to do with cash.
I'm with Qtrade though, not Questtrade | 3 | ABMax24 | 2024-12-02T17:37:28 | null | 3 | /r/CanadianInvestor/comments/1h4z5nc/self_directed_resp_for_the_kids/m02d23l/ | 2 | t3_1h4z5nc | t1_m026xbh | false | false |
m02d3t7 | Qtrade and Questrade are completely different investing platforms. Just thought I'd point that out. | 2 | Humble-Area4616 | 2024-12-02T17:37:42 | null | 2 | /r/CanadianInvestor/comments/1h4z5nc/self_directed_resp_for_the_kids/m02d3t7/ | 2 | t3_1h4z5nc | t1_m026xbh | false | false |